The Home Service Club

What The Home Service Club does

The Home Service Club (legal entity The Home Service Club Warranty Corp, DBA HSC Warranty) is a U.S. home warranty provider founded in 2008 and operating as a subsidiary of Rely Home, Inc., a multi-brand home warranty holding company. It sells annual subscription service contracts that cover repair or replacement of home systems and appliances that fail due to normal wear and tear, structured as a Standard Coverage plan (18 categories) and a Comprehensive Coverage plan (33 categories), with twelve-plus optional add-on modules including a Utility and Service Line Coverage Package that extends protection to exterior water, sewer, gas, electric, sprinkler, and grinder pump lines.

The company's underlying technology is a home warranty service contract platform supporting online account management, service request submission, and contractor dispatch, paired with online quote and customer login portals (myhscwarranty.com, my.hscwarranty.com), phone sales (800-601-1009), a dedicated RE-Pro ordering platform for real estate professionals, and a separate Real Estate Professionals service line (800-963-4007). A network of more than 10,000 independent service contractors underpins fulfillment across 49 U.S. states; contracts in Washington State are issued through the affiliate Home Service Club of Washington Corp.

Revenue is generated from recurring subscription contracts priced at roughly $450-$650 annually for Standard and $550-$1,150 for Comprehensive plans, with monthly installment or annual billing, automatic renewal, and multi-year RE-Pro terms (1, 2, or 3 years) tied to real estate closings. Trade service call fees are configurable at $65, $95, or $125. Customer segments include homeowners, homebuyers, homesellers, and real estate professionals, with free and optional listing coverage offered to homesellers. The company is privately held within the Rely Home portfolio alongside Choice Home Warranty, Home Warranty of America, and Lineguard Solutions.

Name

The Home Service Club

Legal name

The Home Service Club Warranty Corp

Website

https://hscwarranty.com

Company type

Private

Founded year

2008

Operating status

Operating

Headcount range

101–250 employees

Short description

The Home Service Club is a U.S. home warranty provider, founded in 2008 and operating as a subsidiary of Rely Home, Inc., selling subscription contracts that cover repair or replacement of home systems and appliances across 49 states for homeowners, homebuyers, sellers, and real estate professionals.

Ownership category

akta.pro rank

Product category

Home Warranty Services

akta.pro primary industry

Home Warranty / Residential Service Contracts (Systems & Appliances) (FSAJALAG)

akta.pro secondary industry

Appliance & Major Home Equipment Protection Plans (FSAJALAI)

Keywords

• Home warranty plans
• Appliance breakdown coverage
• Home systems protection
• Real estate warranty
• Service contract plans

Headquarters

HQ city

New York

HQ country

United States

HQ region

North America

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Operations, Personnel, Marketing or Sales, Technology or R&D, Infrastructure, Supply Chain

Revenue model

1. Home Warranty Subscription Plans: The Home Service Club generates revenue through annual home warranty service contracts with homeowners, homebuyers, and homesellers. Plans are offered in Standard Coverage (18 systems/appliances) and Comprehensive Coverage (33 systems/appliances) tiers, with optional add-on coverage options. Customers pay either monthly installments or annual upfront payment, with automatic renewal for continuous coverage.

Pricing tiers

Go-to-market motion2 records

Distribution channels3 records

Marketing channels4 records

Core offering

The Home Service Club sells annual home warranty service contracts that cover repair or replacement of home systems and appliances (HVAC, plumbing, electrical, water heater, refrigerator, etc.) when they fail due to normal wear and tear. Coverage is offered via Standard (18 systems/appliances) and Comprehensive (33 systems/appliances) plans, with a unique Utility & Service Line package extending protection beyond the home's walls, plus RE-Pro plans sold through real estate professionals and listing-coverage plans for homesellers.

Product overview

The Home Service Club offers a portfolio of home warranty plans centered around two core homeowner products: the Standard Coverage Plan (covering 18 essential systems and appliances) and the Comprehensive Coverage Plan (covering 33 systems and appliances). For real estate transactions, the company provides RE-Pro plans (Standard and Comprehensive) available exclusively through real estate professionals. Home sellers can access Free and Optional Listing Coverage plans. The product line is augmented by a Utility & Service Line Coverage Package (covering 6 outdoor line categories) and various individual add-on modules including Pool & Spa Equipment, Roof, Well Pump, Sewage Ejector Pump, Water Softener, Jetted Bathtub, Spa Heater, Sprinkler System, Freestanding Freezer, and Built-in Dual-Compressor Refrigerator coverage. Plans can be customized with trade service call fee options ($65, $95, $125) and are available across 49 U.S. states.

Differentiator

Problem solved

Functional benefit

Brands

• RE-Pro: Real Estate Professional home warranty plans designed exclusively for residential real estate transactions, available in one, two, or three year terms
• HSC Home Protection Plan

Products and services

• Standard Coverage Plan Entry-level annual home warranty plan covering 18 essential home systems and appliances (HVAC, water heater, refrigerator, dishwasher, plumbing, electrical systems, etc.) against breakdowns from normal wear and tear. Targeted at U.S. homeowners who want baseline protection and predictable repair costs.
• Comprehensive Coverage Plan Premium annual home warranty plan covering 33 systems and appliances — everything in Standard plus ductwork, gas leaks, pest control, whirlpool coverage, alarm wiring, telephone wiring, smoke detectors, exhaust/attic fans, sump pump, doorbells, hot water pump, and hot/cold water dispenser. Targeted at homeowners seeking broader protection against mechanical failures.
• RE-Pro Real Estate Home Warranty Plans Dedicated home warranty plans for real estate transactions, ordered exclusively through real estate professionals via the RE-Pro platform. Available in Standard (18 categories) and Comprehensive (34 categories) tiers in 1-, 2-, or 3-year terms. Coverage begins on day of closing with no waiting period; plans must be purchased within 30 days of closing.
• Free Listing Coverage Free seller home warranty plan that protects 17 essential systems and appliances while the home is listed on the market, helping sellers avoid losing buyers due to system or appliance failures during the listing period.
• Optional Listing Coverage Extended seller home warranty plan that adds heating, cooling, and ductwork coverage to everything included under the Free Listing Coverage plan, for sellers who want broader protection while their home is on the market.
• Utility & Service Line Coverage Package Optional add-on warranty package covering outside utility and service lines including water line, sewer line, gas line, electric/power line, sprinkler line, and grinder pump station. Described as unique in the industry for extending protection beyond the home's walls.
• Pool & Spa Equipment Coverage Optional add-on home warranty coverage for pool and spa equipment, including pump, motor, filter, timer, and above-ground plumbing.
• Roof Coverage Optional add-on home warranty coverage for roof leaks resulting from normal wear and deterioration of building materials.
• Well Pump Coverage Optional add-on home warranty coverage for the well pump utilized as the main source of water to the home.
• Sewage Ejector Pump Coverage Optional add-on home warranty coverage for the sewage ejector pump when it fails due to normal wear and tear.
• Water Softener Coverage Optional add-on home warranty coverage for water softener units, including single and twin water softener units.
• Jetted Bathtub Coverage Optional add-on home warranty coverage for jetted bathtubs, including the primary circulation pump, motor, accessible plumbing lines, drains, and gaskets.
• Built-In Dual-Compressor Refrigerator Coverage Optional add-on home warranty coverage extending protection to built-in dual-compressor refrigerators beyond HSC's standard refrigerator coverage.
• Freestanding Freezer Coverage Optional add-on home warranty coverage for freestanding freezers.
• Spa and Spa Heater Coverage Optional add-on home warranty coverage for spa equipment including spa heaters, air pumps, blower motor, primary circulator pump, and internal spa pack heater.
• Sprinkler System Coverage Optional add-on home warranty coverage for sprinkler and home irrigation line repairs or replacements when they leak or break from normal wear and tear.

Quantifiable outcome

• Most plans pay for themselves with just one or two medium-level repair jobs
• +1 more outcomes

Segments4 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature2 records

Partnerships

One partnership is on record.

• Rely Home, Inc.coreStrategic or Co-development Partner · 10 June 2026Rely Home, Inc. is the parent company of The Home Service Club. As a nationwide home warranty provider, Rely Home oversees multiple brands including Choice Home Warranty, Home Warranty of America, The Home Service Club, and Lineguard Solutions. Mandy Dowson was named COO of Rely Home in June 2026, overseeing operations across all brands as the company expands across all 50 U.S. states.

Scale indicators3 records

Recent moves6 records

Expansion highlights5 records

Direct peers

• Cinch Home Services: Cinch Home Services is a direct-to-consumer home warranty brand offering appliance, system, and electronics coverage. Operated under Frontdoor alongside American Home Shield, it competes directly with HSC in the same online, real-estate-adjacent positioning.
• Choice Home Warranty: Choice Home Warranty is a sister brand under HSC's parent company Rely Home, Inc. It offers comparable Standard/Comprehensive plans and competes for overlapping consumer and real estate audiences, making it the closest reference point for HSC's product economics.
• Liberty Home Guard: Liberty Home Guard is a national home warranty provider offering plans covering appliances, systems, and add-on modules similar to HSC's. It competes in the same direct-to-consumer and real estate channels with comparable pricing tiers.
• First American Home Warranty: First American Home Warranty offers similar home warranty plans to homeowners and real estate buyers across the U.S. and is part of First American Financial Corporation. It competes head-to-head with HSC in Standard/Comprehensive plan tiers and the real estate channel.
• Select Home Warranty: Select Home Warranty is a direct competitor providing tiered home warranty plans to homeowners and real estate clients. It offers similar plan structures and competes on price and coverage breadth against HSC in the same online acquisition channel.
• Home Warranty of America: Home Warranty of America is another sibling brand under Rely Home, Inc. alongside HSC. It offers comparable home warranty products to similar customer segments and serves as an in-portfolio comparable for HSC's performance.
• 2-10 Home Buyers Warranty: 2-10 Home Buyers Warranty is a home warranty provider focused heavily on real estate and new construction transactions, offering builder and buyer coverage plans. Its real estate-channel overlap makes it a directly comparable peer to HSC's RE-Pro offering.
• Old Republic Home Protection: Old Republic Home Protection is a home warranty provider with strong penetration in the real estate closing channel, similar to HSC's RE-Pro positioning. It offers comparable coverage tiers and competes directly for real estate agent and home-buyer contracts.

Broad incumbents

• American Home Shield: American Home Shield is the largest U.S. home warranty provider, covering major systems and appliances across all 50 states under Frontdoor, Inc. It is HSC's largest direct competitor in scale, geographic reach, and product breadth.

Emerging players

• Landmark Home Warranty: Landmark Home Warranty is a smaller home warranty provider offering plans for home buyers, sellers, and existing owners. While more limited in national scale than HSC, it competes in the same product categories and direct-to-consumer acquisition channel.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights6 records

Customer concentration

• Xx.com/hscwarranty
• LinkedInlinkedin.com/company/the-home-service-club

Revenue estimate

Valuation estimate

Number of profiles

Subsidiaries1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about The Home Service Club