Remodel Health
Remodel Health is the largest U.S. ICHRA administrator, providing full-service Individual Coverage Health Reimbursement Arrangement software and services to enterprise employers via ICHRA+ and to small businesses via PeopleKeep, distributed through a broker channel and 200+ HRIS integrations.
- Company typePrivate
- Founded2015
- HeadquartersIndianapolis, United States
- Headcount101–250
- GTM typeB2B
- OfferingSoftware
What Remodel Health does
Remodel Health, founded in 2015 and headquartered in Indianapolis, Indiana (operating as LINC Holdings LLC, dba Remodel Health), is the largest and only profitable U.S. administrator of Individual Coverage Health Reimbursement Arrangements (ICHRAs). The company serves employers seeking to replace traditional fully-insured or self-funded group health plans with a defined-contribution model, providing both enterprise solutions (ICHRA+) for organizations with 50+ employees and SMB solutions (PeopleKeep, acquired in February 2024) for employers with under 50 employees. Across both product lines, Remodel Health administers plan design, employee onboarding, individual-market shopping, premium payment, and compliance reporting.
The company's core technology is the ICHRA+® platform, which combines an automated premium payment engine (AutoPay) — moving employer contributions through a Remodel Health FMO holding account into individual FDIC-insured employee accounts and paying carriers directly with 99%+ accuracy and overdraft protection — with native integrations to 200+ payroll and HRIS systems (ADP, Paylocity, UKG, Dayforce, Workday, Finch). The platform supports 11 job-based employee classes, age banding (up to 3:1), and family status customization, and is HITRUST CSF, SOC 2 Type II, and HIPAA certified. A white-glove human service layer (Launch Coordinators, Benefits Advisors, Customer Success Representatives, in-house Medicare specialists) augments the technology.
Remodel Health's revenue model is predominantly subscription-based recurring revenue from full-service ICHRA+ administration for enterprises and software-led HRA administration for SMBs via PeopleKeep, with embedded implementation and account management services. Distribution is hybrid: a direct enterprise field sales team complemented by a flagship broker channel (Marsh McLennan, Gallagher, Brown & Brown, NFP, Lockton, McGohan Brabender, USI, Alera Group) and embedded HRIS marketplace integrations. Customers include healthcare systems, senior living networks, manufacturing firms, higher education institutions, faith-based organizations, and nonprofits across all 50 U.S. states.
Remodel Health firmographics
Firmographics- Name
- Remodel Health
- Legal name
- LINC Holdings LLC
- Website
- https://remodelhealth.com
- Company type
- Private
- Founded year
- 2015
- Operating status
- Operating
- Headcount range
- 101–250 employees
- Short description
- Remodel Health is the largest U.S. ICHRA administrator, providing full-service Individual Coverage Health Reimbursement Arrangement software and services to enterprise employers via ICHRA+ and to small businesses via PeopleKeep, distributed through a broker channel and 200+ HRIS integrations.
- Ownership category
- akta.pro rank
Remodel Health industry classification
Industry- Product category
- Health Benefits Administration Software
- NAICS
- Pharmacy Benefit Management and Other Third Party Administration of Insurance and Pension Funds (524292), Health and Welfare Funds (525120), Other Insurance Funds (525190)
- SIC
- Accident & Health Insurance (6321), Hospital & Medical Service Plans (6324), Life Insurance (6311)
- akta.pro primary industry
- Employer Health Reimbursement Arrangements (HRA/ICHRA/QSEHRA) Administration (HLAEAAAG)
- akta.pro secondary industry
- Flexible Benefits Administration (FSA/HSA/HRA) (HLAEALAK)
Keywords
Where Remodel Health is headquartered
LocationHeadquarters
- HQ city
- Indianapolis
- HQ country
- United States
- HQ region
- North America
Markets served
Remodel Health business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Personnel, Technology or R&D, Operations, Marketing or Sales, Infrastructure
Revenue model
- ICHRA+ Administration Subscription (Enterprise): Recurring revenue from full-service ICHRA administration for large and enterprise employers (50+ employees). Remodel Health is described as the 'largest ICHRA provider by ARR' (annual recurring revenue). Service includes plan design, white-glove support, AutoPay premium payments, compliance management, and integrations with 200+ payroll/HRIS systems. Priced quote-based.
- PeopleKeep HRA Administration (SMB): Recurring revenue from PeopleKeep — Remodel Health's SMB product for organizations with fewer than 50 employees. Software-led administration of QSEHRA, ICHRA, and GCHRA via a more self-serve, reimbursement-based model with paid plans. Targeted at small businesses and startups.
- Implementation & Professional Services (Embedded): White-glove implementation and ongoing account management services bundled into the ICHRA+ subscription, including Launch Coordinators, Benefit Advisors, on-site employee education, and custom communications. Distinct service tier for enterprise clients.
- Broker Channel Revenue: Revenue driven through broker and agent partnerships, where national brokerages (Marsh McLennan, Gallagher, NFP, Brown & Brown, Lockton, etc.) bring employer clients to Remodel Health for ICHRA administration services.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Other | — | ICHRA+ enterprise administration — quote-based, custom pricing per employer |
| Other | — | PeopleKeep — quote-based, software-led HRA administration for SMBs |
Go-to-market motion1 record
Distribution channels5 records
Marketing channels11 records
Remodel Health product offering
Product offeringCore offering
Remodel Health administers Individual Coverage Health Reimbursement Arrangements (ICHRAs) for employers through its ICHRA+® SaaS platform, providing plan design, white-glove onboarding, automated premium payments to carriers (AutoPay), compliance management, and integrations with 200+ payroll and HRIS systems. Its PeopleKeep sub-brand delivers QSEHRA, ICHRA, and GCHRA administration software for small businesses under 50 employees. The combined offering targets enterprise and SMB employers seeking to replace traditional group health insurance with a defined-contribution, individual-market model.
Product overview
Remodel Health is an ICHRA (Individual Coverage Health Reimbursement Arrangement) administration specialist organized as a platform-plus-modules portfolio rather than a single product. Its flagship offering is ICHRA+, the white-glove, full-service ICHRA administration platform for large and enterprise employers, which includes the AutoPay-based ICHRA Payments module, payroll/HRIS integration with 200+ systems, white-glove service teams, and compliance support. PeopleKeep by Remodel Health is a sub-brand serving small businesses (under 50 FTEs) with QSEHRA, ICHRA, and GCHRA administration on a reimbursement model. Supporting products and programs include ICHRA Academy (education), the AIM Conference (annual industry event), and the ICHRA Exclusive Podcast, together covering the full employer size spectrum from small business through enterprise.
Differentiator
Problem solved
Functional benefit
Brands
- ICHRA+: Remodel Health's flagship full-service ICHRA administration platform for large and enterprise businesses, featuring white-glove service, automated premium payments (AutoPay), and 200+ HRIS/payroll integrations.
- PeopleKeep
Products and services
- ICHRA+ Full-service ICHRA (Individual Coverage Health Reimbursement Arrangement) administration SaaS platform for large and enterprise employers (50+ employees), providing white-glove service, custom HRA design, employee shopping guidance, automated premium payments (AutoPay) directly to carriers, payroll/HRIS integration with 200+ systems, and compliance/reporting tooling.
- PeopleKeep HRA administration software product line for small businesses with fewer than 50 full-time equivalent employees, offering QSEHRA, ICHRA, and GCHRA administration through a reimbursement-based, self-service software model with paid plans.
Quantifiable outcome
- 100,000+ members served across all 50 states
- +11 more outcomes
Companies that use Remodel Health
Customer profileNamed customers15 records
Segments10 records
Ideal customer profiles3 records
Remodel Health technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration12 records
Feature9 records
Remodel Health partnerships and signals
Strategic signalPartnerships
21 partnerships are on record, tiered flagship, core and minor.
- PaylocityflagshipRemodel Health, an individual coverage health reimbursement arrangement (ICHRA) provider, announced a new integration with Paylocity's Integration Marketplace in May 2026. The integration links Remodel Health's benefits platform with Paylocity's payroll and HR system to automate data syncing for eligibility, enrollment, and contributions — reducing manual processes and improving data integrity for employers using the platform.
- UKGflagshipRemodel Health announced a new technology partnership with UKG in January 2026 to enhance ICHRA administration through an integrated data sync platform. The collaboration automates employee data management, reducing manual effort and errors for employers using both UKG and Remodel Health systems. UKG is referenced as one of Remodel Health's named HRIS integration partners (alongside ADP, Paylocity, Dayforce).
- ADPcoreADP is one of the top payroll/HRIS integration partners featured on Remodel Health's website and Payments page. Remodel Health's payment process integrates with ADP and more than 200 payroll/HRIS systems to simplify premium payment workflows.
- DayforcecoreDayforce (formerly Ceridian) is one of the top payroll/HRIS integration partners featured on Remodel Health's Payments page alongside ADP, UKG, and Paylocity. The partnership automates payroll deduction reports and ICHRA payment workflows.
- WorkdaycoreWorkday is listed among Remodel Health's 200+ HRIS platform integrations on the enterprise page, supporting automated data syncing for eligibility, enrollment, and contributions.
- Marsh McLennanflagshipMarsh McLennan is one of the leading nationwide brokerages 'trusted by' Remodel Health. As a major broker channel partner, Marsh McLennan brings employer clients to Remodel Health for ICHRA administration.
- GallagherflagshipGallagher is one of the leading nationwide brokerages 'trusted by' Remodel Health. The logo appears on the ICHRA for brokers page alongside other major brokerage partners.
- Brown & BrowncoreBrown & Brown is one of the leading nationwide brokerages 'trusted by' Remodel Health for ICHRA administration services.
- NFPflagshipNFP is one of the leading nationwide brokerages 'trusted by' Remodel Health. The site references Corporate Benefits Consultant Jon Weaver from NFP praising Remodel Health's service responsiveness.
- LocktonflagshipLockton is one of the leading nationwide brokerages 'trusted by' Remodel Health, prominently displayed on the brokers page.
- McGohan BrabendercoreMcGohan Brabender is one of the leading nationwide brokerages 'trusted by' Remodel Health for ICHRA administration.
- USIcoreUSI is one of the leading nationwide brokerages 'trusted by' Remodel Health for ICHRA administration.
- Alera GroupcoreAlera Group is one of the leading nationwide brokerages 'trusted by' Remodel Health for ICHRA administration.
- TeladoccoreTeladoc's telehealth platform is offered as a benefit available to Remodel Health customers at no cost, providing 24/7 access to licensed doctors, therapists, and specialists. Teladoc was founded in 2002 and serves over 50 million members worldwide.
- Oscar HealthcoreOscar Insurance is one of the major insurance carrier logos on Remodel Health's homepage. Remodel Health and Oscar Health partnered on the 2026 Ohio ICHRA Landscape Report (April 2026) showing how Remodel Health customers used their ICHRA in 2025.
- UnitedHealthcarecoreUnitedHealthcare is one of the major insurance carriers shown as a logo partner on Remodel Health's homepage. Remodel Health's platform pays individual health insurance premiums to carriers including UnitedHealthcare via AutoPay.
- Blue Cross Blue ShieldcoreBlue Cross Blue Shield is one of the major insurance carriers shown as a logo partner on Remodel Health's homepage. Carriers like BCBS receive automated premium payments from Remodel Health's platform.
- Kaiser PermanentecoreKaiser Permanente is one of the major insurance carriers shown as a logo partner on Remodel Health's homepage. Carriers like Kaiser receive automated premium payments from Remodel Health's platform.
- AmbetterminorAmbetter is one of the insurance carriers shown as a logo partner on Remodel Health's homepage, available to employees shopping for individual health plans.
- CareSourceminorCareSource is one of the insurance carriers shown as a logo partner on Remodel Health's homepage, available to employees shopping for individual health plans.
- HCSC (Health Care Service Corporation)minorHCSC is one of the insurance carriers shown as a logo partner on Remodel Health's homepage, available to employees shopping for individual health plans.
Scale indicators13 records
Recent moves7 records
Expansion highlights6 records
Remodel Health competitors and assessment
Company assessmentBroad incumbents
- Gusto: Gusto is a payroll, HR, and benefits platform serving small and mid-market employers; while not ICHRA-native, it competes for the same employer benefits wallet and could expand into ICHRA administration.
- Justworks: Justworks is a PEO/HR platform offering health benefits administration to small and mid-market employers, providing an alternative pathway to benefits that overlaps with Remodel Health's ICHRA value proposition.
- Paylocity: Paylocity is a major payroll/HRIS platform whose Integration Marketplace now hosts Remodel Health — a flagship distribution partner. As a broad incumbent, Paylocity could expand its own ICHRA capabilities and reshape Remodel Health's go-to-market.
- ADP TotalSource / ADP Workforce Now: ADP is the largest payroll/HRIS incumbent and a named Remodel Health integration partner; its scale, employer relationships, and potential to launch native ICHRA features make it both a distribution channel and a long-term competitive threat.
Direct peers
- StretchDollar: StretchDollar is a direct ICHRA administration competitor targeting small businesses with a software-led, self-serve model — comparable to PeopleKeep's SMB offering.
- Take Command Health: Take Command Health is one of the largest direct competitors to Remodel Health in ICHRA administration, serving employers with a similar full-service model including plan design, payments, and compliance tooling.
- BenefitHub: BenefitHub offers a broad employee benefits and voluntary benefits platform with HRA-administration capabilities that intersect with Remodel Health's ICHRA offering for employer clients.
- Thatch: Thatch is an emerging ICHRA-focused benefits platform offering individual health reimbursement administration with a modern software experience, directly competing in the same SMB and emerging-mid-market ICHRA category.
- PeopleKeep: PeopleKeep is Remodel Health's own SMB-focused sub-brand for HRA administration (QSEHRA, ICHRA, GCHRA) for under-50-employee businesses, originally launched as Zane Benefits and acquired by Remodel Health in February 2024.
- Venteur: Venteur is an ICHRA administration provider focused on employer-sponsored individual coverage, competing with Remodel Health on plan design, enrollment, and premium payment workflows.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat6 records
Key risks6 records
Key highlights8 records
Customer concentration
Remodel Health social profiles
Digital presenceRemodel Health compliance and trust
Trust signalCompliance3 records
Remodel Health financial estimates
Financial estimateRevenue estimate
Valuation estimate
Remodel Health leadership team
Management profileNumber of profiles
Profiles7 records
Remodel Health subsidiaries and ownership
Company hierarchySubsidiaries1 record
Remodel Health funding detail
Funding detailFunding overview
Funding rounds2 records
Investors2 records
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Remodel Health M&A and investment
M&A and investmentM&A1 record
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Remodel Health
What does Remodel Health do?
Remodel Health administers Individual Coverage Health Reimbursement Arrangements (ICHRAs) for employers through its ICHRA+® SaaS platform, providing plan design, white-glove onboarding, automated premium payments to carriers (AutoPay), compliance management, and integrations with 200+ payroll and HRIS systems. Its PeopleKeep sub-brand delivers QSEHRA, ICHRA, and GCHRA administration software for small businesses under 50 employees. The combined offering targets enterprise and SMB employers seeking to replace traditional group health insurance with a defined-contribution, individual-market model.
Is Remodel Health a public or private company?
Remodel Health is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was Remodel Health founded?
Remodel Health was founded in 2015. It employs 101 to 250 people.
Where is Remodel Health based?
Remodel Health is headquartered in Indianapolis, United States, in the North America region.
How does Remodel Health make money?
Four revenue lines are on record. ICHRA+ Administration Subscription (Enterprise) is the primary driver. The others are peopleKeep HRA Administration (SMB), implementation & Professional Services (Embedded) and broker Channel Revenue.
Who are Remodel Health's main competitors?
Broad incumbents on record are Gusto, Justworks, Paylocity and ADP TotalSource / ADP Workforce Now. Direct peers are StretchDollar, Take Command Health, BenefitHub, Thatch, PeopleKeep and Venteur.
Does Remodel Health have an API?
No public API is recorded for Remodel Health.
What industry is Remodel Health in?
Remodel Health's product category is Health Benefits Administration Software. Its primary akta.pro industry code is HLAEAAAG, Employer Health Reimbursement Arrangements (HRA/ICHRA/QSEHRA) Administration, with a secondary code of HLAEALAK, Flexible Benefits Administration (FSA/HSA/HRA). Its NAICS code is 524292 and its SIC code is 6321.