Walsh & Associates Insurance, Inc.

What Walsh & Associates Insurance, Inc. does

Walsh & Associates Insurance, Inc. is a privately held independent insurance agency headquartered in Maryland (443 area code) that is licensed to operate across 11 U.S. states — Delaware, Florida, Maryland, North Carolina, New Jersey, New York, Pennsylvania, South Carolina, Virginia, Washington, and West Virginia. The agency distributes personal and commercial insurance products on behalf of 22 A.M. Best "A" rated carriers, spanning major nationals (GEICO, Progressive, Travelers, Liberty Mutual, Nationwide, MetLife, The Hartford), regional mutuals (Donegal, Lititz Mutual, Narragansett Bay), and specialty providers (Hagerty, Dairyland, J.C. Taylor, Grundy for collector vehicles; RT Specialty for wholesale lines).

The agency's product portfolio covers 17 lines across two segments. Personal lines include Auto, Homeowners, Umbrella, Motorcycle, RV, Boat, Landlord, Vacant Property, Renters, Life, and Flood insurance. Business and commercial lines include General Liability, Workers' Compensation, Commercial Auto, Professional Liability, Builder's Risk, and Commercial Property. The agency uses no proprietary technology platform — quoting and policy administration follow standard independent-agency practices, with the company's Squarespace-hosted website (walshinsurancecoverage.com) serving as the primary digital presence and a single phone line (443-522-9245) as the bottom-of-funnel conversion channel.

The business model is commission-based: as an independent agency, Walsh & Associates earns carrier commissions on each policy placed or renewed, with revenue mechanics tied to the retention and growth of its book across the 22-carrier network. Pricing is quote-based and individualized per customer risk profile and carrier selection. The go-to-market is sales-led, emphasizing direct agent relationships over call-center interactions, and the agency positions itself as carrier-neutral and customer-aligned. No revenue, headcount, founding date, ownership, or management team information is disclosed in the available data.

Name

Walsh & Associates Insurance, Inc.

Legal name

Walsh & Associates Insurance

Website

https://wisselandwalsh.com

Company type

Private

Operating status

Operating

Short description

Walsh & Associates Insurance, Inc. is a privately held independent insurance agency licensed in 11 U.S. states, distributing personal and commercial policies from 22 A.M. Best "A" rated carriers to individual consumers and small/mid-market businesses via direct agent relationships.

Ownership category

akta.pro rank

Product category

Independent Insurance Agency

NAICS

Insurance Agencies and Brokerages (524210)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Umbrella Insurance (FSAJAMAK)

Keywords

• Independent insurance agency
• Personal insurance coverage
• Commercial insurance coverage
• Multi-carrier insurance broker
• Property and casualty insurance

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Others

Revenue model

1. Insurance Commissions: The agency earns commissions from insurance carriers for policies placed. As an independent agency, they represent multiple carriers and earn commission revenue on each policy sold or renewed.

Pricing tiers

Go-to-market motion1 record

Distribution channels1 record

Marketing channels3 records

Core offering

Walsh & Associates Insurance is an independent insurance agency that places personal and commercial insurance policies on behalf of customers by matching them with carriers from a network of 22 A.M. Best 'A' rated insurers. Licensed agents quote and service Auto, Homeowners, Umbrella, Motorcycle, RV, Boat, Landlord, Vacant Property, Life, Flood, and Renters coverage for individuals, and General Liability, Workers' Compensation, Commercial Auto, Professional Liability, Builder's Risk, and Commercial Property coverage for businesses across 11 states.

Product overview

Walsh & Associates Insurance is an independent insurance agency offering a comprehensive portfolio of personal and commercial insurance products. Their personal lines include Auto, Homeowners, Umbrella, Motorcycle, RV, Boat, Landlord, Vacant Property, Renters, Life, and Flood insurance. Their business and commercial offerings include General Liability, Workers' Compensation, Commercial Auto, Professional Liability, Builder's Risk, and Commercial Property insurance. As an independent agency, they represent multiple A.M. Best 'A' rated insurance carriers, allowing them to match clients with appropriate coverage options.

Differentiator

Problem solved

Functional benefit

Products and services

• Auto Insurance Vehicle insurance coverage for personal vehicles, placed with carriers from the agency's 22-insurer network for individual consumers and families.
• Homeowners Insurance Coverage for residential properties including homes and dwellings, matched to carriers in the agency's multi-carrier network for individual homeowners.
• Umbrella Insurance Additional personal liability coverage that extends beyond standard auto and homeowners policy limits, for individuals seeking excess liability protection.
• Motorcycle Insurance Coverage for motorcycles and related vehicles, placed with specialty carriers in the agency's network for individual riders.
• RV Insurance Coverage for recreational vehicles, placed with carriers from the agency's 22-insurer network.
• Boat Insurance Coverage for boats and watercraft, placed with carriers in the agency's multi-carrier network.
• Landlord Insurance Coverage for residential rental property owners, placed with carriers in the agency's network.
• Vacant Property Insurance Coverage for unoccupied residential properties, placed with carriers in the agency's network.
• Renters Insurance Coverage for tenants renting residential properties, placed with carriers from the agency's network.
• Life Insurance Life insurance coverage providing financial protection for families and dependents, placed through the agency's life carrier relationships.
• Flood Insurance Coverage for flood-related damages to residential properties, placed with carriers in the agency's network.
• General Liability Insurance Coverage protecting businesses against bodily injury and property damage claims, placed with commercial carriers in the agency's network for business owners.
• Workers' Compensation Insurance Coverage for employees injured or becoming ill due to work-related causes, placed with workers' comp carriers in the agency's network for businesses with employees.
• Commercial Auto Insurance Coverage for business-owned vehicles and commercial fleets, placed with commercial carriers in the agency's network.
• Professional Liability Insurance Coverage protecting professionals against negligence and errors-and-omissions claims arising from services provided, placed with specialty commercial carriers in the agency's network.
• Builder's Risk Insurance Coverage for construction projects and buildings under construction, placed with commercial carriers in the agency's network.
• Commercial Property Insurance Coverage for commercial buildings, equipment, and business property, placed with commercial carriers in the agency's network.

Segments2 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

22 partnerships are on record, tiered core and minor.

• Agency Insurance CompanycoreChannel Partner/ Reseller/ DistributorInsurance carrier partner providing personal and commercial insurance products through the agency distribution channel.
• Chesapeake Employers InsurancecoreChannel Partner/ Reseller/ DistributorWorkers compensation and commercial insurance specialist carrier operating in the Chesapeake region.
• CRC TapcominorChannel Partner/ Reseller/ DistributorInsurance carrier partner in the agency's network of providers.
• DairylandminorChannel Partner/ Reseller/ DistributorInsurance carrier partner specializing in motorcycle and specialty vehicle coverage.
• Donegal Insurance GroupcoreChannel Partner/ Reseller/ DistributorRegional mutual insurance company providing personal and commercial lines coverage.
• ForemostcoreChannel Partner/ Reseller/ DistributorNationwide carrier specializing in specialty insurance products including mobile homes and classic cars.
• GEICOcoreChannel Partner/ Reseller/ DistributorMajor national insurance carrier known for auto and home insurance, distributed through agency channel.
• Grundy InsuranceminorChannel Partner/ Reseller/ DistributorSpecialty insurance carrier focusing on collector vehicles and related coverage.
• HagertyminorChannel Partner/ Reseller/ DistributorSpecialty insurance carrier for classic and collector vehicles.
• The HartfordcoreChannel Partner/ Reseller/ DistributorMajor commercial and personal insurance carrier offering comprehensive insurance solutions.
• J.C. Taylor InsuranceminorChannel Partner/ Reseller/ DistributorSpecialty insurance provider for classic automobiles and motorcycles.
• Liberty MutualcoreChannel Partner/ Reseller/ DistributorLarge national insurance carrier providing personal and business insurance products.
• Lititz MutualcoreChannel Partner/ Reseller/ DistributorRegional mutual insurance company offering personal and commercial coverage.
• MetLifecoreChannel Partner/ Reseller/ DistributorGlobal insurance provider offering wide range of personal and employee benefits coverage.
• Narragansett Bay InsuranceminorChannel Partner/ Reseller/ DistributorRegional insurance carrier operating in the Northeast, specializing in personal lines.
• NationwidecoreChannel Partner/ Reseller/ DistributorMajor national insurance carrier offering comprehensive personal and commercial coverage.
• ProgressivecoreChannel Partner/ Reseller/ DistributorLarge national auto and home insurance carrier with strong brand recognition.
• Philadelphia Insurance CompaniescoreChannel Partner/ Reseller/ DistributorSpecialty commercial lines carrier focused on niche business insurance programs.
• Root InsuranceminorChannel Partner/ Reseller/ DistributorInsurtech auto insurance carrier using telematics for pricing.
• RT SpecialtyminorChannel Partner/ Reseller/ DistributorSpecialty lines wholesale broker and managing general agent.
• TravelerscoreChannel Partner/ Reseller/ DistributorLarge commercial and personal insurance carrier with broad product portfolio.
• Universal PropertyminorChannel Partner/ Reseller/ DistributorProperty insurance carrier specializing in residential coverage in select states.

Scale indicators2 records

Recent moves4 records

Expansion highlights4 records

Broad incumbents

• GEICO: Direct-to-consumer auto and home insurer (and a Walsh & Associates carrier partner). Competes for the same auto/home customers but via captive direct channels rather than independent agency distribution.
• Progressive: Major direct-writer of auto insurance with both captive and independent-agent distribution. Competes head-on with Walsh & Associates for personal auto customers and is simultaneously a carrier partner.
• Nationwide: Large multi-line carrier selling through both captive agents and independent channels (Walsh & Associates is a partner). Overlaps in personal and commercial lines and is a structural competitor for the same customer wallet.

Emerging players

• Lemonade: Insurtech direct-to-consumer carrier in homeowners and renters. Targets the same personal-lines customers Walsh & Associates serves, but with a mobile-first digital model — a credible emerging threat to traditional independent agents.
• Root Insurance: Telematics-based auto insurer also carried by Walsh & Associates. Represents the emerging direct/usage-based model that competes for the same auto customers while creating carrier-side commission pressure on independent agents.

Direct peers

• Leavitt Group: National network of independent insurance agencies operating across many states with multi-carrier personal and commercial offerings. Same independent-agency distribution model as Walsh & Associates.
• Insurica Insurance Group: Independent insurance agency network providing personal, commercial, and specialty lines across multiple states. Comparable to Walsh & Associates in offering a broad product portfolio through carrier partnerships.
• The Hilb Group: Independent insurance brokerage aggregating regional agencies across the Mid-Atlantic and Southeast. Directly comparable model to Walsh & Associates (multi-carrier, multi-state, personal + commercial) and a potential roll-up acquirer.
• Foundation Risk Partners: Fast-growing independent insurance brokerage with strong Mid-Atlantic presence offering commercial and personal lines through multiple carriers. Comparable geographic footprint and multi-carrier distribution approach to Walsh & Associates.
• Higginbotham: Large independent insurance agency offering personal and commercial lines through multiple carriers across multiple states. Highly comparable business model to Walsh & Associates, but at much greater scale, making it both a direct peer and a consolidator.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat3 records

Key risks5 records

Key highlights5 records

Customer concentration

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Walsh & Associates Insurance, Inc.