nData Services
nData Services operates the leading clearing and settlement platform for 8112 Universal Digital Coupons, serving independent and mid-market retailers, POS software providers, CPG brands, and healthcare funders with serialized digital coupon processing and settlement services.
- Company typePrivate
- Founded2022
- HeadquartersCentennial, United States
- Headcount1–10
- GTM typeB2B
- OfferingSoftware
What nData Services does
nData Services is a privately held US-based IT services company that operates the leading clearing and settlement platform for AI (8112) Universal Digital Coupons, serving independent and mid-market retailers, point-of-sale (POS) software providers, CPG brands, and healthcare funders. Founded in 2022 by payment-industry veterans Sam Jonas (CEO, 30-year veteran in ATM, underbanked, and remittance) and Chip Nichols (COO, 35-year veteran in POS equipment and merchant processing), the company is headquartered in Centennial, Colorado with 1-10 employees and operates as nData Services LLC.
The company's core technology processes serialized, single-use, real-time-validated digital coupons under the industry-standard AI (Application Identifier) 8112 specification administered by The Coupon Bureau. nData's product stack includes the 8112 Clearing and Settlement Platform (which shortens retailer settlement cycles from weeks/months to days), Nora — Nextgen Offer and Revenue Assistant (a self-service portal for retailers to create, manage, and settle 8112 programs, launched October 2025), the Mobile FoodRx Application (which delivers Food-As-Medicine incentives to patients as 8112 barcodes/QR codes, launched February 2023), and an integration with the Coupon24 digital wallet. The platform is embedded into POS systems from CresLane, Retail Management Solutions (RMS), IT Retail, and Auto-Star Compusystems, extending reach to thousands of independent retailers.
nData monetizes through transaction fees on cleared coupons, managed-service / platform licensing fees via its Service Bureau model for independent retailers and channel partners, and program management fees for FoodRx/healthy-food incentive programs. The go-to-market combines direct enterprise sales to retail chains, a Channel Partner Program for ISVs and resellers, and trade association relationships with NACS and RSPA. Named customers and partners include LaGree's Food Stores (Sept 2022 pilot), Hartig Drug, Thrifty White Health (Feb 2026 nationwide pharmacy rollout), Procter & Gamble, Wells Enterprises (Blue Bunny), and the National Grocers Association. No funding rounds, revenue figures, or pricing details are publicly disclosed.
nData Services firmographics
Firmographics- Name
- nData Services
- Legal name
- nData Services LLC
- Website
- https://ndataservices.com
- Company type
- Private
- Founded year
- 2022
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- nData Services operates the leading clearing and settlement platform for 8112 Universal Digital Coupons, serving independent and mid-market retailers, POS software providers, CPG brands, and healthcare funders with serialized digital coupon processing and settlement services.
- Ownership category
- akta.pro rank
nData Services industry classification
Industry- Product category
- Digital Coupon and Promotional Technology
- NAICS
- Financial Transactions Processing, Reserve, and Clearinghouse Activities (52232)
- SIC
- Services-Prepackaged Software (7372), Services-Computer Programming, Data Processing, Etc. (7370)
- akta.pro primary industry
- Merchant-of-Record (MoR) & Payment Facilitation (PayFac) Infrastructure (FSAGABAE)
Keywords
Where nData Services is headquartered
LocationHeadquarters
- HQ city
- Centennial
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
nData Services business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Technology or R&D, Personnel, Marketing or Sales, Operations, Infrastructure
Revenue model
- Coupon Clearing and Settlement Fees: nData processes 8112 digital coupon redemptions at the point of sale, earning transaction fees per coupon processed. The platform enables rapid settlement of funds to retailers in days rather than the weeks or months required by legacy coupon programs, improving retailer cash flow.
- Service Bureau / Platform Licensing: nData acts as a Service Bureau enabling independent retailers and channel partners to participate in 8112 technology. The platform provides promotional management, offer creation, redemption tracking, and settlement reporting capabilities.
- Program Management for FoodRx / Healthcare Incentives: nData facilitates the delivery of product discounts and healthy food incentives to FoodRx programs, pairing program funders and healthcare providers with interested retailers, generating revenue through program management and facilitation fees.
Go-to-market motion3 records
Distribution channels3 records
Marketing channels10 records
nData Services product offering
Product offeringCore offering
nData Services operates the leading clearing and settlement platform for AI (8112) Universal Digital Coupons, processing serialized, single-use, fraud-resistant digital coupons validated in real time. The company converts paper coupons into mobile digital offers delivered via QR codes, websites, apps, and the Coupon24 wallet, then settles funds to retailers in days rather than weeks or months. Its Nora self-service portal lets independent retailers create, manage, and settle their own 8112 coupon programs, while the Mobile FoodRx application extends the platform to Food-as-Medicine incentive delivery for healthcare providers and funders.
Product overview
nData Services offers a unified digital coupon ecosystem centered on AI (8112) Universal Digital Coupons technology. The core platform consists of 8112 Universal Digital Coupons with integrated clearing and settlement services. The flagship product is Nora (Nextgen Offer and Revenue Assistant), a self-service portal enabling retailers to create, manage, and settle 8112 digital coupon programs independently. Supporting offerings include Mobile FoodRx for Food-as-Medicine programs and comprehensive clearing/settlement services. The platform serves retailers, POS providers, and funders/service providers through partnerships with The Coupon Bureau and various POS integrators.
Differentiator
Problem solved
Functional benefit
Products and services
- AI (8112) Universal Digital Coupons Serialized, single-use, universally redeemable digital coupons validated in real time. The core technology platform that streamlines couponing from discovery to redemption, offering fraud prevention, automated submission and reconciliation, and rapid settlement for retailers, POS providers, and CPG brands.
- Nora (Nextgen Offer and Revenue Assistant) Self-service portal for independent retailers to create, manage, and settle AI (8112) digital coupon programs. Provides intuitive offer creation, redemption tracking, and rapid settlement reporting in a single platform.
- Mobile FoodRx Application Mobile application delivering healthy food benefits (Food-as-Medicine/FoodRx programs) directly to patients' phones as 8112 barcodes or QR codes. Supports chronic care and food-insecure patients by providing prescriptions for fresh produce along with supplemental healthy recipes and product coupons.
- 8112 Clearing and Settlement Services Digital coupon clearing and settlement service that reduces clearance time from weeks to days, lowering labor costs and improving retailers' cash flow through rapid payment and automated reconciliation. Processes AI (8112) digital coupon redemptions at the point of sale.
Quantifiable outcome
- Retailers can save up to $20,000/year per location by adopting 8112 technology through reduced coupon-handling labor costs and lower fraud exposure.
- +4 more outcomes
Companies that use nData Services
Customer profileNamed customers4 records
Segments4 records
Ideal customer profiles4 records
nData Services technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration1 record
Feature4 records
nData Services partnerships and signals
Strategic signalPartnerships
Twelve partnerships are on record, tiered core and minor.
- Retail Management Solutions (RMS)coreRMS partnered with nData to enable AI 8112 digital couponing for pharmacies, with RMS leading the technical deployment of backend 8112 coupon integration across Thrifty White Health locations. Founded in 1998, RMS delivers high-quality POS services into the independent pharmacy market and supports EMV, NFC, and P2PE payment acceptance.
- CresLane Retail SolutionscoreCresLane partnered with nData and The Coupon Bureau to integrate AI (8112) Universal Coupons into CresLane's advanced POS technology, enhancing operational efficiency and customer satisfaction for retailers. Founded in 1995 in Crestline, California (formerly ITRetail Professional, acquired by Dura Software in 2023), CresLane serves grocery, pharmacy, and retail clients worldwide.
- RSPA (Retail Solutions Providers Association)minornData is a proud member of RSPA, an association for retail technology solution providers including POS vendors, ISVs, and resellers. RSPA membership supports nData's channel partner go-to-market motion targeting POS providers and their retail customers.
- Bruce Mann, Mann and AssociatesminornData retained industry veteran Bruce Mann of Mann and Associates to assist with the development and implementation of its channel partner program. Bruce brings 25+ years of experience in retail technology and POS industry, helping ISVs and resellers add 8112 digital coupon capabilities as an income stream.
- Auto-Star Compusystems Inc.coreAuto-Star partnered with nData to bring AI (8112) coupon acceptance to US grocers by integrating nData's 8112 digital coupon platform with Auto-Star's POS software. Auto-Star is a leading point-of-sale and head office solution provider for pharmacy, grocery, and health and natural products retailers across Canada, the US, and the Caribbean.
- Retail Management Solutions (RMS)coreRMS announced partnership with nData enabling AI 8112 digital couponing for pharmacies, deploying new capabilities to allow RMS retail customers to accept AI 8112 digital coupons. RMS has been delivering POS services to the independent pharmacy market for over 25 years.
- National Grocers Association (NGA)minornData unveiled its Mobile FoodRx application at the NGA Show 2023 in Las Vegas. The NGA Foundation is a key supporter of healthy food initiatives nationally within the independent grocery market through its Technical Assistance Center. Independent grocers are a critical channel for reaching consumers at risk for food and nutrition insecurity.
- NACS (National Association of Convenience Stores)corenData is a proud member of NACS and showcased Nora at the NACS Show 2025 in Chicago. NACS is a key trade association in the convenience store industry that nData works with to bring 8112 digital coupons to the convenience, pharmacy, and grocery retail verticals.
- Wells Enterprises (Blue Bunny)minorWells Enterprises (makers of Blue Bunny Ice Cream) partnered in the first end-to-end 8112 pilot in September 2022, providing CPG brand coupon offers (Blue Bunny product discounts) that customers could capture via QR codes in-store, testing consumer acceptance of 8112 digital coupons for CPG brands.
- LaGree's Food StorescoreLaGree's Food Stores served as the pilot site for the first end-to-end AI 8112 Universal Digital Coupon trial in September 2022, co-developing the 8112 coupon standard with nData and The Coupon Bureau. A 2nd-generation family-owned business serving Colorado families for over 30 years, LaGree's was one of the first grocers to adopt scanning technology in Colorado in the 1980s. They have also been an early adopter of Mobile FoodRx programs.
- The Coupon Bureau (TCB)coreThe Coupon Bureau is a non-profit organization that serves as the source of real-time coupon validation for 8112 Universal Digital Coupons, developing the 8112 infrastructure and standards. TCB works with leading coupon and retail associations (ACP, JICC, FMI, GMA, CONEXXUS, Consumer Brands Association, GS1 US) to develop new technology, support third-party technologists, and deploy educational programs.
- Hartig DrugcoreHartig Drug partnered with nData on multiple AI (8112) Universal Coupon case studies including Charmin Essentials (Procter & Gamble) promotions and sportswear campaigns. Hartig is the leading independent drug store in eastern Iowa with additional stores in Wisconsin and Illinois, competing with Walgreens and Walmart.
Scale indicators6 records
Recent moves6 records
Expansion highlights6 records
nData Services competitors and assessment
Company assessmentDirect peers
- Flipp: Digital circular and coupon platform serving retailers and consumers with weekly ads, digital coupons, and loyalty integrations. Directly comparable to nData's retailer-facing digital coupon proposition.
- Fobi (now Stockhouse): Provider of digital coupon creation and mobile wallet pass delivery, partner in nData's first 8112 pilot at LaGree's. Operates in adjacent digital coupon infrastructure for retail and CPG brands.
- A2X Group: Provider of digital coupon settlement and processing services with AI 8112 and AI 8110 capabilities. A direct competitor in the 8112 coupon clearing and settlement space.
Broad incumbents
- Inmar: Long-standing provider of coupon processing, settlement, and digital media services to retailers and CPG brands. Inmar is a broad incumbent in coupon redemption and serves as a potential competitor or partner to nData as 8112 adoption grows.
- Coupons.com (Neptune Retail Solutions): Long-standing consumer-facing digital coupon brand and accompanying retailer/CPG platform. Competes with nData's 8112-based digital coupon delivery for consumer and CPG mindshare.
- Neptune Retail Solutions (formerly Quotient Technology): Operates Coupons.com and offers digital coupon, promotions, and shopper marketing platform to retailers and CPG brands. A broad incumbent competing for digital promotional spend with established brand and retailer relationships.
Emerging players
- Ibotta: Mobile cash-back and digital coupon platform serving CPG brands and consumers, with strong retailer partnerships. Adjacent to nData's digital coupon ecosystem but primarily consumer-facing.
- Fetch Rewards: Consumer rewards app that captures digital receipts to deliver offers and cash back. Adjacent digital promotions platform with CPG brand relationships that overlap with nData's customer base.
- The Coupon Bureau (TCB): Non-profit standards body that develops and maintains the AI 8112 Universal Digital Coupon specification. TCB is the upstream infrastructure partner for nData's clearing platform and shapes the entire ecosystem nData operates in.
- SavingStar (Inmar): Digital grocery coupon and cash-back platform now owned by Inmar. Operates in adjacent digital coupon distribution channels for CPG brands and grocers.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat6 records
Key risks5 records
Key highlights6 records
Customer concentration
nData Services social profiles
Digital presencenData Services financial estimates
Financial estimateRevenue estimate
Valuation estimate
nData Services leadership team
Management profileNumber of profiles
Profiles2 records
nData Services funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
nData Services M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about nData Services
What does nData Services do?
nData Services operates the leading clearing and settlement platform for AI (8112) Universal Digital Coupons, processing serialized, single-use, fraud-resistant digital coupons validated in real time. The company converts paper coupons into mobile digital offers delivered via QR codes, websites, apps, and the Coupon24 wallet, then settles funds to retailers in days rather than weeks or months. Its Nora self-service portal lets independent retailers create, manage, and settle their own 8112 coupon programs, while the Mobile FoodRx application extends the platform to Food-as-Medicine incentive delivery for healthcare providers and funders.
Is nData Services a public or private company?
nData Services is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was nData Services founded?
nData Services was founded in 2022. It employs 1 to 10 people.
Where is nData Services based?
nData Services is headquartered in Centennial, United States, in the North America region.
How does nData Services make money?
Three revenue lines are on record. Coupon Clearing and Settlement Fees are the primary driver. The others are service Bureau / Platform Licensing and program Management for FoodRx / Healthcare Incentives.
Who are nData Services's main competitors?
Direct peers on record are Flipp, Fobi (now Stockhouse) and A2X Group. Broad incumbents are Inmar, Coupons.com (Neptune Retail Solutions) and Neptune Retail Solutions (formerly Quotient Technology). Emerging players are Ibotta, Fetch Rewards, The Coupon Bureau (TCB) and SavingStar (Inmar).
Does nData Services have an API?
No public API is recorded for nData Services.
What industry is nData Services in?
nData Services's product category is Digital Coupon and Promotional Technology. Its primary akta.pro industry code is FSAGABAE, Merchant-of-Record (MoR) & Payment Facilitation (PayFac) Infrastructure. Its NAICS code is 52232 and its SIC code is 7372.