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Century Business Solutions

Full company profile

uuid000a8nh

Namestring
Century Business Solutions
Legal namestring
Integra Capital Group, Inc.
Company typeenum
Private
Founded yearint
2004
Descriptiontext

Century Business Solutions, operating under the brand EBizCharge and legally Integra Capital Group, Inc., is a private fintech company founded in 2004 and headquartered in Irvine, California. The company is a registered Independent Sales Organization (ISO) of Wells Fargo Bank and Pathward, N.A., and operates in the integrated payment processing segment, building software that embeds payment acceptance, gateway services, and reconciliation directly into enterprise back-office systems.

The company's core product is the EBizCharge platform, which delivers native integrations with more than 100 ERP, accounting, CRM, and eCommerce systems, including Salesforce, Microsoft Dynamics 365 (Finance & Operations and Business Central), Oracle (including EBS), SAP, Acumatica, NetSuite, QuickBooks, Epicor, and Sage. Underlying technology includes proprietary tokenization and encryption, with downstream processing routed through TSys and First Data. The platform reports processing approximately $10 billion in annual transaction volume across a user base that has grown from 200,000 in 2022 to more than 400,000 currently.

Revenue is generated through transaction-based payment processing fees, gateway services, and integrated software licensing. Go-to-market combines direct sales with a 400+ partner network of ISVs, VARs, and consultants (including Attivo, Dynamic Consulting, and Blythco). Customers span automotive, manufacturing, B2B distribution, transportation, government, education, healthcare, and firearms verticals, with an SMB and mid-market orientation. The company has been recognized on the Inc. 5000 list four times, citing 77.15% three-year revenue growth, and operates with no disclosed external funding rounds, suggesting a bootstrapped or founder-controlled capital structure. The only publicly identified executive is Mohamed Elhanafy as CTO and VP of Software Engineering.

Short descriptiontext

Century Business Solutions (EBizCharge) provides integrated payment processing software with 100+ native ERP, accounting, CRM, and eCommerce integrations. The Irvine, CA-based fintech serves 400,000+ users across automotive, manufacturing, healthcare, government, and other mid-market verticals via direct sales and a 400+ partner channel.

Operating statusenum
Operating
Ownership categoryenum
Headcount rangeband
51–100
akta.pro rankint
HeadquartersIrvine, United States
HQ citystring
Irvine
HQ countrystring
United States
HQ regionstring
North America
Markets served

Serves global market

Offices2 records

Each record includes

City, Country, Type, Description, Source

Keyword5 values
integrated payment processing, credit card processing, payment gateway services, ERP payment integration, merchant payment solutions
Industry3 codes
1Marketplace / Platform Acquiring (PayFac & Sub-Merchant Management)
CodeFSAMABAFPrimaryYes
2Cross-Border FX, Multi-Currency & Treasury for Payments
CodeFSAGABAKPrimaryNo
3Recurring Billing & AutoPay Management
CodeFSAMAJAEPrimaryNo
NAICS code1 code
  • Financial Transactions Processing, Reserve, and Clearinghouse Activities52232
SIC code1 code
  • Finance Services6199
Product category
Integrated Payment Processing Software
GTM motion3 records

Each record includes

Type, Description, Source

Revenue model3 records
1Payment Processing Services
TypeTransaction Fee
Description

Transaction-based payment processing fees charged to merchants for credit card and eCheck processing through the EBizCharge gateway

centurybizsolutions.net
2Gateway Services
TypeSubscription Recurring
Description

Payment gateway services providing secure transaction routing, fraud prevention, and PCI compliance tools

centurybizsolutions.net
3Integrated Software Licensing
TypeTransaction Fee
Description

Revenue from integrated payment modules sold through technology partnerships with ERP and accounting software vendors

centurybizsolutions.net
Marketing channels9 records

Each record includes

Title, Type, Stage, Description, Source

Distribution channels4 records

Each record includes

Title, Type, Scope, Target buyer, Description, Source

Cost components5 values
Personnel, Technology or R&D, Marketing or Sales, Operations, Infrastructure
Pricing details1 tier
1Pay Per Transaction
ModelTransaction based/ take rateBilling cadencePay-as-you-go
Notes

Starting at $0 per transaction with transaction-based fees

centurybizsolutions.net
GTM typeB2B
B2B
Offering typeSoftware
Software
Brand1 record
1EBizCharge
Description

The #1 Payment Integration Platform developed by Century Business Solutions. Provides integrated payment processing, credit card processing, eCheck processing, fraud prevention, and AR automation for businesses.

centurybizsolutions.net
Core offering1 text field

Century Business Solutions develops and operates EBizCharge, a proprietary integrated payment processing platform that enables merchants to accept credit card and eCheck payments natively inside 100+ ERP, accounting, CRM, and eCommerce systems (Salesforce, Microsoft Dynamics, SAP, Oracle, QuickBooks, NetSuite, Acumatica, Epicor, Sage, Magento). The platform combines payment gateway services, tokenization, encryption, fraud prevention, PCI compliance, and chargeback management, and is sold through direct enterprise sales and a 400+ partner channel.

Differentiator
Functional benefit
Problem solved
Quantifiable outcome1 of 5 values shown
  • Save up to 43% on payment processing costs
+4 more records
Product overview1 text field

Century Business Solutions operates as a unified platform company with its core product EBizCharge as the #1 Payment Integration Platform. The offering follows a platform-plus-modules architecture where EBizCharge serves as the central payment gateway and processing engine that natively integrates with 100+ ERP, accounting, CRM, and eCommerce systems. The platform includes core payment processing modules for credit cards and eChecks, supplemented by value-added services including Email Pay, Bill Pay Portal, Auto Pay, Recurring Billing, Mobile Pay, Payment Links, Surcharging, eCommerce gateway, EMV Terminals, Virtual Terminal, and Advanced Reporting. Additional security and compliance modules include Fraud Prevention, AR Automation, PCI Compliance Services, Tokenization, and Chargeback Management. The company primarily serves B2B and B2C merchants across multiple industries including automotive, manufacturing, B2B distribution, transportation, government, education, healthcare, and firearms.

Product and service1 record
1EBizCharge Payment Integration Platform
CategoryIntegrated Payment Processing Software
Description

Unified payment gateway and processing platform that enables B2B and B2C merchants to accept credit card and eCheck payments directly within their existing ERP, accounting, CRM, and eCommerce software. Includes tokenization, encryption, fraud prevention, PCI compliance tools, and chargeback management.

Scale indicator8 records

Each record includes

Type, Value, Description, Source

Partnership21 partners
Strategic tierCoreTypeTechnology or Integration
Description

Technology partnership providing EBizCharge payment integration natively within Salesforce CRM, certified for Microsoft AppSource

Strategic tierCoreTypeTechnology or Integration
Description

Technology partnership with Microsoft Dynamics 365 Finance and Operations certified for Microsoft AppSource, also supports Dynamics GP and Dynamics 365 Business Central

Strategic tierCoreTypeTechnology or Integration
Description

Oracle partnership including payment integration for Oracle EBS Financials and SAP HANA certification for SAP Business One

Strategic tierCoreTypeTechnology or Integration
Description

SAP partnership with EBizCharge payment application certified for SAP HANA, SAP Business One integration, and SAP S/4HANA

Strategic tierCoreTypeTechnology or Integration
Description

Certified integration partner with EBizCharge achieving certification for Acumatica 2021 R2, 2022 R1 and multiple previous versions

Strategic tierCoreTypeTechnology or Integration
Description

QuickBooks integration for both desktop and online versions, enabling native payment processing within QuickBooks

Strategic tierCoreTypeTechnology or Integration
Description

NetSuite integration providing PCI-compliant payment processing solution with email invoice and payment link capabilities

Strategic tierCoreTypeTechnology or Integration
Description

Epicor partnership including integration for Epicor ERP, Epicor Commerce Connect (ECC), and Epicor Kinetic with roadmap announcements

Strategic tierCoreTypeTechnology or Integration
Description

Sage partnership including integrations for Sage Intacct, Sage 100, and participation in Sage Transform events

Strategic tierMinorTypeChannel Partner/ Reseller/ Distributor
Description

Business partner and reseller of EBizCharge solutions

Strategic tierMinorTypeChannel Partner/ Reseller/ Distributor
Description

Business partner and consultant reseller

Strategic tierMinorTypeChannel Partner/ Reseller/ Distributor
Description

Business partner and consultant reseller

Strategic tierMinorTypeChannel Partner/ Reseller/ Distributor
Description

Business partner and reseller

Strategic tierMinorTypeChannel Partner/ Reseller/ Distributor
Description

Business partner and reseller

Strategic tierMinorTypeChannel Partner/ Reseller/ Distributor
Description

Business partner and reseller

Strategic tierMinorTypeChannel Partner/ Reseller/ Distributor
Description

Business partner and reseller

Strategic tierMinorTypeChannel Partner/ Reseller/ Distributor
Description

Business partner and consultant

Strategic tierMinorTypeChannel Partner/ Reseller/ Distributor
Description

Business partner and reseller

Strategic tierMinorTypeChannel Partner/ Reseller/ Distributor
Description

Business partner and reseller

Strategic tierCoreTypeOthers
Description

Registered ISO (Independent Sales Organization) of Wells Fargo Bank N.A., Concord, CA and Canadian Branch

Strategic tierCoreTypeOthers
Description

Registered ISO of Pathward, N.A., Sioux Falls, SD

Recent move6 records

Each record includes

Date, Type, Title, Description, Source

Expansion highlight5 records

Each record includes

Type, Description

Market position
Competitive moat5 records

Each record includes

Type, Details

Key risks5 records

Each record includes

Headline, Details, Source

Key highlights7 records

Each record includes

Headline, Details, Source

Customer concentration

Classification, Details

Named customers1 record

Each record includes

Name, Industry, Type, Use case, Source, UUID

Segment10 records

Each record includes

Title, Type, Primary, Description, Pain point addressed, Use case, Source

Ideal customer profile2 records

Each record includes

Profile, Firmographic size, Sales motion, Sales cycle length, Buying structure, Purchase trigger, Buyer persona, Geography, Industry vertical, Primary use case, Description, Pain points, Evidence proof points, Target buyer

Technology focused
Yes
API detail
Has APIbool
Yes

Docs URL, Description

Integration20 records

Each record includes

Title, Type, Description, Source

AI maturity
App detail

Has app

Feature5 records

Each record includes

Title, Differentiator, Description, Source

Core technology
Revenue estimate
Valuation estimate
Number of profiles
Profiles1 record

Each record includes

Name, Designation, Designation category, Overview, Profile commentary, Source

No data
Compliance3 records

Each record includes

Name, Class, Description

Funding overview

Funding stage, Last funding date, Total funding USD

Funding rounds

Each record includes

Round, Amount USD, Date, Pre money valuation, Total investors, Investors, News

Investors

Each record includes

Name, Type, Date of entry, Rounds participated, Website

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Each record includes

Name, Acquisition type, Announced date, Completed date, Status, Website, News

Investment

Each record includes

Name, Round, Announced date, Lead investor, Website, News

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Century Business Solutions

Integrated Payment Processing Softwarecenturybizsolutions.net

Century Business Solutions (EBizCharge) provides integrated payment processing software with 100+ native ERP, accounting, CRM, and eCommerce integrations. The Irvine, CA-based fintech serves 400,000+ users across automotive, manufacturing, healthcare, government, and other mid-market verticals via direct sales and a 400+ partner channel.

What Century Business Solutions does

Century Business Solutions, operating under the brand EBizCharge and legally Integra Capital Group, Inc., is a private fintech company founded in 2004 and headquartered in Irvine, California. The company is a registered Independent Sales Organization (ISO) of Wells Fargo Bank and Pathward, N.A., and operates in the integrated payment processing segment, building software that embeds payment acceptance, gateway services, and reconciliation directly into enterprise back-office systems.

The company's core product is the EBizCharge platform, which delivers native integrations with more than 100 ERP, accounting, CRM, and eCommerce systems, including Salesforce, Microsoft Dynamics 365 (Finance & Operations and Business Central), Oracle (including EBS), SAP, Acumatica, NetSuite, QuickBooks, Epicor, and Sage. Underlying technology includes proprietary tokenization and encryption, with downstream processing routed through TSys and First Data. The platform reports processing approximately $10 billion in annual transaction volume across a user base that has grown from 200,000 in 2022 to more than 400,000 currently.

Revenue is generated through transaction-based payment processing fees, gateway services, and integrated software licensing. Go-to-market combines direct sales with a 400+ partner network of ISVs, VARs, and consultants (including Attivo, Dynamic Consulting, and Blythco). Customers span automotive, manufacturing, B2B distribution, transportation, government, education, healthcare, and firearms verticals, with an SMB and mid-market orientation. The company has been recognized on the Inc. 5000 list four times, citing 77.15% three-year revenue growth, and operates with no disclosed external funding rounds, suggesting a bootstrapped or founder-controlled capital structure. The only publicly identified executive is Mohamed Elhanafy as CTO and VP of Software Engineering.

Century Business Solutions firmographics

Firmographics
Name
Century Business Solutions
Legal name
Integra Capital Group, Inc.
Website
https://centurybizsolutions.net
Company type
Private
Founded year
2004
Operating status
Operating
Headcount range
51–100 employees
Short description
Century Business Solutions (EBizCharge) provides integrated payment processing software with 100+ native ERP, accounting, CRM, and eCommerce integrations. The Irvine, CA-based fintech serves 400,000+ users across automotive, manufacturing, healthcare, government, and other mid-market verticals via direct sales and a 400+ partner channel.
Ownership category
akta.pro rank

Century Business Solutions industry classification

Industry
Product category
Integrated Payment Processing Software
NAICS
Financial Transactions Processing, Reserve, and Clearinghouse Activities (52232)
SIC
Finance Services (6199)
akta.pro primary industry
Marketplace / Platform Acquiring (PayFac & Sub-Merchant Management) (FSAMABAF)
akta.pro secondary industries
Cross-Border FX, Multi-Currency & Treasury for Payments (FSAGABAK), Recurring Billing & AutoPay Management (FSAMAJAE)

Keywords

  • Integrated payment processing
  • Credit card processing
  • Payment gateway services
  • ERP payment integration
  • Merchant payment solutions

Where Century Business Solutions is headquartered

Location

Headquarters

HQ city
Irvine
HQ country
United States
HQ region
North America

Offices2 records

Markets served

Century Business Solutions business model

Business model
GTM type
B2B
Offering type
Software
Cost components
Personnel, Technology or R&D, Marketing or Sales, Operations, Infrastructure

Revenue model

  1. Payment Processing Services: Transaction-based payment processing fees charged to merchants for credit card and eCheck processing through the EBizCharge gateway
  2. Gateway Services: Payment gateway services providing secure transaction routing, fraud prevention, and PCI compliance tools
  3. Integrated Software Licensing: Revenue from integrated payment modules sold through technology partnerships with ERP and accounting software vendors

Pricing tiers

ModelBillingPrice
Transaction based/ take ratePay-as-you-goPay Per Transaction

Go-to-market motion3 records

Distribution channels4 records

Marketing channels9 records

Century Business Solutions product offering

Product offering

Core offering

Century Business Solutions develops and operates EBizCharge, a proprietary integrated payment processing platform that enables merchants to accept credit card and eCheck payments natively inside 100+ ERP, accounting, CRM, and eCommerce systems (Salesforce, Microsoft Dynamics, SAP, Oracle, QuickBooks, NetSuite, Acumatica, Epicor, Sage, Magento). The platform combines payment gateway services, tokenization, encryption, fraud prevention, PCI compliance, and chargeback management, and is sold through direct enterprise sales and a 400+ partner channel.

Product overview

Century Business Solutions operates as a unified platform company with its core product EBizCharge as the #1 Payment Integration Platform. The offering follows a platform-plus-modules architecture where EBizCharge serves as the central payment gateway and processing engine that natively integrates with 100+ ERP, accounting, CRM, and eCommerce systems. The platform includes core payment processing modules for credit cards and eChecks, supplemented by value-added services including Email Pay, Bill Pay Portal, Auto Pay, Recurring Billing, Mobile Pay, Payment Links, Surcharging, eCommerce gateway, EMV Terminals, Virtual Terminal, and Advanced Reporting. Additional security and compliance modules include Fraud Prevention, AR Automation, PCI Compliance Services, Tokenization, and Chargeback Management. The company primarily serves B2B and B2C merchants across multiple industries including automotive, manufacturing, B2B distribution, transportation, government, education, healthcare, and firearms.

Differentiator

Problem solved

Functional benefit

Brands

  • EBizCharge: The #1 Payment Integration Platform developed by Century Business Solutions. Provides integrated payment processing, credit card processing, eCheck processing, fraud prevention, and AR automation for businesses.

Products and services

  • EBizCharge Payment Integration Platform Unified payment gateway and processing platform that enables B2B and B2C merchants to accept credit card and eCheck payments directly within their existing ERP, accounting, CRM, and eCommerce software. Includes tokenization, encryption, fraud prevention, PCI compliance tools, and chargeback management.

Quantifiable outcome

  • Save up to 43% on payment processing costs
  • +4 more outcomes

Companies that use Century Business Solutions

Customer profile

Named customers1 record

Segments10 records

Ideal customer profiles2 records

Century Business Solutions technology and API

Technology

Technology focussed Yes

API detail

Has API
Yes
API docs
API detail

Core technology

AI maturity

App detail

Integration20 records

Feature5 records

Century Business Solutions partnerships and signals

Strategic signal

Partnerships

21 partnerships are on record, tiered core and minor.

  • SalesforcecoreTechnology or IntegrationTechnology partnership providing EBizCharge payment integration natively within Salesforce CRM, certified for Microsoft AppSource
  • MicrosoftcoreTechnology or IntegrationTechnology partnership with Microsoft Dynamics 365 Finance and Operations certified for Microsoft AppSource, also supports Dynamics GP and Dynamics 365 Business Central
  • OraclecoreTechnology or IntegrationOracle partnership including payment integration for Oracle EBS Financials and SAP HANA certification for SAP Business One
  • SAPcoreTechnology or IntegrationSAP partnership with EBizCharge payment application certified for SAP HANA, SAP Business One integration, and SAP S/4HANA
  • AcumaticacoreTechnology or IntegrationCertified integration partner with EBizCharge achieving certification for Acumatica 2021 R2, 2022 R1 and multiple previous versions
  • QuickBookscoreTechnology or IntegrationQuickBooks integration for both desktop and online versions, enabling native payment processing within QuickBooks
  • NetSuitecoreTechnology or IntegrationNetSuite integration providing PCI-compliant payment processing solution with email invoice and payment link capabilities
  • EpicorcoreTechnology or IntegrationEpicor partnership including integration for Epicor ERP, Epicor Commerce Connect (ECC), and Epicor Kinetic with roadmap announcements
  • SagecoreTechnology or IntegrationSage partnership including integrations for Sage Intacct, Sage 100, and participation in Sage Transform events
  • AttivominorChannel Partner/ Reseller/ DistributorBusiness partner and reseller of EBizCharge solutions
  • Dynamic ConsultingminorChannel Partner/ Reseller/ DistributorBusiness partner and consultant reseller
  • BlythcominorChannel Partner/ Reseller/ DistributorBusiness partner and consultant reseller
  • acutedataminorChannel Partner/ Reseller/ DistributorBusiness partner and reseller
  • clients_firstminorChannel Partner/ Reseller/ DistributorBusiness partner and reseller
  • vision33minorChannel Partner/ Reseller/ DistributorBusiness partner and reseller
  • Solution SystemsminorChannel Partner/ Reseller/ DistributorBusiness partner and reseller
  • Leahy ConsultingminorChannel Partner/ Reseller/ DistributorBusiness partner and consultant
  • Klear SystemsminorChannel Partner/ Reseller/ DistributorBusiness partner and reseller
  • CrimsonminorChannel Partner/ Reseller/ DistributorBusiness partner and reseller
  • Wells Fargo BankcoreOthersRegistered ISO (Independent Sales Organization) of Wells Fargo Bank N.A., Concord, CA and Canadian Branch
  • PathwardcoreOthersRegistered ISO of Pathward, N.A., Sioux Falls, SD

Scale indicators8 records

Recent moves6 records

Expansion highlights5 records

Century Business Solutions competitors and assessment

Company assessment

Market position

Competitive moat5 records

Key risks5 records

Key highlights7 records

Customer concentration

Century Business Solutions social profiles

Digital presence

Century Business Solutions compliance and trust

Trust signal

Compliance3 records

Century Business Solutions financial estimates

Financial estimate

Revenue estimate

Valuation estimate

Century Business Solutions leadership team

Management profile

Number of profiles

Profiles1 record

Century Business Solutions funding detail

Funding detail

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

Century Business Solutions M&A and investment

M&A and investment

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Century Business Solutions

What does Century Business Solutions do?

Century Business Solutions develops and operates EBizCharge, a proprietary integrated payment processing platform that enables merchants to accept credit card and eCheck payments natively inside 100+ ERP, accounting, CRM, and eCommerce systems (Salesforce, Microsoft Dynamics, SAP, Oracle, QuickBooks, NetSuite, Acumatica, Epicor, Sage, Magento). The platform combines payment gateway services, tokenization, encryption, fraud prevention, PCI compliance, and chargeback management, and is sold through direct enterprise sales and a 400+ partner channel.

Is Century Business Solutions a public or private company?

Century Business Solutions is a private company. It is classified as founder individual operated bootstrapped and is currently operating.

When was Century Business Solutions founded?

Century Business Solutions was founded in 2004. It employs 51 to 100 people.

Where is Century Business Solutions based?

Century Business Solutions is headquartered in Irvine, United States, in the North America region.

How does Century Business Solutions make money?

Three revenue lines are on record. Payment Processing Services are the primary driver. The others are gateway Services and integrated Software Licensing.

Does Century Business Solutions have an API?

Yes. Developer API available for partner integrations. The company offers Developer Partnerships and API documentation at ebizcharge.com/api-docs. The API enables partners and developers to build integrated payment solutions. Developer documentation is at ebizcharge.com/api-docs.

What industry is Century Business Solutions in?

Century Business Solutions's product category is Integrated Payment Processing Software. Its primary akta.pro industry code is FSAMABAF, Marketplace / Platform Acquiring (PayFac & Sub-Merchant Management), with a secondary code of FSAGABAK, Cross-Border FX, Multi-Currency & Treasury for Payments. Its NAICS code is 52232 and its SIC code is 6199.

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Live signals
CenturybizsolutionsCredit Card Processing 101: How to Choose the Right Pricing Structure [SlideShare]Century Business Solutions published an educational guide explaining credit card processing fees and pricing structures to help merchants choose the right plan. The article details the three components of processing costs—interchange, assessments, and authorizations—and compares tiered, interchange-plus, and flat-rate pricing models. It recommends interchange-plus for transparency or flat-rate for simplicity while advising against tiered pricing due to lack of clarity.GlobeNewswireCentury Business Solutions Announces Fully PCI Compliant, Integrated Credit Card Processing with NetSuiteCentury Business Solutions announced a fully PCI-compliant credit card integration for NetSuite, enabling payments at seven sales stages and automatic re-qualification for lower interchange rates. The integration uses tokenization to protect card data, and the company expects steady growth as it introduces the product to NetSuite clients.GlobeNewswireCentury Business Solutions Offers Integrated Processing Solutions for Magento Shopping CartsCentury Business Solutions announced an integration with the Magento shopping cart, adding it to its list of supported carts. The integration offers lower fees than Amazon Payments, with a 5% fee reduced to about 3% or less, and uses tokenization for PCI compliance. Magento already serves over 150,000 businesses.GlobeNewswireCentury Business Solutions Welcomes Zahra Bajgiran as Director of MarketingCentury Business Solutions appointed Zahra Bajgiran as Director of Marketing. She holds an MBA in Marketing and online marketing certifications, and plans to optimize marketing channels and improve search visibility. She aims to support upcoming processing integrations.GlobeNewswireTechnology-Based Merchant Services Provider, Century Business Solutions, Opens Sales Office in Las Vegas Led By Rob CrowellCentury Business Solutions opened a new sales office in Las Vegas, led by Rob Crowell. The company offers integrated credit card payment solutions and its EBizCharge virtual gateway, targeting small to large businesses across multiple industries. The office aims to leverage Crowell's expertise to attract clients using various accounting and POS systems.