What RTS Carrier Services does

RTS Carrier Services, Inc. is a U.S. trucking-focused financial services and software provider, operating as a wholly-owned brand within Shamrock Trading Corporation since its founding in 1985. The company delivers an integrated platform combining freight factoring, fuel card discounts (3,500-4,000+ truck stops under the RTS Plus network), a ProTransport transportation management system, an exclusive load board with broker payment history, equipment financing (gated to existing factoring clients since February 2025), and insurance brokerage across all major trucking coverage lines. The product surface is unified under a single RTS brand as of May 2026, distributed via the RTS Pro mobile app, a self-service website, an inside sales team at 11 regional U.S. offices, and a commissioned Agent Program.

The platform is built around a cloud-based mobile and web architecture that integrates invoicing, payments, mobile wallet, broker verification, fleet tracking, and load management for fleets ranging from a single owner-operator to 500-truck operations. Technical integrations include major ELD providers, toll services, QuickBooks, fuel card programs including WEX and Comdata, and IFTA tools; customer onboarding runs on a roughly 30-day implementation cycle. Brand identity is registered across multiple trademarks (RTS, RTS Financial, RTS Pro, RTS Equipment Financing).

RTS generates revenue through transaction-fee streams (factoring fees on purchased invoices, fuel card volume discounts), subscription recurring revenue (equipment financing, TMS plans), and professional services-style commissions on insurance placement. The primary customer segment is SMB trucking companies and independent owner-operators, with secondary exposure to oilfield services and staffing agencies via dedicated factoring products. Distribution combines direct digital sign-up, phone-based local account representatives across 11 U.S. locations, an agent/referral channel, and content marketing. RTS does not disclose pricing publicly and does not serve international markets beyond the U.S.

Name

RTS Carrier Services

Legal name

RTS Carrier Services, Inc.

Website

https://rtscarrierservices.com

Company type

Private

Founded year

1985

Operating status

Operating

Short description

RTS Carrier Services is a U.S. trucking-focused financial services and software platform serving SMB carriers and owner-operators with integrated freight factoring, fuel cards, TMS, load board, equipment financing, and insurance brokerage under the Shamrock Trading Corporation umbrella.

Ownership category

akta.pro rank

Product category

Trucking Financial Services

NAICS

Freight Transportation Arrangement (488510), Other Support Activities for Transportation (4889)

SIC

Arrangement Of Transportation Of Freight & Cargo (4731), Trucking & Courier Services (No Air) (4210)

akta.pro primary industry

Less-Than-Truckload (LTL) Freight Brokerage (TLADAMAC)

akta.pro secondary industry

National/Regional LTL General Freight Carriers (TLADAEAA)

Keywords

• Freight factoring services
• Trucking fuel cards
• Transportation management software
• Trucking insurance brokerage
• Equipment financing

Headquarters

HQ city

Overland Park

HQ country

United States

HQ region

North America

Offices11 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure

Revenue model

1. Invoice Factoring Fees: RTS purchases open invoices from trucking companies and advances payment within 24 hours, collecting the full invoice amount from the customer and remitting the remaining balance minus a small factoring fee. Revenue is generated per transaction based on invoice volume and creditworthiness of the trucking company's customers.
2. Fuel Card Program: RTS offers fuel cards providing diesel discounts at thousands of truck stops nationwide. Revenue is generated through volume-based discounts negotiated with fuel networks, with savings passed partially to carriers.
3. Equipment Financing: RTS provides financing for new and used commercial trucks and trailers through simple interest loans and Equipment Finance Agreements, available exclusively to RTS factoring clients.
4. Insurance Solutions: RTS facilitates insurance coverage placement across auto liability, motor truck cargo, general liability, physical damage, workers' compensation, and other lines through a network of top-rated carriers, with direct billing and premium financing options.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels6 records

Core offering

RTS Carrier Services is a financial services platform for the trucking industry that purchases open invoices from carriers and advances more than 90% of invoice value within 24 hours, while bundling fuel card discounts, a transportation management system, a free load board, equipment financing, and insurance brokerage into a single integrated offering for trucking companies and owner-operators.

Product overview

RTS Carrier Services offers a unified platform of trucking financial and operational services, combining a core Freight Factoring service with a suite of integrated add-on tools. The flagship ProTransport TMS (Transportation Management System) serves as the operational hub, integrating with the RTS App (RTS Pro) for mobile access, Fuel Cards for diesel discounts at 3,500+ stations, a free Load Board for freight matching, Insurance Solutions for carrier coverage, Equipment Financing for truck/trailer purchases (available to factoring clients), and Invoice Factoring variants for staffing and oilfield industries. The product ecosystem is anchored by freight factoring as the primary revenue driver, with other services cross-selling to the same carrier customer base.

Differentiator

Problem solved

Functional benefit

Brands

• RTS Pro: Mobile application for RTS customers to manage invoices, fuel cards, load boards, and fleet operations.
• RTS Plus
• ProTransport

Products and services

• Freight Factoring Invoice factoring service enabling trucking companies to receive same-day payment on open invoices, advancing more than 90% of invoice value within 24 hours.
• Fuel Cards (RTS Plus) Diesel discount fuel card program providing point-of-sale discounts at over 4,000 truck stops nationwide, with truck care and maintenance savings at service centers.
• ProTransport TMS Transportation Management System for trucking fleets, offering dispatching, load tracking, fleet administration, invoicing, driver pay statements, and integrations with ELD providers, toll services, QuickBooks, fuel card programs, and IFTA tools. Supports fleets from 1 to 500 trucks.
• RTS Pro Mobile and Web App Mobile and web application enabling carriers to upload invoices, manage mobile wallet, book freight, find fuel stations, track loads, and manage fleet operations. Available on iOS and Android.
• Free Load Board Free online freight marketplace available to RTS clients for booking freight and checking broker payment histories before booking loads.
• Insurance Solutions Insurance brokerage service connecting carriers with a network of top-rated insurance carriers for auto liability, motor truck cargo, general liability, physical damage, workers' compensation, and other coverage lines, with direct billing and premium financing options.
• Equipment Financing Financing solutions for purchasing new and used commercial trucks and trailers via simple interest loans and Equipment Finance Agreements, available exclusively to RTS factoring clients.
• Staffing Invoice Factoring Invoice factoring service tailored for staffing agencies, enabling same-day payment on open invoices to improve cash flow.
• Oilfield Invoice Factoring Invoice factoring service designed for oilfield companies, providing same-day funding on outstanding invoices to support cash flow in the oil and gas sector.

Quantifiable outcome

• Invoice advances exceeding 90% of total invoice value within 24 hours
• +5 more outcomes

Named customers3 records

Segments3 records

Ideal customer profiles4 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration7 records

Feature4 records

Partnerships

Four partnerships are on record, tiered core and minor.

• Shamrock Trading CorporationcoreOthersParent company of RTS. Shamrock Trading Corporation is the umbrella organization providing strategic direction, capital, and shared services across its family of brands including RTS (freight factoring and fuel cards), RTS International (global export finance), Ryan Transportation (third-party logistics), and ProTransport (trucking software). RTS Carrier Services and RTS Financial are wholly-owned operating units within this corporate family.
• ProTransportcoreTechnology or IntegrationProTransport is the TMS (transportation management system) brand within the RTS ecosystem, offering fleet management, dispatching, load tracking, invoicing, and driver pay functionality. RTS promotes ProTransport as its integrated trucking software solution, and the two brands were recently unified under a single RTS brand identity in 2026.
• RTS InternationalminorStrategic or Co-development PartnerPart of the Shamrock Family of Brands, RTS International provides global export finance solutions, complementing RTS's domestic freight factoring services for carriers engaged in international trade.
• Ryan TransportationminorStrategic or Co-development PartnerPart of the Shamrock Family of Brands, Ryan Transportation provides third-party logistics services, operating as a complementary entity to RTS within the broader Shamrock network.

Scale indicators7 records

Recent moves6 records

Expansion highlights5 records

Emerging players

• AtoB: AtoB is a fintech building trucking-focused payments and fuel card products - an emerging competitor in the fleet payments/fuel card layer that intersects with RTS's fuel card business.
• KeepTruckin (Motive): Motive is a fast-growing fleet management platform offering ELD, fleet visibility, fuel cards, and spend management increasingly overlapping with ProTransport TMS and RTS fuel card offerings, particularly for SMB fleets.

Broad incumbents

• DAT Freight & Analytics: DAT operates the largest load board and freight matching marketplace in North America, directly competing with RTS's free load board and extending into analytics and rate intelligence broader than RTS's offering.
• McLeod Software: McLeod is an enterprise TMS vendor serving mid-to-large motor carriers - a competitive incumbent against RTS's ProTransport TMS in the higher end of the 1-500 truck fleet range.
• WEX (Comdata) Fleet Services: WEX operates one of the largest commercial fuel card and fleet payment networks in North America through Comdata - directly overlapping RTS's fuel card product while serving a broader enterprise fleet base.
• Truckstop.com: Truckstop.com is a major freight matching load board and digital freight marketplace - a direct competitor to RTS's load board with broader carrier/broker liquidity and integrations.

Direct peers

• OTR Capital: OTR Capital provides freight factoring and fuel cards exclusively to trucking companies, matching RTS's factoring-led, integrated-services model in the SMB carrier segment.
• Triumph Business Capital: Triumph is a major freight factoring provider offering non-recourse factoring, fuel cards, and back-office services to carriers - directly competing with RTS on core factoring economics and cross-sell bundles.
• TFS Factoring: TFS (Transportation Factoring Services) is a direct freight factoring peer offering same-day invoice advances and carrier working capital solutions comparable to RTS Freight Factoring.
• Apex Capital Group: Apex is one of the largest freight factoring companies in North America, offering same-day factoring, fuel cards, and fleet financing comparable to RTS's integrated product stack for trucking carriers.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks5 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/rts-carrier-services

Revenue estimate

Valuation estimate

Number of profiles

Subsidiaries1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about RTS Carrier Services