What Mobilexpress does

Mobilexpress, legally Net Sat\u0131\u015f \u0130leti\u015fim ve Dan\u0131\u015fmanl\u0131k Ticaret A.\u015e. and headquartered at \u0130T\u00dc Teknokent in \u0130stanbul, is a Turkish payment-infrastructure platform founded in 2011. It provides a PCI DSS Level 1 compliant payment gateway that aggregates 21 Turkish bank virtual POS systems, alternative payment providers, and BKM Express into a single integration, with hosted payment pages (iframe/redirect), a comprehensive Web Service API, and free plugins for Magento and OpenCart. The platform's defining technical feature is an interoperable one-click payment system in which cards tokenized at any Mobilexpress merchant can be reused across the network, complemented by an AI-based Smart Transaction Routing engine and AI-powered fraud detection. The platform has scaled to 160M+ annual transactions and 31M+ tokenized cards, with 100+ named business partners.

Name

Mobilexpress

Legal name

Net Satış İletişim ve Danışmanlık Ticaret A.Ş.

Website

https://mobilexpress.com.tr

Company type

Private

Founded year

2011

Operating status

Operating

Headcount range

11–50 employees

Short description

Mobilexpress is a Turkey-based, PCI DSS Level 1 compliant payment gateway and card-tokenization platform serving e-commerce merchants, insurers, educational institutions, and B2B/field-sales organizations with a 21-bank single-integration architecture and AI-powered transaction routing.

Ownership category

akta.pro rank

Product category

Payment Processing / Online Payment Gateway

NAICS

Financial Transactions Processing, Reserve, and Clearinghouse Activities (52232), Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320)

SIC

Services-Prepackaged Software (7372), Services-Computer Programming, Data Processing, Etc. (7370)

akta.pro primary industry

Merchant Payment Gateways (API/Hosted Checkout) (FSAMACAA)

akta.pro secondary industries

Recurring Billing, Subscriptions & Tokenized Payments (CRAFALAH), Payment Gateways & Orchestration (BPAMAFAA), Embedded Payments (Pay-ins, Pay-outs, Wallets) (FSAGALAB)

Keywords

• Online payment gateway
• Card storage tokenization
• One-click checkout
• PCI DSS compliance
• Recurring payments

Headquarters

HQ city

Istanbul

Offices1 record

Markets served

GTM type

B2B

Offering type

Software

Cost components

Technology or R&D, Personnel, Operations, Infrastructure, Marketing or Sales

Revenue model

1. Payment Processing / Transaction Fees: Mobilexpress charges merchants transaction fees for processing credit card and alternative payments through its payment gateway. The platform aggregates 21 bank integrations, allowing merchants to accept payments and switch between providers, with fees typically based on transaction volume.
2. Card Storage and One-Click Payment Services: Revenue generated from merchants using Mobilexpress's PCI DSS Level 1 compliant card storage and one-click payment solutions, enabling recurring payments, subscriptions, and streamlined checkout experiences for end customers.
3. SaaS / API Integration Fees: Merchants pay for API access, web service integration, and hosted payment page solutions. Pricing is based on integration type and transaction volume.

Pricing tiers

Go-to-market motion2 records

Distribution channels5 records

Marketing channels5 records

Core offering

Mobilexpress is a B2B online payment infrastructure provider offering a PCI DSS Level 1 compliant platform that delivers a payment gateway, secure card storage/tokenization, interoperable one-click payments, and AI-based smart transaction routing and fraud prevention, aggregating 21 Turkish bank virtual POS integrations and alternative payment systems behind a single API. The platform supports e-commerce, mobile, B2B dealer, field-sales, insurance, education, subscription, and non-profit payment scenarios through a core gateway plus 12+ sector-specific modules. Revenue is generated from merchant transaction fees and integration/hosted-page subscriptions.

Product overview

Mobilexpress is a unified online payment platform with 16 distinct products organized in a platform-plus-modules architecture. The core platform consists of: (1) E-ticarette Ödeme Geçidi - Core, a payment gateway aggregating 21 Turkish banks and alternative payment systems via single integration with AI-based smart routing and fraud prevention; (2) Hosted Ödeme Sayfaları for PCI-burden-reducing iframe/redirect payment pages; (3) Tek Tıkla Ödeme (One-Click Payment) solutions for e-commerce and mobile with interoperability across partner merchants. Around these core products, Mobilexpress offers 12 sector-specific add-on modules including: Sigorta Ödemeleri for insurance premium collections, Bayi Tahsilatları and Saha Satış Tahsilatları for B2B field/dealer collections, Firma Tahsilat Sayfaları for custom-branded collection pages, Okul ve Yurt Ödemeleri and Dernek/Vakıf Ödemeleri for educational/association dues, Abonelik ve Kiralama Ödemeleri for recurring subscription/rental payments, Aidat Ödemeleri for building/site dues, Otomatik Bakiye Yükleme for loyalty/toll systems, and Mağaza İçi Ödemeler for in-store mobile payments. A 16th offering, Size Özel Çözümler, provides custom B2B/B2C solutions built on top of the existing portfolio. All products are backed by PCI DSS Level 1 infrastructure with AI-powered fraud prevention and smart transaction routing.

Differentiator

Problem solved

Functional benefit

Products and services

• E-ticarette Interoperable Tek Tıkla Ödeme (Interoperable One-Click Payment for E-commerce) One-click payment solution for e-commerce sites letting customers save cards and pay with a single click, with Mobilexpress Interoperable technology enabling cards stored at other Mobilexpress partner merchants to be used on the merchant's site. Targeted at Turkish e-commerce retailers seeking higher conversion.
• Mobilde Tek Tıkla Ödeme (One-Click Payment on Mobile) Mobile-optimized one-click payment solution enabling customers on smartphones and tablets to pay without re-entering card details, leveraging tokenized stored-card infrastructure. Targeted at merchants with significant mobile traffic.
• E-ticarette Ödeme Geçidi (Payment Gateway for E-commerce) Core payment gateway combining all banks, alternative payment systems, and payment institutions in a single platform; includes AI-based smart transaction routing, fraud prevention, and single-integration multi-provider switching for credit/debit card acceptance.
• E-ticarette Hosted Ödeme Sayfaları (Hosted Payment Pages for E-commerce) Hosted payment pages integrated into a merchant's site via iframe or redirect, reducing merchant PCI compliance burden as sensitive card data is entered directly into Mobilexpress forms; includes card visualization, installment tables, 3D Secure, and BKM Express integration.
• Sigorta Ödemeleri (Insurance Payments) Insurance payment solution enabling PCI DSS Level 1 compliant card storage for recurring premium collections and policy renewals, replacing traditional mail order systems with secure digital card storage. Targeted at insurance companies and agencies.
• Bayi Tahsilatları (Dealer Collections) Dealer/distributor payment collection solution supporting banks' submerchant systems, enabling online card payments from dealers with tokenized card storage and one-click payment for frequent payers. Targeted at companies with B2B dealer networks.
• Saha Satış Tahsilatları (Field Sales Collections) Field sales and delivery payment collection solution that integrates with hand terminals, tablets, and smartphones, enabling card payments in the field without physical POS devices, with ERP/accounting integration.
• Firma Tahsilat Sayfaları (Custom-Branded Company Collection Pages) Custom branded payment collection pages for companies that lack existing online payment infrastructure, with company logo, custom design, and a partner management panel; targeted at SMBs and institutions needing turnkey hosted pages.
• Okul ve Yurt Ödemeleri (School and Dormitory Payments) School and dormitory payment solution storing parent/guardian cards at enrollment to collect monthly tuition and dormitory fees automatically from tokenized cards, avoiding parents' card limit exhaustion from split-installment billing.
• Dernek/Vakıf Ödemeleri (Association and Foundation Payments) Association and foundation payment solution for collecting membership dues and donations via card payments, with optional recurring and automatic payment scheduling. Targeted at NGOs, associations, and foundations.
• Abonelik ve Kiralama Ödemeleri (Subscription and Rental Payments) Subscription and rental payment solution for recurring collections from sport clubs, magazine subscriptions, alarm systems, vehicle fleets, and similar subscription/rental businesses, with flexible schedules and automated recurring collection.
• Aidat Ödemeleri (Apartment/Site Dues Payments) Apartment and residential site dues payment solution with mobile-responsive pages, card storage, one-click payment, and optional automatic recurring payment for regular collections from residents.
• Otomatik Bakiye Yükleme (Automatic Balance Top-Up) Automatic balance loading solution for prepaid loyalty cards, mobile applications, and toll/pass systems such as HGS, enabling automatic card-linked top-ups when balance falls below a defined threshold.
• Mağaza İçi Ödemeler (In-Store Payments) In-store mobile payment solution for the retail and restaurant sectors, enabling customers to link credit cards to a brand mobile payment application for one-click in-store payments.
• Size Özel Çözümler (Custom/Bespoke Solutions) Custom payment solutions developed in collaboration with merchants to address B2B and B2C collection scenarios not covered by standard products, leveraging the existing Mobilexpress portfolio with custom features.

Quantifiable outcome

• Over 10% increase in revenue/ciro for merchants using one-click payment and card storage solutions
• +3 more outcomes

Named customers17 records

Segments8 records

Ideal customer profiles4 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Integration9 records

AI capability3 records

Feature7 records

Partnerships

13 partnerships are on record, tiered core.

• TrendyolcoreTechnology or IntegrationMajor Turkish e-commerce platform using Mobilexpress payment gateway and one-click payment solutions for processing customer transactions.
• GetircoreTechnology or IntegrationQuick commerce leader using Mobilexpress payment infrastructure for fast delivery payments.
• InveoncoreTechnology or IntegrationE-commerce platform provider integrated with Mobilexpress, allowing merchants using Inveon to access Mobilexpress payment services without additional integration.
• RNDcoreTechnology or IntegrationE-commerce platform integrated with Mobilexpress for one-click payment functionality.
• Proj-ecoreTechnology or IntegrationE-commerce platform integrated with Mobilexpress enabling PCI DSS Level 1 compliant card storage and one-click payments.
• AkinoncoreTechnology or IntegrationAkinon Cloud Commerce platform integrated with Mobilexpress for seamless payment processing across e-commerce channels.
• MagentocoreTechnology or IntegrationFree Mobilexpress plugin available for Magento (1.9.x) e-commerce platform, enabling card payments, one-click checkout, 3D Secure, and BKM Express integration.
• OpenCartcoreTechnology or IntegrationFree Mobilexpress plugin for OpenCart (3.x) platform providing hosted payment pages with card storage, one-click payment, and fraud prevention features.
• LC WaikikicoreTechnology or IntegrationMajor Turkish fashion retailer using Mobilexpress payment solutions.
• AXA SigortacoreTechnology or IntegrationInsurance company using Mobilexpress for secure insurance premium collection and card storage.
• MNG KargocoreTechnology or IntegrationLogistics company integrated with Mobilexpress for alternative payment collection options.
• 21 Banks (Turkey)coreTechnology or IntegrationMobilexpress is integrated with 21 Turkish banks for payment processing, providing merchants with a single integration to access all major banks' virtual POS systems and alternative payment systems.
• BKM (Bankalararası Kart Merkezi)coreTechnology or IntegrationTurkish interbank card center integrated for BKM Express payment option, allowing customers to pay using BKM's authentication system.

Scale indicators4 records

Recent moves6 records

Expansion highlights5 records

Direct peers

• iyzico: Turkey's other major payment gateway, acquired by PayU. Offers payment gateway, marketplace solutions, and card storage — directly competing with Mobilexpress for Turkish e-commerce and enterprise merchants across overlapping verticals.
• PayTR: Turkish payment gateway serving e-commerce, marketplaces, and physical retail with card storage, installments, and submerchant (dealer) support — overlapping deeply with Mobilexpress's product set including Bayi Tahsilatları and recurring payments.
• Sipay: Turkish payment institution offering virtual POS aggregation, card storage, and e-commerce gateway services. Competes directly with Mobilexpress for merchant acquiring and bank-aggregation use cases.
• Param (Turkcell Ödeme): Turkcell-owned payment platform providing e-commerce gateway, card storage, and installments in Turkey — a direct competitor leveraging telecom distribution and digital wallet reach.
• Paynet: Turkish payment institution offering virtual POS, card storage, installments, and submerchant acquiring solutions. Directly competes with Mobilexpress across e-commerce, dealer, and subscription payment use cases in Turkey.

Emerging players

• Craftgate: Turkey-focused payment gateway and orchestration startup offering multi-bank virtual POS aggregation and API integration — comparable product set but smaller scale than Mobilexpress.

Broad incumbents

• PayU: Global payment orchestration platform and parent of iyzico. Operates broadly across emerging markets with gateway, orchestration, and credit products; overlaps with Mobilexpress through its Turkish subsidiary.
• Stripe: Global payment infrastructure platform offering gateway, card storage, and orchestration APIs. While not specifically focused on Turkey, it is the primary global benchmark for API-first gateway products that Mobilexpress competes against for enterprise merchants.
• Adyen: Global unified commerce payment platform serving enterprise merchants with gateway, processing, and orchestration. Comparable in serving large enterprise payment volume like Trendyol/Getir-tier merchants, though operating primarily outside Turkey.

Regional players

• BKM (Bankalararası Kart Merkezi): Turkey's interbank card center and operator of BKM Express. Acts as a regional infrastructure player that Mobilexpress integrates with for BKM Express payments; potential competitor or partner depending on regulatory direction.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/mobil_express
• Facebookfacebook.com/Mobilexpress.com.tr
• LinkedInlinkedin.com/company/2555933

Compliance3 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles4 records

Funding overview

Funding rounds1 record

Investors1 record

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Mobilexpress