What Solidgate does

Solidgate, operating under the legal entity Solid Processing Ltd (HE429757), is a payment orchestration and infrastructure platform headquartered in Nicosia, Cyprus, regulated by the Central Bank of Cyprus as an authorized Electronic Money Institution (license 115.1.3.58). Founded in 2016 and employing 251-500 people, the platform is structured in four integrated layers — Orchestration, Payments infrastructure, Platform, and Treasury — accessed through a single unified API. The Orchestration layer provides intelligent multi-acquirer routing with cascading failover and a provider-agnostic network token vault (Visa VTS, Mastercard MDES); Payments delivers built-in card acquiring plus 100+ acquirer connectors and 100+ alternative payment methods across 100+ markets and 150+ local currencies; Platform provides subscription billing, ML-tuned smart retries, antifraud, chargeback representment, prevention alerts (Verifi, Ethoca), and automated tax calculation via Avalara and Vertex; Treasury provides EUR and USD business accounts, corporate cards, and SWIFT/SEPA payouts.

The platform targets mid-market and enterprise digital businesses running subscription and cross-border commerce models, with named customers spanning mobility and delivery (Bolt), security/IoT (Ajax Systems), health and fitness (BetterMe), gaming (DMarket), digital fashion (DRESSX), edtech (Headway), AI/social (Higgsfield), media (HOLYWATER, MEGOGO), logistics (Nova Post), software (Skylum), marketing SaaS (Zeely), and automotive data (carVertical). Distribution combines direct enterprise sales with a consultative dedicated-account-manager model alongside self-serve PLG paths (no-code payment links, payment forms, and prebuilt e-commerce plugins for Shopify, WooCommerce, PrestaShop, OpenCart, Magento, WordPress, and WHMCS), plus AI Skills for Claude, ChatGPT, Cursor, and Windsurf that auto-generate payment integration code.

Revenue is generated primarily through transaction-based pricing, quote-based per merchant and scaled to volume and product mix rather than flat monthly fees. The platform is PCI DSS 4.0 Service Provider Level 1 compliant, GDPR-compliant, and reports a 99.99% uptime SLA across multi-region active-active infrastructure. Disclosed customer outcomes include up to +15% acceptance rate gains from network tokenization, +11.6% average LTV lift from smart retries, 17.9% LTV improvement from local acquiring, and a 40 percentage point fraud detection uplift from the Mastercard Identity Insights integration.

Name

Solidgate

Legal name

Solid Processing Ltd

Website

https://solidgate.com

Company type

Private

Founded year

2016

Operating status

Operating

Headcount range

251–500 employees

Short description

Solidgate is a payment orchestration and infrastructure platform based in Cyprus that consolidates card acquiring, subscription billing, antifraud, chargeback management, tax automation, and treasury into a single API for global digital merchants operating across 100+ markets.

Ownership category

akta.pro rank

Product category

Payment Orchestration

NAICS

Financial Transactions Processing, Reserve, and Clearinghouse Activities (52232)

akta.pro primary industry

POS, SoftPOS & In-Person Acceptance Infrastructure (FSAGABAO)

akta.pro secondary industry

Tokenization & Secure Payment Vaults (Card-on-File) (FSAMACAC)

Keywords

• Payment orchestration
• Card acquiring
• Subscription billing
• Fraud prevention
• Global payment infrastructure

Headquarters

HQ city

Limassol

HQ country

Cyprus

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B

Offering type

Software

Cost components

Technology or R&D, Personnel, Operations, Infrastructure, Marketing or Sales

Revenue model

1. Transaction-based fees: Solidgate's primary revenue stream is transaction-based fees. Pricing is based on transaction volume rather than a flat monthly fee, so costs scale with the merchant's business rather than against it. Most merchants find that the revenue recovered through better routing and failover — combined with consolidating fraud, billing, and tax tools into one platform — means the platform pays for itself in a few months.

Pricing tiers

Go-to-market motion3 records

Distribution channels3 records

Marketing channels6 records

Core offering

Solidgate is a payment orchestration and infrastructure platform that combines multi-provider routing, built-in card acquiring, subscription billing, fraud prevention, chargeback representment, alternative payment methods, automated tax compliance, and treasury services into a single API integration. It targets global digital merchants needing to accept payments across 100+ markets with intelligent routing, network tokenization, and unified reconciliation. The platform is offered as four integrated layers (Orchestration, Payments, Platform, Treasury) accessible via one API.

Product overview

Solidgate is a unified payment orchestration and infrastructure platform structured across four integrated layers: Orchestration (smart routing, payment form, payment link, token vault), Payments infrastructure (card acquiring, 100+ acquirer connectors, 100+ APMs), Platform (subscription billing, antifraud, chargeback representment, prevention alerts, automated tax compliance), and Treasury (EUR/USD business accounts, corporate cards, SWIFT/SEPA payouts). The platform is designed as a one-stop payment infrastructure — collapsing multiple vendors (PSP integrations, acquiring, billing, tax, and treasury) into a single vendor and single contract. Key differentiators include built-in card acquiring within the orchestration layer (unlike pure-play orchestrators), native subscription billing with ML-powered smart retries and dunning, integrated fraud detection via Mastercard Identity Insights, automated tax calculation with Avalara/Vertex integrations, and AI Skills enabling AI coding assistants (Claude, ChatGPT, Cursor, Windsurf) to generate working payment integrations from SKILL.md templates. The company was founded in 2016, is headquartered in Cyprus, and is regulated as an Electronic Money Institution by the Central Bank of Cyprus.

Differentiator

Problem solved

Functional benefit

Products and services

• Orchestration Central payment orchestration layer connecting and managing multiple payment providers, processors, and acquirers through a single integration. Handles smart routing, real-time failover, cascading, and unified reporting across all connected providers for global digital merchants.
• Payments Global payment infrastructure covering card acquiring, alternative payment methods (APMs), digital wallets, and direct connections to 100+ acquirers and 100+ APMs across 100+ markets.
• Platform Value-added services bundled into the platform including subscription billing, antifraud, chargeback representment, automated tax compliance, and financial reconciliation, eliminating the need for separate vendor integrations.
• Treasury All-in-one business accounts providing EUR and USD global accounts, corporate cards, SWIFT and SEPA payouts, and FX capabilities, consolidating business banking into the same platform as payment orchestration.
• Payment Link No-code, fully hosted, PCI-compliant checkout link sent via email, chat, or social channels for merchants needing to start accepting payments before developer integration is complete.
• Payment Form Embeddable, customizable payment form integrated directly into the merchant's website with full control over UX and branding. Supports Google Pay, Apple Pay, card payments, and APMs via frontend SDK.
• Intelligent Routing Smart transaction routing engine that directs each payment to the optimal acquirer or processor based on geography, card type, BIN, issuer, currency, transaction value, risk score, and custom metadata. Supports up to five cascade steps with automatic failover on decline.
• Vault Provider-agnostic token vault storing network tokens (Visa VTS, Mastercard MDES) and card credentials independently of any single acquirer. Tokens remain valid when cards are reissued or when merchants switch acquirers.
• Acquiring Built-in card acquiring allowing Solidgate to process card payments directly without merchants needing to onboard separate acquirers. Includes Merchant of Record (MoR) services and partner MID management across EMEA, US, LATAM, and APAC.
• Alternative Payment Methods Access to 100+ alternative payment methods including digital wallets (Google Pay, Apple Pay, PayPal), BNPL, bank transfers, and local payment methods across Europe, Latin America, Asia, and beyond (BLIK, PIX, Boleto, iDEAL, MB WAY, and more).
• Connectors Library of pre-built integrations to 100+ acquirers, PSPs, and alternative payment methods. New payment methods can be activated through the connectors library without reintegration.
• Billing Subscription engine covering full lifecycle management: product catalog, pricing, trials, recurring billing, upgrades, downgrades, pauses, cancellations, smart retries, dunning logic, and account updater for subscription businesses.
• Antifraud Fraud prevention engine integrated with Mastercard Identity Insights for Transactions. Identifies suspicious transactions in real time with 40 percentage point improvement in fraud detection during high-volume attack scenarios.
• Chargeback Representment Automated chargeback dispute management with automatic representment for eligible disputes. Includes prevention alerts via Verifi and Ethoca to reduce merchant losses from chargebacks.
• Prevention Alerts Pre-chargeback alerts service (Verifi, Ethoca) that notifies merchants of disputes before they become formal chargebacks, enabling proactive resolution. Includes PayPal risk alerts integration.
• Tax Built-in automated tax calculation and reporting for US sales tax and EU VAT across jurisdictions. Integrates with Avalara and Vertex for additional tax compliance coverage.
• Business Accounts EUR and USD global business accounts provided as part of Treasury services. Includes corporate cards, SWIFT and SEPA payouts, and FX management, consolidated within the same payment platform.
• EU Incorporation EU company incorporation service enabling businesses to establish a legal entity in Europe quickly. Part of the Treasury and expansion toolkit for merchants entering European markets.

Quantifiable outcome

• 40 percentage point increase in fraud detection during high-volume fraud attack (January 2026)
• +7 more outcomes

Named customers13 records

Segments6 records

Ideal customer profiles4 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Integration12 records

AI capability7 records

Feature12 records

Partnerships

Eleven partnerships are on record, tiered flagship and core.

• BoltflagshipTechnology or Integration · 16 April 2026Solidgate partnered with Bolt, one of Europe's leading mobility and delivery platforms operating across 50+ countries and 850 cities, to support Bolt's payment processing. Solidgate helps Bolt reduce card processing costs and expand into new currencies and regions, addressing the payment challenges of high transaction volumes and tight margins. The collaboration brings together Solidgate's European payments expertise with Bolt's global scale, serving over 200 million customers and 4.5 million drivers.
• MastercardcoreTechnology or Integration · 8 April 2026Solidgate partnered with Mastercard to integrate Mastercard Identity Insights for Transactions into its fraud detection system. After a four-month proof-of-value period, the multi-year agreement resulted in a 40 percentage point increase in fraud detection during a high-volume fraud attack in January 2026, with minimal impact on authentic customers. The enhanced fraud detection capabilities support Solidgate's expansion into higher-risk markets and continued merchant growth.
• carVerticalcoreTechnology or IntegrationSolidgate is helping carVertical, an automotive data platform, scale payments across EEA markets, enabling carVertical to process payments efficiently within the European Economic Area using Solidgate's payment infrastructure and orchestration capabilities.
• ShopifycoreTechnology or IntegrationSolidgate offers a prebuilt native integration for Shopify merchants, allowing Shopify store owners to connect Solidgate's payment orchestration, acquiring, and billing capabilities through the Shopify platform without custom development work.
• WooCommercecoreTechnology or IntegrationSolidgate provides a prebuilt plugin for WooCommerce, enabling WordPress-based online stores to integrate Solidgate's payment orchestration, card acquiring, and alternative payment methods through the WooCommerce ecosystem.
• Magento Adobe CommercecoreTechnology or IntegrationSolidgate offers a prebuilt integration for Magento Adobe Commerce, allowing enterprise merchants on the Magento platform to connect Solidgate's payment orchestration, acquiring, and billing services.
• Google (Universal Commerce Protocol)coreTechnology or IntegrationSolidgate announced readiness to support Google's Universal Commerce Protocol (UCP) for AI-assisted commerce. Solidgate's infrastructure supports Google Pay tokenization required for UCP-powered checkout, enabling merchants to accept payments flowing through Google's AI ecosystem (AI Mode in Search, Gemini app) without building separate integrations.
• AvalaracoreTechnology or IntegrationSolidgate integrates with Avalara for automated tax calculation and reporting, supporting subscription businesses dealing with US sales tax across jurisdictions.
• VertexcoreTechnology or IntegrationSolidgate integrates with Vertex for automated tax calculation and reporting, complementing the built-in tax engine for multi-jurisdiction tax compliance.
• Visa (VTS)coreTechnology or IntegrationSolidgate uses Visa Token Service (VTS) for network tokenization, providing scheme-issued tokens that update automatically on card reissuance and deliver acceptance rate improvements of up to +15%.
• Mastercard (MDES)coreTechnology or IntegrationSolidgate uses Mastercard Digital Enablement Service (MDES) for network tokenization, enabling automatic token updates when cards are reissued and supporting merchant expansion into higher-risk markets.

Scale indicators13 records

Recent moves6 records

Expansion highlights5 records

Direct peers

• Primer: Payment orchestration platform enabling merchants to connect and route transactions across multiple PSPs and acquirers through a unified API. Closest comparable to Solidgate in core orchestration scope and merchant positioning.
• Spreedly: Open payments platform providing payment method vaulting, orchestration, and transaction routing across multiple gateways. Directly comparable as an independent orchestrator targeting global digital merchants.
• Gr4vy: Cloud-native payment orchestration platform offering multi-processor routing, no-code vaulting, and APM aggregation. Comparable on horizontal orchestration with a focus on enterprise merchants.
• APEXX Global: Payment orchestration and optimization platform specializing in intelligent routing, cascading, and APM coverage for enterprise merchants across multiple regions.
• Yuno: Payment orchestration platform offering smart routing, APM coverage, and unified API for global merchants. Directly comparable on orchestration-led positioning and explicitly benchmarked by Solidgate in published comparisons.
• ProcessOut: Payment orchestration and routing platform focused on intelligent transaction routing and recovery analytics for subscription and digital-goods merchants.
• Cellpoint Digital: Payment orchestration platform for travel, digital goods, and financial services, providing multi-acquirer routing, vaulting, and APM coverage. Comparable in vertical breadth and merchant segment overlap.

Broad incumbents

• Stripe: Global payments platform with progressively richer orchestration-style capabilities (Smart Retries, Stripe Connect, network tokens). A much larger incumbent whose full-stack offering overlaps Solidgate's orchestration and acquiring modules.
• Adyen: Large global payments platform combining acquiring, processing, and optimization features including network tokenization and revenueaccelerate. A broad incumbent competing with Solidgate on enterprise acquiring and orchestration at scale.
• Checkout.com: Global payments platform offering acquiring, processing, and increasingly orchestration capabilities for enterprise merchants. Comparable on cross-border processing and enterprise digital-merchant focus.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• GitHubgithub.com/solidgate-tech
• LinkedInlinkedin.com/company/solidgate-technologies

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles5 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments1 record

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Solidgate