One Park Financial
- Company typePrivate
- Founded2010
- HeadquartersMiami, United States
- Headcount11–50
- GTM typeB2B
- OfferingServices
One Park Financial firmographics
Firmographics- Name
- One Park Financial
- Legal name
- One Park Financial LLC
- Website
- https://oneparkfinancial.com
- Company type
- Private
- Founded year
- 2010
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Ownership category
- akta.pro rank
One Park Financial industry classification
Industry- Product category
- Alternative Small Business Financing
- NAICS
- Sales Financing (522220), Other Nondepository Credit Intermediation (52229)
- SIC
- Loan Brokers (6163), Short-Term Business Credit Institutions (6153)
- akta.pro primary industry
- Merchant Cash Advance & Revenue-Based Financing Enablement (FSAGALAH)
Keywords
Where One Park Financial is headquartered
LocationHeadquarters
- HQ city
- Miami
- HQ country
- United States
- HQ region
- North America
Offices7 records
Markets served
One Park Financial business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Marketing or Sales, Technology or R&D, Operations, Infrastructure
Revenue model
- Revenue-Based Financing Matching Services: One Park Financial acts as an intermediary connecting small businesses with a network of 30+ alternative lenders and funding providers. The company earns revenue by facilitating financing transactions and matching businesses with appropriate capital products. Their primary product is revenue-based financing, where businesses receive capital in exchange for a percentage of future sales.
- Standard Membership Plan: One Park Financial offers a free Standard Membership Plan activated upon completing the online prequalification form. The membership provides access to funder matching and customer service, with no upfront charge. Revenue is generated when matched businesses accept funding offers from network partners.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Unit Pricing | Pay-as-you-go | Funding range from $5,000 to $500,000 |
Go-to-market motion2 records
Distribution channels4 records
Marketing channels9 records
One Park Financial product offering
Product offeringCore offering
One Park Financial connects small and medium-sized businesses with a network of 30+ alternative private business lenders, providing revenue-based financing, working capital loans, and merchant cash advances ranging from $5,000 to $500,000. Customers complete a 2-minute online prequalification with no credit impact, are then guided by a dedicated Business Funding Manager, and can receive capital deposited into their business bank account within 24 hours. Repayments on the flagship revenue-based financing product flex with the business's daily or weekly sales.
Product overview
One Park Financial operates as a technology-enabled revenue-based financing provider and business funding matching service for small and medium-sized businesses. Founded in 2010, the company offers funding ranging from $5,000 to $500,000 through revenue-based financing and working capital solutions. Rather than directly funding businesses, One Park Financial acts as an intermediary, leveraging a network of 30+ funding providers to match businesses with appropriate capital solutions. The core product, Revenue-Based Financing, ties repayments to a percentage of daily or weekly sales, providing flexibility for businesses with fluctuating revenues. The company also offers Working Capital Financing for operational needs and Merchant Cash Advance products through its partner network.
Differentiator
Problem solved
Functional benefit
Brands
- Dream Weaver: A program or initiative under One Park Financial focused on community support and small business dreams.
Products and services
- Revenue-Based Financing One Park Financial's primary offering provides revenue-based financing to small businesses, offering funding amounts from $5,000 to $500,000. Repayments are tied to a percentage of daily or weekly sales, allowing payments to fluctuate with business performance. For SMBs that need working capital but cannot meet bank underwriting standards.
- Working Capital Financing Provides working capital to small businesses for daily operations including payroll, inventory, rent, and equipment. Designed to help businesses maintain operations and growth without interruptions. Targets SMBs needing short-term operational funding.
- Small Business Funding Matching Service A technology-enabled matching service that connects small businesses with funding from a network of 30+ alternative funding providers. One Park Financial acts as an intermediary rather than directly funding businesses, finding the best capital solution through partners such as McKenzie Capital. Available across all 50 US states (excluding California and New York) and Puerto Rico.
- Merchant Cash Advance Alternative financing product available through the platform, providing upfront capital in exchange for a percentage of future sales or receivables. Targeted at small businesses that need fast access to capital.
Quantifiable outcome
- Returning funded customers grew their sales by an average of 20% over the past five years
- +3 more outcomes
Companies that use One Park Financial
Customer profileNamed customers8 records
Segments7 records
Ideal customer profiles1 record
One Park Financial technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration2 records
Feature3 records
One Park Financial partnerships and signals
Strategic signalPartnerships
Two partnerships are on record, tiered supporting and core.
- Orange Bowl CaressupportingOne Park Financial has supported Orange Bowl Cares, a community initiative by the Orange Bowl organization that benefits South Florida through economic and educational contributions. CEO John Lie-Nielsen actively participates in the Orange Bowl Committee and the 2026 Miami Host Committee for the College Football Playoff National Championship.
- Plaid Inc.coreOne Park Financial uses Plaid Inc. to securely gather financial data from customers' financial institutions. By using the service, customers grant One Park Financial and Plaid the right to access and transmit personal and financial information from their relevant financial institution. This integration is used to assess business health and funding eligibility.
Scale indicators11 records
Recent moves8 records
Expansion highlights7 records
One Park Financial competitors and assessment
Company assessmentDirect peers
- Credibly: Credibly provides working capital, merchant cash advance, and small business loans to SMBs, often through funder and ISO partnerships. Like One Park Financial, it emphasizes fast funding, soft-pull prequalification, and a high-touch service model for thin-file borrowers.
- Biz2Credit: Biz2Credit operates a SMB lending marketplace connecting borrowers with banks, credit unions, and alternative lenders, and also offers PPP and term loans. Its marketplace/aggregator structure mirrors One Park's multi-funder matching model.
- Fundbox: Fundbox offers working capital advances and lines of credit to small businesses, integrated into accounting and banking platforms. Its small-dollar, fast-decision model and SMB target overlap closely with One Park's RBF offering.
- CanCapital: CanCapital is a long-standing MCA and small business working capital provider targeting similar subprime / thin-file SMB borrowers. It is one of the more direct competitors in the merchant cash advance space, with comparable product structure and customer acquisition model.
- OnDeck Capital: OnDeck is an established online SMB lender offering term loans and lines of credit to small businesses rejected by traditional banks. While it originates on balance sheet, its target borrower profile and product structure (working capital, fast decisions) are highly comparable to One Park's.
- BlueVine: BlueVine provides invoice factoring, lines of credit, and small business banking to SMBs, with a focus on speed and digital UX. It competes in the same 'alt-to-bank' SMB capital niche, with similar customer pain points around speed, flexibility, and access.
- National Funding: National Funding provides working capital loans, merchant cash advances, and equipment financing to small businesses. Its product mix, SMB target, and inside-sales/funder-broker hybrid model are closely comparable to One Park Financial.
- Lendio: Lendio operates a similar SMB funding marketplace that matches small business borrowers with a network of lenders, including MCA and RBF products. Both companies sit at the aggregator layer rather than originating on balance sheet, and target underserved SMBs nationwide.
Broad incumbents
- Funding Circle: Funding Circle is a broader SMB lending platform offering term loans and lines of credit to small businesses. While more institutional in its borrower profile, it is a comparable online SMB lender competing for the same 'alt-to-bank' segment.
Emerging players
- Accion Opportunity Fund: Accion Opportunity Fund is a nonprofit small business lender providing microloans and working capital to underserved SMBs. It targets a similar underbanked SMB segment, with overlapping missions around financial inclusion, though it uses a nonprofit / community lending model.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat6 records
Key risks6 records
Key highlights6 records
Customer concentration
One Park Financial social profiles
Digital presenceOne Park Financial compliance and trust
Trust signalCompliance2 records
One Park Financial financial estimates
Financial estimateRevenue estimate
Valuation estimate
One Park Financial leadership team
Management profileNumber of profiles
Profiles12 records
One Park Financial funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
One Park Financial M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about One Park Financial
What does One Park Financial do?
One Park Financial connects small and medium-sized businesses with a network of 30+ alternative private business lenders, providing revenue-based financing, working capital loans, and merchant cash advances ranging from $5,000 to $500,000. Customers complete a 2-minute online prequalification with no credit impact, are then guided by a dedicated Business Funding Manager, and can receive capital deposited into their business bank account within 24 hours. Repayments on the flagship revenue-based financing product flex with the business's daily or weekly sales.
Is One Park Financial a public or private company?
One Park Financial is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was One Park Financial founded?
One Park Financial was founded in 2010. It employs 11 to 50 people.
Where is One Park Financial based?
One Park Financial is headquartered in Miami, United States, in the North America region.
How does One Park Financial make money?
Two revenue lines are on record. Revenue-Based Financing Matching Services are the primary driver. The others are standard Membership Plan.
Who are One Park Financial's main competitors?
Direct peers on record are Credibly, Biz2Credit, Fundbox, CanCapital, OnDeck Capital, BlueVine, National Funding and Lendio. Funding Circle is listed as a broad incumbent. Accion Opportunity Fund is listed as an emerging player.
Does One Park Financial have an API?
No public API is recorded for One Park Financial.
What industry is One Park Financial in?
One Park Financial's product category is Alternative Small Business Financing. Its primary akta.pro industry code is FSAGALAH, Merchant Cash Advance & Revenue-Based Financing Enablement. Its NAICS code is 522220 and its SIC code is 6163.