What Numerisk does

Numerisk is a private Australian insurance brokerage and risk advisory firm headquartered in Melbourne, operating as an Authorised Representative of EBN Holdings Pty Ltd and a member of the Steadfast Group broker network. The firm provides general insurance broking and specialist risk advisory to financial advisers, Self-Managed Superannuation Fund (SMSF) trustees, AFSL licensees, and commercial businesses operating in higher-complexity sectors including mining and resources, civil contracting, transport and logistics, manufacturing, agriculture, and retail. Coverage lines span Professional Indemnity, Cyber, Business Management Liability, and Crime insurance, with the firm positioning itself as a data-driven alternative to traditional insurance brokerage.

The firm's core technology asset is Granite, described as a first-to-market data-enabled insurance platform built for professional service businesses. Granite provides frictionless client onboarding through pre-filled data, real-time visibility into submissions, and processing of compliant referral fees. Built atop or alongside Granite are three branded solutions: SMSF Defender, a purpose-built liability policy for SMSF trustees covering personal liability, fines and penalties, tax audit, and crime/cyber fraud; Aegis, an exclusive data-driven Professional Indemnity, Crime, and Management Liability suite co-developed with The Principals' Community; and Numerisk Foundry, an AI-marketed insights layer providing structured data analytics across thematic ecosystems. Underlying data inputs are sourced from partnerships with Adviser Ratings (industry benchmarks) and Fourth Line (advice-quality signals).

Numerisk generates revenue through insurance brokerage commissions and referral fees on new policies and renewals, processed monthly via recipient-created tax invoices. Go-to-market combines direct sales outreach (phone and email) with channel-based partnership referrals through flagship relationships with the SMSF Association and The Principals' Community, supplemented by integrations with Fourth Line, Adviser Ratings, and Entireti Alliances. Placement capability is sourced from domestic insurer panels via Steadfast Group membership and from global specialty markets via Lloyd's of London access. The firm was founded by Richard Silberman, who brings over 25 years of broking, underwriting, and claims experience from ACE (now Chubb) and Aon.

Name

Numerisk

Legal name

Numerisk Pty Ltd

Website

https://numerisk.com.au

Company type

Private

Operating status

Operating

Headcount range

1–10 employees

Short description

Numerisk is an Australian insurance brokerage and risk advisory firm serving financial advisers, SMSF trustees, AFSL licensees, and commercial businesses through its proprietary Granite platform, Steadfast Group membership, and Lloyd's of London placement access.

Ownership category

akta.pro rank

Product category

Commercial Insurance Brokerage

NAICS

Insurance Agencies and Brokerages (524210), Insurance Agencies and Brokerages (52421)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Insurance-Integrated Wealth Managers (RIA + Insurance Solutions) (FSAAACAI)

akta.pro secondary industry

Commercial General Liability (CGL) (FSAJADAA)

Keywords

• Commercial insurance broking
• Professional indemnity insurance
• Risk advisory services
• SMSF trustee insurance
• Insurance data platform

Headquarters

HQ city

Melbourne

HQ country

Australia

HQ region

Oceania

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Technology or R&D, Operations, Marketing or Sales, Infrastructure

Revenue model

1. Insurance Broking and Advisory Fees: Numerisk operates as an insurance brokerage earning commissions on insurance policies arranged for clients. The company receives referral fees or commissions on new policies and renewals, processed monthly via recipient-created tax invoices.
2. Technology Platform Services: Granite platform enables advisers to earn compliant referral fees or commissions on new policies and renewals, with Numerisk serving as the underlying insurance broker.

Pricing tiers

Go-to-market motion2 records

Distribution channels3 records

Marketing channels5 records

Core offering

Numerisk is an Australian insurance brokerage and risk advisory firm that arranges commercial insurance coverage, including Professional Indemnity, Cyber, Business Management Liability, and Crime Insurance, for businesses across 50+ sectors. The firm differentiates through its proprietary Granite data-enabled insurance platform, which transforms client data into insurance insights and enables frictionless onboarding for advisers and trustees. It also offers segment-specific products such as SMSF Defender for Self-Managed Superannuation Funds and Aegis for AFSL licensees.

Product overview

Numerisk operates as an Intelligent Insurance broking and risk advisory platform with a modular architecture anchored by the Granite technology platform. Granite serves as the core data-enabled infrastructure that powers client engagement, insurance procurement, and real-time visibility into submissions. Built on Granite, key products include SMSF Defender (liability protection for Self-Managed Superannuation Funds), Aegis (exclusive coverage for The Principals' Community members), and Fourth Line Solutions (Professional Indemnity for advisers using advice quality assurance technology). The Numerisk Foundry module provides AI-powered insights across thematic ecosystems. Core insurance products include Professional Indemnity, Cyber Insurance, and Business Management Liability for financial advisers, accounting firms, and corporate advisory businesses.

Differentiator

Problem solved

Functional benefit

Brands

• Granite: A first-to-market data-enabled insurance platform built for professional service businesses that transforms client data into insurance advantages for faster, more accurate, and more personalised general insurance outcomes.
• SMSF Defender
• Aegis
• Intelligent Insurance™

Products and services

• Granite Platform A proprietary data-enabled insurance platform that connects people, products, and processes for professional service businesses. Granite eliminates the cold-start problem through secure pre-filling of client details, provides full visibility into submissions, enables frictionless client onboarding, and processes compliant referral fees for advisers.
• SMSF Defender A purpose-built liability policy specifically designed to safeguard Self-Managed Superannuation Funds and their trustees from financial consequences of mistakes, disputes, audits, scams, cyber fraud, and regulatory action. Coverage includes personal liability, fund reimbursement, fines and penalties cover, tax audit cover, investigation cover, and crime/cyber fraud cover.
• Aegis A data-driven insurance solution developed collaboratively with The Principals' Community, providing market-leading coverage for AFSL licensees. Covers Professional Indemnity Insurance, Crime Insurance, and Management Liability Insurance with exclusive pricing negotiated for TPC members, delivering 30%+ pricing reductions.
• Professional Indemnity Insurance Comprehensive professional indemnity coverage tailored for financial planning practices, corporate advisory firms, dealer groups, and large accounting firms with complex services, with preferred pricing available for SMSF Association members.
• Cyber Insurance Protection against digital threats and data breaches for businesses across Numerisk's target industries and sectors.
• Business Management Liability Business management liability coverage providing protection for business operations and management decisions for commercial and corporate clients.

Quantifiable outcome

• Members consistently see pricing reductions of over 30% through Numerisk's Aegis solution
• +2 more outcomes

Named customers4 records

Segments4 records

Ideal customer profiles3 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature4 records

Partnerships

Seven partnerships are on record, tiered core, flagship and minor.

• Steadfast GroupcoreChannel Partner/ Reseller/ DistributorNumerisk is a member of Steadfast Group, Australia's largest general insurance broker network. This membership provides access to a broad network of insurance relationships and resources, enabling Numerisk to connect clients with insurers at all levels both locally and globally.
• Lloyd's of LondoncoreChannel Partner/ Reseller/ DistributorThrough Steadfast Group membership, Numerisk has access to Lloyd's of London, the world's premier insurance market. This provides global marketplace connectivity and access to specialist insurance solutions unavailable through standard domestic markets.
• SMSF AssociationflagshipStrategic or Co-development PartnerNumerisk is the preferred insurance partner to the SMSF Association. The partnership provides exclusive pricing for SMSF Association members on Professional Indemnity quotations and access to SMSF Defender, a purpose-built liability policy for Self-Managed Superannuation Funds. The SMSF Association selected Numerisk following a rigorous review process.
• The Principals' CommunityflagshipStrategic or Co-development PartnerDeveloped collaboratively with The Principals' Community, Aegis is an exclusive data-driven insurance solution for TPC members covering Professional Indemnity, Crime Insurance, and Management Liability. The Principals' Community selected Numerisk through a rigorous process to ensure members receive exceptional coverage, support, and service.
• Fourth LinecoreStrategic or Co-development PartnerNumerisk partners with Fourth Line to provide data-driven Professional Indemnity Insurance for Fourth Line clients. Numerisk helps insurers understand Fourth Line's advice quality technology, leading to better insurance outcomes including better premiums, coverage, and terms for advisers using Fourth Line.
• Adviser RatingscoreTechnology or IntegrationNumerisk partners with Adviser Ratings to combine insurance expertise with industry-leading data insights. Adviser Ratings uses data science to establish benchmarks across the advice industry, which Numerisk uses to build Business Intelligence and negotiate better premiums, coverage, and policy conditions for clients.
• Entireti AlliancesminorChannel Partner/ Reseller/ DistributorNumerisk provides Intelligent Insurance solutions for Entireti Alliance members, delivering better premiums, coverage, and policy conditions for financial advisers through the partnership.

Scale indicators3 records

Recent moves6 records

Expansion highlights5 records

Direct peers

• Honan Insurance Group: Australian specialty insurance broker with strong adviser and professional services practices and a partnership-driven distribution model; closely comparable in customer segments and product mix.
• Insurance Advisernet: Australian broker network with a strong specialty in financial advisers and accounting practices, distributing Professional Indemnity and cyber coverage through member firms — directly comparable to Numerisk's adviser and SMSF focus.
• Coverforce: Australian broker network providing commercial and specialty insurance placement with partner-firm distribution; comparable in scale and partnership-led GTM to Numerisk.
• PIB Group (Partners in Brokerage): Australian-affiliated insurance broker network placing commercial and specialty lines through partner offices; comparable as a network-driven brokerage targeting SME and mid-market clients.

Emerging players

• BizCover: Australian digital-first commercial insurance brokerage focused on SMEs; competes with Numerisk on technology-enabled placement and on price discovery for small commercial risks.

Broad incumbents

• Steadfast Group: Australia's largest general insurance broker network, of which Numerisk is a member; provides shared market access, infrastructure, and Lloyd's of London connectivity that mirrors and competes with Numerisk's distribution model.
• Aon Australia: Global insurance and risk advisory major with a substantial Australian presence, placing complex commercial and specialty risks across all sectors; founder Richard Silberman spent over a decade at Aon.
• Chubb Australia: Global specialty insurer (formerly ACE) where founder Richard Silberman worked; writes Professional Indemnity, cyber, and management liability policies that Numerisk places with clients, making it a key carrier-counterparty and adjacent participant.
• Marsh Australia: Global insurance broker and risk advisor operating across Australia, offering placement and advisory services across commercial and specialty lines that overlap with Numerisk's general insurance broking.
• Arthur J. Gallagher & Co (Australia): Global insurance broker with Australian operations including the acquired Honan business; places commercial and specialty risks and competes for the same mid-market and enterprise clients as Numerisk.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat5 records

Key risks6 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/numerisk

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Numerisk