CrowdHealth
- Company typePrivate
- Founded2021
- HeadquartersAustin, United States
- Headcount11–50
- GTM typeB2C
- OfferingServices
What CrowdHealth does
CrowdHealth is a private, Austin, Texas-based membership platform founded in 2021 that operates as an alternative to traditional health insurance. Members pay a $60 per-person monthly advocacy fee and contribute a variable monthly amount (capped by age-tiered maximums of $140-$280 per person) into a community fund that crowdfunds other members' eligible medical bills. The platform combines bill negotiation (claiming discounts of 70-90% off original charges), a dedicated Care Advocate for each member, virtual primary care and urgent care via HealthTap, virtual talk therapy via BetterHelp, prescription discounts via MedalistRx, and an annual wellness benefit. Crowdfunding mechanics are executed through FDIC-insured accounts at Regent Bank, with payments processed via Stripe and Plaid. Two membership tiers are offered — Original (full benefits) and Black Swan (budget tier excluding maternity, virtual care, and wellness) — alongside add-on programs including the FOLD+ Bitcoin savings integration and a Longevity Discount Program offering up to 20% off for tracked health metrics.
CrowdHealth firmographics
Firmographics- Name
- CrowdHealth
- Legal name
- CrowdHealth, Inc.
- Website
- https://joincrowdhealth.com
- Company type
- Private
- Founded year
- 2021
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Ownership category
- akta.pro rank
CrowdHealth industry classification
Industry- Product category
- Healthcare Crowdfunding / Alternative Health Insurance
- NAICS
- Health and Welfare Funds (525120)
- SIC
- Hospital & Medical Service Plans (6324)
- akta.pro primary industry
- Membership/Subscription Concierge Virtual Care (HLALAAAH)
Keywords
Where CrowdHealth is headquartered
LocationHeadquarters
- HQ city
- Austin
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
CrowdHealth business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure, Supply Chain
Revenue model
- Monthly Advocacy Fee: Members pay a $60 per person per month advocacy fee for access to care advocacy tools, bill negotiation, care navigation, virtual care, prescription discounts, and the crowdfunding platform. This is CrowdHealth's primary recurring revenue stream.
- Monthly Crowdfunding Contributions: Members contribute monthly amounts (up to their maximum based on age and plan) to crowdfund fellow members' medical bills. This is the core community funding mechanic, not direct revenue to CrowdHealth, but it funds the ecosystem and members' cost-sharing obligations. Maximum monthly crowdfunding ask ranges from $140 (under 55) to $340 (55+).
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Monthly | Original Membership - Under 55 |
| Subscription | Monthly | Original Membership - Age 55+ |
| Subscription | Monthly | Original Membership - Family of 4+ |
| Subscription | Monthly | Black Swan Membership - Under 55 |
| Subscription | Monthly | Black Swan Membership - Age 55+ |
| Subscription | Monthly | Black Swan Membership - Family of 4+ |
| Unit Pricing | Pay-as-you-go | Member Commitment (Deductible Equivalent) |
Go-to-market motion3 records
Distribution channels4 records
Marketing channels9 records
CrowdHealth product offering
Product offeringCore offering
CrowdHealth sells monthly memberships that give individuals and families access to a community-powered healthcare crowdfunding platform, personal Care Advocates, professional medical bill negotiation, virtual primary care, virtual talk therapy, prescription discounts, and a nationwide cash-pay doctor directory. Members contribute monthly advocacy fees plus capped crowdfunding amounts, and after a per-event Member Commitment, the platform crowdsources funding from fellow members to pay eligible medical bills.
Product overview
CrowdHealth operates as a membership-based crowdfunding platform and alternative to traditional health insurance. The core offering combines the CrowdHealth Core Membership platform with integrated services including Care Advocates for personalized support, Bill Negotiation for medical expense reduction, and a community crowdfunding system. The product portfolio includes multiple membership tiers (Original and Black Swan), add-on programs like the FOLD+ Bitcoin Savings Program and Longevity Discount Program, and specialized care services including virtual care through HealthTap, virtual therapy through BetterHelp, prescription discounts via MedalistRx, and maternity support. The platform provides tools for finding doctors, managing annual wellness, and accessing quarterly health specials, all connected through a mobile app and web portal with banking services provided by Regent Bank.
Differentiator
Problem solved
Functional benefit
Brands
- FOLD+ Bitcoin Savings Program: A Bitcoin savings program that allows members to automatically transfer the difference between their monthly crowdfunding maximum and actual contributions to a Fold+ Bitcoin account.
Products and services
- Original Membership The flagship CrowdHealth membership tier for individuals and families seeking a community-crowdfunded alternative to health insurance. Priced at $60/month advocacy fee plus a capped monthly crowdfunding contribution (up to $140 under 55; $280 for 55+; $420 family of 4+) and a $500 per-health-event Member Commitment ($3,000 for pregnancy). Includes Care Advocate support, bill negotiation, virtual primary care, virtual talk therapy, prescription discounts, maternity support, annual wellness, and quarterly specials.
- Black Swan Membership A lower-cost, catastrophe-focused membership tier for individuals and families willing to forgo routine and preventive benefits. Monthly advocacy fee is $25 under 55, $50 for 55+, or $75 family of 4+, plus a capped crowdfunding contribution ($85/$110/$315 respectively) and a $15,000 per-health-event Member Commitment. Excludes annual wellness, maternity support, unlimited virtual care, unlimited virtual talk therapy, and quarterly specials.
- Type 2 Diabetes Reversal Program (Exit Diabetes Pilot Program) A 6-month pilot program designed to help participants reverse Type 2 Diabetes through intensive nutrition intervention, coordinated medical support, accountability coaching, and transparent cash-pay pricing for insulin, continuous glucose monitors (CGMs), and lab work. Aims for lower A1c levels, sustained weight loss, and freedom from lifelong medication, positioned as a community-powered alternative to traditional chronic disease management.
- FOLD+ Bitcoin Savings Program A Bitcoin savings add-on where the difference between a member's maximum monthly crowdfunding ask and their actual contribution is automatically swept into a Fold+ Bitcoin savings account. CrowdHealth covers the FOLD+ subscription fee for enrolled members as long as their membership remains active, turning unused contribution headroom into long-term savings.
- Longevity Discount Program A health-incentive discount program offering up to 10-20% off the monthly membership cost for members who improve and track key health metrics. Aligns member behavior with cost discipline and reduces churn through ongoing engagement.
Quantifiable outcome
- $73,741,651 in estimated medical costs saved compared to traditional health insurance
- +6 more outcomes
Companies that use CrowdHealth
Customer profileNamed customers8 records
Segments3 records
Ideal customer profiles2 records
CrowdHealth technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration8 records
AI capability2 records
Feature6 records
CrowdHealth partnerships and signals
Strategic signalPartnerships
Six partnerships are on record, tiered core and minor.
- Regent BankcoreRegent Bank provides FDIC-insured crowdfunding bank accounts for CrowdHealth members. Banking services are provided by Regent Bank, Member FDIC. Federal regulations require the bank to use members' Social Security numbers to verify identity. This is a critical infrastructure partnership enabling the crowdfunding payment mechanics.
- MedalistRxcoreMedalistRx provides prescription discount services to CrowdHealth members through a partnership that unlocks exclusive discounts on medications. Members access their prescription discount card through the CrowdHealth app.
- BetterHelpcoreBetterHelp provides unlimited virtual talk therapy sessions to CrowdHealth members as part of the membership. Licensed therapists are available for stress, anxiety, depression, and general support through virtual sessions, all eligible for crowdfunding.
- HealthTapcoreHealthTap provides AI-enabled virtual primary care and virtual urgent care services to CrowdHealth members through the CrowdHealth app. Members have unlimited virtual doctor visits available 24/7 in all 50 states. HealthTap also launched a Direct Virtual Primary Care for Organizations program in which CrowdHealth is an initial partner.
- Christian Healthcare Ministries (CHM)minorChristian Healthcare Ministries is an initial partner in HealthTap's Direct Virtual Primary Care for Organizations program, where CrowdHealth also participates. CHM members can access HealthTap's virtual care services. CHM reported that 96% of its members returned to the same primary care doctor through this program.
- Fold+ (Fold)coreFold+ (Fold) is a Bitcoin savings platform integrated with CrowdHealth through the FOLD+ program. CrowdHealth automatically transfers the difference between a member's monthly crowdfunding maximum and their actual contribution directly to their Fold+ Bitcoin savings account. CrowdHealth covers the FOLD+ subscription cost for enrolled members as long as they remain members.
Scale indicators8 records
Recent moves6 records
Expansion highlights5 records
CrowdHealth competitors and assessment
Company assessmentDirect peers
- Sedera Health: Sedera is a non-faith-based health cost-sharing community that, like CrowdHealth, pools member contributions to cover large medical bills outside of traditional insurance. It is the closest secular analog to CrowdHealth's model and serves a similar self-pay, health-conscious consumer segment.
- Zion Health: Zion Health is a health cost-sharing community offering a community-funded medical bill sharing model. It competes directly with CrowdHealth for consumers seeking non-insurance healthcare financing alternatives.
- Samaritan Ministries: Samaritan Ministries is one of the oldest health-sharing ministries, organizing direct member-to-member sharing of medical bills. It serves as a faith-based alternative to insurance and competes for the same consumer demographic.
- Liberty HealthShare: Liberty HealthShare is a health cost-sharing ministry that pools member contributions to cover eligible medical expenses. It targets a similar insurance-alternative consumer and overlaps with CrowdHealth on the 'community-funded healthcare' value proposition.
- Christian Healthcare Ministries (CHM): CHM is one of the largest health cost-sharing ministries in the US and is both a competitor and a CrowdHealth channel partner through HealthTap. It serves a similar function—pooling member contributions to fund medical bills—though within a faith-based framework.
- Christian Care Ministry (Medi-Share): Medi-Share is one of the largest faith-based health-sharing ministries in the US, providing an alternative to health insurance through member-to-member bill sharing. It competes with CrowdHealth for the same consumer looking to leave traditional insurance.
- OneShare Health: OneShare Health is a health-sharing ministry that offers multiple plan tiers with pooled member contributions. It is a comparable community-funded healthcare alternative serving both individuals and employer groups.
Emerging players
- Stride Health: Stride Health is an online insurance marketplace and advisory platform helping individuals and small businesses find affordable health coverage. It addresses the same pain point of insurance complexity and dissatisfaction, though through a different distribution model.
- Knew Health: Knew Health is a newer entrant offering a secular health-sharing alternative with a digital-first experience, similar to CrowdHealth. Both target younger, health-conscious consumers seeking insurance alternatives.
Broad incumbents
- HealthEquity: HealthEquity is the largest US HSA custodian, providing tax-advantaged healthcare savings accounts that pair with high-deductible health plans. It represents a broader incumbent in the consumer-directed healthcare financing space adjacent to CrowdHealth's model.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks6 records
Key highlights7 records
Customer concentration
CrowdHealth social profiles
Digital presenceCrowdHealth compliance and trust
Trust signalCompliance1 record
CrowdHealth financial estimates
Financial estimateRevenue estimate
Valuation estimate
CrowdHealth leadership team
Management profileNumber of profiles
Profiles5 records
CrowdHealth funding detail
Funding detailFunding overview
Funding rounds2 records
Investors3 records
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
CrowdHealth M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about CrowdHealth
What does CrowdHealth do?
CrowdHealth sells monthly memberships that give individuals and families access to a community-powered healthcare crowdfunding platform, personal Care Advocates, professional medical bill negotiation, virtual primary care, virtual talk therapy, prescription discounts, and a nationwide cash-pay doctor directory. Members contribute monthly advocacy fees plus capped crowdfunding amounts, and after a per-event Member Commitment, the platform crowdsources funding from fellow members to pay eligible medical bills.
Is CrowdHealth a public or private company?
CrowdHealth is a private company. It is classified as venture growth investor backed and is currently operating.
When was CrowdHealth founded?
CrowdHealth was founded in 2021. It employs 11 to 50 people.
Where is CrowdHealth based?
CrowdHealth is headquartered in Austin, United States, in the North America region.
How does CrowdHealth make money?
Two revenue lines are on record. Monthly Advocacy Fee is the primary driver. The others are monthly Crowdfunding Contributions.
Who are CrowdHealth's main competitors?
Direct peers on record are Sedera Health, Zion Health, Samaritan Ministries, Liberty HealthShare, Christian Healthcare Ministries (CHM), Christian Care Ministry (Medi-Share) and OneShare Health. Emerging players are Stride Health and Knew Health. HealthEquity is listed as a broad incumbent.
Does CrowdHealth have an API?
No public API is recorded for CrowdHealth.
What industry is CrowdHealth in?
CrowdHealth's product category is Healthcare Crowdfunding / Alternative Health Insurance. Its primary akta.pro industry code is HLALAAAH, Membership/Subscription Concierge Virtual Care. Its NAICS code is 525120 and its SIC code is 6324.