ReceiptHero
ReceiptHero is a Finnish fintech that operates an open digital receipt platform, connecting merchant POS systems with payment transactions to deliver itemized receipts via card linking, QR codes, and NFC into banking apps, accounting software, and consumer devices.
- Company typePrivate
- Founded2018
- HeadquartersTampere, Finland
- Headcount11–50
- GTM typeB2B
- OfferingSoftware
What ReceiptHero does
ReceiptHero Oy is a Finnish fintech company founded in 2018 and headquartered in Tampere that operates an open digital receipt platform connecting merchants, payment service providers, banks, and accounting software. The core technology matches structured purchase data from electronic cash registers with corresponding payment transactions in real time to generate itemized digital receipts, without requiring scanning, OCR, or paper handling. Delivery mechanisms include card linking (using the payment card as a loyalty identifier), QR codes, NFC tap-to-receive, email, and direct integration into banking apps (Nordea Wallet, Eurocard) and accounting platforms (Netvisor, Visma M2). The platform is PCI DSS Level 1 certified and GDPR compliant, with data processing hosted within the EU.
The product surface has expanded beyond receipts into value-added services: loyalty and stamp card programs, vouchers and personalized offers, in-receipt customer feedback, transaction analytics, and CO2 emissions tracking. ReceiptHero distributes through a partner-embedded model rather than direct merchant sales, integrating into payment terminal firmware (Verifone, Diebold Nixdorf, Ingenico, Worldline), POS systems (Oracle Simphony, CGI, SKJ, Shopify, Winpos, Solmio Kassa, Solteq), banking apps, accounting platforms, expense management tools (Zevoy, Fennoa), and EV charging networks (Alpitronic, Siemens, SOCAR). Named enterprise customers include R-kioski, Puuilo, Neste, Taksi Helsinki, VR Finnish Railways, and the Finnish State Treasury, with Nordea and Eurocard as anchor financial-institution partners.
The business model is freemium for consumers and merchants in most disclosed contexts, with monetization concentrated in business customer subscriptions, developer/partner integration fees, and transaction- or integration-based revenue from banking and PSP partners. The company raised a €2M seed round in 2021 from Lifeline Ventures, Superhero Capital, and Vidici Ventures and secured additional undisclosed funding in July 2024 to support expansion across Europe, the UK, and the US.
ReceiptHero firmographics
Firmographics- Name
- ReceiptHero
- Legal name
- ReceiptHero Oy
- Website
- https://getreceipthero.com
- Company type
- Private
- Founded year
- 2018
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- ReceiptHero is a Finnish fintech that operates an open digital receipt platform, connecting merchant POS systems with payment transactions to deliver itemized receipts via card linking, QR codes, and NFC into banking apps, accounting software, and consumer devices.
- Ownership category
- akta.pro rank
ReceiptHero industry classification
Industry- Product category
- Digital Receipt Infrastructure / Fintech
- NAICS
- Financial Transactions Processing, Reserve, and Clearinghouse Activities (52232)
- SIC
- Finance Services (6199)
- akta.pro primary industry
- Biller Direct EBPP Platforms (FSAMAJAA)
- akta.pro secondary industries
- Bill Pay, Invoicing & Payables Platforms (BPAMAFAF), Payment Posting, Reconciliation & Cash Application for Bills (FSAMAJAL)
Keywords
Where ReceiptHero is headquartered
LocationHeadquarters
- HQ city
- Tampere
- HQ country
- Finland
- HQ region
- Europe
Offices1 record
Markets served
ReceiptHero business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Technology or R&D, Personnel, Marketing or Sales, Infrastructure, Operations
Revenue model
- Merchant Service Fees: Merchants integrate ReceiptHero into their POS systems and payment terminals to offer digital receipts. Fees are agreed separately between merchants and ReceiptHero, typically transaction-based or subscription pricing for value-added services.
- Business Customer Subscription: Corporate customers and business entities pay fees for enhanced digital receipt services, expense management integration, and administrative features. Pricing specified in individual agreements.
- Value-Added Services: Additional services including personalized discounts, loyalty points integration, CO2 emissions tracking, feedback collection, and marketing features embedded within digital receipts generate supplementary revenue.
- Banking and Financial Institution Partnerships: ReceiptHero partners with banks to deliver digital receipts to customer banking apps, potentially including integration fees or per-transaction revenue sharing with financial institution partners.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Freemium | Others | Consumer Free Tier |
| Freemium | Others | Merchant Basic |
| Subscription | Multi-year contract | Business Customer |
| Subscription | Annual | Developer/App Partner |
Go-to-market motion3 records
Distribution channels6 records
Marketing channels7 records
ReceiptHero product offering
Product offeringCore offering
ReceiptHero operates a digital receipt infrastructure platform that connects structured itemized purchase data from merchants' electronic cash registers (ECR) with corresponding payment transactions to generate and deliver digital receipts in real time. Receipts are delivered through card linking, QR codes, NFC tap-to-receive, banking apps, accounting software, email, and consumer mobile apps. The platform is integrated into payment terminals (Verifone, Diebold Nixdorf, Worldline, Ingenico), POS systems (Oracle Simphony, Shopify, SKJ), banking apps (Nordea, Eurocard), and accounting platforms (Netvisor, Visma M2), and offers value-added services including loyalty programs, CO2 emissions tracking, vouchers, feedback collection, and transaction analytics.
Product overview
ReceiptHero is a digital receipt platform that replaces traditional paper receipts with an eco-friendly digital alternative. The core ReceiptHero Digital Receipt Platform connects merchants' structured purchase information with corresponding payment transactions to generate digital receipts. The platform offers multiple delivery mechanisms: Card Linking (automatic receipt delivery via registered payment cards), QR Code Receipts, NFC Receipts, and Fetch Later for missed receipts. Customers can receive receipts via mobile apps (iOS/Android), web browser, email, banking apps (Nordea Wallet, Eurocard), or messaging platforms. Value-added services include Loyalty & Rewards programs, CO2 Emissions Tracking, embedded Vouchers & Offers, Feedback Collection, and Transaction Analytics. The platform integrates with accounting software (Netvisor, Visma M2), expense management tools (Zevoy, Fennoa), customer loyalty platforms (Custobar, Voyado), payment processors (Verifone, Worldline, Peach Payments), POS systems (Diebold Nixdorf, Oracle Simphony, Shopify, SKJ, Solmio), and EV charging networks (Alpitronic, Siemens, SOCAR). The company has achieved PCI DSS Level 1 certification and GDPR compliance.
Differentiator
Problem solved
Functional benefit
Products and services
- ReceiptHero Digital Receipt Platform Cloud-based digital receipt infrastructure that connects merchants' electronic cash register (ECR) data with corresponding payment transactions to generate and deliver itemized digital receipts in real time. Receipts are delivered via card linking, QR codes, NFC tap-to-receive, email, banking apps, accounting software, and consumer mobile apps. The platform is embedded into payment terminals (Verifone, Diebold Nixdorf, Worldline, Ingenico), POS systems (Oracle Simphony, Shopify, SKJ), banking apps (Nordea, Eurocard), accounting platforms (Netvisor, Visma M2 reaching 1.3M+ users), and EV charging networks. PCI DSS Level 1 certified and GDPR compliant.
Quantifiable outcome
- Potential savings of EUR 800 million for Finnish companies from digital receipt adoption
- +2 more outcomes
Companies that use ReceiptHero
Customer profileNamed customers19 records
Segments8 records
Ideal customer profiles5 records
ReceiptHero technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
Integration39 records
AI capability5 records
Feature5 records
ReceiptHero partnerships and signals
Strategic signalPartnerships
36 partnerships are on record, tiered secondary, core and minor.
- Taksi HelsinkisecondaryLeading Helsinki taxi operator partnering for real-time digital receipts for in-car terminal payments and in-app transactions. Eliminates paper receipts for taxi passengers.
- NetvisorcoreOne of Finland's most widely used accounting solutions integrating ReceiptHero for automated receipt delivery. Simplifies receipt handling and expense management for Finnish businesses.
- MyntsecondaryFinnish payment service provider bringing next-generation digital receipts to businesses.
- SOCARsecondaryEV charging network partnership bringing digital receipts across Switzerland.
- Peach PaymentssecondarySouth African payment service provider enabling digital receipts on printer-less Digit Go payment terminals through QR code-based digital receipts.
- ZevoysecondaryExpense management company partnering to redefine expense management with digital receipts for corporate cardholders.
- WorldlinecoreEuropean market leader in payment and transaction services. Strategic collaboration to provide digital receipts in real-time to banking applications. ReceiptHero won Worldline's E-Payments Challenge and partnered to integrate with Worldline's WL One Link identification service.
- VerifonecoreGlobal payment terminal provider selected ReceiptHero as global digital receipt partner. Integration enables Verifone merchant customers to send digital receipts. Expanded partnership across Nordics.
- CustobarsecondaryCustomer data platform partnership enriching customer purchase data with ReceiptHero's card-linked receipts for targeted marketing.
- Amazon Web ServicessecondaryInfrastructure and storage sub-processor. Data processing occurs within EU.
- WorldlinecoreSwiss payment services provider sub-processor for transaction processing.
- Visa EuropecorePartnership with Visa enabling digital receipt delivery to Visa cardholders. Joined Visa Fintech Partner Connect program.
- MastercardcoreTransaction matching service partnership enabling card-linked digital receipts. Participation in Mastercard Lighthouse Development Program and Fintech Partner Connect.
- Diebold NixdorfcoreGlobal POS terminal provider integrating ReceiptHero into Vynamic POS (7.0+). Enables Diebold Nixdorf merchant customers to send digital receipts. Puuilo was first customer to leverage this integration.
- NordeacoreBiggest bank across Nordics went live with digital receipts in Nordea Wallet app. First major bank partnership for digital receipts in Nordics. Extended to Finnish government corporate cards.
- EurocardcoreLargest corporate card issuer in Nordics partnering to deliver digital receipts to Eurocard apps for business and consumer customers.
- CGIcoreGlobal IT integrator integrating ReceiptHero into POSManager and LS Retail systems for CGI merchant customers.
- Oracle SimphonycoreIntegration with Oracle's hospitality POS platform enabling digital receipts for restaurants including Fafa's.
- VismacoreM2 integration bringing digital receipts to over 1.3 million Visma M2 users. Partnership for smoothest expense reporting.
- ShopifysecondaryOmnichannel integration with Shopify for unified retail experience, enabling digital receipts for Shopify merchants.
- IngenicocorePartnership to roll out eco-friendly digital receipting solution with Ingenico payment terminals.
- Extenda RetailsecondaryRetail POS solution provider partnership for digital receipt integration.
- EtronikasecondaryPartnership for digital banking and payment solutions integration.
- Zucchetti SwitzerlandsecondarySwiss business management software provider partnership for digital receipt delivery.
- R-kioskicoreConvenience store chain with ~480 stores and 80M annual customers enabling digital receipts nationwide. Major retail anchor partner.
- NestesecondaryFuel station chain rollout of digital receipt solution for seamless and responsible payment experience.
- SKJ SystemssecondaryPOS provider for Jeemly & Flowy products with 25+ years experience enabling eReceipts for thousands of merchants.
- VoyadosecondaryCDP and loyalty platform partnership strengthening customer data and loyalty integrations.
- fiskaltrustsecondaryPartnership to take on paper receipt across Europe with fiscal receipt compliance.
- WalttisecondaryPublic transport ticketing integration activating digital receipts for transit payments.
- Solmio KassasecondaryExpanded partnership bringing digital receipts to all Solmio Kassa merchants.
- Verifone FinlandcoreFinnish payment service provider sub-processor enabling digital receipt delivery.
- WinpossecondaryPOS provider partnership powering digital receipts across retail and hospitality channels.
- Solteq Commerce CloudsecondaryCommerce cloud platform integration for digital receipt delivery.
- 02 TaksisecondaryDeepened partnership with taxi operator for in-app digital receipts and streamlined business travel receipts.
- One Tree PlantedminorEnvironmental charity partnership. ReceiptHero donates $1 to tree planting for every new merchant joining the platform, with goal to plant one million trees over five years.
Scale indicators9 records
Recent moves3 records
Expansion highlights6 records
ReceiptHero competitors and assessment
Company assessmentDirect peers
- Flux: Flux is a UK-based digital receipts platform that delivers paperless receipts to consumers via mobile apps and integrates with payment terminals and retailers. It competes head-to-head with ReceiptHero on the same buyer (merchants) with a similar card-linking and QR-code model.
- Dext (formerly Receipt Bank): Dext is a receipt and bookkeeping automation platform primarily serving accountants and SMBs. It overlaps ReceiptHero in the receipt-to-accounting workflow but focuses on OCR-driven extraction rather than real-time ECR-to-payment matching.
- Yoyo: Yoyo is a UK-based customer engagement and loyalty platform that issues digital receipts and personalized offers through a consumer mobile app integrated with retailer POS systems. It addresses the same merchant use case (digital receipt + loyalty) via in-app wallets rather than card linking.
- LoyLap: LoyLap is an Ireland-based digital loyalty and engagement platform for retailers, combining mobile wallet-based loyalty, offers, and digital receipts at POS. It is a direct competitor in the loyalty-embedded-receipts space.
Broad incumbents
- Hubdoc: Hubdoc (owned by Xero) automates receipt and document collection into accounting software for SMBs and bookkeepers. It overlaps with ReceiptHero's accounting-integration layer (Netvisor, Visma M2) but is positioned as a productivity tool rather than a real-time merchant-facing infrastructure.
- Expensify: Expensify is a public expense management platform that captures receipts via smart scan and links to corporate cards. It overlaps with ReceiptHero's expense-reporting use case for corporate cardholders but does not deliver receipts at the point of sale.
- Plaid: Plaid is a leading financial data connectivity platform that links bank accounts to applications and enriches transactions. It is a broader incumbent in the same 'bank-to-app' data infrastructure category that ReceiptHero is building on for receipts.
- Token.io: Token.io is an open banking connectivity platform enabling bank-to-business payment initiation and data sharing. It operates in the broader financial-data infrastructure space that ReceiptHero also depends on for card-linked receipt delivery.
Emerging players
- Veryfi: Veryfi provides OCR and data extraction APIs for receipts and invoices, used by expense management and loyalty platforms. It competes at the receipt-data-extraction layer but lacks ReceiptHero's real-time ECR-to-payment integration.
Others
- Fiskaltrust: Fiskaltrust provides fiscal receipt compliance and tamper-proof receipt infrastructure across Europe and is an active partner of ReceiptHero (rather than a direct competitor). It is included as an ecosystem peer given its adjacent positioning in European digital receipt compliance.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat7 records
Key risks6 records
Key highlights7 records
Customer concentration
ReceiptHero social profiles
Digital presenceReceiptHero compliance and trust
Trust signalCompliance2 records
ReceiptHero financial estimates
Financial estimateRevenue estimate
Valuation estimate
ReceiptHero leadership team
Management profileNumber of profiles
Profiles5 records
ReceiptHero funding detail
Funding detailFunding overview
Funding rounds5 records
Investors4 records
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
ReceiptHero M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about ReceiptHero
What does ReceiptHero do?
ReceiptHero operates a digital receipt infrastructure platform that connects structured itemized purchase data from merchants' electronic cash registers (ECR) with corresponding payment transactions to generate and deliver digital receipts in real time. Receipts are delivered through card linking, QR codes, NFC tap-to-receive, banking apps, accounting software, email, and consumer mobile apps. The platform is integrated into payment terminals (Verifone, Diebold Nixdorf, Worldline, Ingenico), POS systems (Oracle Simphony, Shopify, SKJ), banking apps (Nordea, Eurocard), and accounting platforms (Netvisor, Visma M2), and offers value-added services including loyalty programs, CO2 emissions tracking, vouchers, feedback collection, and transaction analytics.
Is ReceiptHero a public or private company?
ReceiptHero is a private company. It is classified as venture growth investor backed and is currently operating.
When was ReceiptHero founded?
ReceiptHero was founded in 2018. It employs 11 to 50 people.
Where is ReceiptHero based?
ReceiptHero is headquartered in Tampere, Finland, in the Europe region.
How does ReceiptHero make money?
Four revenue lines are on record. Merchant Service Fees are the primary driver. The others are business Customer Subscription, value-Added Services and banking and Financial Institution Partnerships.
Who are ReceiptHero's main competitors?
Direct peers on record are Flux, Dext (formerly Receipt Bank), Yoyo and LoyLap. Broad incumbents are Hubdoc, Expensify, Plaid and Token.io. Veryfi is listed as an emerging player. Fiskaltrust is listed as an others.
Does ReceiptHero have an API?
Yes. ReceiptHero provides integration interfaces for Application Developers and partners to integrate the ReceiptHero Service into their Partner Applications. The API enables transmission of electronic receipts, transaction data matching, and integration with POS systems and payment terminals. Developers can access documentation at docs.receipthero.io. Developer documentation is at docs.receipthero.io.
What industry is ReceiptHero in?
ReceiptHero's product category is Digital Receipt Infrastructure / Fintech. Its primary akta.pro industry code is FSAMAJAA, Biller Direct EBPP Platforms, with a secondary code of BPAMAFAF, Bill Pay, Invoicing & Payables Platforms. Its NAICS code is 52232 and its SIC code is 6199.