Punto
Punto is a Madrid-based B2B SaaS company using generative AI to automate administrative procedures with Spanish public administrations, primarily serving automotive dealer groups and energy sector clients with direct API integrations to DGT, AEAT, and all 17 regional tax authorities.
- Company typePrivate
- Founded2025
- HeadquartersMadrid, Spain
- Headcount11–50
- GTM typeB2B
- OfferingSoftware
What Punto does
Punto, operating through NOMUS, S.L. and its distribution arm DIGITALISAUTO TECH, S.L., is a Madrid-based B2B SaaS company that uses generative AI to automate administrative procedures with Spanish public administrations. The company operates two vertical products: Punto Auto, which processes vehicle-related procedures with the DGT (registrations, transfers, temporary deregistrations, simultaneous chained operations, reservation of domain cancellations, vehicle reports) and Punto Energy, which manages Energy Savings Certificates (CAEs) under MITECO standardized fiches plus batch ITP tax liquidation. The platform is differentiated by direct API-level integrations with the DGT, AEAT, all 17 autonomous community tax authorities (including Basque Country and Navarre haciendas forales), MITECO, and the Registro de Bienes Muebles — integrations that are difficult to replicate and underpin a regulatory moat. Clients submit procedures via a web panel, REST API integration into their DMS/CRM/ERP systems, or email-based batch processing; the platform extracts data from unstructured documents, applies sector regulations, detects missing items, calculates taxes and energy savings, generates compliant documentation, and submits directly to the relevant authority.
The platform applies AI to document processing, regulatory validation, anomaly detection, and automated calculation, achieving reported benchmarks of 80%+ CAE files processed without manual intervention, 20-second vehicle report retrieval, and under-30-minute completion for simultaneous chained procedures. Punto's revenue model is per-transaction: clients pay a fixed fee per successfully processed procedure with no monthly subscription, though minimum volume commitments are required for new solution development. The go-to-market combines API-first enterprise integration (within one week of integration), a web-based self-serve panel, and email batch processing, targeting large automotive dealer groups, energy obligated parties and CAE aggregators, and other regulated industries with recurring high-volume administrative needs. The company was founded in 2025 by Patrik Bergareche (CEO) and Javier Escribano (CTO), raised €2 million in seed funding from Samaipata in April 2026, and serves 25+ enterprise customers including Audi, BMW, Mercedes-Benz, Volkswagen, Toyota, BYD, and Repsol's Spain operations. Operations are exclusively in Spain across all 17 autonomous communities, with ISO 27001 certification and GDPR/LOPDGDD compliance backed by AWS EU-Central1 hosting in Frankfurt.
Punto firmographics
Firmographics- Name
- Punto
- Legal name
- NOMUS, S.L.
- Website
- https://punto.ai
- Company type
- Private
- Founded year
- 2025
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Punto is a Madrid-based B2B SaaS company using generative AI to automate administrative procedures with Spanish public administrations, primarily serving automotive dealer groups and energy sector clients with direct API integrations to DGT, AEAT, and all 17 regional tax authorities.
- Ownership category
- akta.pro rank
Punto industry classification
Industry- Product category
- Regulatory Technology (RegTech) — Administrative Automation Software
- NAICS
- Accounting, Tax Preparation, Bookkeeping, and Payroll Services (54121)
- akta.pro primary industry
- Fixed Assets Accounting (Capitalization, Depreciation, Asset Register) (BPAAAGAF)
Keywords
Where Punto is headquartered
LocationHeadquarters
- HQ city
- Madrid
- HQ country
- Spain
- HQ region
- Europe
Offices1 record
Markets served
Punto business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Personnel, Technology or R&D, Infrastructure, Operations, Marketing or Sales
Revenue model
- Per-Transaction Fees: Punto charges a fixed price per successfully processed procedure. This is the primary revenue model. No monthly subscriptions or fixed costs. The model requires minimum volume commitment to ensure solution viability. For ITP tax liquidation specifically: payment per ITP liquidated, without monthly fees or fixed costs.
- SaaS Platform Access (incidental): Punto provides a web platform (panel) for clients to submit procedures, view status, and download documentation. Platform access is bundled with transaction fees as part of the service agreement, not sold as a standalone subscription.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Transaction based/ take rate | Pay-as-you-go | Pay-per-transaction pricing based on procedure type and client volume |
Go-to-market motion2 records
Distribution channels4 records
Marketing channels6 records
Punto product offering
Product offeringCore offering
Punto sells an AI-powered B2B SaaS platform that automates Spanish public-administration procedures end-to-end, from document upload and validation through tax/savings calculation to compliant submission. It is delivered via REST API, web panel, or email batch ingestion, and is built around direct integrations with DGT, AEAT, all 17 autonomous community tax authorities, MITECO, and the Registro de Bienes Muebles. The commercial offering spans two verticals: Punto Auto (vehicle administration) and Punto Energy (energy savings certificates plus ITP liquidation).
Product overview
Punto is a Spanish administrative automation company operating two distinct vertical products: Punto Auto and Punto Energy. Punto Auto (https://www.punto.ai/auto) is a unified digital platform for automotive administrative procedures with the DGT — covering vehicle registrations (matriculaciones), transfers (transferencias), temporary deregistrations (bajas temporales), domain reservation cancellations (cancelación de reservas de dominio), simultaneous chained operations (trámites simultáneos), and vehicle reports (informes). Punto Energy (https://www.punto.ai/energy) automates Energy Efficiency Certificate (CAE) management across all MITECO standardized fiches for transport, residential, industrial, and tertiary sectors, plus batch ITP tax liquidation. Both products share the same technology stack — document upload, automatic validation and incident detection, tax calculation, document generation, and direct submission to government administrations — and are accessible via a web panel, API integration, or email batch submission.
Differentiator
Problem solved
Functional benefit
Products and services
- Punto Auto Automated vehicle administration platform that processes all DGT-related paperwork in minutes — registrations, transfers, temporary deregistrations, domain reservation cancellations, and simultaneous chained operations — with full progress visibility and integrated tax payment across all of Spain. Targeted at automotive dealers, dealer groups, and traders.
- Vehicle Reports (Informes de Vehículo) Instant DGT vehicle reports (reduced and complete) extracting owner, technical details, history, and incidents in a structured format for automated use, identifying reservations of domain, embargoes, outstanding charges, and transfer blocks. Available through the Punto Auto platform.
- Matriculaciones (Vehicle Registrations) End-to-end vehicle registration automation across Spain, including IEDMT (including Basque/Navarre haciendas forales), IVTM nationwide, Plan Auto+ subsidies, and EV energy certificates, with bulk batch processing and instant provisional permits upon DGT confirmation.
- Transferencias (Vehicle Transfers) Same-day vehicle transfer automation for purchase, sale, and simultaneous operations, handling ITP across all autonomous communities, sending the updated registration certificate to the new owner, and providing an instant provisional permit upon DGT confirmation.
- Bajas Temporales (Temporary Deregistrations) Fully online temporary vehicle deregistration process across Spain with same-day completion when documentation is complete, including ITP payment, expiry tracking for vehicles nearing the one-year mark, and bulk batch processing.
- Cancelación de Reservas de Dominio (Domain Reservation Cancellations) Automated cancellation of financial reservations of domain across all Spanish financial institutions, coordinating payment letter acquisition, Registry of Movable Goods submission, and the vehicle transfer workflow upon vehicle release.
- Trámites Simultáneos (Simultaneous Procedures) Chained dual-operation automation combining two DGT procedures in a single file (such as temporary deregistration plus transfer, or two transfers) by reusing submitted documentation and validating it for both procedures simultaneously.
- Punto Energy End-to-end automation of Energy Efficiency Certificates (CAEs) — from technical validation and applicability checks, through kWh savings calculation per MITECO standardized fiches, to ITP tax liquidation across all autonomous communities — covering residential, transport, industrial, and tertiary sectors. Targeted at obligated parties, delegated entities, CAE aggregators, and verifiers.
- CAEs de Transporte (Transport CAEs) Transport sector CAE management automation including TRA020 (fleet telemetry) and TRA050 (combustion-to-electric vehicle substitution) standardized fiches, with direct DGT integration for vehicle data, ITP liquidation, and batch processing of hundreds of transport acts.
- CAEs Residenciales (Residential CAEs) Residential sector CAE management automation covering standardized fiches RES010, RES020, and RES060 (thermal envelope improvements, combustion boiler to heat pump substitutions), with automatic kWh calculation per MITECO formulas, ITP liquidation across all autonomous communities, and bulk batch processing.
- Liquidación de ITPs (ITP Liquidation) Batch ITP (Patrimonial Transfers Tax) liquidation service for savings-cession transactions across all 17 Spanish autonomous communities, extracting data from cession contracts automatically, completing and paying Model 600 for each operation, and returning all completed forms.
Quantifiable outcome
- Procedure completion reduced from days to minutes
- +7 more outcomes
Companies that use Punto
Customer profileNamed customers20 records
Segments3 records
Ideal customer profiles3 records
Punto technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
Integration6 records
AI capability4 records
Feature6 records
Punto partnerships and signals
Strategic signalPartnerships
Six partnerships are on record, tiered core.
- Digitalisauto Tech, S.L.coreDigitalisauto Tech S.L. (CIF B-75.589.846, Madrid) is a licensed distributor and reseller of Punto's automotive and management software. Nomus, S.L. retains full IP ownership of the platform. Digitalisauto Tech handles distribution and commercialization of automotive software modules under license from Nomus.
- AWS (Amazon Web Services)corePunto stores and processes all customer data on AWS infrastructure in the EU-Central1 region, specifically in Frankfurt, Germany. AWS provides the cloud hosting, data storage, and processing infrastructure underlying the Punto platform.
- DGT (Direccion General de Trafico)corePunto has direct API-level integration with the DGT (Spanish Traffic Authority) to obtain vehicle and driver data in real time, process vehicle registrations, transfers, temporary deregistrations, and submit documentation. This integration enables instant vehicle report retrieval (20 seconds) and direct data exchange for all automotive procedures.
- AEAT and Regional Tax Authorities (Haciendas Forales)corePunto has direct automated connection with Spain's Tax Agency (AEAT) and all regional tax administrations including Basque Country and Navarre tax authorities (haciendas forales) for error-free tax management. Enables ITP tax liquidation, IEDMT (registration tax), and IVTM (vehicle tax) payments across all 17 autonomous communities.
- Registro de Bienes Muebles (College of Registrars)corePunto has direct access to the Registro de Bienes Muebles (Spanish Moveable Property Registry) to obtain simple notes and process reservation of domain cancellations. The cancellation is submitted to the registry and inscribed upon completion, freeing the vehicle from financial charges.
- All 17 Spanish Autonomous CommunitiescorePunto has direct connections with the tax administrations of all 17 Spanish autonomous communities for ITP (Patrimonial Transfer Tax) payment and liquidation. Each community has different procedures and criteria, which Punto manages uniformly through its platform. Includes Basque Country and Navarre regional tax authorities.
Scale indicators13 records
Recent moves6 records
Expansion highlights6 records
Punto competitors and assessment
Company assessmentDirect peers
- Holded: Spanish cloud ERP/accounting SaaS for SMBs and mid-market, with built-in tax filings, invoicing, and regulatory compliance modules. Comparable to Punto as a Spain-focused vertical SaaS targeting regulated administrative workflows, though Holded serves a broader SMB customer base rather than specialized verticals like automotive and energy.
- Signaturit: Spanish/Southern European provider of electronic signature, certified delivery, and digital identity automation for regulatory workflows. Comparable to Punto in automating compliance-heavy administrative procedures for Spanish enterprises via API integrations, though focused on the signature/identity layer rather than tax/registry procedures.
- B2Brouter: Spanish e-invoicing and EDI platform connecting businesses to public administrations (including AEAT) and tax compliance workflows. Comparable to Punto in automating Spanish regulatory/administrative procedures via structured document exchange, though narrower to invoicing.
- Docuten: Spanish B2B SaaS providing electronic invoicing, payment processing, and tax/regulatory automation for businesses interacting with Spanish and EU administrations. Closely comparable to Punto in being a Spain-only vertical automation platform bridging enterprise clients with public administration systems via API.
- Tickelia (by Emburse): Spanish expense report and travel management automation SaaS with digital receipt processing and tax compliance. Comparable to Punto in applying AI-driven document extraction to Spanish business compliance workflows, though narrower in scope to expense/travel procedures.
- Seres (by Tessi): Spanish-headquartered provider of document management, electronic invoicing, and BPO services to automate compliance and back-office workflows with public administrations. Comparable to Punto in targeting Spain's regulated administrative layer and serving large enterprise customers with end-to-end document processing.
Broad incumbents
- Cegid: Large French SMB SaaS vendor providing accounting, payroll, tax, and ERP with deep French public administration integration. Comparable to Punto as a vertical SaaS bundling compliance and government-system automation, but at significantly larger scale and broader scope.
- Thomson Reuters (ONESOURCE): Global tax and regulatory compliance software suite with indirect tax, transfer pricing, and corporate compliance modules. Comparable to Punto in automating high-volume regulatory/tax workflows for enterprises, but at much broader scope and scale across multiple jurisdictions.
Emerging players
- Penneo: Danish/European provider of digital signing, KYC, and document workflow automation for compliance teams. Comparable to Punto in applying automation to regulated administrative workflows via API, but focuses on identity/signature rather than tax/registry procedures.
Regional players
- PowerOffice: Norwegian accounting and payroll SaaS with deep tax authority integration via Skatteetaten APIs. Comparable to Punto in concept (API-driven government-system automation for enterprise compliance) but operating in the Nordics rather than Spain.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks5 records
Key highlights7 records
Customer concentration
Punto social profiles
Digital presencePunto compliance and trust
Trust signalCompliance2 records
Punto financial estimates
Financial estimateRevenue estimate
Valuation estimate
Punto leadership team
Management profileNumber of profiles
Profiles2 records
Punto funding detail
Funding detailFunding overview
Funding rounds1 record
Investors1 record
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Punto M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Punto
What does Punto do?
Punto sells an AI-powered B2B SaaS platform that automates Spanish public-administration procedures end-to-end, from document upload and validation through tax/savings calculation to compliant submission. It is delivered via REST API, web panel, or email batch ingestion, and is built around direct integrations with DGT, AEAT, all 17 autonomous community tax authorities, MITECO, and the Registro de Bienes Muebles. The commercial offering spans two verticals: Punto Auto (vehicle administration) and Punto Energy (energy savings certificates plus ITP liquidation).
Is Punto a public or private company?
Punto is a private company. It is classified as venture growth investor backed and is currently operating.
When was Punto founded?
Punto was founded in 2025. It employs 11 to 50 people.
Where is Punto based?
Punto is headquartered in Madrid, Spain, in the Europe region.
How does Punto make money?
Two revenue lines are on record. Per-Transaction Fees are the primary driver. The others are saaS Platform Access (incidental).
Who are Punto's main competitors?
Direct peers on record are Holded, Signaturit, B2Brouter, Docuten, Tickelia (by Emburse) and Seres (by Tessi). Broad incumbents are Cegid and Thomson Reuters (ONESOURCE). Penneo is listed as an emerging player. PowerOffice is listed as a regional player.
Does Punto have an API?
Yes. Punto offers a public API integration that allows customers to connect their DMS, CRM, ERP, or internal software directly to the Punto platform. Via the API, customers can send vehicle data, documents, and requests, and receive processed results including completed forms, statuses, and generated documentation back into their systems. Integration is described as completing within one week. Auth0 is used for authentication. The API is offered as a channel alongside a web panel and email for batch submissions.
What industry is Punto in?
Punto's product category is Regulatory Technology (RegTech) — Administrative Automation Software. Its primary akta.pro industry code is BPAAAGAF, Fixed Assets Accounting (Capitalization, Depreciation, Asset Register). Its NAICS code is 54121.