Olie

What Olie does

Olie, operating under the legal entity Olie Tech LLC and headquartered in Miami, is a US-domiciled fintech that runs a USDC-powered digital dollar platform. The company operates two products: the Olie Dollar App (Olie App), a freemium iOS and Android mobile application for buying, selling, sending, and receiving USDC, executing international bank transfers in USD, EUR, and BRL via partner infrastructure, and spending local currency via the Olie Card; and Olie Vault, a members-only subscription tier offering BTC and USDC custody with hardware-key authentication, withdrawal protection windows, approved destination controls, emergency freeze, audit trails, beneficiary sub-accounts, and access to onchain lending markets for yield generation. The underlying technology is built on USDC (issued by Circle Internet Financial) with auditable on-chain addresses that allow users to verify balances directly on the blockchain, combined with architectural separation between the daily-spending App and the protected Vault to reduce single-surface attack risk.

The business model combines transaction and conversion fees on USDC purchases, sales, and transfers with fees on Bridge-enabled international transfer services facilitated through Bridge Building Limited and partner banks. Revenue is generated as commissions, spreads, and applicable fees; the Vault subscription adds a premium tier with dedicated specialist support. Distribution is product-led through iOS App Store and Google Play self-serve onboarding, with Vault enrollment requiring invitation codes or membership application. The company serves two primary customer segments: global individual consumers seeking cross-border money movement and local currency spending, and high-net-worth individuals seeking institutional-grade custody and yield on larger balances across the United States, the European Union, Brazil, Mexico, and Bolivia.

Name

Olie

Legal name

Olie Tech LLC

Website

https://oliecrypto.com

Company type

Private

Founded year

2025

Operating status

Operating

Headcount range

1–10 employees

Short description

Olie (Olie Tech LLC) operates a USDC-powered digital dollar platform offering a mobile app for global transfers and local-currency spending plus a members-only Vault for protected BTC and USDC custody with onchain yield, serving consumers and high-net-worth individuals across the US, EU, and Latin America.

Ownership category

akta.pro rank

Product category

Digital Dollar Wallet & Stablecoin Banking

NAICS

Funds, Trusts, and Other Financial Vehicles (525)

SIC

Security & Commodity Brokers, Dealers, Exchanges & Services (6200), Finance Services (6199)

akta.pro primary industry

Crypto Payments & Stablecoin Settlement Platforms (BPAMAFAL)

akta.pro secondary industries

On/Off-Ramp Providers (Fiat↔Crypto) & Cash-In/Cash-Out Networks (FSADAIAE), Crypto Custody & Exchange Wallet Services (Integrated) (FSADAAAG), Multi-Currency Accounts, Wallets & IBAN Services (FSAMAIAG), POS, QR & In-Person Acceptance Infrastructure (Crypto) (FSADAIAI)

Keywords

• Digital dollar wallet
• USDC payments platform
• Cross-border money transfers
• Crypto custody service
• Stablecoin banking app

Headquarters

HQ city

Miami

HQ country

United States

HQ region

North America

Markets served

GTM type

B2C

Offering type

Software

Cost components

Technology or R&D, Operations, Marketing or Sales, Personnel, Infrastructure

Revenue model

1. Transaction and Conversion Fees: Olie charges commissions, spreads, and applicable fees for buying/selling USDC with local currency and digital asset transactions
2. Bridge-Enabled Services: Third-party services facilitated through Bridge Building Limited for international transfers and bank connections, with fees applied

Pricing tiers

Go-to-market motion2 records

Distribution channels3 records

Marketing channels4 records

Core offering

Olie operates a USDC-powered digital dollar platform that lets users buy, sell, send, and receive USDC globally, spend in local currencies (USD, EUR, BRL) via the Olie Card, and transfer to international bank accounts. A separate members-only Olie Vault provides secure BTC and USDC custody, yield via on-chain lending markets, sub-accounts for goals and beneficiaries, and hardware-key-based authentication. The platform is operated by Olie Tech LLC and is accessible via iOS/Android apps and invitation-based Vault membership.

Product overview

Olie operates as a digital dollar platform offering two interconnected products: the Olie App (Dollar App) for everyday USDC transactions, spending, and global transfers, and Olie Vault — a premium membership tier providing protected custody for BTC and USDC with advanced security controls, high-yield earning through onchain lending markets, and sub-account management for goals and beneficiaries. An optional physical security key is available for Vault access. The platform is operated by Olie Tech LLC.

Differentiator

Problem solved

Functional benefit

Brands

• Olie Vault: A members-only experience for those who want more control over their wealth. Vault combines advanced security, secure custody, and earning potential for USDC and BTC with dedicated accounts for goals and beneficiaries.
• Olie Dollar

Products and services

• Olie Dollar App A mobile-first USDC-powered digital dollar account for individual consumers that enables buying and selling USDC, sending and receiving USDC globally, transferring to international bank accounts in USD/EUR/BRL, and spending via physical and virtual Olie Cards while holding dollar value.
• Olie Vault A members-only custody and wealth product that securely holds BTC and USDC for larger balances, layers hardware-key-based authentication and withdrawal controls, enables yield through on-chain lending markets, and provides sub-accounts for goals, beneficiaries, and protected balances.
• Olie Security Key A physical IP68 hardware security key with USB-C and NFC connectivity designed to be carried on a keychain, sold separately to provide phishing-resistant hardware-based authentication for accessing Olie Vault.

Quantifiable outcome

• $360.03M Total Deposited in onchain lending markets
• +2 more outcomes

Segments2 records

Ideal customer profiles2 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature4 records

Partnerships

Three partnerships are on record, tiered core.

• Bridge Building Limited (Bridge)coreTechnology or IntegrationBridge Building Limited provides critical financial infrastructure enabling international transfers, bank account connections, and payment processing. Services enabled by Bridge are subject to their compliance policies, AML/CFT requirements, and partner bank criteria. These third-party services may be delayed, rejected, suspended, or frozen at Bridge's discretion.
• Partner Banks and Financial InstitutionscoreOthersThird-party financial institutions and banks that process payments, facilitate bank transfers, and enable the movement of funds through Bridge-enabled services. Subject to independent compliance decisions and risk criteria.
• Circle Internet Financial, LLCcoreTechnology or IntegrationUSDC issuer and digital dollar infrastructure provider. Olie does not issue USDC or manage its reserves - USDC is the underlying stablecoin powering Olie's global transfer and custody services.

Scale indicators3 records

Recent moves6 records

Expansion highlights5 records

Direct peers

• Wirex: Wirex is a crypto payments app that issues debit cards, supports multi-currency accounts, and lets users spend stablecoins globally—a near-direct comparison to Olie's Dollar App and Olie Card with overlapping target customers.
• Bridge (Stripe): Bridge is Olie's core infrastructure partner for cross-border transfers and bank connections and is owned by Stripe. As a stablecoin-native payments and treasury API, it overlaps directly with Olie's transfer and ramp services and could become a competitive threat if Stripe leverages it to disintermediate platforms like Olie.
• MoonPay: MoonPay is a crypto on/off-ramp provider enabling fiat-to-stablecoin purchases globally and recently expanded into cards, swaps, and consumer wallets—directly competing with Olie's USDC buy/sell and global transfer functionality.
• Strike: Strike is a Bitcoin and stablecoin payments app built on the Lightning network and USDC rails, with strong presence in Latin America and Africa. Its consumer app and cross-border transfer product directly mirror Olie's USDC-powered global money movement.
• Nexo: Nexo is a crypto lending and wealth platform that offers USDC yield, custodial storage, and cards—directly overlapping with Olie's Vault yield product and consumer card offering.
• BitPay: BitPay is a long-standing crypto payments processor and wallet provider enabling merchants and consumers to buy, sell, send, and spend crypto including USDC—closely matching Olie's consumer payment and card proposition.

Broad incumbents

• Coinbase: Coinbase is the largest US-listed crypto exchange and offers USDC trading, custody (Coinbase Custody), and a Visa card for spending crypto—directly overlapping Olie's App and Vault products, but at vastly greater scale and with broader geographic and regulatory reach.
• PayPal (Crypto/Stablecoin): PayPal offers its own stablecoin (PYUSD), crypto buy/sell, transfers, and a branded spending product—a much larger incumbent providing overlapping USDC-adjacent functionality to Olie's users, with significant regulatory and brand advantages.

Emerging players

• BVNK: BVNK is a stablecoin payments and treasury platform enabling businesses to send, receive, and store USDC and other stablecoins—overlapping with the payment-rails and onchain lending-market infrastructure Olie relies on, and increasingly serving the same SMB and consumer-adjacent segments.
• Stable (Bitrefill): Stable by Bitrefill is a USDC-focused consumer app for global payments, spending, and savings—closely aligned with Olie's App + Vault split and an emerging direct competitor in the stablecoin neobank category.

Market position

Strengths5 records

Weaknesses3 records

Competitive moat3 records

Key risks5 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/oliecrypto

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Olie