NetGiver
NetGiver is a Minneapolis-based Credit Union Service Organization operating an ACH-powered, fee-free charitable giving platform that enables credit unions to provide donation services to members and 1.5 million IRS-registered nonprofits, generating revenue through credit union sponsorships.
- Company typePrivate
- Founded2019
- HeadquartersMinneapolis, United States
- Headcount1–10
- GTM typeB2B
- OfferingSoftware
What NetGiver does
NetGiver is a Credit Union Service Organization (CUSO) founded in 2019 and headquartered in Minneapolis, Minnesota, that operates a fee-free charitable giving platform for credit unions, their members, and IRS-registered 501(c)(3) nonprofits. The platform is delivered through iOS and Android mobile applications, a desktop web giving portal (donate.netgiverapp.com), and an embeddable Nonprofit Widget, with additional features for credit unions including Sponsored Membership (member acquisition) and Credit Union Matching (donation matching). Underlying technology is built on ACH payment processing with NetGiver acting as Originator routing transactions through an Originating Depository Financial Institution, supplemented by Plaid integration for bank account verification and authentication; NetGiver does not store sensitive banking credentials. SOC 2 compliance and BBB accreditation are in place.
The business model is a sponsorship-based B2B2C structure in which credit unions (and similar not-for-profit financial institutions) pay to sponsor the platform on behalf of their members. Donors and nonprofits use the service at no cost — eliminating the ~7% processing fees typical on credit-card-based donation platforms — and the company cites a ~$18 billion annual market opportunity tied to nonprofit fee losses. Distribution is primarily channel-driven through credit unions as resellers, supplemented by credit union league partnerships (MnCUN as an owner since March 2020, CCUA as a partner since January 2023), industry events (NACUSO conferences, BECU Fintech Incubator), and content marketing including the 'Imagine the Difference' podcast. Notable early adopters include SPIRE Credit Union (where a $25,000 matching campaign yielded $60,000 total impact) and RBCU, with over 100 Greater Twin-Cities nonprofits enrolled by mid-2020 and 191 charities supported with $242,948 facilitated in 2020.
Financially, NetGiver is privately held as NetGiver, LLC (Minnesota), with 1-10 employees and a single disclosed funding round of $1.5M in December 2020 (investors undisclosed). Revenue figures are not publicly disclosed. The company has not engaged in M&A activity, has no subsidiaries, and operates solely within the United States. Recognition includes the NACUSO Next Big Idea Competition (2020), Minnesota Technology Association Tekne Award (2020), and CUNA Diamond Award for Non-Commercial Video (2021).
NetGiver firmographics
Firmographics- Name
- NetGiver
- Legal name
- NetGiver, LLC
- Website
- https://netgiverapp.com
- Company type
- Private
- Founded year
- 2019
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- NetGiver is a Minneapolis-based Credit Union Service Organization operating an ACH-powered, fee-free charitable giving platform that enables credit unions to provide donation services to members and 1.5 million IRS-registered nonprofits, generating revenue through credit union sponsorships.
- Ownership category
- akta.pro rank
NetGiver industry classification
Industry- Product category
- Charitable Giving Platform
- NAICS
- Grantmaking and Giving Services (81321)
- SIC
- Services-Membership Organizations (8600)
- akta.pro primary industry
- Federated Giving Organizations (e.g., United Way-type) (BPAGAKAG)
- akta.pro secondary industry
- Creator Monetization & Tipping Platforms (MPACABAE)
Keywords
Where NetGiver is headquartered
LocationHeadquarters
- HQ city
- Minneapolis
- HQ country
- United States
- HQ region
- North America
Offices2 records
Markets served
NetGiver business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Technology or R&D, Personnel, Operations, Marketing or Sales, Infrastructure
Revenue model
- Credit Union Sponsorship: Credit unions sponsor the NetGiver platform, making it available to their members as a benefit. The sponsorship model eliminates fees for end users while providing credit unions with a member engagement and acquisition tool.
- Not-for-Profit Financial Institution Support: Not-for-profit credit unions provide support to enable the no-fee giving model, similar to how they support other member services.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Freemium | Monthly | Free for all users - No-Fee Platform |
Go-to-market motion3 records
Distribution channels5 records
Marketing channels7 records
NetGiver product offering
Product offeringCore offering
NetGiver develops a fee-free charitable giving platform, delivered through iOS and Android mobile apps and a web-based giving portal, that enables credit union members to donate directly from their checking accounts to any IRS-registered 501(c)(3) nonprofit. Donations are processed via the ACH network with zero platform or credit-card fees, so 100% of each gift reaches the intended charity, while credit unions sponsor the platform as a member engagement, community impact, and member-acquisition tool. The platform also offers a Nonprofit Widget for charity websites, Sponsored Membership features for non-member onboarding, and Credit Union Matching for dollar-for-dollar donation matches.
Product overview
NetGiver is a fee-free charitable giving platform built by credit unions as a Credit Union Service Organization (CUSO). The core offering consists of a mobile app (iOS and Android) and desktop web platform (donate.netgiverapp.com) that enables donors to make direct charitable contributions to any 501(c)(3) nonprofit with zero fees—100% of donations reach the intended charity. The platform is offered to credit unions as a white-label or branded solution for member engagement and community impact. Supporting modules include the Nonprofit Widget (embeddable giving button), Sponsored Membership (new member acquisition tool), and Credit Union Matching (donation matching). NetGiver also produces the 'Imagine the Difference' podcast as a content marketing and advocacy vehicle for credit union-nonprofit partnerships.
Differentiator
Problem solved
Functional benefit
Brands
- Imagine the Difference Podcast: A podcast brought to listeners at the intersection of credit unions and nonprofit organizations, shining a spotlight on the mechanics behind and mutual benefits of this unique relationship.
Products and services
- NetGiver Mobile App Mobile application (iOS and Android) that enables fee-free charitable donations directly from a donor's checking account to any 501(c)(3) nonprofit via ACH transfers, ensuring 100% of donations reach the charity with no platform or credit-card fees. Designed for credit union members and the general public who want to maximize the impact of their giving.
- NetGiver Web Giving Platform Desktop-friendly web-based giving portal at donate.netgiverapp.com that allows donors to make fee-free charitable donations from any web browser, complementing the NetGiver mobile apps.
- NetGiver for Credit Unions White-label/branded giving platform provided to sponsoring credit unions for their members, enabling fee-free charitable donations while helping credit unions engage members, demonstrate community commitment, and differentiate from banks.
- Nonprofit Widget Embeddable button for nonprofit websites that allows donors to give fee-free while staying on the charity's page, enabling seamless integration of NetGiver's giving capability into existing nonprofit web properties.
Quantifiable outcome
- Nonprofits receive 100% of donations vs. losing ~7% on other platforms
- +3 more outcomes
Companies that use NetGiver
Customer profileNamed customers6 records
Segments3 records
Ideal customer profiles3 records
NetGiver technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration2 records
Feature6 records
NetGiver partnerships and signals
Strategic signalPartnerships
Seven partnerships are on record, tiered core and minor.
- Cooperative Credit Union Association (CCUA)coreCCUA partnered with NetGiver for league-wide impact, including the We CU Care initiative supporting American Red Cross. Enables credit unions to double member donations through matching campaigns.
- BECU Fintech IncubatorcoreNetGiver became the first Credit Union Service Organization (CUSO) to join the BECU Fintech Incubator, a 12-month program in partnership with University of Washington's CoMotion Labs. The program provides mentorship, industry expertise, and resources to help grow NetGiver's impact in the credit union space.
- University of Washington's CoMotion LabscoreCoMotion Labs is part of the BECU Fintech Incubator partnership, providing incubation space, technology commercialization expertise, and innovation resources.
- AidingUkraine.org / Charitable Foundation Humanitarian InitiativesminorPartnership enabling 100% of donations to reach Ukrainian relief efforts through AidingUkraine.org initiative. NetGiver processes fee-free donations for humanitarian aid to Ukraine.
- CUSocialGoodcoreStrategic partnership to invigorate credit union impact storytelling. Combines CUSocialGood's 10,500+ stories and $38 million in documented donations with NetGiver's giving data. Creates education and advocacy platform for credit union movement.
- Minnesota Credit Union Network (MnCUN)coreMnCUN joined ownership of NetGiver as a CUSO, strengthening commitment to credit union philosophy of 'People Helping People'. Provides strategic support and access to Minnesota credit union network.
- PlaidcoreThird-party service provider for bank account verification and authentication. Plaid enables secure connection to users' financial institutions without NetGiver storing sensitive banking credentials.
Scale indicators10 records
Recent moves6 records
Expansion highlights5 records
NetGiver competitors and assessment
Company assessmentBroad incumbents
- Stripe: Dominant payments infrastructure provider whose Stripe Connect and ACH products underpin many modern donation platforms (including competitors to NetGiver). Comparable as the underlying rails; could either commoditize or empower NetGiver's model.
- PayPal Giving Fund: Mass-market donation channel from a global payments incumbent; routes consumer donations to verified nonprofits with low/no fees. Comparable in charitable giving mission and ACH/card rails, but with vastly larger donor reach than NetGiver's credit-union-anchored funnel.
Direct peers
- GoFundMe: The largest consumer-facing charitable giving platform in the US, directly comparable to NetGiver as a destination where donors send money to nonprofits and individuals. Differs in monetization (platform/tip fees vs. NetGiver's ACH, sponsor-funded model).
- Funraise: Nonprofit fundraising platform providing donation forms, CRM, and peer-to-peer campaigns. Closely comparable technology category (giving/CRM stack for 501(c)(3)s) competing for the same nonprofit relationships NetGiver targets.
- Patreon: Subscription/micro-payment platform that pioneered direct-from-bank-account creator funding — analogous to NetGiver's ACH-based, no-fee giving model and recurring donation mechanics, applied to creators rather than nonprofits.
- Givebutter: Modern donation platform for nonprofits offering zero-fee tiers, donor management, and event fundraising. Directly comparable to NetGiver in 'low/no fee' donation mechanics and nonprofit customer segment.
- Donorbox: Recurring and one-time donation platform built for nonprofits, with embeddable forms and integrations similar to NetGiver's Nonprofit Widget. Competes for the same 501(c)(3) charity customer base that NetGiver serves fee-free.
- Network for Good: Donation platform and donor-management software for small-to-mid nonprofits — same customer segment as NetGiver's nonprofit user base, with overlapping giving-page and recurring-donation capabilities.
Emerging players
- Bloomerang: Nonprofit CRM and donor-management platform serving small/mid 501(c)(3) organizations. Comparable nonprofit customer segment and partial overlap with NetGiver's giving workflow, but focused on engagement rather than payment processing.
Others
- CO-OP Financial Services: The largest CUSO serving US credit unions, providing core processing, payments, and shared branching. Comparable as CUSO infrastructure to credit unions — a peer in NetGiver's ownership/distribution ecosystem and the sponsor of the NACUSO award NetGiver won.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat7 records
Key risks5 records
Key highlights6 records
Customer concentration
NetGiver social profiles
Digital presenceNetGiver compliance and trust
Trust signalCompliance3 records
NetGiver financial estimates
Financial estimateRevenue estimate
Valuation estimate
NetGiver leadership team
Management profileNumber of profiles
Profiles5 records
NetGiver funding detail
Funding detailFunding overview
Funding rounds1 record
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
NetGiver M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about NetGiver
What does NetGiver do?
NetGiver develops a fee-free charitable giving platform, delivered through iOS and Android mobile apps and a web-based giving portal, that enables credit union members to donate directly from their checking accounts to any IRS-registered 501(c)(3) nonprofit. Donations are processed via the ACH network with zero platform or credit-card fees, so 100% of each gift reaches the intended charity, while credit unions sponsor the platform as a member engagement, community impact, and member-acquisition tool. The platform also offers a Nonprofit Widget for charity websites, Sponsored Membership features for non-member onboarding, and Credit Union Matching for dollar-for-dollar donation matches.
Is NetGiver a public or private company?
NetGiver is a private company. It is classified as corporate owned and is currently operating.
When was NetGiver founded?
NetGiver was founded in 2019. It employs 1 to 10 people.
Where is NetGiver based?
NetGiver is headquartered in Minneapolis, United States, in the North America region.
How does NetGiver make money?
Two revenue lines are on record. Credit Union Sponsorship is the primary driver. The others are not-for-Profit Financial Institution Support.
Who are NetGiver's main competitors?
Broad incumbents on record are Stripe and PayPal Giving Fund. Direct peers are GoFundMe, Funraise, Patreon, Givebutter, Donorbox and Network for Good. Bloomerang is listed as an emerging player. CO-OP Financial Services is listed as an others.
Does NetGiver have an API?
No public API is recorded for NetGiver.
What industry is NetGiver in?
NetGiver's product category is Charitable Giving Platform. Its primary akta.pro industry code is BPAGAKAG, Federated Giving Organizations (e.g., United Way-type), with a secondary code of MPACABAE, Creator Monetization & Tipping Platforms. Its NAICS code is 81321 and its SIC code is 8600.