Provision Wealth Management

What Provision Wealth Management does

Provision Wealth Management, Inc. is a privately held, independent Registered Investment Advisor headquartered at 8601 Six Forks Rd, Ste 400 in Raleigh, North Carolina. The firm was founded in 2017 and operates with a team of four financial advisors: Bill Dowdy (Principal Owner), Jared Brogden (Principal Owner), Caleb White, and Bryan Wylie, all of whom hold the CFP designation along with various complementary credentials such as AEP, CAP, RICP, CLU, ChFC, CASL, REBC, and RHU.

The firm delivers holistic, values-based financial planning services organized into nine modular areas: risk management and insurance planning, retirement planning, investment planning, tax planning, estate planning, cash flow and debt structure, education funding, employee benefits and employer stock planning, and business planning and corporate structuring. Its underlying technology stack is third-party only: the Wealth EMAPlan portal serves as the client financial planning interface and Charles Schwab provides account custody and login. There is no proprietary technology platform.

The business model is a traditional fee-based RIA: clients engage the firm through initial consultations and follow a documented seven-step CFP Board-aligned planning process with ongoing monitoring and annual billing. The target market is individuals, families, and business owners in the Raleigh-Durham Triangle region of North Carolina. Distribution is sales-led through direct advisor relationships initiated via phone, email, or contact form, supported by a website with advisor bios, service descriptions, risk assessment tools, and social media channels. No self-serve digital product, channel partner model, or geographic expansion beyond the Triangle is evident.

Name

Provision Wealth Management

Legal name

Provision Wealth Management, Inc.

Website

https://provisionwealthmgmt.com

Company type

Private

Founded year

2017

Operating status

Operating

Headcount range

1–10 employees

Short description

Provision Wealth Management is an independent Registered Investment Advisor in Raleigh, NC, providing values-based financial planning across retirement, investment, tax, insurance, estate, and business planning for individuals, families, and business owners in the Triangle region.

Ownership category

akta.pro rank

Product category

Financial Planning Services

NAICS

Portfolio Management and Investment Advice (52394), Portfolio Management and Investment Advice (523940), Trust, Fiduciary, and Custody Activities (523991), Trusts, Estates, and Agency Accounts (525920)

SIC

Investment Advice (6282)

akta.pro primary industry

Financial Planning & Goals-Based Advice (Mass Affluent) (FSAAAAAF)

akta.pro secondary industries

Private Wealth Planning (Tax, Estate & Succession) (FSAAABAE), Business Owner & Executive Financial Planning (FSAEAAAO), Retirement & Pension Wealth (401(k)/IRA/SIPP/Superannuation Retail) (FSAAAAAJ), Estate Planning, Trust Structuring & Governance (FSAAADAF)

Keywords

• Financial planning services
• Investment advisory
• Retirement planning
• Estate planning
• Wealth management

Headquarters

HQ city

Raleigh

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D

Revenue model

1. Financial Planning and Advisory Fees: Registered Investment Advisor offering financial planning and investment advisory services. Fee structure not publicly disclosed on website; services appear to be provided through personalized engagements. Insurance services offered through individual advisors.

Pricing tiers

Go-to-market motion1 record

Distribution channels1 record

Marketing channels4 records

Core offering

Provision Wealth Management provides values-based, comprehensive financial planning services to individuals, families, and business owners in the Raleigh-Durham, NC area. Services span risk management and insurance, retirement, investment, tax, estate, cash flow and debt, education funding, employee benefits, and business planning/corporate structuring. Engagements follow the Certified Financial Planner Board's seven-step process under a fiduciary standard.

Product overview

Provision Wealth Management offers a unified financial planning service centered on values-based holistic planning. The firm provides comprehensive advisory services organized into modular planning areas: Risk Management and Insurance Planning, Retirement Planning, Investment Planning, Tax Planning, Estate Planning, Cash Flow and Debt Structure, Education Planning, Employee Benefits and Employer Stock Planning, and Business Planning and Corporate Structuring. Clients can access their accounts and planning documents through a Client Financial Planning Portal integrated with emaplan.

Differentiator

Problem solved

Functional benefit

Products and services

• Financial Planning Values-based comprehensive financial planning services providing analysis and recommendations aligned with client goals, values, and financial situations, following the CFP Board's seven-step process for individuals, families, and business owners.
• Risk Management and Insurance Planning Planning services addressing health insurance, FSA/HSA funding, life insurance adequacy, income protection, long-term care options, and retirement income impact analysis for individuals and families.
• Retirement Planning Comprehensive retirement planning including savings options analysis, retirement age determination, re-tirement strategies, income planning, Roth conversions, tax minimization, pension elections, and Social Security optimization.
• Investment Planning Investment advisory services ensuring portfolio alignment with financial plans, risk tolerance, time horizon, diversification review, fee analysis, and performance benchmarking.
• Tax Planning Tax optimization strategies including retirement plan contributions, pre-tax vs. post-tax decisions, HSA/FSA planning, charitable donation structuring, and debt optimization for tax benefits.
• Estate Planning Estate planning services covering document review, beneficiary designation accuracy, legacy planning efficiency, trust planning, incapacity planning, and digital asset protection.
• Cash Flow and Debt Structure Cash flow management and debt optimization services including spending tracking, savings prioritization, debt interest analysis, payoff strategies, and mortgage planning.
• Education Planning Education funding planning covering education savings options, FAFSA applications, Expected Family Contribution analysis, and asset impact on financial aid eligibility.
• Employee Benefits and Employer Stock Planning Advisory services for employer benefits selection, stock option analysis, vesting schedules, sale timing, tax consequences, and cash management from equity compensation.
• Business Planning and Corporate Structuring Business planning services including entity structure selection (LLC, Sole Proprietor, Partnership, S-Corp, C-Corp), employee benefits design, key employee protection, and business transition planning.

Segments1 record

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Scale indicators1 record

Recent moves4 records

Expansion highlights2 records

Direct peers

• North Star Resource Group: North Star Resource Group is an independent financial planning firm serving individuals, families, and business owners with comprehensive wealth and retirement planning. Its service mix and target segments closely parallel Provision, though it operates at a larger multi-advisor scale.
• Sanctuary Wealth: Sanctuary is a partner-owned RIA platform built for breakaway and independent advisors seeking comprehensive wealth management infrastructure. Its advisor-centric model is highly comparable to Provision's structure, and it represents a likely affiliation/aggregator pathway for Provision at scale.
• Buckingham Wealth Partners: Buckingham is a national, advisor-owned RIA providing evidence-based financial planning to HNW individuals and families. Its fiduciary, planning-centric approach and advisor partnership model closely parallel Provision's values-based philosophy, though at far greater scale and geographic reach.
• Carson Wealth: Carson Wealth is an independent RIA platform that, like Provision, delivers holistic, goals-based financial planning to individuals and families. Both firms emphasize fiduciary advice and advisor-led planning, with Carson offering a much larger national footprint and built-in succession/aggregator infrastructure that smaller RIAs like Provision lack.
• Wealth Enhancement Group: Wealth Enhancement Group is a national independent RIA that has aggressively grown via acquisition of advisor-led wealth management firms. Its core business model — acquiring culturally aligned, planning-centric RIAs — makes it a direct comparable and a likely roll-up path for Provision.

Emerging players

• Facet Wealth: Facet Wealth is a digital-first financial planning firm offering flat-fee CFP-led advice to mass-affluent households nationwide. It competes with Provision for the same client profile but via a transparent, technology-driven delivery model — putting fee and convenience pressure on traditional local RIAs.
• Personal Capital: Personal Capital is a hybrid digital RIA combining proprietary wealth-management software with human advisor-led planning for HNW households. It overlaps with Provision on target clientele and service mix, but competes on technology, brand, and transparent flat-fee pricing.

Others

• Cetera Advisor Networks: Cetera operates a network of independent advisor firms offering financial planning, investment, and wealth management services. While larger and more broker-dealer-oriented than Provision, it provides a representative model of the independent advisor ecosystem that Provision could join for scale, technology, and succession infrastructure.

Broad incumbents

• Mariner Wealth Advisors: Mariner is a large national independent RIA offering comprehensive financial, tax, estate, and investment planning to HNW individuals and business owners. It directly competes with Provision for high-net-worth Triangle households but at far greater scale and with proprietary technology and a multi-office footprint.
• Edelman Financial Engines: Edelman Financial Engines is one of the largest independent RIAs in the U.S., combining financial planning with digital advice tools for mass-affluent and HNW households. Comparable to Provision across planning philosophy and target segments, but at vastly greater scale, technology investment, and brand recognition.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat3 records

Key risks6 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/provision-wealth-management-inc

Revenue estimate

Valuation estimate

Number of profiles

Profiles4 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Provision Wealth Management