Qashier
Qashier is a Singapore-based fintech founded in 2019 that provides a unified POS, payments, and loyalty operating system for SMB and franchise merchants across Southeast Asia via its MAS-licensed QashierPay platform and proprietary SuperTerminal hardware.
- Company typePrivate
- Founded2019
- HeadquartersSingapore, Singapore
- Headcount51–100
- GTM typeB2B
- OfferingSoftware
What Qashier does
Qashier is a Singapore-headquartered fintech founded in 2019 that operates a unified merchant operating system combining point-of-sale, payments, and loyalty for small and medium-sized businesses across Southeast Asia. The platform is built around proprietary SuperTerminal hardware (QashierXS, QashierX2, QashierXL SLIM, QashierKiosk) running cloud-based QashierPOS software, paired with QashierPay — an MAS-licensed Major Payment Institution payment service supporting cards, PayNow, NETS, e-wallets, BNPL, and cross-border transfers with T+1 settlement — and Qashier Treats, a payment-linked loyalty programme that rewards customers automatically without requiring an app. Modular add-ons extend the platform into QR table ordering, kitchen display systems, online ordering (QashierEats), appointment booking, automated marketing, e-invoicing, pay-by-link, and working capital loans (QashierLoans up to S$200,000), with native integrations into Xero, Shopify, WooCommerce, GrabFood, foodpanda, and Singapore mall GTO compliance systems.
Qashier monetises through tiered software subscriptions (Essential at $2/day, Growth at $4/day plus add-ons), merchant discount rates on payment processing (0.4% PayNow, 1.25% e-wallets, 1.8% cards, plus online and BNPL tiers), SuperTerminal hardware sales starting from $299-$998+, and facilitated lending. Distribution combines self-serve digital onboarding for SMBs with an enterprise/franchise field-sales motion offering dedicated project managers and 90-day critical-period support. The company operates in Singapore, Malaysia, Thailand, and the Philippines, processing $1 billion in annualized payment volume across 20,000+ merchants, having reached profitability in December 2025 with 61% ARR growth, and is positioning for further regional expansion, embedded financial services, and AI-enabled workflow automation ahead of a planned Series B.
Qashier firmographics
Firmographics- Name
- Qashier
- Legal name
- Qashier Pte Ltd
- Website
- https://qashier.com
- Company type
- Private
- Founded year
- 2019
- Operating status
- Operating
- Headcount range
- 51–100 employees
- Short description
- Qashier is a Singapore-based fintech founded in 2019 that provides a unified POS, payments, and loyalty operating system for SMB and franchise merchants across Southeast Asia via its MAS-licensed QashierPay platform and proprietary SuperTerminal hardware.
- Ownership category
- akta.pro rank
Qashier industry classification
Industry- Product category
- Point-of-Sale Software
- akta.pro primary industry
- POS, SoftPOS & In-Person Acceptance Infrastructure (FSAGABAO)
- akta.pro secondary industries
- Payment Orchestration Platforms (FSAGABAA), QR Code & Alternative In-Store Acceptance (QR, APMs) (FSAMADAH)
Keywords
Where Qashier is headquartered
LocationHeadquarters
- HQ city
- Singapore
- HQ country
- Singapore
- HQ region
- Asia
Offices4 records
Markets served
Qashier business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Personnel, Technology or R&D, Marketing or Sales, Infrastructure, Supply Chain
Revenue model
- Software Subscriptions: Subscription-based pricing for POS software with tiered Essential ($2/day) and Growth ($4/day) plans, plus add-ons for QR ordering, KDS, loyalty, and other features
- Payment Processing (MDR): Merchant Discount Rates charged on card and digital payments processed through QashierPay terminal. Rates vary by payment method: PayNow from 0.4%, cards from 1.8%, e-wallets from 1.25%
- Hardware Sales: Sale of SuperTerminal POS devices including QashierXS, QashierX2, and QashierXL SLIM, as well as standalone payment terminals and accessories
- QashierLoans: Working capital loans for SMEs, facilitated through partner lenders, with automatic daily repayments based on sales volume
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Annual | Essential Plan at $2/day |
| Subscription | Annual | Growth Plan at $4/day |
| Subscription | Monthly | QR Code Ordering at $1.50/day |
| Unit Pricing | Daily | Kitchen Display System at $0.50/day |
| Transaction based/ take rate | Pay-as-you-go | Payment MDR Rates |
| Transaction based/ take rate | Pay-as-you-go | Online Payment Gateway Rates |
| Transaction based/ take rate | Pay-as-you-go | Pay-by-Link Pricing |
| Subscription | Daily | Treats Loyalty at $1.50/day |
| Subscription | Daily | Credits & Packages at $1.50/day |
| One time/ perpetual license | One time/ perpetual license | Hardware Starting from $998 |
| Other | Pay-as-you-go | QashierLoans up to S$200,000 |
Go-to-market motion2 records
Distribution channels5 records
Marketing channels6 records
Qashier product offering
Product offeringCore offering
Qashier provides a unified merchant operating system that combines cloud-based point-of-sale software (QashierPOS), MAS-licensed omnichannel payment processing (QashierPay), and a payment-linked loyalty program (Qashier Treats), delivered through proprietary SuperTerminal hardware and the QashierHQ multi-outlet dashboard. The platform serves F&B, retail, beauty, events, and franchise businesses across Southeast Asia with add-on modules for online ordering, kitchen display, appointment booking, working capital loans, and automated marketing, processing over US$1 billion in annualized payment volume.
Product overview
Qashier is a unified merchant operating system for Southeast Asia built around an all-in-one platform architecture. The core system consists of QashierPOS (cloud-based point-of-sale), QashierPay (MAS-licensed omnichannel payments), and Qashier Treats (payment-linked loyalty), all accessible through proprietary SuperTerminal hardware (QashierXS, QashierX2, QashierXL SLIM, QashierKiosk) with QashierHQ as the central merchant dashboard. The platform offers modular add-ons including Qashier Bookings (appointment scheduling), QashierEats and QR Code Ordering (online and contactless ordering), Kitchen Display System (KDS for kitchen operations), Spotlight (microsite builder), Credits & Packages (prepaid bundles), Automated Marketing (email campaigns), QashierLoans (business financing), Dynamic PayNow (auto-reconciling QR), Invoice Management (e-invoicing), Pay-by-Link (payment links), and QashierPay Online (e-commerce gateway). Third-party integrations connect Qashier with Xero (accounting), Shopify and WooCommerce (e-commerce inventory sync), GrabFood and foodpanda (delivery order routing), pandago (delivery fulfillment), and mall GTO systems. The company holds MAS Major Payment Institution license and processes over $1 billion in annualized payment volume across 20,000+ merchants in Singapore, Malaysia, Thailand, and the Philippines.
Differentiator
Problem solved
Functional benefit
Brands
- QashierPOS: All-in-one cloud-based point-of-sale platform for F&B, retail, beauty, and service businesses, featuring order management, inventory tracking, staff management, and multi-outlet control via QashierHQ dashboard.
- QashierPay
- QashierEats
- Qashier Treats
- QashierBookings
- QashierLoans
- QashierKDS
- QashierHQ
Products and services
- QashierPOS Cloud-based all-in-one point-of-sale system combining POS, payment processing, inventory management, and customer loyalty in a single platform accessible via SuperTerminal or web browser with offline capability. Designed for F&B, retail, beauty and service SMBs.
- QashierPay MAS-licensed unified payments platform covering in-store, online, and omnichannel payment acceptance with T+1 settlement, supporting cards, QR payments, e-wallets, BNPL, and cross-border transfers.
- Qashier Treats Singapore's first payment-linked loyalty programme where customers earn rewards automatically when paying with a linked card, with no app or loyalty card required. Includes Automated Marketing and Treats Explorer map for merchant discovery.
- QashierEats Commission-free online ordering platform providing merchants with a mobile-optimized webpage, unique URL, listing on qashiereats.com, and integration with QashierPOS for delivery, takeaway, and QR code dine-in orders.
- Qashier Bookings Appointment scheduling feature built into QashierPOS enabling 24/7 online client bookings, staff calendar management with custom availability, package redemption, and automatic commission tracking for beauty and service businesses.
- QR Code Ordering Contactless table ordering system allowing customers to scan QR codes to browse menus, place orders, and pay from their mobile devices without app downloads, with orders routing directly to POS and kitchen.
- Kitchen Display System (KDS) Digital kitchen screen replacing printed order chits, displaying incoming orders in real-time with routing to separate stations such as hot kitchen, cold station, bar, and dessert for paperless kitchen operations.
- QashierLoans Working capital financing solution for SMEs using Qashier POS data to support loan applications, offering up to S$200,000 with automated daily repayments based on sales volume and funding as fast as 1-2 business days.
- QashierPay Online Online payment gateway supporting PayNow, credit/debit cards, e-wallets, BNPL, and cross-border payments with plug-in integrations for Shopify, WooCommerce, and Wix, plus API for custom sites.
- Pay-by-Link Secure payment link generation for sharing via WhatsApp, Instagram, email, or in-store, enabling payments without a website or coding, with funds settled T+1.
- Automated Marketing Email marketing automation feature included with Qashier Treats, sending personalized campaigns based on customer behavior including welcome emails, birthday rewards, win-back campaigns, and loyalty point expiry reminders.
- Spotlight Branded microsite builder enabling merchants to create personalized business pages with links to social media, online stores, and promotions. Free with all Qashier paid plans.
- Qashier Credits & Packages
- QashierCare Warranty Hardware protection plan offering warranty coverage for Qashier SuperTerminals with options for extended protection beyond standard warranty terms.
- QashierXS SuperTerminal Compact handheld all-in-one POS terminal with 6-inch touchscreen, built-in receipt printer, 4G LTE and WiFi connectivity, 7-hour battery life, and integrated POS, payments, and loyalty for mobile and pop-up businesses.
- QashierX2 SuperTerminal
- QashierXL SLIM SuperTerminal Premium wide-format POS terminal with 15.6-inch staff-facing and 10.1-inch customer-facing displays, aluminium frame, high-performance processor, and multiple I/O ports for restaurants, salons, and flagship stores.
- QashierKiosk Self-service ordering kiosk with 21.5/27-inch portrait touchscreen and built-in receipt printer, enabling customers to browse menus, customize orders, and pay independently for high-volume venues.
- QashierPay Terminal Standalone card payment terminal accepting contactless, chip, and magstripe payments, functioning independently or paired with Qashier SuperTerminals for expanded payment acceptance.
- QashierPay Soundbox
- Dynamic PayNow Auto-generated PayNow QR codes embedded with exact transaction amounts and order references, eliminating manual entry errors and enabling automatic reconciliation with POS orders.
- Invoice Management
Quantifiable outcome
- 26% increase in average transaction value using Treats loyalty program
- +7 more outcomes
Companies that use Qashier
Customer profileNamed customers10 records
Segments6 records
Ideal customer profiles5 records
Qashier technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
Integration7 records
AI capability4 records
Feature8 records
Qashier partnerships and signals
Strategic signalPartnerships
Six partnerships are on record, tiered core.
- XerocoreAccounting software integration enabling automatic daily sync of sales, payment totals, and GST data from QashierPOS to Xero accounting platform.
- ShopifycoreE-commerce integration enabling real-time inventory sync between QashierPOS and Shopify online stores.
- WooCommercecoreE-commerce integration enabling real-time inventory sync between QashierPOS and WooCommerce online stores.
- GrabFoodcoreOfficial integration allowing GrabFood orders to automatically sync to QashierPOS, eliminating manual re-entry and dual device management.
- FoodpandacoreOfficial integration allowing foodpanda orders to automatically sync to QashierPOS, consolidating all delivery orders in one terminal.
- Mall GTO Partners (Funan, Suntec City, Paragon, Compass One, Bukit Panjang Plaza)coreAutomated Gross Turnover reporting integration with major Singapore shopping malls for regulatory compliance, automatically transmitting daily sales data to mall management systems.
Scale indicators7 records
Recent moves5 records
Expansion highlights6 records
Qashier competitors and assessment
Company assessmentDirect peers
- StoreHub: Malaysia-headquartered all-in-one POS and payments platform targeting SMBs across Southeast Asia. Closest direct competitor to Qashier, with overlapping F&B and retail merchant base and similar subscription-plus-MDR revenue model.
- iChef (Chericorn Technology): Taiwan-based restaurant POS provider with established presence in Southeast Asia. Comparable as a vertical-focused F&B POS + payments + loyalty platform serving SMBs in the same regional footprint.
- Foodics: MENA-headquartered restaurant tech platform offering POS, payments, and online ordering to SMBs. Comparable business model (subscription + MDR) and vertical focus on F&B with adjacent geographies (SEA expansion ambitions).
Broad incumbents
- Lightspeed Commerce: Global commerce platform serving restaurants and retailers with POS, payments, and e-commerce. Comparable as a multi-vertical SMB POS incumbent but at much greater scale and broader geographic coverage.
- Toast: Leading US restaurant POS and payments platform. Comparable as a cloud-based, payments-integrated POS targeting SMB and mid-market F&B operators, though operating almost exclusively in North America.
- Block (Square): Global SMB payments and POS ecosystem combining hardware, software, and financial services (Square, Cash App, BNPL). Comparable at the platform layer but operates at vastly greater scale and capital base.
- TouchBistro: Restaurant-focused POS platform with international footprint including Asia-Pacific. Comparable as an F&B-vertical POS + payments provider targeting SMBs and enterprise operators.
- Clover (Fiserv): Fiserv-owned SMB POS and payments platform distributed primarily through US banks. Comparable as an all-in-one POS + payments + app marketplace model for SMB merchants, though North America-centric.
Emerging players
- 2C2P (Ant Group): Southeast Asia payment gateway acquired by Ant Group, providing merchant acquiring and omnichannel payment acceptance. Comparable on the payments/acceptance infrastructure side of Qashier's stack rather than POS software.
- Saladplate: Southeast Asia-focused restaurant tech platform offering POS and kitchen management. Comparable as a regional SMB F&B technology provider with overlapping target customer profile.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks6 records
Key highlights7 records
Customer concentration
Qashier social profiles
Digital presenceQashier compliance and trust
Trust signalCompliance2 records
Qashier financial estimates
Financial estimateRevenue estimate
Valuation estimate
Qashier leadership team
Management profileNumber of profiles
Profiles3 records
Qashier funding detail
Funding detailFunding overview
Funding rounds6 records
Investors8 records
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Qashier M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Qashier
What does Qashier do?
Qashier provides a unified merchant operating system that combines cloud-based point-of-sale software (QashierPOS), MAS-licensed omnichannel payment processing (QashierPay), and a payment-linked loyalty program (Qashier Treats), delivered through proprietary SuperTerminal hardware and the QashierHQ multi-outlet dashboard. The platform serves F&B, retail, beauty, events, and franchise businesses across Southeast Asia with add-on modules for online ordering, kitchen display, appointment booking, working capital loans, and automated marketing, processing over US$1 billion in annualized payment volume.
Is Qashier a public or private company?
Qashier is a private company. It is classified as venture growth investor backed and is currently operating.
When was Qashier founded?
Qashier was founded in 2019. It employs 51 to 100 people.
Where is Qashier based?
Qashier is headquartered in Singapore, Singapore, in the Asia region.
How does Qashier make money?
Four revenue lines are on record. Software Subscriptions are the primary driver. The others are payment Processing (MDR), hardware Sales and qashierLoans.
Who are Qashier's main competitors?
Direct peers on record are StoreHub, iChef (Chericorn Technology) and Foodics. Broad incumbents are Lightspeed Commerce, Toast, Block (Square), TouchBistro and Clover (Fiserv). Emerging players are 2C2P (Ant Group) and Saladplate.
Does Qashier have an API?
Yes. Qashier offers open APIs for developers to integrate with QashierPay, QashierPOS, and the Treats loyalty programme. Three integration paths are available: (1) POS to QashierPay - connect existing POS systems to accept all major payment methods; (2) Payment to QashierPOS - integrate payment terminals directly with Qashier POS for unified checkout; (3) POS to Treats - enable loyalty points earning and redemption without switching systems. The API is multi-outlet ready with consolidated reporting across all locations. Developer documentation is at qashier.com/sg/api-integration.
What industry is Qashier in?
Qashier's product category is Point-of-Sale Software. Its primary akta.pro industry code is FSAGABAO, POS, SoftPOS & In-Person Acceptance Infrastructure, with a secondary code of FSAGABAA, Payment Orchestration Platforms.