Name

BILLY

Legal name

BILLY.TECH SRL

Website

https://billy.tech

Company type

Private

Founded year

2015

Operating status

Operating

Headcount range

11–50 employees

Ownership category

akta.pro rank

Product category

Cloud Accounting Software

NAICS

Offices of Certified Public Accountants (541211), Other Accounting Services (541219), Accounting, Tax Preparation, Bookkeeping, and Payroll Services (54121)

akta.pro primary industry

Embedded Tax, Accounting & Invoicing Finance (FSAGALAJ)

akta.pro secondary industry

Invoicing, Pay-by-Link & Virtual Accounts (CRAFALAJ)

Keywords

• Online accounting services
• Tax filing software
• E-invoicing platform
• Company formation services
• Chartered accountant subscription

Headquarters

HQ city

Grâce-berleur

HQ country

Belgium

HQ region

Europe

Offices3 records

Markets served

GTM type

B2B

Offering type

Software

Cost components

Personnel, Technology or R&D, Marketing or Sales, Operations, Infrastructure

Revenue model

1. Monthly Subscription — Independent without VAT (Indépendant sans TVA): Core accounting and expert support package for self-employed persons not registered for VAT. Includes the BILLY app, dedicated accountant, tax forecasting, and annual tax filing. Billed annually at €55/HT per month.
2. Monthly Subscription — Independent with VAT (Indépendant avec TVA): Extended package for VAT-registered self-employed. Includes all features of the non-VAT tier plus VAT declaration management, client listings, and intracommunity listings. Billed annually at €60/HT per month.
3. Monthly Subscription — Company (SRL, SNC, SComm): Full-service package for incorporated entities. Includes double-entry bookkeeping, ISOC declaration, annual accounts, BNB filing, director salary management, and all tax filings. Billed annually at €165/HT per month.
4. Promo Subscription — Young Liberal Professions: Discounted package for young graduates in regulated liberal professions (lawyers, architects, physiotherapists, speech therapists, psychologists, general practitioners, dentists) at €40/HT per month for 6 months, activatable in the graduation year.
5. Business Creation — Person Physical (PP): Free business creation service for self-employed persons in individual capacity. Includes BCE registration, VAT enrollment, and social insurance fund affiliation.
6. Business Creation — SRL / SA: One-time fee of €500 HT for SRL or SA creation, covering financial plan preparation, notary coordination, and administrative registrations (BCE, VAT, social insurance). notary and legal fees billed separately.
7. Business Creation — SComm / SNC: Creation of a SComm or SNC with coordination of a partner lawyer for articles of association and administrative registrations. Price not publicly disclosed on the main site — quote-based.

Pricing tiers

Go-to-market motion4 records

Distribution channels3 records

Marketing channels8 records

Core offering

BILLY provides online accounting, tax preparation, and company creation services for Belgian self-employed professionals and small business owners, combining a proprietary in-house SaaS accounting application with dedicated ITAA-certified chartered accountants who actively handle document encoding, tax filings, and advisory support via in-app live chat. The service is sold via monthly subscriptions starting at €55/month and targets independents, liberal professionals (lawyers, architects, doctors, physiotherapists, dentists, psychologists, consultants), and incorporated entities (SRL, SA, SComm, SNC).

Product overview

BILLY is an online accounting platform for Belgian self-employed professionals and companies, combining an ultra-intuitive application with dedicated ITAA-certified expert accountants. The core offering consists of the BILLY Application (available on PC, Mac, web and smartphone), the dedicated expert accountant service with unlimited live-chat, electronic invoicing via Peppol, automatic bank synchronization, tax declaration management (VAT, IPP, ISOC), and company creation services. The platform also offers specialized accounting for specific professions (lawyers, architects, physiotherapists, dentists, doctors, psychologists, consultants), young liberal professionals with promotional pricing, plus complementary content services including free guides, webinars, and partner offers. Services are structured as a monthly subscription model starting at €55/month for self-employed without VAT.

Differentiator

Problem solved

Functional benefit

Products and services

• BILLY Application (Logiciel Comptable) Ultra-intuitive cloud-based accounting application developed 100% in-house by BILLY and available on PC, Mac, web browsers, iOS, and Android. Provides real-time accounting dashboard with automatic bank synchronization, document capture via photo, and seamless handoff to the client's dedicated accountant.
• Dedicated ITAA-certified Chartered Accountant (Accompagnement) Each BILLY client is assigned a dedicated ITAA-certified chartered accountant (expert-comptable) who actively encodes documents, responds to questions, and provides proactive advice via live chat, email, or video call — typically within a 2-hour response time. The service is unlimited within the subscription.
• Tax Declaration Management (Déclarations Fiscales) Full-service tax declaration preparation and filing for Belgian clients, covering TVA (VAT), IPP (personal income tax), ISOC (corporate income tax), VAI, annual accounts, and BNB (Banque Nationale de Belgique) filings. The dedicated BILLY accountant prepares and submits all declarations on the client's behalf with proactive deadline alerts.
• Electronic Invoicing (Facturation Électronique via Peppol) Electronic invoicing service that allows Belgian clients to create personalized quotes and invoices and transmit them via email or the Peppol network. Bills are automatically formatted to comply with the Belgian B2B e-invoicing mandate effective January 2026, with built-in payment tracking.
• Company Creation Service (Création d'entreprise) End-to-end Belgian business formation service covering status selection advice, BCE registration, VAT enrollment, social insurance fund affiliation, financial plan preparation, and coordination with notary or lawyer partners. Free for self-employed persons (personne physique); €500 HT one-time fee for SRL or SA creation.
• Young Liberal Profession Accounting Package (Jeune profession libérale) Specialized accounting subscription for recent graduates entering regulated liberal professions (lawyers, architects, physiotherapists, speech therapists, psychologists, general practitioners, dentists). Includes Peppol invoicing, cash receipt management, and tax filings by a dedicated accountant at a promotional rate of €40/month for 6 months, activatable in the graduation year.

Quantifiable outcome

• 3,500+ Belgian independents served
• +6 more outcomes

Named customers30 records

Segments7 records

Ideal customer profiles4 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration2 records

Feature7 records

Partnerships

19 partnerships are on record, tiered core and minor.

• ITAA (Institute Tax Advisors and Accountants)coreOthersBILLY's accountants are accredited by the ITAA. The company states it has 4 certified chartered accountants and 7 trainee chartered accountants. This accreditation is the primary professional credential for Belgian tax advisors and accountants, and a core trust signal for clients.
• AlanminorGTM or Marketing PartnerAlan is a health insurance provider. BILLY offers Alan as a partner to its clients with 1 month free of health coverage. This is a cross-promotional offer targeting independent professionals who need health insurance.
• MonizzeminorGTM or Marketing PartnerMonizze provides meal vouchers (chèques-repas). BILLY offers its clients free activation (€22 value) and a 12.5% discount on order fees. Targeted at business owners who employ staff.
• YagominorGTM or Marketing PartnerYago is an online insurance broker offering RC pro, income guarantee, PLCI, EIP, and other business insurance products. BILLY clients receive 1% entry fee (instead of 3%) on PLCI/EIP premiums and a free 30-minute contract audit.
• DoctoranytimeminorGTM or Marketing PartnerDoctoranytime is a medical appointment booking platform. BILLY offers its clients 2 months free on the platform. Cross-promotional partnership serving healthcare professionals.
• AcertaminorGTM or Marketing PartnerAcerta is a business gateway and social insurance fund. BILLY offers free TVA activation through Acerta. Acerta offers reduced management fees (3.05%) and real-time visibility for BILLY accountants.
• HybridCard (by Modalizy)minorGTM or Marketing PartnerHybridCard is a fuel and recharge card for electric, hybrid, and combustion vehicles. BILLY clients receive €15 off the first fill-up and ongoing discounts. Useful for self-employed who travel for work.
• CBC (CBC Banque & Assurance)minorGTM or Marketing PartnerCBC offers a free digital business bank account with debit and prepaid credit card. Account opening is 100% online. CBC experts based in Namur provide remote support. BILLY clients benefit from this offer.
• MaltminorGTM or Marketing PartnerMalt is a freelance marketplace connecting freelancers with clients (70,000+ clients on the platform). BILLY promotes Malt to its consultant and freelance client base as a mission acquisition tool.
• Société de Médecine DentaireminorOthersThe Belgian Dental Medical Society offers its members a diversity of services and advantages. Listed as a reference on BILLY's dentist accounting page.
• HybridCard (for consultants)minorGTM or Marketing PartnerHybridCard fuel/recharge card for electric, hybrid, and combustion vehicles. Listed as a partner on BILLY's consultant page with €15 first fill-up discount and ongoing reductions.
• Ordre des ArchitectesminorOthersThe Order of Architects organizes the architect profession in Belgium: training, fees, opinions, ethics, infractions. Listed as a reference on BILLY's architect page.
• Le Psychologue.beminorOthersLe Psychologue.be provides information about psychology, the profession, and the status of psychologists in Belgium. Listed as a digital reference on BILLY's psychologist page.
• UPPCFminorOthersUPPCF is the professional union of French- and German-speaking clinical psychologists. Listed as a reference on BILLY's psychologist page.
• OrdomedicminorOthersOrdomedic is the Belgian medical association for doctors. Legal registration with the order is mandatory for all doctors practicing medicine in Belgium. Listed as a reference on BILLY's doctor accounting page.
• Notary PartnerscoreImplementation/ SI/ Consulting PartnerBILLY works with notary partners to reduce delays for SRL and SA creation. The notary drafts the articles of association, verifies the financial plan, and authenticates the deed of incorporation. This is a core part of the company creation service.
• Jurist Partner (for SComm/SNC)coreImplementation/ SI/ Consulting PartnerFor SComm and SNC creation, BILLY refers clients to a partner lawyer for drafting the articles of association. The SComm does not require a notary, making the lawyer partner the key legal partner.
• Peppol NetworkcoreTechnology or IntegrationPeppol (Pan-European Public Procurement OnLine) is the mandatory e-invoicing network for B2B transactions in Belgium from January 2026. BILLY handles client registration on Peppol and manages the generation, formatting, and transmission of XML invoices via the network.
• Belgian Banks (Bank Synchronization)coreTechnology or IntegrationBILLY synchronizes with the majority of Belgian banks for automatic transaction import. Bank connection enables the real-time accounting dashboard and eliminates manual data entry. This is a core technical integration.

Scale indicators6 records

Recent moves5 records

Expansion highlights6 records

Direct peers

• Yuki: Dutch online accounting platform serving SMBs and freelancers with a similar 'software + dedicated accountant' hybrid model in the Benelux. Most directly comparable to BILLY in delivery model and target customer (independents, small companies), with a more mature footprint in the Netherlands.
• Moneybird: Netherlands-based cloud accounting SaaS serving freelancers, self-employed, and SMBs with invoicing, bank sync, and tax filing. Direct overlap on price-sensitive independents; comparable product surface (online accounting + e-invoicing) but operates without BILLY's dedicated-accountant concierge layer.
• Accountable: Belgium-based tax and accounting service for freelancers and independents offering tax filing automation and digital filing for Belgium. Highly comparable in geography and target segment, though typically positioned as a digital-first filing tool rather than full-service accounting.

Broad incumbents

• Exact Online: Dutch-founded cloud ERP and accounting suite serving SMBs across Benelux with bookkeeping, invoicing, and tax compliance modules. Overlaps with BILLY on Belgian SMB accounting but serves a broader customer base (companies up to 200+ FTE) with a portfolio ERP offering.
• Xero: Global cloud accounting SaaS for SMBs, accountants, and advisors. Competes for Belgian independents with a thinner local compliance layer; broader global scale and ecosystem balance BILLY's deeper Belgian regulatory specialization.
• Sage Business Cloud: Global incumbent in SMB accounting and payroll software with established Belgian market presence. Competes across the full SMB accounting stack but lacks BILLY's vertical specialization (lawyer, doctor, architect pages) and Peppol-native concierge layer.
• Odoo: Belgian-founded open-source ERP suite including accounting, invoicing, and compliance modules used by European SMBs. Comparable Belgian origin and broad SMB overlap; differs in being primarily sold as self-serve ERP without BILLY's bundled dedicated-accountant offering.

Regional players

• WinBooks: Long-established Belgian accounting and payroll software provider serving accountants and SMBs. Comparable in Belgian market presence and accounting software category, though traditionally distributed via accountant-firm channels rather than DTC to independents.

Emerging players

• Silverfin: Belgian-founded SaaS platform providing AI-powered workflow and analytics tools to accounting firms. Adjacent peer in the Belgian accounting-tech ecosystem; differs in customer (accounting firms rather than end SMBs) but serves the same Belgian compliance and reporting workflows BILLY's accountants execute.

Others

• Wolters Kluwer Belgium: Belgian arm of Wolters Kluwer providing professional tax, accounting, and legal information software to accountants and tax advisors. Indirect peer serving the same Belgian compliance ecosystem but as an information/infrastructure provider to accounting firms rather than competing on DTC SMB services.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat6 records

Key risks6 records

Key highlights6 records

Customer concentration

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about BILLY