LendFoundry
LendFoundry is a cloud-based B2B SaaS lending platform providing Loan Origination and Loan Servicing systems, with 90+ third-party integrations and AI-powered decisioning, serving enterprise and alternative lenders across consumer, business, home, and SMB lending segments globally.
- Company typePrivate
- Founded2015
- HeadquartersIrvine, United States
- Headcount51–100
- GTM typeB2B
- OfferingSoftware
What LendFoundry does
LendFoundry is a cloud-based, full-stack digital lending platform operated as a division of Sigma Infosolutions Ltd. The company delivers a modular B2B SaaS suite consisting of a Loan Origination System (LOS) and a Loan Servicing System (LSS), augmented by Business Analytics, Credit Bureau Reporting, Loan Syndication, Third Party Integration, and an Agentic AI module. The platform supports end-to-end lending workflows including application intake, underwriting, decisioning, document management, payment processing, collections, loan modifications, and portfolio migration, and covers multiple asset classes such as personal loans, working capital, merchant cash advances, point-of-sale lending, supply chain financing, hard money, healthcare, commercial, and home improvement lending. Underlying technology is a microservices architecture deployed on AWS, with API-first design, AI-powered credit scoring and decisioning, and pre-built connectors to 90+ third-party data providers including Experian, TransUnion, Equifax, LexisNexis, Plaid, DocuSign, WorldPay, Salesforce, and others. The company is SOC 1 Type II and SOC 2 Type II certified, ISO 9001:2015 and ISO 27001:2022 certified, and holds AWS Partner and Microsoft Co-sell Ready designations.
LendFoundry operates an enterprise field sales go-to-market targeting digital, alternative, and consumer lenders, with a quote-based annual subscription pricing model and a primary "Request a Demo" conversion action on the website. Customer segments include consumer lenders, business/SME lenders, alternative lenders, home improvement lenders, healthcare lenders, asset-backed lenders, and short-term/payday lenders, with named enterprise customers such as RocketLoans, Avana Capital, ForwardLine, mintifi, Borrowell, Microf, NewAmerican, ErieHome, LiftFund, Alarm.com, FCC Finance, and World Business Lenders. The company is headquartered in Irvine, California with engineering and delivery offices in Bangalore, Ahmedabad, and Jodhpur, India, and operates across the US, Canada, Singapore, Thailand, and India. The company states 100% year-over-year revenue growth on its careers page, is privately held with no disclosed external funding rounds, and is led by CEO Roger Vogel with Co-Founder Timothy Li and CFO Sharad Bhatt.
LendFoundry firmographics
Firmographics- Name
- LendFoundry
- Legal name
- LendFoundry - A Division of Sigma Infosolutions Ltd.
- Website
- https://lendfoundry.com
- Company type
- Private
- Founded year
- 2015
- Operating status
- Operating
- Headcount range
- 51–100 employees
- Short description
- LendFoundry is a cloud-based B2B SaaS lending platform providing Loan Origination and Loan Servicing systems, with 90+ third-party integrations and AI-powered decisioning, serving enterprise and alternative lenders across consumer, business, home, and SMB lending segments globally.
- Ownership category
- akta.pro rank
LendFoundry industry classification
Industry- Product category
- Loan Origination and Servicing Software
- NAICS
- Computing Infrastructure Providers, Data Processing, Web Hosting, and Related Services (518)
- SIC
- Services-Prepackaged Software (7372)
- akta.pro primary industry
- Loan Servicing Platforms (Billing, Statements, Customer Self-Service) (FSAGAHAH)
- akta.pro secondary industries
- Underwriting Automation & Income/Employment Verification (FSAGAHAD), Embedded Lending & Credit (POS, Working Capital, Credit Lines) (FSAGALAD), SME Lending Platforms & Embedded SME Credit (FSAKAGAJ)
Keywords
Where LendFoundry is headquartered
LocationHeadquarters
- HQ city
- Irvine
- HQ country
- United States
- HQ region
- North America
Offices4 records
Markets served
LendFoundry business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Personnel, Technology or R&D, Infrastructure, Marketing or Sales, Operations
Revenue model
- SaaS Subscription: Cloud-based SaaS model offering Loan Origination System and Loan Servicing System as subscription services. Minimizes upfront costs for lenders while providing scalable, cloud-hosted platform access.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Annual | SaaS subscription model - pricing based on lender requirements |
Go-to-market motion2 records
Distribution channels1 record
Marketing channels5 records
LendFoundry product offering
Product offeringCore offering
LendFoundry provides a cloud-based, full-stack digital lending SaaS platform comprising a Loan Origination System (LOS) and a Loan Servicing System (LSS), along with complementary modules such as Business Analytics, Credit Bureau Reporting, Third Party Integration, Loan Syndication Software, and Agentic AI. The platform is sold to consumer, business, alternative, home improvement, healthcare, and short-term lenders to automate underwriting, decisioning, payments, collections, and reporting across multiple loan products. It is delivered as a multi-tenant, API-first, microservices-based subscription service built on AWS.
Product overview
LendFoundry is a cloud-based, full-stack digital lending platform delivered as a modular SaaS solution built on microservices architecture. The platform consists of two core systems: the Loan Origination System (LOS) for application intake, underwriting, and decisioning, and the Loan Servicing System (LSS) for payment management, collections, and loan lifecycle management. These core products are supplemented by Business Analytics (AI-powered reporting), Credit Bureau Reporting, Third Party Integration (90+ data provider connections), Loan Syndication Software, and Agentic AI (autonomous decision-making capabilities). The platform supports multiple asset classes including personal loans, working capital loans, merchant cash advances, point-of-sale lending, supply chain financing, hard money lending, healthcare lending, commercial lending, and home improvement loans. The architecture enables lenders to implement the full solution or select specific modules, with API-first design facilitating seamless third-party integrations.
Differentiator
Problem solved
Functional benefit
Brands
- LF-LMS: LendFoundry Loan Management System - loan servicing software solution
- LendFoundry Academy
Products and services
- Loan Origination System (LOS)
Quantifiable outcome
- Reduced loan application drop-off rate by one-third
- +2 more outcomes
Companies that use LendFoundry
Customer profileNamed customers17 records
Segments7 records
Ideal customer profiles5 records
LendFoundry technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
Integration28 records
AI capability8 records
Feature8 records
LendFoundry partnerships and signals
Strategic signalPartnerships
Twelve partnerships are on record, tiered core.
- WorldPaycoreIntegration with WorldPay's global payment gateway enables faster and more secure online payment processing for lenders. WorldPay's technology ensures payments are processed quickly with strong encryption and fraud prevention. Supports cross-border transactions and multiple currencies for international lending operations.
- ExperiancoreIntegration with Experian for real-time credit assessments and international business credit reports. Part of 90+ third-party API integrations for credit verification, identity checks, and fraud prevention.
- TransUnioncoreIntegration with TransUnion for comprehensive credit reports and real-time credit evaluation. Part of 90+ third-party API integrations.
- EquifaxcoreIntegration with Equifax for credit bureau reporting and risk assessment. Part of 90+ third-party API integrations.
- LexisNexiscoreIntegration with LexisNexis for advanced identity verification and fraud detection. Part of compliance and security integrations.
- PlaidcoreIntegration with Plaid for real-time bank transaction analysis and account verification. Enables bank statement analytics for income verification.
- DocuSigncoreIntegration with DocuSign for secure, paperless e-signature processing. Enables digital agreement signing for loan documents.
- MicrosoftcoreCo-sell ready Microsoft partner. Azure cloud infrastructure and Microsoft ecosystem integration for enterprise deployments.
- Amazon Web Services (AWS)coreAWS Partner with cloud infrastructure hosted on AWS. Microservices architecture deployed on AWS for scalability and reliability.
- IDologycoreIntegration with IDology for identity verification and fraud detection. Part of KYC/KYB compliance workflow integrations.
- SocurecoreIntegration with Socure for identity verification and fraud prevention. AI-powered identity verification capabilities.
- FinicitycoreIntegration with Finicity for data aggregation and instant verification. Bank account verification and cash flow analysis.
Scale indicators5 records
Recent moves6 records
Expansion highlights6 records
LendFoundry competitors and assessment
Company assessmentEmerging players
- Lendio: Small business loan marketplace and origination technology platform connecting SMB borrowers with multiple lenders. Comparable to LendFoundry's SME lending customers (LiftFund, Microf, Avana Capital) and supporting origination workflows.
- Blend: Cloud-based consumer lending platform focused on mortgage and home equity origination, with growing consumer and SMB capabilities. Comparable to LendFoundry in cloud-native architecture and consumer lending focus, but heavier mortgage tilt.
- Roostify: Digital mortgage and home equity origination platform serving lenders with a point-of-sale focused borrower experience. Comparable to LendFoundry's LOS but specialized in mortgage/home equity rather than full-stack consumer + commercial + SME lending.
Broad incumbents
- FIS Loan Origination: FIS (Fidelity National Information Services) provides enterprise lending and loan servicing software at scale for banks, credit unions, and specialty lenders. Overlaps with LendFoundry in the loan lifecycle software category.
- Encompass (Black Knight): One of the largest mortgage and consumer lending software providers, now part of ICE, offering end-to-end LOS/LSS for mortgage, home equity, and consumer lending. Comparable in product scope to LendFoundry but with a much larger installed base at tier-1 institutions.
- Finastra: Global financial software incumbent providing loan origination, servicing, and core banking solutions to banks and credit unions. Broad overlap with LendFoundry's LOS/LSS but serves much larger institutional customers.
Direct peers
- LoanPro: API-first lending platform providing loan origination and loan servicing software for non-bank and alternative lenders. Closely aligned with LendFoundry in customer segment (alternative lenders, MCAs, consumer finance) and microservices SaaS architecture.
- nCino: Public cloud-native banking platform offering a Loan Origination System used by commercial and consumer lenders. Directly comparable to LendFoundry's LOS in target customer (banks, credit unions, alternative lenders) and cloud-native architecture.
- LendingPad: Cloud-based loan origination system purpose-built for mortgage lenders, with growing home equity and HELOC capabilities. Direct overlap with LendFoundry's home lending LOS use cases (NewAmerican, ErieHome customers).
- TurnKey Lender: Cloud-based lending automation platform covering origination, decisioning, and servicing for SMB and consumer lenders worldwide. Comparable to LendFoundry across similar asset classes and international markets including SE Asia.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks5 records
Key highlights7 records
Customer concentration
LendFoundry social profiles
Digital presenceLendFoundry compliance and trust
Trust signalCompliance5 records
LendFoundry financial estimates
Financial estimateRevenue estimate
Valuation estimate
LendFoundry leadership team
Management profileNumber of profiles
Profiles9 records
LendFoundry funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
LendFoundry M&A and investment
M&A and investmentM&A
Investments1 record
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about LendFoundry
What does LendFoundry do?
LendFoundry provides a cloud-based, full-stack digital lending SaaS platform comprising a Loan Origination System (LOS) and a Loan Servicing System (LSS), along with complementary modules such as Business Analytics, Credit Bureau Reporting, Third Party Integration, Loan Syndication Software, and Agentic AI. The platform is sold to consumer, business, alternative, home improvement, healthcare, and short-term lenders to automate underwriting, decisioning, payments, collections, and reporting across multiple loan products. It is delivered as a multi-tenant, API-first, microservices-based subscription service built on AWS.
Is LendFoundry a public or private company?
LendFoundry is a private company. It is classified as corporate owned and is currently operating.
When was LendFoundry founded?
LendFoundry was founded in 2015. It employs 51 to 100 people.
Where is LendFoundry based?
LendFoundry is headquartered in Irvine, United States, in the North America region.
How does LendFoundry make money?
One revenue line is on record: saaS Subscription.
Who are LendFoundry's main competitors?
Emerging players on record are Lendio, Blend and Roostify. Broad incumbents are FIS Loan Origination, Encompass (Black Knight) and Finastra. Direct peers are LoanPro, nCino, LendingPad and TurnKey Lender.
Does LendFoundry have an API?
Yes. API-first digital lending platform with JSON-based APIs for loan origination and loan servicing. Supports 90+ third-party data provider integrations. API-based loan onboarding and integration with new/existing APIs. Configurable UI architecture for manual loan operations. Data as a service architecture for accessing key loan data.
What industry is LendFoundry in?
LendFoundry's product category is Loan Origination and Servicing Software. Its primary akta.pro industry code is FSAGAHAH, Loan Servicing Platforms (Billing, Statements, Customer Self-Service), with a secondary code of FSAGAHAD, Underwriting Automation & Income/Employment Verification. Its NAICS code is 518 and its SIC code is 7372.