Impact Mortgage Llc
- Company typePrivate
- Founded2024
- HeadquartersLancaster, United States
- Headcount1–10
- GTM typeB2C
- OfferingServices
Impact Mortgage Llc firmographics
Firmographics- Name
- Impact Mortgage Llc
- Legal name
- Impact Mortgage LLC
- Website
- https://myimpactmortgage.com
- Company type
- Private
- Founded year
- 2024
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Ownership category
- akta.pro rank
Impact Mortgage Llc industry classification
Industry- Product category
- Mortgage Brokerage Services
- NAICS
- Mortgage and Nonmortgage Loan Brokers (522310), Real Estate Credit (522292)
- SIC
- Loan Brokers (6163)
- akta.pro primary industry
- Retail Residential Mortgage Brokers (Purchase & Refinance) (FSALABAA)
- akta.pro secondary industries
- Residential Mortgage Brokerage (Purchase & Refinance) (FSAEAEAA), Commercial & Multifamily Mortgage Brokers (FSALABAB)
Keywords
Where Impact Mortgage Llc is headquartered
LocationHeadquarters
- HQ city
- Lancaster
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
Impact Mortgage Llc business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D, Others
Revenue model
- Mortgage Broker Commissions: Company operates as a mortgage broker earning commissions on loans originated. Distributes bulk of profits to HOPE International nonprofit.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Other | Pay-as-you-go | Custom mortgage financing solutions |
Go-to-market motion1 record
Distribution channels2 records
Marketing channels4 records
Impact Mortgage Llc product offering
Product offeringCore offering
Impact Mortgage LLC is a Lancaster, PA-based mortgage broker that facilitates home purchase and refinance loans between borrowers and lenders. The company offers a full suite of loan products including Conventional, FHA, VA, USDA, Jumbo, and investment property loans, supported by an online application portal (Floify), mortgage calculators, pre-qualification/pre-approval tools, and an educational learning center with 27+ articles. Loan officers with at least 10 years of experience guide customers through every step of the mortgage process.
Product overview
Impact Mortgage LLC is a Lancaster, PA-based mortgage broker offering a comprehensive suite of mortgage products and services. The company operates as both 'Impact Mortgage' and 'Impact Mortgage Partners' (in Virginia and South Carolina). Their core offerings include purchase mortgages, refinance options, and various loan products such as Conventional, FHA, VA, USDA, and Jumbo loans. They provide an integrated online experience with a mortgage calculator suite (Affordability, Purchase, Rent vs Buy, VA Purchase, VA Refinance, DSCR, and Fix & Flip calculators) and a Learning Center with 27+ educational articles. The company targets both first-time homebuyers and experienced real estate investors, with a social mission to distribute profits to HOPE International.
Differentiator
Problem solved
Functional benefit
Products and services
- Mortgage Pre-Approval Comprehensive financial review providing a conditional commitment for a specific loan amount, giving borrowers a competitive edge in the housing market. Available to consumers through the Floify online application portal.
- Mortgage Pre-Qualification Initial assessment process where the lender evaluates a borrower's financial situation to determine how much they may qualify for, based on self-reported information. Targeted at prospective homebuyers.
- Purchase Mortgage Mortgage financing for homebuyers purchasing residential properties, including single family homes, townhouses, condominiums, and multi-family units. Available for primary residences and investment properties.
- Mortgage Refinance Loan restructuring allowing homeowners to replace their existing mortgage with a new one, potentially securing lower rates or accessing equity through cash-out refinance options.
- Conventional Loans Standard mortgage loans not insured by government agencies, typically requiring higher down payments but offering flexible terms.
- FHA Loans Government-backed mortgages insured by the Federal Housing Administration with lower down payment requirements, popular among first-time homebuyers.
- VA Loans Mortgage program backed by the U.S. Department of Veterans Affairs offering eligible veterans, active-duty service members, surviving spouses, and National Guard members benefits including 0% down payment options.
- USDA Loans Rural development home loans backed by the USDA with no down payment requirement for eligible buyers in qualifying suburban and rural areas.
- Jumbo Loans Mortgage loans exceeding conforming loan limits for high-value properties.
- Investment Property Loans Financing options for borrowers purchasing properties for investment purposes, including rental properties (DSCR) and fix-and-flip renovation projects.
- Learning Center Educational platform featuring 27+ articles covering first-time home buying, mortgage tips, credit management, USDA, VA, and homeownership guidance to help consumers understand the mortgage process.
Quantifiable outcome
- Every loan officer has at least 10 years of industry experience
Companies that use Impact Mortgage Llc
Customer profileNamed customers4 records
Segments4 records
Ideal customer profiles4 records
Impact Mortgage Llc technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration1 record
Feature1 record
Impact Mortgage Llc partnerships and signals
Strategic signalPartnerships
One partnership is on record.
- HOPE InternationalcoreImpact Mortgage distributes the bulk of its profits to HOPE International, a top nonprofit organization that fights poverty by supporting and empowering local entrepreneurs in underserved communities worldwide. This partnership is central to the company's mission and differentiates its social impact from traditional mortgage companies.
Scale indicators2 records
Impact Mortgage Llc competitors and assessment
Company assessmentBroad incumbents
- Rocket Mortgage: Largest U.S. mortgage originator offering a full suite of purchase and refinance products including conventional, FHA, VA, USDA, and jumbo. Operates as both direct lender and broker, dwarfing Impact Mortgage in scale, technology, and marketing spend while competing for the same residential refinance and purchase borrowers.
- NewRez (NewRez LLC): National mortgage lender and servicer offering retail, wholesale, and correspondent channels for purchase and refinance products including conventional, FHA, VA, USDA, and non-QM. Competes with Impact Mortgage across multiple product lines with substantially greater scale.
- loanDepot: National mortgage lender and broker offering conventional, government, and jumbo products with strong digital capabilities. Competes directly with Impact Mortgage across purchase and refinance, with substantially greater scale, multiple loan officer channels, and brand recognition.
- Pennymac: Large U.S. mortgage lender and servicer operating retail, broker, and correspondent channels for purchase and refinance products. Overlaps with Impact Mortgage in the broker channel and competes for the same residential purchase and refinance borrowers.
- Caliber Home Loans: National mortgage lender and servicer offering retail, wholesale, and correspondent channels for purchase and refinance products. Competes with Impact Mortgage across conventional, government, and specialty products with substantially greater infrastructure.
- Guaranteed Rate: Large retail and wholesale mortgage lender offering a comprehensive product suite including conventional, FHA, VA, USDA, and jumbo. Competes with Impact Mortgage for the same residential purchase and refinance borrower segments through retail branches and digital channels.
Direct peers
- Fairway Independent Mortgage: Retail mortgage lender and brokerage operating across the U.S. with a similar mix of purchase, refinance, and specialty products. Most comparable to Impact Mortgage in retail-broker-led model and multi-state footprint, with comparable scale.
- Movement Mortgage: Retail mortgage lender with a mission-driven culture and multi-state retail footprint offering conventional, FHA, VA, and specialty products. Closely aligned with Impact Mortgage on community-impact orientation and retail-broker operating model.
Others
- United Wholesale Mortgage (UWM): Largest U.S. wholesale mortgage lender providing loans to independent mortgage brokers like Impact Mortgage. Direct ecosystem relationship — Impact Mortgage likely accesses UWM products as one of its wholesale lending partners, making UWM a critical upstream counterparty rather than a direct retail competitor.
Emerging players
- Better.com: Digital-first mortgage lender and broker targeting consumers with streamlined online application and pricing. Competes with Impact Mortgage for digitally-engaged purchase and refinance borrowers, with a tech-led positioning versus Impact's experienced-loaner-led model.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat3 records
Key risks5 records
Key highlights6 records
Customer concentration
Impact Mortgage Llc social profiles
Digital presenceImpact Mortgage Llc compliance and trust
Trust signalCompliance3 records
Impact Mortgage Llc financial estimates
Financial estimateRevenue estimate
Valuation estimate
Impact Mortgage Llc leadership team
Management profileNumber of profiles
Profiles1 record
Impact Mortgage Llc funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Impact Mortgage Llc M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Impact Mortgage Llc
What does Impact Mortgage Llc do?
Impact Mortgage LLC is a Lancaster, PA-based mortgage broker that facilitates home purchase and refinance loans between borrowers and lenders. The company offers a full suite of loan products including Conventional, FHA, VA, USDA, Jumbo, and investment property loans, supported by an online application portal (Floify), mortgage calculators, pre-qualification/pre-approval tools, and an educational learning center with 27+ articles. Loan officers with at least 10 years of experience guide customers through every step of the mortgage process.
Is Impact Mortgage Llc a public or private company?
Impact Mortgage Llc is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was Impact Mortgage Llc founded?
Impact Mortgage Llc was founded in 2024. It employs 1 to 10 people.
Where is Impact Mortgage Llc based?
Impact Mortgage Llc is headquartered in Lancaster, United States, in the North America region.
How does Impact Mortgage Llc make money?
One revenue line is on record: mortgage Broker Commissions.
Who are Impact Mortgage Llc's main competitors?
Broad incumbents on record are Rocket Mortgage, NewRez (NewRez LLC), loanDepot, Pennymac, Caliber Home Loans and Guaranteed Rate. Direct peers are Fairway Independent Mortgage and Movement Mortgage. United Wholesale Mortgage (UWM) is listed as an others. Better.com is listed as an emerging player.
Does Impact Mortgage Llc have an API?
No public API is recorded for Impact Mortgage Llc.
What industry is Impact Mortgage Llc in?
Impact Mortgage Llc's product category is Mortgage Brokerage Services. Its primary akta.pro industry code is FSALABAA, Retail Residential Mortgage Brokers (Purchase & Refinance), with a secondary code of FSAEAEAA, Residential Mortgage Brokerage (Purchase & Refinance). Its NAICS code is 522310 and its SIC code is 6163.