Monarch Law & Title Llc

What Monarch Law & Title Llc does

Monarch Law & Title LLC is a privately-held, attorney-owned title insurance and real estate settlement services firm headquartered in Orlando, Florida. Founded in 2004 and operating from a single office at 2151 Consulate Dr., the firm serves buyers, sellers, realtors, mortgage lenders, real estate investors, FSBO clients, and foreign nationals across Central Florida, with statewide licensure. Its core offering combines legal counsel with traditional title agency functions, including title search and examination, owner's and lender's title insurance, closing/settlement coordination, FIRPTA compliance, 1031 exchange services, quiet title actions, and in-house curative assistance for title defects. The firm is owned and led by co-founder and attorney Gia Songur, who is admitted to practice in Florida since 2002 and brings experience across real estate litigation, family, bankruptcy, foreclosure, and criminal law.

The firm's technology layer centers on a secure client e-portal for document exchange and closing status tracking, iOS and Android mobile applications, an online title ordering system with contract upload, and instant closing cost calculators (net sheets and title premium). Underlying systems are consumer-facing and field-service in nature rather than proprietary platforms — the technology functions as a service delivery and lead-conversion layer atop the firm's core legal expertise, with insurance underwriting outsourced to four national underwriters (Old Republic, First American, Chicago Title/Fidelity, and Stewart). No APIs, AI/ML capabilities, or third-party technology integrations are disclosed.

The business model is transaction-based: revenue is generated from one-time title insurance premiums (owner and lender policies), closing and settlement fees, escrow services, and specialized professional service fees for investor, FIRPTA, and quiet title work. Pricing follows regulated unit-pricing schedules tied to property sale price or loan amount, with title insurance described as a one-time premium with no renewal fees. Go-to-market is sales-led and relationship-driven, targeting multiple customer segments simultaneously through direct outreach, realtor and lender referrals, content marketing (blog, SEO, social media), and self-serve digital tools. The firm maintains ALTA Best Practices and full TRID compliance as part of its lender-facing value proposition.

Name

Monarch Law & Title Llc

Legal name

Monarch Law & Title, LLC

Website

https://monarchlawandtitle.com

Company type

Private

Founded year

2004

Operating status

Operating

Headcount range

1–10 employees

Short description

Monarch Law & Title LLC is an attorney-owned title insurance and settlement services firm in Orlando, Florida, providing title search, owner and lender title insurance, closings, FIRPTA compliance, 1031 exchanges, and investor services to consumers, realtors, lenders, and investors across Central Florida.

Ownership category

akta.pro rank

Product category

Real Estate Title and Settlement Services

NAICS

Title Abstract and Settlement Offices (541191), Offices of Lawyers (541110)

SIC

Title Insurance (6361), Services-Legal Services (8111)

akta.pro primary industry

Title Insurance & Underwriting (BPAJAOAA)

akta.pro secondary industries

Title Search & Examination (BPAJAOAB), Abstracting Services (Title Abstracts) (BPAJAOAC), Document Preparation & Recording Services (Deeds, Liens) (BPAJAOAG)

Keywords

• Real estate title insurance
• Closing and settlement services
• Title search and examination
• FIRPTA compliance services
• 1031 exchange coordination

Headquarters

HQ city

Orlando

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Others

Revenue model

1. Title Insurance: Title insurance policies issued to buyers (owner's policy) and lenders (lender's policy) for protection against title defects. The owner's title insurance is a one-time premium paid at closing with no renewal premiums or expiration date.
2. Closing/Settlement Services: Fees for conducting real estate closings, including document preparation, escrow services, recording services, fund disbursement, and coordination of all parties in the transaction.
3. Specialized Investor Services: Services for real estate investors including quiet title services, ownership and encumbrances searches, transactional funding coordination, and 1031 exchange services.
4. FIRPTA Compliance Services: Guidance and processing for Foreign Investment in Real Property Tax Act compliance for foreign sellers of U.S. real property.

Pricing tiers

Go-to-market motion1 record

Distribution channels4 records

Marketing channels6 records

Core offering

Monarch Law & Title provides real estate title insurance, closing, and settlement services for residential and commercial transactions, conducting title searches, issuing owner and lender title insurance policies, managing escrow, preparing documents, recording instruments, and disbursing funds. The firm also delivers specialized legal and compliance services such as FIRPTA compliance for foreign sellers, quiet title actions, 1031 exchange coordination, simultaneous and double closings for investors, and FSBO closing support. As an attorney-owned operation, it can draft legal documents and provide legal counsel on real estate matters beyond what non-attorney title agencies offer.

Product overview

Monarch Law & Title LLC is an attorney-owned title company and real estate law firm offering a comprehensive suite of title insurance and closing services. The company's core offering combines legal counsel with traditional title agency functions, including title search and examination, owner's and lender's title insurance policies, closing/settlement services, and FIRPTA compliance. Additional services include specialized investor services (quiet title, transactional funding, 1031 exchanges), FSBO assistance, net sheet and title premium calculators, a mobile app, and a secure client e-portal for document sharing and closing status tracking.

Differentiator

Problem solved

Functional benefit

Products and services

• Title and Closing Services Comprehensive real estate closing and settlement services including title search, title examination, document preparation, notary coordination, fund disbursement, and recording services for residential and commercial transactions.
• Owner's Title Insurance Policy Title insurance protection for property buyers that covers hidden claims from prior owners such as unpaid taxes or contractor liens, providing coverage for as long as the owner maintains an interest in the property.
• Lender's Title Insurance Policy Title insurance policy that protects the lender's interest against title defects, required by most mortgage lenders to secure their loan amount.
• Lender Services TRID-compliant title services for lenders including title commitments, document review, and compliance with lender instructions and guidelines.
• Investor Services Specialized services for real estate investors including wholesaling guidance, simultaneous and double closings, transactional funding, tax certificate/deed searches, quiet title services, and curative assistance for code violations and lien issues.
• FSBO (For Sale By Owner) Services Closing and legal services for property owners selling without a real estate agent, including contract forms, escrow services, and guidance through the closing process.
• FIRPTA Compliance Services Guidance and compliance services for transactions involving foreign persons selling U.S. real property, including withholding calculations, TIN documentation, and IRS form filing.
• 1031 Exchange Services Tax-deferred exchange services for real estate investors to preserve equity and defer capital gains taxes through property exchanges.
• Title Search and Examination Comprehensive title research examining property ownership history, liens, encumbrances, and potential title defects going back up to 50 years.
• Quiet Title Services Legal services to clear clouds and defects on property titles through court proceedings, enabling clean title transfer.

Quantifiable outcome

• Over 20 years of experience serving Florida real estate markets
• +1 more outcomes

Segments6 records

Ideal customer profiles6 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature5 records

Partnerships

Eight partnerships are on record, tiered core and minor.

• Old Republic National Title Insurance CompanycoreTechnology or IntegrationNational title insurance underwriter that Monarch Law & Title works with to issue lender's title insurance policies. As a national underwriter, they provide the insurance backing for title commitments and policies issued to lenders.
• First American Title Insurance CompanycoreTechnology or IntegrationNational title insurance underwriter partnered with Monarch Law & Title for issuing title insurance policies to lenders and property owners.
• Chicago Title (Fidelity National Title)coreTechnology or IntegrationNational title insurance underwriter (operating under Fidelity National Title) providing insurance backing for Monarch Law & Title's title products and lender policies.
• Stewart TitlecoreTechnology or IntegrationNational title insurance underwriter partnering with Monarch Law & Title to provide title insurance coverage for real estate transactions.
• Valencia State CollegeminorStrategic or Co-development PartnerGia Songur, cofounder and owner, serves as a professor at Valencia State College, representing an educational partnership and knowledge-sharing relationship.
• VS International Properties LLCminorOthersCommercial client for whom Gia Songur serves as legal counsel, representing real estate brokerage clients in the Central Florida market.
• VS International Rental PropertiesminorOthersClient for whom Gia Songur serves as legal counsel, representing rental property investment company.
• Central Florida Property Management Group LLCminorOthersClient represented by Gia Songur as legal counsel, a property management company in Central Florida.

Scale indicators2 records

Recent moves6 records

Expansion highlights5 records

Emerging players

• PropLogix: Florida-based tech-forward title and closing platform serving realtors and investors with digital ordering and closing tools. An emerging Florida-focused competitor overlapping Monarch's digital and investor channels.

Broad incumbents

• Fidelity National Title (Chicago Title): Parent of Chicago Title and the largest U.S. title insurance group. A Monarch underwriter partner and a dominant incumbent offering title, escrow, and settlement nationwide.
• First American Title Insurance Company: One of the largest U.S. title insurers and settlement services providers. A core Monarch underwriter partner and a broad incumbent competing for the same Florida closing volume at greater scale.
• Old Republic National Title Insurance Company: National title underwriter that issues policies through Monarch and also operates its own direct title operations. Directly comparable product category with broader geographic reach.
• Stewart Title: National title insurance and real estate services company and Monarch underwriter partner. Competes in the same Florida title and closing market through both direct and agent channels.

Others

• TitleTap: Website and digital marketing platform provider specifically serving title agencies and attorneys (Monarch's site is built on TitleTap). Enabling technology partner and adjacent business in the same niche.
• Real Geeks (Realtyna): Real estate technology vendor serving realtors with marketing and lead tools. Comparable adjacent ecosystem player whose realtor-facing tooling intersects with Monarch's portal and calculator strategy.

Direct peers

• Sunshine State Title: Florida-based independent title agency competing for realtor and lender closings in overlapping Central Florida geographies. Direct peer in scale and service mix.
• BridgeTrust Title: Boutique title and escrow firm operating in Florida with similar agent relationships and lender-focused service offering. Comparable in scale and go-to-market.
• Equity Title of Florida: Independent Florida title agency offering closing and title services in the same regional market. Most direct boutique competitor to Monarch in Central/South Florida.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat5 records

Key risks6 records

Key highlights6 records

Customer concentration

• Xtwitter.com/MonarchLawTitle
• Facebookfacebook.com/monarchlawandtitle
• LinkedInlinkedin.com/company/monarch-law-title

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Monarch Law & Title Llc