Infinity
- Company typePrivate
- Founded2003
- HeadquartersSparks, United States
- Headcount11–50
- GTM typeB2B
- OfferingSoftware
What Infinity does
Infinity Software is a cloud-based, end-to-end loan management SaaS platform purpose-built for short-term and alternative lenders in the United States. Founded in 2003 by Chris Leyva (originally as Payday Loan Manager) and headquartered in Pembroke Pines, Florida, the company was acquired by Aquila Software in 2022 and now operates as part of the LendSuite Software ecosystem alongside sister brands EPIC Loan Systems and Tekambi. The platform manages the complete loan lifecycle — origination, underwriting, servicing, payments, collections, reporting, marketing, and CRM — and is configurable across 12 distinct loan types including payday, auto-title, installment, line-of-credit, storefront, online, Texas CSO/CAB, BNPL, cash advance, and check cashing.
The underlying technology stack combines configurable workflow engines, AI-assisted underwriting rules, real-time analytics dashboards, and integration with a Premier Marketplace of 13+ third-party partners spanning bureau data (Equifax, Microbilt), payments (Repay, Leap Theory, Chirp), risk analytics (EDGE), collections (Paydoff), communications (Clever Ideas, VoApps), and lead generation (EPCVIP, Round Sky). Regulatory compliance is embedded at the state level with TILA disclosures, APR caps, AML/KYC, Fair Lending, and Texas CSO/CAB tri-party orchestration. The platform supports both cloud-based SaaS deployment and mobile access for borrowers and lenders.
Infinity operates a sales-led, enterprise-oriented go-to-market, with demos as the primary conversion mechanism and direct phone-based enterprise sales (954-678-4600) supported by a dedicated partner relations function. Revenue is generated through subscription contracts priced by users, loan volume, custom integrations, and support level, supplemented by professional services for onboarding and training. The company claims 700+ lender customers, 38M+ loans processed, and $7B+ in revenue generated by lenders using the platform. Distribution is primarily domestic (United States), augmented by an annual LendSuite Conference, a webinar vault, content marketing, and a Premier Marketplace that extends the platform's reach through third-party integrations.
Infinity firmographics
Firmographics- Name
- Infinity
- Legal name
- Infinity Software
- Website
- https://infinitysoftware.com
- Company type
- Private
- Founded year
- 2003
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Ownership category
- akta.pro rank
Infinity industry classification
Industry- Product category
- Loan Management Software
- NAICS
- Software Publishers (513210), Software Publishers (5132)
- SIC
- Services-Prepackaged Software (7372), Services-Computer Programming, Data Processing, Etc. (7370)
- akta.pro primary industry
- Loan Servicing Platforms (Billing, Statements, Customer Self-Service) (FSAGAHAH)
- akta.pro secondary industries
- Risk, Compliance & Controls for Embedded Finance (KYB/KYC/AML, Fraud, Disputes) (FSAGALAK), Software/Application Support (SaaS, Enterprise Apps) (BPAAACAC)
Keywords
Where Infinity is headquartered
LocationHeadquarters
- HQ city
- Sparks
- HQ country
- United States
- HQ region
- North America
Offices2 records
Markets served
Infinity business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Technology or R&D, Personnel, Operations, Marketing or Sales, Infrastructure
Revenue model
- SaaS Subscription: Cloud-based loan management software sold as a subscription service. Pricing depends on business needs including number of users, loan volume, custom integrations, and support level. Flexible pricing models for both small lenders and enterprise-level businesses.
- Professional Services: Training and onboarding support included with comprehensive guidance through setup, configuration, and day-to-day use.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Annual | Custom enterprise pricing based on business requirements |
Go-to-market motion2 records
Distribution channels3 records
Marketing channels9 records
Infinity product offering
Product offeringCore offering
Infinity Software sells a cloud-based SaaS loan management platform that automates the full loan lifecycle, including origination, underwriting, servicing, payments, collections, reporting, marketing, and compliance, for short-term and alternative consumer lenders. The platform is offered as configurable vertical products (payday, installment, auto-title, online, storefront, line-of-credit, BNPL, check cashing, Texas CSO/CAB, and hybrid lending) and is sold on an annual subscription basis with usage-based pricing tied to users, loan volume, integrations, and support level.
Product overview
Infinity Software is a cloud-based, end-to-end loan management software platform designed for short-term lenders. The platform operates as a unified SaaS solution built around core modules including Loan Origination, Loan Underwriting, Loan Servicing, Loan Processing, Loan Reporting, Loan Marketing, Payments & Collections, Automations & Workflows, CRM, Lead Management, Customer Portal, Dashboards, and Mobile Technology. Supporting 12 distinct loan types (Online, Consumer, Line-of-Credit, Cash Advance, Storefront, Auto-Title, Payday, Texas CSO/CAB, Installment, Check Cashing, Buy Now Pay Later, and Hybrid), the platform connects borrowers through the full loan lifecycle. The ecosystem extends through the Premier Marketplace, which offers 13 verified integration partners including Equifax, Repay, Chirp, EDGE, Microbilt, and others for data, payments, analytics, communication, and risk management. Infinity is part of LendSuite Software under parent company Aquila Software.
Differentiator
Problem solved
Functional benefit
Products and services
- Online Loan Software Cloud-based SaaS configuration for digital lenders, supporting seamless online loan applications with AI-driven decisioning, automated underwriting, marketing attribution, and end-to-end digital application intake.
- Consumer Loan Software Streamlined unsecured consumer lending SaaS configuration with automated insights, comprehensive borrower profiles, and cross-sell and retention analytics for relationship-driven lending.
- Line-of-Credit Loan Software Manages revolving credit lines with flexible draw requests, repayments, and renewals, supporting real-time exposure monitoring and dynamic risk scoring.
- Cash Advance Software Automates approvals and collections for merchant and paycheck cash advances, evaluating borrower bank account and merchant processing history to determine capital advancement against future sales or paychecks.
- Storefront Loan Software Powers in-store lending with fast funding and payment processing, bridging physical lending and digital operations with centralized workflow management and multi-location support.
- Auto-Title Loan Software Automates vehicle-secured loans with tracking, automated valuation, payments, compliance, and collections/repossessions, managing LTV ratio calculations for collateral assessment.
- Payday Loan Software Processes short-term, small-dollar loans quickly with automated underwriting and compliance, optimized for Straight-Through-Processing to take borrowers from application to disbursement in under 10 minutes.
- Texas CSO/CAB Loan Software Simplifies loan facilitation and compliance for Consumer Small Loan Companies and Credit Access Businesses operating in Texas-regulated environments with tri-party orchestration.
- Installment Loan Software Process loans quickly, securely, and with fewer errors using automated workflows and repayment schedules for long-term relationship management and complex financial calculations.
- Check Cashing Software Streamlines check cashing with fraud detection and transaction tracking, providing rapid instrument authentication and multi-mode fund disbursement options.
- Buy Now Pay Later (BNPL) Software Offers flexible payment plans with point-of-sale underwriting, micro-installment configuration, and checkout conversion optimization while managing risk and compliance.
- Hybrid Loan Software Unifies online and in-store lending in one seamless platform with dual-mode decisioning and cross-channel workflows for agile lenders transitioning between loan products.
- Premier Marketplace Marketplace connecting Infinity users with top-rated third-party integrations and services that seamlessly connect with the platform to enhance lending operations.
Quantifiable outcome
- 38+ million loans processed on the platform
- +2 more outcomes
Companies that use Infinity
Customer profileNamed customers3 records
Segments10 records
Ideal customer profiles1 record
Infinity technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration13 records
AI capability6 records
Feature11 records
Infinity partnerships and signals
Strategic signalPartnerships
Eleven partnerships are on record, tiered core and flagship.
- ChirpcoreBank data and performance scoring partner. Best Choice in Open Banking with Deposit Notification & Low Balance Alerts connected to more than 16,000 Financial Institutions. Integrates with Infinity to provide bank transaction data for underwriting and risk assessment.
- Clever IdeascoreRealtime electronic payments partner. Omnichannel contact center solutions and telephony services designed for high-performance lending operations. Provides communication infrastructure for Infinity's lending platform.
- EDGEcoreRisk analytics platform combining bank transactions with proprietary performance data for smarter credit decisions. Helps lenders make better underwriting decisions through combined data analysis.
- EquifaxcoreBureau and alternative data partner. Global data and analytics leader helping businesses make critical lending decisions with unparalleled data accuracy. Provides credit bureau data integration for borrower assessment.
- Leap TheorycoreACH and disbursements partner. State-of-the-art acquisition technology helping lending partners achieve new heights in customer volume. Provides payment processing and fund disbursement capabilities.
- MicrobiltcoreAgreements and e-signature partner. One of the most powerful alternative credit data and risk management platforms available to modern lenders. Provides document management and electronic signature capabilities.
- PaydoffcoreDecisioning and models partner. The industry's premier Collections Automation Platform, streamlining repayment for lenders worldwide. Provides automated collections and repayment management.
- RepaycorePayment processing partner. Accepts payments and funds loans instantly 24/7/365 with natively integrated payment technology. Provides seamless payment processing integration.
- LendSuite SoftwareflagshipParent company ecosystem. Infinity Software is part of LendSuite Software, a group of lending technology solutions that also includes EPIC Loan Systems and Tekambi, working together to provide end-to-end lending software. Infinity was acquired by Aquila Software in 2022 to form this ecosystem.
- EPIC Loan SystemscoreSister company within LendSuite Software ecosystem. Works together with Infinity and Tekambi to provide comprehensive end-to-end lending software solutions.
- TekambicoreSister company within LendSuite Software ecosystem. Works together with Infinity and EPIC Loan Systems to provide comprehensive end-to-end lending software solutions.
Scale indicators5 records
Recent moves7 records
Expansion highlights6 records
Infinity competitors and assessment
Company assessmentDirect peers
- EPIC Loan Systems: Sister company within the LendSuite Software ecosystem. EPIC Loan Systems offers a competing loan origination and servicing platform for short-term lenders, directly overlapping with Infinity's product, customer base, and business model.
- Tekambi: Sister company inside LendSuite Software. Tekambi provides lending software for the small-dollar and short-term lending market, sharing customers, sales channels, and a comparable end-to-end loan lifecycle platform.
- LoanPro: Cloud-based loan origination and servicing platform purpose-built for consumer and small-business lenders, including those in the short-term and alternative credit space — directly comparable in product scope and target customer to Infinity.
- Lendio: Online lending platform connecting SMB borrowers to lenders and offering software-enabled loan facilitation. Comparable to Infinity as a technology-driven enabler of alternative and short-term lending workflows in the US.
- LendingPad: Loan origination system (LOS) for mortgage, consumer, and alternative lenders. Comparable to Infinity in end-to-end loan lifecycle automation and SaaS delivery, though with stronger weighting toward mortgage workflows.
Broad incumbents
- MeridianLink: Public lending technology platform serving banks, credit unions, and lenders with origination, account opening, and digital lending. Broad incumbent that overlaps with Infinity in loan origination but at significantly larger scale and across mortgage and consumer lending.
- nCino: Cloud-based bank operating system with a loan origination module used by commercial and retail banks. Comparable in loan origination workflows and SaaS delivery, though serving a broader regulated banking audience than Infinity's short-term lender niche.
Emerging players
- Tavant: Digital lending technology provider (TouchFin platform) covering origination, decisioning, and servicing for consumer, SMB, and indirect lenders. Comparable to Infinity in loan lifecycle automation but with a broader enterprise-services delivery model.
- Abrigo: Banking software platform offering loan origination, compliance, and risk analytics to community banks and credit unions. Comparable to Infinity in regulatory-configured lending workflows, but targeted at regulated depository institutions rather than short-term lenders.
Others
- Plaid: Open-banking and account-data connectivity provider whose bank-verification and transaction data capabilities underpin consumer-lending underwriting — directly adjacent to Infinity's integrations with Chirp and EDGE for similar data inputs.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks6 records
Key highlights7 records
Customer concentration
Infinity social profiles
Digital presenceInfinity financial estimates
Financial estimateRevenue estimate
Valuation estimate
Infinity leadership team
Management profileNumber of profiles
Profiles8 records
Infinity funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Infinity M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Infinity
What does Infinity do?
Infinity Software sells a cloud-based SaaS loan management platform that automates the full loan lifecycle, including origination, underwriting, servicing, payments, collections, reporting, marketing, and compliance, for short-term and alternative consumer lenders. The platform is offered as configurable vertical products (payday, installment, auto-title, online, storefront, line-of-credit, BNPL, check cashing, Texas CSO/CAB, and hybrid lending) and is sold on an annual subscription basis with usage-based pricing tied to users, loan volume, integrations, and support level.
Is Infinity a public or private company?
Infinity is a private company. It is classified as corporate owned and is currently operating.
When was Infinity founded?
Infinity was founded in 2003. It employs 11 to 50 people.
Where is Infinity based?
Infinity is headquartered in Sparks, United States, in the North America region.
How does Infinity make money?
Two revenue lines are on record. SaaS Subscription is the primary driver. The others are professional Services.
Who are Infinity's main competitors?
Direct peers on record are EPIC Loan Systems, Tekambi, LoanPro, Lendio and LendingPad. Broad incumbents are MeridianLink and nCino. Emerging players are Tavant and Abrigo. Plaid is listed as an others.
Does Infinity have an API?
No public API is recorded for Infinity.
What industry is Infinity in?
Infinity's product category is Loan Management Software. Its primary akta.pro industry code is FSAGAHAH, Loan Servicing Platforms (Billing, Statements, Customer Self-Service), with a secondary code of FSAGALAK, Risk, Compliance & Controls for Embedded Finance (KYB/KYC/AML, Fraud, Disputes). Its NAICS code is 513210 and its SIC code is 7372.