Hansard International Limited

What Hansard International Limited does

Hansard Owens Ltd is a London-based mortgage advisory and protection planning firm operating from 11-12 Old Bond Street, London W1S 4PN. It is led by directors Mark Hansard and Shaun Owens and supported by a five-person team — including chairman Andy Pelley, adviser Tom Perman, and administrator Alfie Robinson — with the firm citing approximately 50 years of combined industry experience across the group.

The firm is FCA-regulated as an Appointed Representative of Stonebridge Mortgage Solutions Ltd (firm reference 1006550), which grants whole-of-market mortgage access including private bank lending. Its advisory specialism targets complex borrower profiles that high-street brokers typically do not serve well: high-net-worth clients, non-domiciled individuals, expatriates, sports professionals, and first-time buyers. Alongside individual mortgage advice, the firm offers an Employee Benefits Programme and Business Protection services (life cover, critical illness, income protection) for corporate clients, with Memento Exclusives (110 staff) named as a partner on the corporate programme.

The business model combines a flat £499 client fee per mortgage arrangement with disclosed lender commission and a separate B2B revenue line from corporate Employee Benefits and Business Protection placements. The client base appears to blend individual complex-case mortgage work with a nascent corporate channel, although no revenue split, case volume, or headcount trend is disclosed, and the entity is registered as a private limited company under number 15170269.

Name

Hansard International Limited

Legal name

Hansard Owens Ltd

Website

https://hansardowens.co.uk

Company type

Private

Operating status

Operating

Headcount range

1–10 employees

Short description

Hansard Owens Ltd is a five-person London-based FCA-regulated mortgage advisory firm offering whole-of-market and private-bank mortgage access to HNW, non-dom, expat, and sports clients, plus an Employee Benefits Programme and Business Protection services for corporate clients.

Ownership category

akta.pro rank

Product category

Mortgage Advisory and Protection Planning

NAICS

Mortgage and Nonmortgage Loan Brokers (522310), Agencies, Brokerages, and Other Insurance Related Activities (5242)

SIC

Loan Brokers (6163), Mortgage Bankers & Loan Correspondents (6162)

akta.pro primary industry

Fee-Based Advisory (FSAEAAAM)

Keywords

• Mortgage advisory services
• Protection planning
• Buy-to-let mortgages
• Remortgage advice
• High net worth lending

Headquarters

HQ city

London

HQ country

United Kingdom

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Mortgage Arrangement Fees: The firm charges a fee of £499 for arranging mortgages. This fee depends on circumstances and is confirmed at the time of advice and recommendation. Additional fees may apply based on complexity of cases.

Pricing tiers

Go-to-market motion2 records

Distribution channels2 records

Marketing channels4 records

Core offering

Hansard Owens Ltd is a London-based mortgage advisory and protection planning firm that delivers whole-of-market mortgage advice and personal/business protection products through FCA-regulated advisers. The firm manages the full mortgage process from application to completion and earns a £499 arrangement fee per case. Services cover first-time buyers, buy-to-let investors, home movers, high-net-worth clients requiring private bank access, remortgages, and complex-case lending (sports professionals, expats, non-doms).

Product overview

Hansard Owens offers a comprehensive suite of mortgage advisory and protection planning services delivered through a five-step process: Getting to Know You, Market Research, Advice & Recommendation, Application, and Completion. The core offerings include first-time buyer mortgages, buy-to-let property financing, moving home mortgages, high net worth lending, remortgaging services, and personal/business protection products. The company also provides an Employee Benefits Programme offering free financial education workshops, borrowing assessments, and whole-of-market mortgage access for corporate clients. Services are accessible through face-to-face or video consultations, and the company has expertise in complex cases including sports professionals, expats, non-doms, and visa holders.

Differentiator

Problem solved

Functional benefit

Products and services

• First-Time Buyers Mortgage Advice Mortgage advisory service for first-time buyers, helping them find suitable mortgage deals and educating them on the entire house-buying process. Includes support for cases with limited credit history and high-LTV purchases.
• Buy-to-Let Property Mortgages Mortgage sourcing and portfolio review services for buy-to-let property investors, providing advice on suitable rental investment products.
• Moving Home Mortgage Advice Mortgage and protection advisory service for individuals selling one property and buying another, including mortgage portability options and timing coordination.
• High Net Worth Lending Specialist mortgage service for high-net-worth individuals with access to the whole of the mortgage market including private banks, supporting high-value purchases and complex income structures.
• Remortgaging Advice Remortgage advisory service for clients whose deal has ended or who want to raise additional funds against their home, including proactive reviews up to six months before deal expiry.
• Personal Protection Financial protection planning for individuals and families including life insurance and critical illness cover to safeguard against financial shocks.
• Business Protection Business continuity protection products including Shareholder Protection, Key Person Insurance, and Relevant Life Cover for business owners and their teams.
• Employee Benefits Programme B2B programme for employers providing free financial education workshops, borrowing assessments, mortgage advice, life insurance and critical illness cover guidance, and 24/7 mortgage rate monitoring to staff as a workplace benefit.

Quantifiable outcome

• Up to 95% LTV available for suitable cases
• +3 more outcomes

Named customers7 records

Segments7 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration1 record

Partnerships

Two partnerships are on record, tiered core.

• Memento ExclusivescoreGTM or Marketing PartnerEmployee Benefit Partnership with Memento Exclusives, a global leader in authentic officially licensed sports memorabilia (partnering with F1, UFC, UEFA, MotoGP, Anthony Joshua and Team GB). The partnership extends services to all 110 Memento Exclusives staff members, providing free 30-minute property purchasing consultations, borrowing assessments, and advice on life insurance and critical illness cover. The CEO Barry Gough has provided positive feedback about the partnership.
• Stonebridge Mortgage Solutions LtdcoreChannel Partner/ Reseller/ DistributorHansard Owens Ltd is an Appointed Representative of Stonebridge Mortgage Solutions Ltd, which is authorised and regulated by the Financial Conduct Authority (Firm number 1006550). This is a regulatory distribution relationship allowing Hansard Owens to provide mortgage advice under Stonebridge's FCA authorisation.

Scale indicators3 records

Recent moves5 records

Expansion highlights3 records

Emerging players

• Better.co.uk: Digital-first UK mortgage broker offering whole-of-market advice with online onboarding. Comparable on whole-of-market intermediation and fee-based model, but at the lower-complexity end of the market versus Hansard Owens.
• Habito: Digital-first UK mortgage broker offering whole-of-market advice through an online platform with regulated advisers. Comparable in whole-of-market access and fee-based advice, though Hansard Owens targets a higher-complexity, higher-LTV client base.
• Tembo: Specialist UK mortgage broker focused on helping family members and friends assist first-time buyers, often with high LTV or non-standard affordability. Comparable to Hansard Owens on the first-time buyer segment and complex-affordability cases.
• Trussle: Online UK mortgage broker leveraging technology for whole-of-market advice and rate monitoring. Comparable in whole-of-market access and the use of digital monitoring tooling, though positioned for mainstream rather than complex-case borrowers.

Direct peers

• John Charcol: Long-established London specialist mortgage broker with whole-of-market access and expertise in non-standard and complex income cases. Directly comparable to Hansard Owens on advisory model, complex case focus, and HNW positioning.
• Drewberry Insurance: UK protection insurance specialist covering life, critical illness, income protection, and business protection. Highly comparable on the personal and business protection product line that Hansard Owens cross-sells alongside its mortgage advice.
• SPF Private Clients: London-based specialist mortgage broker focused on high-net-worth, professional, and complex-income clients with whole-of-market and private bank access. Highly comparable to Hansard Owens on client profile, complexity of cases, and advisory-led model.
• Enness Global Mortgages: Specialist large-loan and international mortgage broker serving HNW, expat, and non-domiciled clients in prime London markets. Directly comparable on the expat/non-dom segment Hansard Owens serves and on whole-of-market + private bank distribution.

Broad incumbents

• LifeSearch: One of the UK's largest independent life insurance and protection brokers, offering whole-of-market protection advice. Comparable to Hansard Owens on the protection brokerage side of the business, though LifeSearch is a specialist pure-play.
• London & Country Mortgages (L&C): One of the UK's largest whole-of-market mortgage brokers, offering whole-of-market mortgage advice across all customer segments. Comparable in distribution model and whole-of-market access, though L&C operates at materially greater scale and with broader mainstream positioning.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat3 records

Key risks6 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/hansard-owens

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles5 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Hansard International Limited