Encompass Home Service
Encompass Home Service Corp. administers a Canadian home system warranty program covering plumbing, electrical, heating, and air conditioning for homeowners, distributed through mortgage lender partners with up to $10,000 in annual coverage per membership.
- Company typePrivate
- Founded2004
- HeadquartersDunnville, Canada
- Headcount1–10
- GTM typeB2C
- OfferingServices
What Encompass Home Service does
Encompass Home Service Corp. is a privately held Canadian corporation, founded in 2004 and headquartered in Dunnville, Ontario, that develops, manages, and administers the Encompass Home System Warranty Program. The company provides subscription-based home system warranty coverage to Canadian homeowners, with a product that covers major household systems including central heating, air conditioning, electrical, plumbing, and water heaters. Members receive up to $10,000 per year in eligible repair coverage for a $50 per-incident consultation fee, with parts, labour, and emergency overtime charges included. In British Columbia, Alberta, and Saskatchewan, the program is structured as an insurance policy issued by Starr Insurance and Reinsurance Ltd. (or Echelon General Insurance Company for First National clients); in other provinces it operates as a warranty certificate, with all claims obligations backed by a licensed insurer or federally-licensed financial institution.
The company's go-to-market is a B2B2C model that distributes the warranty through Canadian mortgage lenders and financial institution partners, including First National, XMC/XCEED, Haventree, Chicago Title, FirstOntario Credit Union, CMLS Financial, and MCAN Home. Homeowners access service through a 24-hour toll-free number that dispatches qualified, licensed repair technicians for emergency repairs. The company's underlying technology is described as a service coordination and claims management system, but there is no mobile app, no public API, and no disclosed proprietary AI capabilities. Headcount is small (1-10 employees), and the company operates with a lean administrative footprint supported by its channel partner network and licensed insurer backing.
Revenue is generated primarily through recurring monthly membership fees from enrolled homeowners. Marketing channels are limited to organic social media (Facebook, Twitter, LinkedIn), a WordPress blog, partner websites, customer testimonials, and the company website. The firm maintains a secondary operational office in Stoney Creek, Ontario, dedicated to First National client services. No funding rounds, M&A activity, leadership changes, or acquisitions are disclosed in the available data, and the company operates as an independent, privately held entity with no parent company or external investors identified.
Encompass Home Service firmographics
Firmographics- Name
- Encompass Home Service
- Legal name
- Encompass Home Service Corp.
- Website
- https://encompasshomeservice.com
- Company type
- Private
- Founded year
- 2004
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- Encompass Home Service Corp. administers a Canadian home system warranty program covering plumbing, electrical, heating, and air conditioning for homeowners, distributed through mortgage lender partners with up to $10,000 in annual coverage per membership.
- Ownership category
- akta.pro rank
Encompass Home Service industry classification
Industry- Product category
- Home Warranty Services
- NAICS
- Services to Buildings and Dwellings (5617)
- SIC
- Services-To Dwellings & Other Buildings (7340)
- akta.pro primary industry
- Home Warranty / Residential Service Contracts (Systems & Appliances) (FSAJALAG)
Keywords
Where Encompass Home Service is headquartered
LocationHeadquarters
- HQ city
- Dunnville
- HQ country
- Canada
- HQ region
- North America
Offices2 records
Markets served
Encompass Home Service business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Operations, Supply Chain, Personnel, Marketing or Sales, Technology or R&D, Infrastructure, Others
Revenue model
- Home Warranty Membership Fees: Recurring membership fees from homeowners enrolled in the Encompass Home System Warranty Program. Homeowners pay monthly fees to access up to $10,000 per year in eligible home repairs with only a $50 consultation fee per incident.
- Insurance Backing: In BC, Alberta, and Saskatchewan, the program takes the form of an insurance policy issued by Starr Insurance and Reinsurance Ltd. (or Echelon General Insurance Company for First National clients). Claims obligations are backed by a licensed insurer or federally-licensed financial institution.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Monthly | Home System Warranty Coverage - Up to $10,000 annually |
Go-to-market motion1 record
Distribution channels3 records
Marketing channels5 records
Encompass Home Service product offering
Product offeringCore offering
Encompass Home Service designs, manages, and administers the Encompass Home System Warranty Program, which covers repair or replacement of major home systems including central heating, air conditioning, electrical, plumbing, and water heaters. Homeowners enrolled in the program pay monthly membership fees and a $50 consultation fee per incident to access up to $10,000 per year in covered repair costs, with emergency services coordinated through a 24-hour toll-free dispatch line connecting customers to qualified, licensed repair technicians. The program is backed by licensed insurers (Starr Insurance and Reinsurance Ltd. or Echelon General Insurance Company) in BC, Alberta, and Saskatchewan, and is distributed primarily through partnerships with Canadian mortgage lenders.
Product overview
The Encompass Home System Warranty Program is a single home warranty product with modular coverage components. It provides homeowners with access to repairs for central heating and air conditioning, electrical systems, water heaters, and core plumbing. The program offers up to $10,000 per year in eligible home repairs for a $50 consultation fee per incident. The coverage is administered by Encompass Home Service Corp. and backed by licensed insurers. In Alberta and Saskatchewan, it takes the form of an insurance policy issued by Echelon General Insurance Company; in other provinces, it is a warranty certificate.
Differentiator
Problem solved
Functional benefit
Products and services
- Encompass Home System Warranty Program A home warranty subscription program that covers repair or replacement of major household systems including central heating, air conditioning, electrical, plumbing, and water heaters. Homeowners pay monthly membership fees and a $50 consultation fee per incident to access up to $10,000 per year in eligible repair coverage. Service is administered by Encompass Home Service Corp. and backed by licensed insurers (Starr Insurance and Reinsurance Ltd. or Echelon General Insurance Company) in BC, Alberta, and Saskatchewan. Designed for Canadian residential homeowners seeking protection against unexpected system breakdowns.
Quantifiable outcome
- Up to $10,000 per year in eligible home repairs covered
- +4 more outcomes
Companies that use Encompass Home Service
Customer profileNamed customers14 records
Segments3 records
Ideal customer profiles2 records
Encompass Home Service technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature1 record
Encompass Home Service partnerships and signals
Strategic signalPartnerships
Seven partnerships are on record, tiered flagship and core.
- First NationalflagshipFirst National is a major mortgage lender that offers the Encompass Home System Warranty Program to their mortgage clients. Dedicated First National section exists at /FN/ with specific contact information and program details.
- XMC/XCEEDcoreMortgage lender partner offering the home warranty program to their clients through their enrollment options.
- HaventreecoreAlternative mortgage lender offering the Encompass home warranty program to their mortgage clients.
- Chicago TitlecoreTitle insurance company offering the home warranty program to their clients.
- FirstOntario Credit UnioncoreCredit union offering the Encompass Home System Warranty Program to their member homeowners.
- CMLS FinancialcoreMortgage lender partner offering the home warranty program to their clients.
- MCAN HomecoreMortgage corporation offering the Encompass home warranty program to their clients.
Scale indicators3 records
Recent moves5 records
Expansion highlights4 records
Encompass Home Service competitors and assessment
Company assessmentDirect peers
- Choice Home Warranty: US home warranty provider selling annual plans covering heating, electrical, plumbing, and appliances with similar claim-fee mechanics. Closely aligned business model and product structure.
- 2-10 Home Buyers Warranty: Major US home warranty provider offering systems and appliance plans, frequently distributed through real-estate agents and home builders. Comparable product and channel architecture.
- Liberty Home Guard: US home warranty company selling annual plans covering major home systems and appliances with custom add-ons. Closely comparable on modular coverage design and customer-paid service-fee model.
- Cinch Home Services: Frontdoor-owned home warranty brand offering plans covering HVAC, plumbing, electrical, and appliances with 24/7 service. Direct comparable on product scope and dispatch-based service model.
- Total Protect Home Warranty: Home warranty provider (backed by AIG) offering systems, appliance, and electronic coverage plans with optional add-ons. Directly comparable product lineup and consumer-facing positioning.
- Landmark Home Warranty: Regional US home warranty carrier offering similar systems/appliance plans with comparable fee-per-claim structure. Aligned on coverage design and target customer (residential homeowners).
- First American Home Warranty: Home warranty division of First American Financial, offering systems and appliance coverage to homeowners, often bundled with title and escrow services. Comparable embedded-distribution play via real-estate transaction partners.
Broad incumbents
- Old Republic Home Protection: Established US home warranty carrier offering systems and appliance plans distributed through real-estate and lender channels. Comparable in product scope and in reliance on real-estate transaction partners for distribution.
- American Home Shield: Largest US home warranty company (owned by Frontdoor), offering comparable systems and appliance coverage with 24/7 dispatch. Comparable in product category but vastly larger scale and broader geographic footprint.
Regional players
- HomeShield Warranty: Canadian home warranty provider offering similar coverage for major home systems and appliances. Most direct Canadian head-to-head given overlapping product scope and lender/broker distribution model.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat4 records
Key risks6 records
Key highlights6 records
Customer concentration
Encompass Home Service compliance and trust
Trust signalCompliance1 record
Encompass Home Service financial estimates
Financial estimateRevenue estimate
Valuation estimate
Encompass Home Service leadership team
Management profileNumber of profiles
Encompass Home Service funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Encompass Home Service M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Encompass Home Service
What does Encompass Home Service do?
Encompass Home Service designs, manages, and administers the Encompass Home System Warranty Program, which covers repair or replacement of major home systems including central heating, air conditioning, electrical, plumbing, and water heaters. Homeowners enrolled in the program pay monthly membership fees and a $50 consultation fee per incident to access up to $10,000 per year in covered repair costs, with emergency services coordinated through a 24-hour toll-free dispatch line connecting customers to qualified, licensed repair technicians. The program is backed by licensed insurers (Starr Insurance and Reinsurance Ltd. or Echelon General Insurance Company) in BC, Alberta, and Saskatchewan, and is distributed primarily through partnerships with Canadian mortgage lenders.
Is Encompass Home Service a public or private company?
Encompass Home Service is a private company. It is classified as unknown and is currently operating.
When was Encompass Home Service founded?
Encompass Home Service was founded in 2004. It employs 1 to 10 people.
Where is Encompass Home Service based?
Encompass Home Service is headquartered in Dunnville, Canada, in the North America region.
How does Encompass Home Service make money?
Two revenue lines are on record. Home Warranty Membership Fees are the primary driver. The others are insurance Backing.
Who are Encompass Home Service's main competitors?
Direct peers on record are Choice Home Warranty, 2-10 Home Buyers Warranty, Liberty Home Guard, Cinch Home Services, Total Protect Home Warranty, Landmark Home Warranty and First American Home Warranty. Broad incumbents are Old Republic Home Protection and American Home Shield. HomeShield Warranty is listed as a regional player.
Does Encompass Home Service have an API?
No public API is recorded for Encompass Home Service.
What industry is Encompass Home Service in?
Encompass Home Service's product category is Home Warranty Services. Its primary akta.pro industry code is FSAJALAG, Home Warranty / Residential Service Contracts (Systems & Appliances). Its NAICS code is 5617 and its SIC code is 7340.