What NOBID Consortium does

NOBID Consortium (Nordic-Baltic eID Project) is a multi-country, government-coordinated Large Scale Pilot funded by the European Commission under the DIGITAL Europe Programme. It is coordinated by the Norwegian Digitalisation Agency (Digdir) and comprises 25+ public and private partners across six countries: Denmark, Germany, Iceland, Italy, Latvia, and Norway. The consortium's core mission is to pilot the European Digital Identity Wallet (EUDI Wallet), with the payments use case as its primary focus, alongside electronic identification, digital signatures, and cross-border attribute sharing.

The consortium's technology stack centers on the NOBID Wallet App, a mobile application built on the EUDI Wallet Reference Implementation, extended with features for PID verification, Qualified Electronic Attestations of Attributes (QEAAs) issuance and revocation, digital signing infrastructure supporting Qualified Electronic Signatures (QES), and digital payment instruments for person-to-business (P2B) transactions including standalone strong customer authentication. Nine work packages coordinate development across wallet issuing, payments, governance, user onboarding (PID enrollment via iProov biometrics), QEAA issuance, digital signing, and cross-border identification. The infrastructure integrates with major banking and payment partners including DSGV, DNB, BankID, Intesa Sanpaolo, PagoPA, SEB, and Bancomat.

NOBID operates as a non-commercial, grant-funded entity rather than a revenue-generating business. Its two-year budget of 20 million Euros from the DIGITAL Europe Programme is grant funding, not commercial revenue; the EU Digital Identity Wallet is mandated to be accessible and free of charge for citizens under eIDAS 2.0. The pilot concluded in June 2025 with approximately 2,300 enrolled users and 13,200 wallet transactions in a pre-production environment, and its work continues through successor Large Scale Pilots (WE BUILD, Aptitude Consortium). Distribution occurs through national government eID infrastructure and qualified trust service providers rather than commercial sales channels.

Name

NOBID Consortium

Legal name

NOBID Consortium (Nordic-Baltic eID Project)

Website

https://nobidconsortium.com

Company type

Private

Founded year

2022

Operating status

Operating

Headcount range

11–50 employees

Short description

NOBID Consortium is a six-country government-coordinated EU-funded Large Scale Pilot (DIGITAL Europe Programme) that built and tested the European Digital Identity Wallet, focusing on cross-border payments, digital signatures, and qualified attribute attestations for EU citizens, banks, and public administrations.

Ownership category

akta.pro rank

Product category

Digital Identity Infrastructure

akta.pro primary industry

Digital Wallet Platforms (Consumer & Merchant) (BPAMAFAC)

akta.pro secondary industries

Digital Wallet Infrastructure (Tokenization, Wallet-as-a-Service) (FSAMAEAI), Stored Value Ledger / Wallet Infrastructure (Non-Bank) (FSAMANAM), Fraud Prevention, Controls & Compliance (MCC controls, AML/KYC, SCA) (THACAJAG)

Keywords

• Digital identity wallet
• Cross-border payments
• Electronic identification
• Qualified electronic signatures
• EIDAS compliance

Headquarters

HQ city

Leikanger

HQ country

Norway

HQ region

Europe

Offices4 records

Markets served

GTM type

B2B

Offering type

Software

Cost components

Personnel, Technology or R&D

Revenue model

1. EU Funding: The NOBID project received funding from the EU Commission's DIGITAL Europe Programme. It is a co-funded initiative under the Digital Europe Work Programme 2021-2022. The two-year project has a budget of 20 million Euros.

Go-to-market motion1 record

Distribution channels4 records

Marketing channels6 records

Core offering

NOBID Consortium delivers a large-scale pilot for the EU Digital Identity Wallet (EUDI Wallet) focused on the cross-border payments use case. Its core product is the NOBID Wallet App, a mobile application built on the EUDI Wallet Reference Implementation that enables citizens across six European countries to store and manage personal identification data, payment credentials, qualified electronic attestations of attributes (QEAAs), and digital signatures. The consortium pilots digital payment instruments for person-to-business transactions, supporting instant payments, account-to-account transfers, and in-store and online payment acceptance via QR codes, push notifications, and deep linking.

Product overview

NOBID Consortium offers a unified digital identity wallet ecosystem built around the European Digital Identity Wallet (EUDI Wallet). The core product is the NOBID Wallet App, a mobile application developed on the EUDI Wallet Reference Implementation that enables secure storage and management of Personal Identification Data (PID), payment credentials, and Qualified Electronic Attestations of Attributes (QEAAs). The primary use case is digital payments, supporting person-to-business payments, instant payments, and account-to-account transfers via QR codes, push notifications, and deep linking. Supporting modules include QEAA Issuance (WP6) for attribute attestations, Digital Signing (WP8) for legally valid electronic signatures under eIDAS, Cross-Border Identification (WP9) for identity matching across borders, and User Onboarding (WP5) for secure PID enrollment. The ecosystem is designed for interoperability across six participating countries (Norway, Denmark, Iceland, Italy, Latvia, Germany) and compliance with PSD2 payment requirements.

Differentiator

Problem solved

Functional benefit

Products and services

• NOBID Wallet App A mobile wallet application developed based on the European Digital Identity (EUDI) Wallet Reference Implementation (RI). Enables users to store and manage personal identification data (PID), payment credentials, and qualified electronic attestations of attributes (QEAAs) for secure cross-border digital identity verification and payments.
• Payments Use Case The primary use case focused on enabling digital payment instruments for person-to-business (P2B) payments using the EUDI Wallet. Supports issuing payment credentials, instant payments, account-to-account transfers, and payment acceptance both in-store and online. Leverages existing banking infrastructure with QR codes, push notifications, and deep linking modalities.
• QEAA Issuance (Work Package 6) Focused on demonstrating the ability to issue and revoke Qualified Electronic Attestations of Attributes (QEAAs) of national and international interest, ensuring interoperability across borders within the European Digital Identity Wallet ecosystem.
• Digital Signing (Work Package 8) Laying the groundwork for a secure and standardized digital signing ecosystem using the EUDIW. Enables users to sign documents with legal validity under the eIDAS Regulation, supporting onboarding to financial services and other use cases.
• Cross-Border Identification (Work Package 9) Addressing cross-border identification matching across participating countries. Enables cross-border validation of user identity and eliminates duplication of identity checking in cross-border scenarios for the NOBID LSP's EUDIW.
• User Onboarding (Work Package 5) Ensuring effective onboarding of users including enrollment of Personal Identification Data (PID) into the NOBID LSP's EUDIW via secure and user-friendly procedures. Handles PID issuance, revocations, and identifies representative pilot user groups.

Quantifiable outcome

• 2,300 estimated wallet users enrolled by project end
• +3 more outcomes

Segments4 records

Ideal customer profiles4 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature5 records

Partnerships

28 partnerships are on record, tiered major and core.

• Aptitude ConsortiummajorStrategic or Co-development Partner · 1 September 2025Future Large Scale Pilot that will continue the work started by NOBID in shaping digital identity pilots in Europe.
• WE BUILD ConsortiummajorStrategic or Co-development Partner · 1 May 2023Successor Large Scale Pilot that will carry forward NOBID's impactful activities in upcoming phases of digital identity pilots in Europe.
• Norwegian Digitalisation Agency (Digdir)coreStrategic or Co-development Partner · 1 March 2023Digdir is the lead coordinator of the NOBID Consortium and owns/operates the Norwegian national ID-gateway. It serves as the main connecting hub for all electronic IDs and digital services in Norway, serving over 90% of citizens and used 317 million times in 2021.
• Danish Agency for Digital Government (DIGST)coreStrategic or Co-development Partner · 1 March 2023DIGST is in charge of implementing Danish government policies for digital public sector development. Denmark has achieved 90%+ eID adoption and recently launched MittID as next-generation eID solution.
• German Savings Banks Association (DSGV)coreStrategic or Co-development Partner · 1 March 2023DSGV is the largest banking group in Germany with 510 members and over 15,000 branches. It processes over €3.38 trillion in business volume and co-leads WP7 on digital payments. DSGV contributes technology and payment capabilities plus real users for wallet testing.
• Italian Department for Digital Transformation (DDT)coreStrategic or Co-development Partner · 1 March 2023DDT serves as support structure for Italy's Minister of Technological Innovation and Digital Transition. Italy leads WP4 on Governance of the Wallet and Payment Use Case. Italy has 33 million SPID users and 30.6 million CIE users.
• Latvian State Radio and Television Centre (LVRTC)coreStrategic or Co-development Partner · 1 March 2023LVRTC is the only qualified trust service provider in Latvia per eIDAS regulation and serves as EU Digital Identity Wallet provider for Latvia. It co-leads WP9 on cross-border identification.
• Latvian Ministry of Environmental Protection and Regional Development (VARAM)coreStrategic or Co-development Partner · 1 March 2023VARAM coordinates Latvian partners in the consortium and is responsible for ICT solutions in public sector including establishment of one-stop principle for government services.
• Digital Iceland / Icelandic Ministry of Finance and Economic AffairscoreStrategic or Co-development Partner · 1 March 2023Digital Iceland coordinates Icelandic partners. Iceland has 95% eID adoption among eligible population and 47% already have digital driver's licenses in mobile phone wallets.
• Intesa SanpaolocoreTechnology or Integration · 1 December 2022Major Italian banking group supporting the payment use case pilot. Co-leads WP7 on digital payments alongside DSGV.
• BankID NorwaycoreTechnology or Integration · 1 December 2022Leading Norwegian digital identity provider, part of the payment and digital identity infrastructure for the pilot.
• DNB Bank NorwaycoreTechnology or Integration · 1 December 2022Major Norwegian bank participating in the payment use case pilot.
• PagoPAcoreTechnology or Integration · 1 December 2022Italian payment infrastructure company participating in the payment use case and cross-border identification testing.
• ThalesmajorTechnology or Integration · 1 December 2022Technology partner providing expertise in digital identity and security solutions for the EUDI Wallet implementation.
• SignicatmajorTechnology or Integration · 1 December 2022Trust service provider contributing to digital signing work package (WP8) and cross-border identification testing.
• InfoCertmajorTechnology or Integration · 1 December 2022Italian trust service provider participating in payment use case and digital signing activities.
• iProovmajorTechnology or Integration · 1 December 2022Biometric authentication technology partner providing identity verification services as PID provider in WP5.
• AuðkennimajorTechnology or Integration · 1 December 2022Icelandic identity provider contributing to cross-border identification testing (WP9) and digital signing.
• Poste ItalianemajorTechnology or Integration · 1 December 2022Italian postal and financial services provider participating in the pilot.
• Intesi GroupmajorTechnology or Integration · 1 December 2022Trust service provider for digital signing solutions contributing to WP8.
• SEB (Skandinaviska Enskilda Banken)majorTechnology or Integration · 1 December 2022Major Nordic banking group contributing to payment use case testing.
• BancomatmajorTechnology or Integration · 1 December 2022Italian payment network operator participating in payment use case.
• Banca SellamajorTechnology or Integration · 1 December 2022Italian bank participating in payment use case pilot.
• BuypassmajorTechnology or Integration · 1 December 2022Norwegian digital identity and payment provider.
• LandsbankinnmajorTechnology or Integration · 1 December 2022Icelandic bank participating in the pilot.
• GreiðsluveitanmajorTechnology or Integration · 1 December 2022Icelandic payment service provider.
• ABI LabmajorTechnology or Integration · 1 December 2022Italian banking research and innovation center contributing to payment use case.
• European Commission (DIGITAL Europe Programme)coreStrategic or Co-development Partner · 1 December 2022EU Commission is the primary funder of the NOBID Large Scale Pilot through the DIGITAL Europe Programme. The EC evaluates the project against key metrics and provides governance through the Architecture Reference Framework (ARF).

Scale indicators8 records

Recent moves6 records

Expansion highlights4 records

Direct peers

• EUWC (European Union Wallet Consortium): One of the four EU-funded Large Scale Pilots for the EUDI Wallet, directly comparable to NOBID as a parallel consortium funded under the DIGITAL Europe Programme. Tests similar wallet use cases across member states.
• Aptitude Consortium: Future Large Scale Pilot announced as successor continuing NOBID's work in shaping digital identity pilots in Europe.
• WE BUILD Consortium: Successor LSP that explicitly carries forward NOBID's impactful activities in subsequent EUDI phases. Most direct continuation of NOBID's payment and identity work.
• Signicat: Nordic-Baltic digital identity and trust service provider participating in NOBID's WP8 (digital signing) and WP9 (cross-border identification). Offers commercial identity verification and eIDAS services comparable to NOBID test scenarios.
• DC4EU (Digital Credentials for Europe): Another Large Scale Pilot for the EUDI Wallet, focused on educational credentials and professional qualifications. Comparable multi-country consortium structure and EU funding model.
• POTENTIAL Consortium: Fourth Large Scale Pilot for the EUDI Wallet, focused on driving license, e-prescription, and other attestations. Same funding model and consortium structure as NOBID.

Regional players

• BankID (Norway): Norway's national eID scheme with 90%+ citizen adoption; NOBID partner. Comparable eID/wallet infrastructure serving Nordic users, though none of the specific EUDI Wallet use cases at the same scale.

Broad incumbents

• Thales Digital Identity & Security: Thales is a major NOBID technology partner and a leading global provider of digital identity, eID, and wallet infrastructure. Comparable in identity/wallet technology capability but operates as a large commercial vendor rather than a pilot consortium.

Emerging players

• Scytáles AB: Provider of EUDI Wallet reference implementation and digital identity infrastructure for European governments. Comparable as a reference implementation contributor to the EUDI Wallet ecosystem.
• iProov: Biometric authentication provider serving as PID provider in NOBID WP5. Comparable in identity verification and remote onboarding technology used within EUDI wallets.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/nobidconsortium
• LinkedInlinkedin.com/company/nobidconsortium

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

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M&A

Investments

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Frequently asked questions about NOBID Consortium