What CLEVERLEE LTD does

Cleverlee UAB is a Lithuanian-incorporated (with London presence) crypto payment infrastructure provider for businesses, founded in 2021 by a team drawn from banking, fintech, IT, and crypto industries. The company operates an integrated four-module platform: Processing & POS for accepting cryptocurrency payments in-store and online, multi-currency corporate Wallets supporting ERC-20, TRC-20, and BEP20 networks, an Exchange module enabling fiat-to-crypto and crypto-to-fiat conversion via SEPA, SWIFT, and stablecoins, and an enterprise-grade Cold Wallet product featuring ERA Lens™ human-readable transaction decoding and ERA Recovery offline key recovery.

Revenue is generated almost entirely through transaction-based take rates: a standard 0.5% crypto processing fee that scales down to 0.2% at €4M+ monthly volume, 0.4% on outbound crypto sends, 1.3% on SEPA-based fiat exchange, and 1.5% on SWIFT-based fiat off-ramps, plus professional services revenue from tokenisation and consulting. Onboarding, receiving, storage, and internal transfers are free. The go-to-market combines direct enterprise field sales with white-glove onboarding, an API-first integration path for developers, and a partner program offering up to 20% RevShare commissions.

Cleverlee is positioned for medium- and low-risk industries (real estate, SaaS, marketing, sports, luxury, hospitality, retail) and reports approximately 100 active business clients across 16+ countries, with daily processing volume of €2-3M+. Services are currently unavailable to EU/EEA residents while the company pursues MiCA CASP authorisation. The firm operates without disclosed external funding and remains founder-led with approximately ten team members.

Name

CLEVERLEE LTD

Legal name

Cleverlee UAB

Website

https://cleverlee.com

Company type

Private

Founded year

2021

Operating status

Operating

Headcount range

1–10 employees

Short description

Cleverlee is a Lithuanian-incorporated crypto payment infrastructure provider offering processing, multi-currency wallets, fiat exchange, and cold custody to approximately 100 business clients across 16+ countries, with a transaction-based fee model and active pursuit of EU MiCA authorisation.

Ownership category

akta.pro rank

Product category

Cryptocurrency Payment Processing

NAICS

Financial Transactions Processing, Reserve, and Clearinghouse Activities (52232)

SIC

Security & Commodity Brokers, Dealers, Exchanges & Services (6200)

akta.pro primary industry

Crypto Payment Gateways & Checkout APIs (FSADAIAA)

akta.pro secondary industries

Crypto Payments & Stablecoin Settlement Platforms (BPAMAFAL), On/Off-Ramp Providers (Fiat↔Crypto) & Cash-In/Cash-Out Networks (FSADAIAE), POS, QR & In-Person Acceptance Infrastructure (Crypto) (FSADAIAI)

Keywords

• Crypto payment processing
• Custodial wallet services
• Fiat-crypto exchange
• Cold storage custody
• Merchant crypto services

Headquarters

HQ city

London

HQ country

United Kingdom

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B

Offering type

Software

Cost components

Personnel, Technology or R&D, Operations, Marketing or Sales, Infrastructure

Revenue model

1. Crypto Processing Fees: Transaction-based fees charged for processing crypto payments. Standard rate 0.5% with tiered pricing for higher volumes (0.4% above €1M, 0.35% above €2M, 0.2% above €4M).
2. Crypto Send Fees: Fee for sending cryptocurrency to external wallets, charged at 0.4% or custom rate per agreement.
3. Fiat Exchange (SEPA): Buy and sell cryptocurrency via SEPA bank transfers at 1.3% fee.
4. Fiat Exchange (SWIFT): Sell cryptocurrency via SWIFT bank transfers at 1.5% fee.
5. Additional Services: Revenue from business setup assistance, tokenisation, cold storage wallet options, virtual cards, and consulting support.

Pricing tiers

Go-to-market motion4 records

Distribution channels4 records

Marketing channels10 records

Core offering

Cleverlee provides a crypto-friendly business infrastructure platform for merchants and corporates to accept, store, send, receive, and exchange cryptocurrencies. The offering spans four integrated modules — crypto payment processing and POS terminals, multi-currency custodial wallets, fiat-to-crypto/crypto-to-fiat exchange via SEPA/SWIFT/stablecoins, and enterprise-grade cold storage wallets — delivered via API, hosted checkout, or custom integration.

Product overview

Cleverlee is a crypto-friendly business infrastructure platform consisting of four integrated modules: Processing & POS (for accepting crypto payments in-store or online), Wallets (multi-currency corporate wallet management), Exchange (fiat-to-crypto on-ramp and crypto-to-fiat off-ramp via SEPA/SWIFT/stablecoins), and Cold Wallet (enterprise-grade hardware custody with ERA Lens and ERA Recovery security features). The platform is designed for medium- and low-risk industries, offering API, hosted checkout, or custom flow integration options.

Differentiator

Problem solved

Functional benefit

Products and services

• Processing & POS

Quantifiable outcome

• €2.6M saved on conversion & transfer fees for cross-border real estate transactions
• +4 more outcomes

Named customers4 records

Segments6 records

Ideal customer profiles6 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature5 records

Partnerships

Five partnerships are on record, tiered core.

• BinancecoreTechnology or IntegrationMajor cryptocurrency exchange providing liquidity and trading infrastructure for Cleverlee's exchange services.
• NCC GroupcoreTechnology or IntegrationCybersecurity firm providing independent audits for Cleverlee's proprietary wallet system.
• SumsubcoreTechnology or IntegrationKYC/AML verification partner providing identity verification and compliance services for client onboarding.
• ERAcoreTechnology or IntegrationProvider of ERA Lens™ and ERA Recovery technologies used in Cleverlee's cold wallet solutions.
• ChainalysiscoreTechnology or IntegrationBlockchain analytics provider for compliance and AML monitoring services.

Scale indicators6 records

Recent moves6 records

Expansion highlights6 records

Direct peers

• TripleA: Singapore-headquartered crypto payment processor licensed by MAS, offering merchant checkout, POS, and fiat settlement. Comparable to Cleverlee in targeting businesses seeking regulated, white-glove crypto payment infrastructure across multiple jurisdictions.
• Alchemy Pay: Crypto and fiat hybrid payment processor offering merchant checkout, POS, and on/off-ramps across global markets. Comparable to Cleverlee's fiat-crypto exchange rails and merchant acceptance focus, with broader geographic presence.
• Coinbase Commerce: Coinbase's merchant crypto payment processing product. Directly comparable to Cleverlee as it offers crypto payment gateway/checkout APIs for businesses accepting multiple digital assets, with similar target customers and integration model.
• NOWPayments: Crypto payment processor offering merchant checkout, mass payouts, and custodial wallets across many tokens. Comparable to Cleverlee's Processing, Wallets, and crypto payroll/payout use cases with API-first integration.
• CoinGate: European (Lithuania-based) crypto payment gateway serving merchants globally with API/hosted checkout, POS, and fiat settlement. Highly comparable given similar geographic roots, target verticals, and integrated processing-plus-wallet offering.
• BTCPay Server: Open-source self-hosted crypto payment processor with merchant checkout, POS, and wallet capabilities. Relevant peer given its similar multi-rail (on-chain + Lightning) processing model and developer-friendly API focus.
• BitPay: One of the longest-standing crypto payment processors offering merchant checkout, POS, and fiat settlement via bank transfers. Closely matches Cleverlee's Processing & POS and fiat off-ramp capabilities for global business clients.

Broad incumbents

• Crypto.com Pay: Merchant payment service from Crypto.com ecosystem offering checkout, settlement, and card-linked features. Overlaps with Cleverlee's processing and exchange capabilities but is one product line within a broader consumer exchange/app business.
• Stripe: Global payments platform that has added crypto/stablecoin on-ramp and settlement features. While Cleverlee competes in payment processing, Stripe is a broad incumbent with vastly greater developer ecosystem, regulatory resources, and merchant base.
• Binance Pay: Binance's merchant payment network allowing businesses to accept crypto from Binance users. Comparable payment-processing functionality, but bundled within a much broader exchange ecosystem rather than a focused business infrastructure play.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat6 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/Cleverleecom
• Facebookfacebook.com/cleverleecom
• LinkedInlinkedin.com/company/cleverlee
• Instagraminstagram.com/cleverlee_com

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles7 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about CLEVERLEE LTD