ALLCARE

What ALLCARE does

ALLCARE Technologies Philippines Inc., founded in December 2018 and headquartered in Pasig City, is a digital membership benefits aggregator operating across the Philippines. The company pre-negotiates HMO, life insurance, dental, optical, mental health, teleconsultation, and wellness benefits with multiple providers — including Etiqa, Maxicare, iCare, FWD Insurance, Health Partners Dental, Hi-Precision Diagnostics, Kitika, KonsultaMD, and Gold's Gym — and redistributes them through a unified digital membership platform accessible via its MyBenefits Dashboard and mobile app, with access to over 1,600 hospitals, 50,000+ doctors, and 600+ dentists nationwide.

The company monetizes primarily through recurring subscriptions: an SME Benefits Package priced at ₱19,800 per member per year (with a 5-employee minimum and 7–10 business day activation), five tiers of SoloCare individual plans (₱50K–₱250K MBL HMO coverage, billed quarterly, semi-annually, or annually), and three prepaid bundles (Lite ₱5,199, Optima ₱7,999, Complete ₱13,500) sold directly and via Lazada. Distribution blends a digital self-serve funnel with sales-led B2B acquisition and platform partnerships that embed ALLCARE benefits into gig economy workforces (Lalamove, Dingdong, foodpanda).

ALLCARE is venture-backed by 500 Global (formerly 500 Startups), Concepcion Carrier Industries, and angel investors, led by CEO and Co-Founder Cindy Burdette and Co-Founder Paolo Dela Fuente. Reported client base grew tenfold from 2019 to 2020, and the company has accumulated industry recognition including SME Company of the Year at the Asia CEO Awards 2020 and a Gen T List honor for its CEO from Tatler Asia in 2021. Headcount stands at 101–250 employees.

Name

ALLCARE

Legal name

ALLCARE Technologies Philippines Inc.

Website

https://allcare.ph

Company type

Private

Founded year

2018

Operating status

Operating

Headcount range

11–50 employees

Short description

ALLCARE is a Philippines-based digital membership benefits aggregator that pre-negotiates HMO, insurance, dental, optical, mental health, and wellness benefits and distributes them to SMEs, freelancers, and gig workers through subscription plans and a proprietary MyBenefits platform.

Ownership category

akta.pro rank

Product category

Employee Benefits Aggregation

NAICS

Pharmacy Benefit Management and Other Third Party Administration of Insurance and Pension Funds (524292)

SIC

Insurance Agents, Brokers & Service (6411), Accident & Health Insurance (6321)

akta.pro primary industry

Eligibility, Enrollment & Benefits Administration (HLAEALAH)

akta.pro secondary industries

Combined Dental & Vision Insurance (FSAIAHAC), Large Group Health Insurance (Mid-Market & National Accounts) (FSAIAFAE)

Keywords

• Employee benefits platform
• Benefits aggregator
• HMO coverage
• Freelancer health insurance
• SME benefits package

Headquarters

HQ city

Pasig

HQ country

Philippines

HQ region

Asia

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Operations, Technology or R&D, Personnel, Marketing or Sales, Others

Revenue model

1. SME Membership Fees: Annual membership fees for SME Benefits Package providing comprehensive employee benefits including HMO, life insurance, dental, optical, mental health, and wellness perks. Billed annually, semi-annually, or quarterly.
2. Individual SoloCare Subscriptions: Quarterly subscription plans (SoloCare 50, 100, 150, 200, 250) offering varying levels of HMO coverage, life insurance, dental, optical, and mental health benefits. Members aged 1 day to 65 years eligible.
3. Prepaid Bundles: One-time prepaid bundles (Lite, Optima, Complete) offering emergency coverage, telehealth, physical exams, dental, optical, and critical illness coverage for one year. Available to both members and non-members.

Pricing tiers

Go-to-market motion3 records

Distribution channels4 records

Marketing channels8 records

Core offering

ALLCARE is a digital membership benefits aggregator that pre-negotiates HMO, life insurance, dental, optical, mental health, teleconsultation, and wellness perks from multiple providers and bundles them into membership plans for SMEs, freelancers, and gig workers in the Philippines via its MyBenefits Dashboard and mobile app.

Product overview

ALLCARE is a digital membership benefits company operating as a benefits aggregator platform. The core product portfolio consists of the SME Benefits Package for small teams and the SoloCare individual membership plans for freelancers and gig workers. Additional offerings include prepaid bundles (Lite, Optima, Complete) for one-time purchases. The MyBenefits Dashboard and App serve as the unified digital platform through which members access and manage all benefits including HMO coverage (P50K-P250K MBL), life insurance, dental care, optical care, mental health support, teleconsultation, and annual physical exams. The company also provides educational content through ALLCARE Academy webinars, the Back to Square One podcast, and Ask Cindy Q&A series.

Differentiator

Problem solved

Functional benefit

Products and services

• ALLCARE SME Benefits Package All-in-one annual employee benefits membership for SMEs with a minimum of 5 employees, providing HMO (₱100K-₱250K MBL), life insurance, annual physical exam, 24/7 teleconsultation, dental care, optical care, mental health counseling, and birthday perks for ₱19,800 per member per year.
• SoloCare Individual Plans Subscription-based individual membership plans (SoloCare 50, 100, 150, 200, 250) for freelancers and gig workers aged 1 day to 65 years, providing tiered HMO coverage up to ₱250K MBL, life insurance, dental, optical, mental health, and teleconsultation benefits on quarterly, semi-annual, or annual billing.
• ALLCARE Lite Prepaid Bundle One-year prepaid bundle (originally ₱5,199/year) providing emergency coverage with confinement via Maxicare EReady, 24/7 telehealth via Kitika, annual physical exam via Hi-Precision Diagnostics, plus perks at Sarabia Optical, Cebu Pacific GetGo, and Gold's Gym.
• ALLCARE Optima Prepaid Bundle One-year prepaid bundle (originally ₱7,999/year) including Lite benefits plus ₱100K critical illness coverage via FWD KanDuu, dental care via Health Partners Dental Access, and mental health perks.
• ALLCARE Complete Prepaid Bundle One-year prepaid bundle (originally ₱13,500/year) including unlimited consultations and laboratory tests via Maxicare Prima Silver, confinement coverage, telehealth, physical exam, dental via Metro Dental, ₱100K critical illness via FWD, mental health perks, and lifestyle benefits.

Quantifiable outcome

• ₱200,000+ worth of employee benefits per member annually at ₱54/day
• +3 more outcomes

Named customers5 records

Segments4 records

Ideal customer profiles3 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature3 records

Partnerships

27 partnerships are on record, tiered core and supporting.

• FWD InsurancecoreOthers · 6 October 2020October 2020: Partnership offering ALLCARE members access to FWD's KanDuu insurance plans including KanMend (₱100K critical illness), KanLive (₱200K family death benefit), and KanGuard (₱500K accidental death/disability). Plans available for ₱1,799/year.
• Etiqa PhilippinescoreOthersEtiqa Philippines provides HMO coverage for ALLCARE members with access to over 1,600 accredited hospitals and clinics, and 30,000+ doctors nationwide. As a regional insurance brand with over 60 years of experience, Etiqa offers life, health, and non-life insurance products under its composite license.
• Maxicare Healthcare CorporationcoreOthersMaxicare is one of the pioneers in the Philippine HMO industry, established in 1987. Known as the consistent No. 1 HMO in the country (based on BusinessWorld's Top 1000 Corporations), providing comprehensive healthcare programs via its wide network of medical providers.
• Health Partners Dental Access Inc.coreOthersDental benefits partner providing quality dental services through affiliate of more than 600 competent dentists nationwide, serving over 300,000 members. Established April 2000, offering oral examinations, prophylaxis, extractions, fillings, and denture services.
• Hi-Precision DiagnosticssupportingOthersLeading provider of quality and affordable diagnostic healthcare services, one of the country's largest medical laboratories offering routine laboratory tests, imaging, and multi-specialty doctors' clinics.
• Shinagawa DiagnosticssupportingTechnology or IntegrationProvides diagnostic and preventive care services including Japanese Standard Health Checkup, blood exams, diagnostic imaging, and endoscopy procedures at discounted rates for ALLCARE members.
• Shinagawa LASIK & AestheticssupportingOthersOne of the world's largest LASIK surgery providers with 30+ years of experience. Offers up to 65% off on select LASIK services and free comprehensive eye screening for ALLCARE members. Operates 47 branches in Japan and 3 in the Philippines.
• Sarabia OpticalsupportingOthersLeading optical brand in the Philippines providing comprehensive eye care, professional consultations, and optical products. Offers free comprehensive eye exam and minimum 10% discount on select products nationwide.
• Vision ExpresssupportingOthersPhilippines' #1 Eyewear & Eye Care Essentials Shop with 30+ years serving quality brands. Offers 15% discount on all regular items, BOGO promos, and free custom fitting and adjustments for ALLCARE members.
• KitikasupportingTechnology or IntegrationPhilippine registered Mobile Health Services company providing real-time primary medical consultations via telecommunications and digital platform, connecting members to doctors whenever needed.
• KonsultaMDsupportingTechnology or IntegrationSubscription-based telehealth service with mobile app offering video consultation with general practitioners available 24/7 on demand or by appointment.
• Doctor AnywheresupportingTechnology or IntegrationMobile app providing quick access to medical advice through online video consultations with general practitioners available 24/7 on demand or by appointment.
• EmpathsupportingOthersSocial enterprise providing mental healthcare and education accessible to communities. Offers online consultations, workshops, webinars, and wellness classes for individuals, schools, corporations, and nonprofit groups.
• Vanguard AssessmentssupportingOthersProvides psychological testing for schools, companies, and individuals. Creates and provides authentic, affordable psychometric tools along with testing, research, HR assistance, and test development services.
• Gold's GymsupportingOthersWorld's largest gym chain since 1965, known as the authority on fitness. Provides ALLCARE members with discounted gym access including sessions with personal trainers and reduced fees on special classes.
• Red RibbonsupportingOthersProudly Filipino-owned bakery established in 1979. Provides free dedication cake voucher for ALLCARE members during their birthday month.
• FoodpandasupportingOthersLeading global online food delivery marketplace with 1,000+ partner restaurants nationwide. New benefit awaiting ALLCARE members in 2023.
• LalamovecoreStrategic or Co-development PartnerJune 2021: Partnership to provide holistic health benefits for Lalamove partner drivers including free online mental health counseling, 24/7 teleconsultation, and emergency coverage. Qualified drivers receive comprehensive ALLCARE benefits.
• DingdongcoreStrategic or Co-development PartnerSeptember 2021: Partnership to help Dingdong partner riders access holistic healthcare through ALLCARE's comprehensive benefits platform.
• Gold's Gym PhilippinessupportingOthersGym partner providing ALLCARE members with unlimited access to Gold's Gym branches nationwide at affordable rates. Membership includes sessions with personal trainer, reduced fees on special classes, and same membership rate for up to two buddies.
• FWD InsurancecoreOthersProvides critical illness coverage (₱100K) through FWD KanDuu plans included in Optima and Complete prepaid bundles.
• Cebu Pacific GetGosupportingOthersTravel rewards partner providing ALLCARE members with GetGo point purchase discounts and travel perks.
• GiftawaysupportingOthersBenefits marketplace partner offering ALLCARE-exclusive online platform to purchase add-on benefits.
• PaymongosupportingTechnology or IntegrationPayment gateway partner enabling multiple payment methods including Visa, Mastercard, GCash, MLhuiller, 7-11, and Coins.ph for ALLCARE membership payments.
• GrabsupportingOthersTransportation benefits partner providing Grab promo codes for ALLCARE members.
• Coffee Bean and Tea Leaf (CBTL)supportingOthersALLCARE members receive CBTL Swirl Card providing free internet, 5% discount on food and drinks, and 5X points earned.
• MyGolanasupportingOthersMarch 2021: Newest partner expanding ALLCARE's mission to provide affordable healthcare access to workers.

Scale indicators3 records

Recent moves7 records

Expansion highlights7 records

Direct peers

• Qoala: Indonesia-based insurtech that aggregates microinsurance and embedded benefits for emerging consumers and gig workers — same aggregator-to-mass-market thesis as ALLCARE, serving a structurally similar segment in an adjacent Southeast Asian market.
• Lifepal: Indonesian online insurance aggregator that compares and distributes policies from multiple carriers to consumers and SMEs — directly comparable aggregator model and underserved-customer focus.
• PasarPolis: Indonesia's largest insurance marketplace, distributing microinsurance products through embedded partnerships with platforms — directly comparable aggregator-plus-embedded-distribution model.
• PolicyStreet: Malaysian insurance and benefits platform providing group and individual coverage to SMEs and consumers — comparable regional benefits-aggregator targeting SMEs.
• Igloo: Singapore-headquartered insurtech operating across Southeast Asia with embedded insurance partnerships — comparable aggregator model targeting mass-market and emerging consumers.

Emerging players

• BIMA: Global provider of mobile-delivered microinsurance and health benefits to underserved consumers in emerging markets — comparable mission of democratizing insurance for non-traditional workers.

Others

• Maxicare Healthcare Corporation: The Philippines' leading HMO provider and ALLCARE's primary supply partner — adjacent ecosystem participant that could bypass ALLCARE by going direct to SMEs.
• Etiqa Philippines: Composite insurer providing HMO and life insurance to ALLCARE members — supply partner that also competes in the broader SME and individual insurance market.
• FWD Insurance: Life and health insurer in the Philippines offering the KanDuu microinsurance products distributed through ALLCARE — supply partner that could sell direct.
• iCare HMO: Philippine HMO provider that supplies healthcare coverage for ALLCARE members — adjacent ecosystem participant serving overlapping SME segments.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat5 records

Key risks5 records

Key highlights6 records

Customer concentration

• Facebookfacebook.com/allcare.io
• LinkedInph.linkedin.com/company/allcare-i-o

Revenue estimate

Valuation estimate

Number of profiles

Profiles2 records

Funding overview

Funding rounds1 record

Investors1 record

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about ALLCARE