MINDKY
Mindky SAS is a French AI SaaS company providing clause-by-clause document analysis, comparison, and verification tools for French property and casualty insurance brokers. Its Risk Lens and Delta Report modules automate pre-offer comparison and post-offer policy checks.
- Company typePrivate
- Founded-
- HeadquartersForbach, France
- Headcount1–10
- GTM typeB2B
- OfferingSoftware
What MINDKY does
Mindky SAS is a French AI software company that builds document intelligence tools for insurance brokers (courtiers en assurances IARD) operating in the French property and casualty market. The platform automates the reading, comparison, and verification of insurance contracts — General Conditions (CG), Specific Conditions (CP), and policies — clause by clause, with each detected gap sourced to the underlying article, page, and text excerpt. The product is structured as two integrated modules: Risk Lens for pre-offer quote comparison across multiple insurers, and Delta Report for post-offer policy verification against the accepted offer. Underlying capabilities include a proprietary clause-matching engine, anomaly detection that classifies gaps as blocking, important, or minor, automatic DDA-compliant pack generation, email and cloud-storage integrations (Google Drive, Gmail, OneDrive, Outlook), and a Chrome extension that auto-fills AXA, Generali, and Allianz insurer extranets.
The company operates a sales-led, subscription-based SaaS model with quote-based pricing per broker or dossier. Pricing is not publicly disclosed; prospective customers book a demo via the company's calendar link and can submit three quotes to receive a first sourced comparison at no cost. The target customer segment is French insurance brokerages handling multirisque professionnel, RC Pro, and fleet auto lines. Named reference customers in the product flow include SCI Duval Industrie, Boulangerie Martin, SARL Petit & Fils, and Garage Lefebvre, with a visible portfolio dashboard showing 12 active dossiers. Mindky is headquartered in Forbach, France (10 Rue Du Mont Ste Croix), operates 100% France-hosted infrastructure, holds native GDPR compliance, and lists ISO 27001 and SOC 2 Type II as roadmap certifications.
The company is privately held with no disclosed institutional investors, parent company, or funding rounds. The team is small (1-10 employees per firmographic data), and product expansion signals include a pipeline of broker software integrations (Custy, Excalibur, Modulr, Antenia, Courtaged, IGA) marked as Coming Soon, as well as compatibility development for major French insurers (AXA, Generali, Allianz, MMA, SwissLife, Groupama).
MINDKY firmographics
Firmographics- Name
- MINDKY
- Legal name
- Mindky SAS
- Website
- https://mindky.com
- Company type
- Private
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- Mindky SAS is a French AI SaaS company providing clause-by-clause document analysis, comparison, and verification tools for French property and casualty insurance brokers. Its Risk Lens and Delta Report modules automate pre-offer comparison and post-offer policy checks.
- Ownership category
- akta.pro rank
MINDKY industry classification
Industry- Product category
- Insurance Technology Software (Insurtech)
- NAICS
- Other Scientific and Technical Consulting Services (54169)
- SIC
- Insurance Agents, Brokers & Service (6411), Services-Engineering, Accounting, Research, Management (8700)
- akta.pro primary industry
- Claims Management & Digital FNOL Platforms (FSAGAGAC)
- akta.pro secondary industry
- Technology / IT Services BOP (FSAJAFAK)
Keywords
Where MINDKY is headquartered
LocationHeadquarters
- HQ city
- Forbach
- HQ country
- France
- HQ region
- Europe
Offices1 record
Markets served
MINDKY business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Personnel, Technology or R&D, Operations, Infrastructure, Marketing or Sales
Revenue model
- SaaS Subscription: Mindky operates as a SaaS platform with subscription-based access to Risk Lens and Delta Report. Pricing appears quote-based, likely per-broker or per-dossier depending on broker volume.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Monthly | Quote-based pricing per broker or dossier |
Go-to-market motion1 record
Distribution channels1 record
Marketing channels4 records
MINDKY product offering
Product offeringCore offering
MINDKY is an AI-powered SaaS platform built for French insurance brokers that automates the analysis, comparison, and verification of IARD (property and casualty) insurance contracts. The platform flags coverage gaps, exclusions, and mismatches between proposals and final policies, and generates DDA-compliant compliance packs for the broker's client file. It consists of two complementary products — Risk Lens (pre-offer comparison) and Delta Report (post-offer verification).
Product overview
Mindky is an AI-powered insurance broker platform organized as a unified product with two distinct workflow modules. The core platform provides document intelligence and comparative analysis across the insurance broker workflow, with Risk Lens handling the pre-offer comparison phase and Delta Report managing post-offer policy verification. Both modules share the same underlying document processing engine, client dossier system, and ACPR-compliant audit trail, creating a continuous lifecycle from initial quote comparison through policy renewal.
Differentiator
Problem solved
Functional benefit
Brands
- Risk Lens: Pre-offer comparison tool for deep CG/CP clause-by-clause analysis of insurance proposals with automatic DDA-compliant pack generation.
- Delta Report
Products and services
- Risk Lens Risk Lens is MINDKY's pre-offer comparison module. It is an AI-driven tool that compares multiple competing IARD (property and casualty) insurance proposals clause-by-clause, automatically highlighting coverage gaps, exclusions, and key differences between competing offers. It is designed for independent French insurance brokers who need to identify the best contract for their client before signing.
- Delta Report Delta Report is MINDKY's post-offer verification module. After a policy is issued by the insurer, Delta Report verifies that the final policy text matches the originally selected proposal and automatically generates a DDA (Duty of Advice) compliant compliance pack for the broker's client file. It is designed for French insurance brokers to ensure post-sale regulatory compliance and prevent post-issuance mismatches.
Companies that use MINDKY
Customer profileNamed customers5 records
Segments1 record
Ideal customer profiles1 record
MINDKY technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration10 records
AI capability6 records
Feature7 records
MINDKY partnerships and signals
Strategic signalPartnerships
Ten partnerships are on record, tiered core.
- Google DrivecoreCloud storage integration allowing Mindky to connect and access client documents stored in Google Drive for automated document retrieval and dossier management.
- GmailcoreEmail integration for automatic retrieval of insurance documents (KBis, sinistralité, fleet listings) received from clients and insurers, classified into correct dossiers.
- OneDrivecoreMicrosoft cloud storage integration for document access and management within Mindky platform.
- OutlookcoreMicrosoft email integration for automated document retrieval and dossier population.
- AXAcoreMajor French insurer; Mindky's platform analyzes AXA CG, CP, and policies; Chrome extension supports AXA extranet auto-fill; AXA MRI v2026 used as example in product demos.
- GeneralicoreMajor French insurer; Mindky's platform analyzes Generali CG, CP, and policies; Chrome extension supports Generali extranet auto-fill.
- AllianzcoreMajor French insurer; Mindky's platform analyzes Allianz CG, CP, and policies; Chrome extension supports Allianz extranet auto-fill.
- MMAcoreFrench insurer compatible with Mindky platform for CG/CP/policy analysis.
- SwissLifecoreFrench insurer compatible with Mindky platform for CG/CP/policy analysis.
- GroupamacoreFrench insurer compatible with Mindky platform for CG/CP/policy analysis.
Scale indicators1 record
Recent moves5 records
Expansion highlights5 records
MINDKY competitors and assessment
Company assessmentRegional players
- Excalibur: French insurance broker management software (gestion pour courtiers) that Mindky is listed as integrating with. Comparable as part of the French broker software ecosystem that Mindky must plug into.
- Custy: French insurance broker management platform that Mindky has identified as an integration partner. Comparable as a French broker software incumbent whose workflow Mindky must layer on top of.
Direct peers
- Akur8: French AI-native insurance pricing platform for P&C insurers. Comparable as a French insurtech bringing AI to the insurance value chain, though focused on pricing rather than broker document analysis.
- Planck: AI platform for commercial insurance that ingests business data and automatically generates underwriting insights and policy recommendations. Comparable in selling AI-augmented workflows to insurance intermediaries.
- Chisel AI: AI-powered document intelligence for commercial insurance, extracting structured data from policies, submissions, and ACORD forms. Directly comparable use case of NLP over insurance contracts.
- Zelros: French AI platform for insurance distributors (carriers, brokers, agents) that recommends products and analyzes customer data. Most directly comparable French insurtech competitor in the broker AI tooling space.
- Cytora: AI-powered risk data platform for commercial insurers, automating underwriting workflows using public and proprietary data. Comparable as an AI-first intermediary workflow tool for the insurance industry.
- Shift Technology: Paris-based AI company applying NLP to insurance claims, fraud detection, and document analysis. Comparable as a French insurtech using proprietary AI on insurance documents (claims vs. broker proposals).
Emerging players
- Kalepa: AI underwriting platform for commercial insurers, processing unstructured submission documents to accelerate underwriting decisions. Comparable document-AI use case for insurance, though targeting carriers rather than brokers.
- Hyperexpert: French AI platform for insurance professionals (intermediaries, brokers, insurers) that analyzes, compares, and searches insurance product offerings. Closest direct competitor in the French broker comparison niche.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks6 records
Key highlights6 records
Customer concentration
MINDKY social profiles
Digital presenceMINDKY compliance and trust
Trust signalCompliance3 records
MINDKY financial estimates
Financial estimateRevenue estimate
Valuation estimate
MINDKY leadership team
Management profileNumber of profiles
MINDKY funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
MINDKY M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about MINDKY
What does MINDKY do?
MINDKY is an AI-powered SaaS platform built for French insurance brokers that automates the analysis, comparison, and verification of IARD (property and casualty) insurance contracts. The platform flags coverage gaps, exclusions, and mismatches between proposals and final policies, and generates DDA-compliant compliance packs for the broker's client file. It consists of two complementary products — Risk Lens (pre-offer comparison) and Delta Report (post-offer verification).
Is MINDKY a public or private company?
MINDKY is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was MINDKY founded?
MINDKY was founded in -1. It employs 1 to 10 people.
Where is MINDKY based?
MINDKY is headquartered in Forbach, France, in the Europe region.
How does MINDKY make money?
One revenue line is on record: saaS Subscription.
Who are MINDKY's main competitors?
Regional players on record are Excalibur and Custy. Direct peers are Akur8, Planck, Chisel AI, Zelros, Cytora and Shift Technology. Emerging players are Kalepa and Hyperexpert.
Does MINDKY have an API?
No public API is recorded for MINDKY.
What industry is MINDKY in?
MINDKY's product category is Insurance Technology Software (Insurtech). Its primary akta.pro industry code is FSAGAGAC, Claims Management & Digital FNOL Platforms, with a secondary code of FSAJAFAK, Technology / IT Services BOP. Its NAICS code is 54169 and its SIC code is 6411.