What Travel Insured International does

Travel Insured International (TII) is a US-based travel insurance distributor and administrator founded in 1994 and headquartered in Glastonbury, Connecticut. The company markets a portfolio of travel protection plans — three single-trip tiers (Worldwide Trip Protector Essential, Deluxe, and Platinum) and an Annual Multi-Trip Protector — augmented by nine optional add-on bundles covering cruise, flight, pet, hotel/theme park, Cancel for Any Reason, rental car, baggage, trip delay upgrade, and extreme sports medical scenarios. Insurance coverages are underwritten by United States Fire Insurance Company, while TII is a subsidiary of Crum & Forster's Accident & Health Division; non-insurance assistance is delivered through C&F Services and partners including Blue Ribbon Bags and Robin Assist. Plans are sold direct-to-consumer via a self-service quote-and-purchase platform at app.travelinsured.com and through the TravelInsured Agent Portal (TAP) for travel advisors, with additional distribution enabled by a December 2025 integration into the Tern advisor technology platform. Marketing is anchored by sponsorships of the CME Group Tour Championship and Cognizant Classic, targeting golf-travel enthusiasts, alongside digital content, email, social, and PR channels.

TII operates a multi-channel GTM spanning direct-to-consumer (DTC) online sales, channel partners (travel agents and advisors via TAP), event sponsorships, and technology-platform integrations. Pricing is per-trip for single-trip plans and an annual subscription ($94/year adults, $64/year children) for the multi-trip product, with revenue earned from commission/marketing fees on underwritten policies plus optional add-on attach revenue. Customer segments are predominantly long-tail individual travelers across leisure, business, cruise, adventure, golf, family, student, and senior personas, with no disclosed enterprise concentration.

Name

Travel Insured International

Legal name

Travel Insured International Inc.

Website

https://travelinsured.com

Company type

Private

Founded year

1994

Operating status

Operating

Headcount range

101–250 employees

Short description

Travel Insured International is a US-based travel insurance distributor founded in 1994, selling single-trip and annual travel protection plans to individual travelers and via travel advisors, with coverages underwritten by United States Fire Insurance Company as a subsidiary of Crum & Forster.

Ownership category

akta.pro rank

Product category

Travel Insurance

NAICS

Direct Insurance (except Life, Health, and Medical) Carriers (52412)

SIC

Insurance Carriers, Nec (6399)

akta.pro primary industry

Travel & Accident (Non-Life) Insurance (FSAJAMAN)

akta.pro secondary industries

Baggage & Personal Effects Insurance (FSAJAJAE), Adventure Sports & High-Risk Activity Travel/Accident Insurance (FSAJAJAL)

Keywords

• Travel insurance
• Trip protection plans
• Travel coverage
• Annual travel insurance
• Trip cancellation coverage

Headquarters

HQ city

Glastonbury

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Operations, Personnel, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Single-Trip Travel Insurance Plans: One-time purchase travel protection plans for individual trips with varying coverage levels (Essential, Deluxe, Platinum) and optional add-on bundles
2. Annual Multi-Trip Protector Plans: Annual subscription-style plans providing year-round coverage for frequent travelers with base coverage at $94/year for adults and $64/year for children, with optional per-trip add-ons
3. Optional Add-On Bundles: Additional coverage options including Cancel for Any Reason, Cruise Bundle, Flight Bundle, Pet Bundle, Hotel/Theme Park Bundle, Baggage Bundle, Rental Car Coverage, Trip Delay Upgrade, and Extreme Sports Medical Upgrade available at additional cost

Pricing tiers

Go-to-market motion3 records

Distribution channels4 records

Marketing channels8 records

Core offering

Travel Insured International designs, markets, and distributes travel insurance and travel protection plans to individual consumers and through travel agent partners. Core products are three single-trip plans (Worldwide Trip Protector Essential, Deluxe, and Platinum) and an Annual Multi-Trip Protector Plan, supplemented by optional add-on bundles covering cruise, flight, pet, hotel/theme park, Cancel for Any Reason, rental car, baggage, trip delay, and extreme sports scenarios. Insurance coverages are underwritten by United States Fire Insurance Company, and 24/7 non-insurance assistance services are bundled with each plan.

Product overview

Travel Insured International is a travel insurance provider offering a portfolio of travel protection products structured as a platform-plus-modules architecture. The core offerings include three single-trip plans (Worldwide Trip Protector Essential, Deluxe, and Platinum) and one Annual Multi-Trip Protector Plan for frequent travelers. These plans provide foundational coverages including trip cancellation/interruption, medical expense protection, baggage protection, and emergency evacuation. The product suite is extended through nine optional add-on bundles and upgrades including Cruise Bundle, Flight Bundle, Pet Bundle, Hotel/Amusement Bundle, Cancel for Any Reason Bundle, Rental Car Coverage, Baggage Bundle, Trip Delay Upgrade, and Extreme Sports Medical Upgrade. Plans also include 24/7 non-insurance traveler support services. The company operates as a subsidiary of Crum & Forster and underwrites coverage through United States Fire Insurance Company.

Differentiator

Problem solved

Functional benefit

Products and services

• Worldwide Trip Protector Platinum Highest-tier single-trip travel protection plan offering 100% trip cancellation, 150% trip interruption, $500,000 accident & sickness medical expense, and $2,500 baggage & personal effects coverage, with optional add-ons including Cancel for Any Reason, Interrupt for Any Reason, Cruise Bundle, Baggage Bundle, and Extreme Sports Medical Upgrade.
• Worldwide Trip Protector Deluxe Mid-tier single-trip travel protection plan with 100% trip cancellation, 150% trip interruption, $250,000 accident & sickness medical expense, and $1,500 baggage & personal effects coverage, with optional add-ons including Cancel for Any Reason, Interrupt for Any Reason, Cruise Bundle, Rental Car Coverage, and Trip Delay Upgrade.
• Worldwide Trip Protector Essential Entry-tier single-trip travel protection plan providing 100% trip cancellation, 100% trip interruption, $50,000 accident & sickness medical expense, and $750 baggage & personal effects coverage, with optional Cruise Bundle add-on.
• Annual Multi-Trip Protector Plan Annual travel insurance plan for frequent travelers covering multiple trips of at least 100 miles from home for 12 months, with $94/year for adults and $64/year for children, up to 45 days per trip. Base benefits include trip delay ($200/day), missed connection ($500), medical evacuation ($100,000), political/security evacuation ($150,000), baggage & personal effects ($2,500), baggage delay ($750), and accident & sickness medical expense ($100,000), with optional per-trip add-ons.
• Optional Cruise Bundle Add-on for cruise travelers that adds covered reasons for trip cancellation and interruption related to river water levels, itinerary changes, cruise diversion, bed rest, cruise disablement, and increased baggage delay coverage. Available with Worldwide Trip Protector Essential, Deluxe, and Platinum plans.
• Optional Flight Bundle Add-on providing additional covered reasons for trip cancellation and interruption including mechanical breakdown of aircraft, mandated airport/air traffic control shutdowns, and shutdowns due to fire or power outage, plus change fee reimbursement, travel inconvenience benefits, air flight AD&D, and frequent traveler reward coverage. Available for all single-trip plans.
• Optional Pet Bundle Add-on providing coverage for pet-related travel disruptions including trip cancellation/interruption if a pet is sick/injured/dying within 30 days of departure, pet kennel fee reimbursement, pet return transportation if traveler is hospitalized, and emergency vet expense reimbursement. Covers both pets and service animals.
• Optional Hotel and Amusement & Theme Park Bundle Add-on covering hotel stays and theme park admissions with change fee reimbursement (up to $250) and travel inconvenience benefits including closed attractions, beach closure, rainy vacation, rental car breakdown, hotel infestation, property construction, rental property lockout, and credit/debit card cancellation.
• Optional Cancel or Interrupt for Any Reason Bundle Add-on providing Cancel for Any Reason (CFAR) for up to 75% reimbursement of insured trip cost when canceling at least 48 hours before departure, and Interrupt for Any Reason (IFAR) for 75% reimbursement when interrupting 72+ hours after departure. Must be purchased within time-sensitive period. Available with Deluxe and Platinum plans.
• Optional Rental Car Damage and Theft Coverage Add-on covering damage to rental cars caused by collision, theft, vandalism, or natural disasters, providing $30,000 coverage for Essential and Deluxe plans and $50,000 for Platinum plan. Excludes damage from negligence or breach of rental contract and certain vehicle types.
• Optional Baggage Bundle Add-on for Platinum plan that increases baggage & personal effects maximum benefit from $2,500 to $5,000, raises per-article limit from $250 to $500, and adds coverage for sports, golf, and business equipment.
• Optional Trip Delay Upgrade Add-on for Deluxe plan that increases trip delay coverage by $500, bringing the total maximum benefit amount to $2,000.
• Optional Extreme Sports Medical Upgrade Add-on for Platinum plan providing medical expense coverage for injuries sustained during adventure or extreme activities and participation in speed or endurance competitions, removing the medical expense benefit exclusion for these activities.
• TravelInsured Agent Portal (TAP) Dedicated portal for travel agents and advisors to sell Travel Insured International insurance policies, manage client accounts, process transactions, and earn commissions. Includes the Travel Advisor Certified Specialist Program for training and certification.

Quantifiable outcome

• 14-day free look period for full refund if no claims or travel have occurred
• +5 more outcomes

Segments10 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature5 records

Partnerships

Ten partnerships are on record, tiered major, core and supporting.

• TernmajorTechnology or Integration · 4 December 2025Tern, a technology platform for travel advisors, announced integration of travel insurance options including Travel Insured International among four provider partners. The platform, which has facilitated over $1 billion in bookings, plans to integrate TII insurance options within the next six months to streamline advisor workflows by consolidating tour booking and insurance services.
• United States Fire Insurance CompanycoreOthersInsurance coverages underwritten by United States Fire Insurance Company, Principal Office in Morristown, New Jersey, under form series T7000 et al, T210 et al and TP-401 et al. USF provides the insurance backing for all TII travel protection plans.
• Crum & ForstercoreOthersTravel Insured International is a company of Crum & Forster, part of the Accident & Health (A&H) Division. TII follows Crum & Forster's privacy and security policies.
• C&F ServicessupportingTechnology or IntegrationProvides non-insurance travel assistance services included in TII travel protection plans, offering 24/7 support for travelers worldwide.
• Blue Ribbon BagssupportingTechnology or IntegrationProvides baggage tracking and retrieval assistance services on select plans as part of non-insurance assistance offerings.
• Robin AssistsupportingTechnology or Integration24/7 non-insurance assistance partner that can coordinate medical care and help locate nearby facilities for travelers needing medical assistance during cruises or trips.
• VeriSignsupportingTechnology or IntegrationProvides 128-bit Secure Socket Layer (SSL) encryption for secure data transmission on the TII website, protecting customer information.
• Authorize.NetsupportingTechnology or IntegrationProcesses all online credit card transactions as a PCI DSS compliant service provider, audited yearly for compliance with payment card industry security standards.
• Salesforce (LiveAgent)supportingTechnology or IntegrationLiveAgent chat integration for real-time customer support on the website.
• Google AnalyticssupportingTechnology or IntegrationWeb analytics services tracking user behavior on the website to improve customer experience and site performance.

Scale indicators3 records

Recent moves6 records

Expansion highlights5 records

Direct peers

• Seven Corners: Specialty travel and international medical insurance carrier offering single-trip, annual, and group plans with strong medical-evacuation positioning. Direct product overlap with TII's Worldwide Trip Protector Platinum and Annual Multi-Trip Protector.
• Generali Global Assistance: Travel insurance provider offering trip cancellation, medical, and baggage plans plus 24/7 assistance — directly comparable to TII's product suite and partnership distribution model.
• Arch RoamRight: Arch Capital-backed travel insurance brand marketing trip cancellation, medical, and adventure products via travel advisors and online channels. Co-listed with TII as one of four integrated insurance partners on the Tern platform.
• Trawick International: Travel insurance carrier offering single-trip, annual, and group plans distributed through travel advisors and online channels. Co-listed with TII on the Tern technology platform as an integrated partner.
• World Nomads: Travel insurance specialist focused on adventure and international travelers, distributed through travel-advisor and direct-online channels. Closely comparable to TII on adventure/extreme sports coverage and global assistance services.
• AIG Travel: Major carrier-affiliated travel insurance brand selling trip cancellation, medical, baggage, and CFAR products through direct and agent channels. Competes head-to-head with TII for travel-advisor placements and DTC volume.
• Berkshire Hathaway Travel Protection: Travel insurance carrier underwritten within Berkshire Hathaway specialty insurance, offering single-trip and annual plans with strong financial-strength messaging. Comparable to TII on advisor distribution and product breadth.
• Allianz Travel Insurance: Largest U.S. travel insurance provider offering single-trip, annual, and packaged family plans underwritten by Allianz Global Assistance. Direct overlap with TII's worldwide trip protector tiers, cruise/flight bundles, and CFAR add-ons.

Broad incumbents

• AXA Assistance: Global assistance and travel-insurance unit of AXA offering trip protection, medical, and evacuation services as part of a broader assistance portfolio — overlapping with TII on coverage features and 24/7 support services.

Emerging players

• Faye: Venture-backed travel-insurance startup with embedded coverage sold via travel partners; co-listed with TII on the Tern platform. Competes in DTC and embedded distribution rather than legacy advisor channels.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks5 records

Key highlights7 records

Customer concentration

• YouTubeyoutube.com/channel/UCMFuUfMMmM-Xlk2orssSr3g
• Facebookfacebook.com/travelinsuredint
• LinkedInlinkedin.com/company/71928
• Instagraminstagram.com/travelinsured
• Xx.com/travelinsured

Compliance3 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Travel Insured International