SaldeoSMART
SaldeoSMART is a Poland-based cloud SaaS platform that automates accounting, document management, and KSeF e-invoicing for accounting offices and SMBs. A subsidiary of VISMA, it serves 6,300+ firms via tiered subscriptions, a freemium tier, and 266 partners.
- Company typePrivate
- Founded2009
- HeadquartersKraków, Poland
- Headcount11–50
- GTM typeB2B
- OfferingSoftware
What SaldeoSMART does
SaldeoSMART is a cloud-based SaaS platform developed by BrainSHARE IT sp. z o.o. that automates accounting workflows, document management, and electronic invoicing for accounting offices and small-to-medium businesses across Poland. The platform's core technology stack combines a proprietary OCR engine (claimed as the most accurate in Poland), machine-learning-driven accounting automation, and native integration with Poland's National e-Invoice System (KSeF) — a regulatory moat that becomes increasingly valuable as mandatory e-invoicing approaches. The product surface spans 15+ modules including KSeF integration, electronic document circulation, OCR document reading, invoice generation, accounts payable/receivable automation, accounting automation, HR/advances management, budgeting (launched May 2025), bank statement processing, a mobile app, and the API ENGINE for third-party integrators.
The company operates a hybrid go-to-market model combining direct website sales, self-service onboarding with a free tier (Pakiet DARMOWY), and an extensive channel network of 200+ sales partners and 266 total cooperating partners across Poland, supported by four regional offices (Kraków HQ, Warsaw, Gdańsk, Wałbrzych). Revenue is generated through tiered SaaS subscriptions for accounting offices and companies, freemium-to-paid conversion, and API ENGINE packages for integrators. With over 6,300 firms and accounting offices served, 300,000+ total users, and integrations with 40+ Polish accounting programs, SaldeoSMART is positioned as a hub in the Polish accounting software ecosystem. The business is a subsidiary of VISMA, a European leader in cloud solutions, providing strategic backing for further product and geographic expansion.
SaldeoSMART firmographics
Firmographics- Name
- SaldeoSMART
- Legal name
- BrainSHARE IT sp. z o.o.
- Website
- https://saldeosmart.pl
- Company type
- Private
- Founded year
- 2009
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- SaldeoSMART is a Poland-based cloud SaaS platform that automates accounting, document management, and KSeF e-invoicing for accounting offices and SMBs. A subsidiary of VISMA, it serves 6,300+ firms via tiered subscriptions, a freemium tier, and 266 partners.
- Ownership category
- akta.pro rank
SaldeoSMART industry classification
Industry- Product category
- Accounting Automation Software
- NAICS
- Software Publishers (5132)
- SIC
- Services-Prepackaged Software (7372), Services-Computer Processing & Data Preparation (7374)
- akta.pro primary industry
- Document Capture, Scanning, OCR/ICR & Intelligent Document Processing (IDP) (HDAEAGAD)
- akta.pro secondary industries
- Intelligent Document Processing (IDP) & OCR Automation (HDAEAHAC), OCR, ICR & Intelligent Document Processing (IDP) (BPAAAKAB)
Keywords
Where SaldeoSMART is headquartered
LocationHeadquarters
- HQ city
- Kraków
- HQ country
- Poland
- HQ region
- Europe
Offices4 records
Markets served
SaldeoSMART business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Personnel, Technology or R&D, Marketing or Sales, Infrastructure, Operations
Revenue model
- SaaS Subscription Packages: Recurring subscription revenue model based on tiered packages for accounting offices and companies. Packages include varying feature sets and are priced according to functionality level. Billing is available monthly or annually with automatic renewal.
- API Engine Services: Revenue from API ENGINE service packages for integrators and developers building solutions on top of SaldeoSMART. Includes free test period with 100 pages for up to 6 months.
- Additional Services: Additional paid services beyond base packages as specified in the pricing schedule.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Freemium | Monthly | Free package for small businesses |
| Subscription | Annual | Packages for Accounting Offices |
| Subscription | Monthly | Packages for Companies |
| Subscription | Monthly | API Engine Packages |
Go-to-market motion2 records
Distribution channels4 records
Marketing channels10 records
SaldeoSMART product offering
Product offeringCore offering
SaldeoSMART is a cloud-based SaaS platform that automates accounting, document management, and invoicing for Polish accounting offices and businesses. Its main capabilities include OCR-based invoice and document reading, machine-learning-driven accounting automation, native integration with Poland's KSeF National e-Invoice System, electronic document circulation, automated bank transaction matching, and HR/advances management. The platform is offered as tiered subscription packages, a free freemium package for small businesses, and an open API ENGINE for third-party integrators, with mobile and desktop clients.
Product overview
SaldeoSMART is a comprehensive cloud-based accounting and document management platform offered as SaaS (Software as a Service). The platform consists of a core system with multiple integrated modules: the main SaldeoSMART platform for accounting automation, KSeF (National e-Invoice System) integration module, OCR document reading module (the most effective on the Polish market), electronic document circulation, invoicing, accounts automation, accounting automation with machine learning, HR and advances, work management, budgeting, bank statement processing, mobile app, SaldeoPULPIT desktop upload, SMART tools collection, and API ENGINE for third-party integrations. The platform serves both accounting firms and companies, with dedicated packages for each segment.
Differentiator
Problem solved
Functional benefit
Brands
- SmartDuet: A new dimension of smart collaboration platform.
- SmartPULPIT
- API ENGINE
Products and services
- SaldeoSMART Platform Cloud-based SaaS platform for accounting automation, document management, electronic invoicing with KSeF, OCR-based document reading, bank reconciliation, HR, and budgeting, offered as tiered subscription packages with mobile and desktop access for Polish accounting offices and companies.
- API ENGINE Subscription-based API integration service for third-party developers, integrators, and software vendors to build solutions that integrate SaldeoSMART functionality with any IT system on the Polish market.
- Pakiet DARMOWY / Asystent e-fakturowania (Free e-Invoice Assistant) Free tier of SaldeoSMART for small Polish businesses and sole proprietors, providing KSeF-integrated e-invoice sending and receiving plus basic document management at zero cost as an entry point into the broader platform.
Quantifiable outcome
- 40% time savings on accounts receivable management
Companies that use SaldeoSMART
Customer profileNamed customers1 record
Segments3 records
Ideal customer profiles4 records
SaldeoSMART technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
Integration4 records
AI capability7 records
Feature7 records
SaldeoSMART partnerships and signals
Strategic signalPartnerships
Three partnerships are on record, tiered core.
- Sales Partners Network (Poland)coreNetwork of over 200 sales partners and 266 cooperating partners operating across Poland. These partners provide local sales, implementation support, and first-line customer service, extending SaldeoSMART's reach throughout the Polish market.
- Accounting Software Integrations (40+)coreIntegrations with over 40 Polish accounting software programs and ERP systems. The open API enables connection with any IT system on the market, making SaldeoSMART compatible with existing customer technology stacks.
- Google CloudcorePrimary cloud infrastructure provider for data storage and backup services. Data is processed within EU territory following European security and data protection standards.
Scale indicators7 records
Recent moves6 records
Expansion highlights7 records
SaldeoSMART competitors and assessment
Company assessmentDirect peers
- Fakturownia: Fakturownia is a Polish online invoicing and accounting SaaS platform serving SMBs and freelancers. It competes directly with SaldeoSMART on invoice management, document handling, and KSeF compliance for the same Polish SMB customer base.
- inFakt: inFakt is a leading Polish SaaS platform for invoicing, accounting, and tax filings targeted at small businesses and sole proprietors. It overlaps with SaldeoSMART's 'Pakiet DARMOWY' free tier and SMB-focused invoicing/workflow features.
- iFirma: iFirma is a Polish online accounting and invoicing SaaS serving SMBs and accounting offices, with similar KSeF integration, e-invoicing, and document processing capabilities. It is a direct substitute for SaldeoSMART's accounting-office packages.
- wFirma: wFirma is a Polish cloud accounting and invoicing platform for micro-businesses and small companies, offering KSeF, HR, and document management features comparable to SaldeoSMART's 'Dla firm' offerings.
- Enova365 (Soneta): Enova365 is a Polish ERP/accounting/HR/payroll SaaS platform widely used by Polish accounting offices and SMBs. It overlaps with SaldeoSMART on accounting automation, HR (Kadry), and document management modules.
- Symfonia (Sage sp. z o.o.): Symfonia is a major Polish accounting and ERP suite serving SMBs and accounting offices. As part of the global Sage group, it competes with SaldeoSMART on integrated accounting, invoicing, and KSeF workflows.
Regional players
- Comarch ERP: Comarch is a large Polish enterprise software vendor with broad ERP, accounting, and e-invoicing offerings for SMB and enterprise segments. It is a credible larger competitor to SaldeoSMART in the Polish market, particularly for accounting offices seeking single-vendor ERP stacks.
Broad incumbents
- Sage Accounting: Sage is a global incumbent in accounting and ERP software with significant Polish presence (including Symfonia). Its cloud accounting product competes broadly with SaldeoSMART for SMB and accounting-office customers, with deeper resources and cross-border reach.
- Xero: Xero is a global cloud accounting SaaS for SMBs and accountants. While primarily non-Polish, it represents the category benchmark SaldeoSMART's platform-style ambition (partner network, app ecosystem, recurring SaaS) competes against in product design.
- QuickBooks (Intuit): QuickBooks is the dominant global SMB accounting SaaS with OCR-based receipt/invoice capture and accountant-collaboration features. It illustrates the platform trajectory SaldeoSMART aspires to and represents competitive pressure as Intuit expands in Europe.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat6 records
Key risks6 records
Key highlights7 records
Customer concentration
SaldeoSMART social profiles
Digital presenceSaldeoSMART compliance and trust
Trust signalCompliance4 records
SaldeoSMART financial estimates
Financial estimateRevenue estimate
Valuation estimate
SaldeoSMART leadership team
Management profileNumber of profiles
Profiles3 records
SaldeoSMART funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
SaldeoSMART M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about SaldeoSMART
What does SaldeoSMART do?
SaldeoSMART is a cloud-based SaaS platform that automates accounting, document management, and invoicing for Polish accounting offices and businesses. Its main capabilities include OCR-based invoice and document reading, machine-learning-driven accounting automation, native integration with Poland's KSeF National e-Invoice System, electronic document circulation, automated bank transaction matching, and HR/advances management. The platform is offered as tiered subscription packages, a free freemium package for small businesses, and an open API ENGINE for third-party integrators, with mobile and desktop clients.
Is SaldeoSMART a public or private company?
SaldeoSMART is a private company. It is classified as corporate owned and is currently operating.
When was SaldeoSMART founded?
SaldeoSMART was founded in 2009. It employs 11 to 50 people.
Where is SaldeoSMART based?
SaldeoSMART is headquartered in Kraków, Poland, in the Europe region.
How does SaldeoSMART make money?
Three revenue lines are on record. SaaS Subscription Packages are the primary driver. The others are API Engine Services and additional Services.
Who are SaldeoSMART's main competitors?
Direct peers on record are Fakturownia, inFakt, iFirma, wFirma, Enova365 (Soneta) and Symfonia (Sage sp. z o.o.). Comarch ERP is listed as a regional player. Broad incumbents are Sage Accounting, Xero and QuickBooks (Intuit).
Does SaldeoSMART have an API?
Yes. API ENGINE is a service that enables integrators to create software integrating with SaldeoSMART. The API allows the SaldeoSMART system to be integrated with any IT system available on the market. Integrators receive documentation containing available resources and their definitions. Free testing available with 100 test pages for up to 6 months. Minimum internet connection requirement: 1024 kbit/s. Developer documentation is at www.saldeosmart.pl/regulamin-api-engine.
What industry is SaldeoSMART in?
SaldeoSMART's product category is Accounting Automation Software. Its primary akta.pro industry code is HDAEAGAD, Document Capture, Scanning, OCR/ICR & Intelligent Document Processing (IDP), with a secondary code of HDAEAHAC, Intelligent Document Processing (IDP) & OCR Automation. Its NAICS code is 5132 and its SIC code is 7372.