Talgraf
Talgraf Oy is a Finnish family-owned software company founded in 1992 that develops Accuna BI, a modular SaaS business intelligence platform for budgeting, reporting, cash flow forecasting, and consolidated group reporting, used by approximately 15,000 Finnish organizations across enterprise, SMB, public sector, and non-profit segments.
- Company typePrivate
- Founded1992
- HeadquartersOulu, Finland
- Headcount11–50
- GTM typeB2B
- OfferingSoftware
What Talgraf does
Talgraf Oy is a Finnish family-owned business intelligence software company founded in 1992, headquartered in Oulu, Finland, and owned by investment company Wentura Oy. The company develops and sells Accuna BI, a modular SaaS platform that covers financial budgeting, reporting, cash flow forecasting, and consolidated group reporting, marketed to approximately 15,000 Finnish organizations across enterprise, mid-market, SMB, public sector, and non-profit segments. The platform is built on a SQL database architecture delivered as cloud/SaaS, with 100+ pre-built integrations to Finnish accounting, ERP, CRM, and HR systems, and includes a proprietary cash-flow forecasting methodology (Kassaennuste) co-developed with Finnish cash flow expert Riku Lehtinen of Strategic Accounting Finland Oy. The company also maintains StatBun as a separate sub-brand for broader business management.
Revenue is generated predominantly through organization-level monthly SaaS subscriptions (per organization rather than per seat), supplemented by professional services for implementation, a premium managed-service tier called Talgraf Plus, and a €50/month training license (Koulutuslisenssi) add-on. Distribution combines a direct enterprise sales motion with a broad Finnish channel ecosystem of accounting firm partners and software integration partners, supplemented by a product-led growth motion via free video demos and a self-serve support portal. The company operates five offices across Finland (Oulu, Vantaa, Kuopio, Kajaani, Rovaniemi) with no disclosed international operations, employs 46 people, and reported €5.4 million in FY2025 revenue. Strategic priorities visible in recent activity include embedding AI features into the platform, modernizing the user interface, and broadening functional scope through partnerships (Targetor, Administer tilitoimisto) and capability acquisitions (HR reporting and analytics, 2022).
Talgraf firmographics
Firmographics- Name
- Talgraf
- Legal name
- Talgraf Oy
- Website
- https://talgraf.fi
- Company type
- Private
- Founded year
- 1992
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Talgraf Oy is a Finnish family-owned software company founded in 1992 that develops Accuna BI, a modular SaaS business intelligence platform for budgeting, reporting, cash flow forecasting, and consolidated group reporting, used by approximately 15,000 Finnish organizations across enterprise, SMB, public sector, and non-profit segments.
- Ownership category
- akta.pro rank
Talgraf industry classification
Industry- Product category
- Business Intelligence Software
- NAICS
- Software Publishers (5132), Software Publishers (513210), Other Scientific and Technical Consulting Services (54169)
- SIC
- Services-Management Consulting Services (8742), Services-Engineering, Accounting, Research, Management (8700)
- akta.pro primary industry
- Financial Planning & Analysis (FP&A) & BI (HDAEAMAG)
- akta.pro secondary industries
- Dashboarding & KPI/Performance Management (HDAEAMAF), Data Platform, BI & Analytics Integration (BPAEAAAI), Business Intelligence, Reporting & Visualization Services (BPAEAHAD)
Keywords
Where Talgraf is headquartered
LocationHeadquarters
- HQ city
- Oulu
- HQ country
- Finland
- HQ region
- Europe
Offices5 records
Markets served
Talgraf business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Personnel, Technology or R&D, Marketing or Sales, Operations, Infrastructure
Revenue model
- Accuna BI Software Subscription: Monthly subscription model covering the software platform, updates, training, data storage, and customer support. Single monthly fee covers all essential features without add-ons. Pricing is organization-level (per organization, not per user seat).
- Koulutuslisenssi (Training License): Organization-level monthly subscription at €50/month providing access to all expert and product training webinars and the Accuna webinar recording library.
- Professional Services (Implementation & Training): Paid implementation, onboarding, and customization services. Typical implementation takes 2-3 days; accounting firm implementation typically 1 day. Remote installation typically 1-3 hours included in setup.
- Talgraf Plus: Premium service add-on to maximize Kassaennuste benefits and help companies increase cash flow. Provided as an elevated service tier for customers seeking above-standard results.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Monthly | Koulutuslisenssi (Training License) |
| Subscription | Monthly | Accuna BI Core Platform |
Go-to-market motion3 records
Distribution channels4 records
Marketing channels9 records
Talgraf product offering
Product offeringCore offering
Talgraf develops and sells Accuna BI, a modular business intelligence and financial management SaaS platform that automates budgeting, reporting, cash flow forecasting, and consolidated group reporting for Finnish organizations, accounting firms, and municipalities. The platform is delivered as a single monthly organization-level subscription covering software, updates, training, data storage, and customer support, complemented by a €50/month training license add-on and a separate StatBun all-in-one business management platform.
Product overview
Talgraf offers a unified product portfolio anchored by Accuna BI, a modular business intelligence and financial management software platform. Accuna BI is offered as an integrated suite containing core functional modules: Accuna Budjetointi (budgeting and scenario planning), Accuna Raportointi (reporting and analytics), Accuna Kassaennuste (cash flow forecasting), and Accuna Konserni (consolidated group reporting). All modules share a common SQL database, automated data flows between them, and unified reporting. In addition to Accuna BI, Talgraf offers StatBun, a separate all-in-one business management platform positioned as a complementary global offering.
Differentiator
Problem solved
Functional benefit
Brands
- Accuna BI: Business intelligence and financial management software for organizations, including budgeting, reporting, cash flow forecasting, and consolidated reporting tools
- StatBun
- Talgraf Plus
Products and services
- Accuna BI Accuna BI is the primary business intelligence and financial management SaaS platform offering budgeting, reporting, cash flow forecasting, and consolidated group reporting as an integrated modular suite. It is delivered as a single monthly organization-level subscription covering software, updates, training, data storage, and customer support, and is used by approximately 15,000 Finnish organizations across enterprises, accounting firms, municipalities, and non-profits.
- StatBun
Quantifiable outcome
- Half of monthly reporting time freed up for controllers
- +6 more outcomes
Companies that use Talgraf
Customer profileNamed customers12 records
Ideal customer profiles4 records
Talgraf technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration76 records
AI capability5 records
Feature6 records
Talgraf partnerships and signals
Strategic signalPartnerships
Eleven partnerships are on record, tiered core and minor.
- Administer tilitoimistocoreAccounting firm partnership. Administer tilitoimisto uses and recommends Accuna BI to its clients. Partnership announced January 2025 to deliver better financial management solutions together.
- Strategic Accounting Finland Oy (Riku Lehtinen)coreCo-developed the Accuna Kassaennuste (Cash Flow Forecasting) module. Riku Lehtinen is a leading Finnish cash flow expert and corporate analyst. His proprietary cash-flow-result calculation methodology forms the core of the Kassaennuste feature. The model is independent of accounting standards (IFRS, US GAAP) and has been validated across all accounting systems and entity types.
- Kuntalaskenta OycorePublic sector financial management specialist. Partnership delivers integrated municipal financial management combining Kuntalaskenta's advisory services with Accuna BI software. Example: Joint deployment at Pieksämäki city where both parties use Accuna for shared financial management.
- Visma Business Professional ServicesminorImplementation and consulting partner. Visma BPS provides professional services for Visma Business customers using Accuna BI.
- ProcountorcoreCertified Procountor software partner. Accuna BI is a certified Procountor integration partner. Integration allows accounting data to flow directly from Procountor into Accuna BI for reporting and analysis.
- Accountor Services OyminorAccounting services firm that uses and recommends Accuna BI to its client base.
- Meidän IT ja Talous OyminorIT and finance services company. Won public procurement from Meidän IT ja Talous Oy for Accuna BI deployment.
- Mediatili OyminorAccounting firm using Accuna BI for both internal operations and client delivery. Featured customer case study.
- Numera Palvelut OyminorBusiness services firm that recommends and uses Accuna BI for client financial management.
- Kuntien Hetapalvelut OyminorMunicipal services company providing financial management services to Finnish municipalities using Accuna BI.
- Suomen Salibandyliitto (Finnish Floorball Federation)minorSports sponsorship partnership. Talgraf is the proud main partner of Finnish men's, women's, and junior floorball national teams and F-liiga. Also supports young badminton player Nella Nyqvist. Partnership since 2018.
Scale indicators8 records
Recent moves5 records
Expansion highlights4 records
Talgraf competitors and assessment
Company assessmentDirect peers
- Lemonsoft: Finnish ERP and BI software company headquartered in Finland, serving Finnish SMEs/mid-market with accounting, payroll, and BI capabilities. Directly competes with Talgraf in the Finnish SMB ERP+BI segment and is both a partner (Accuna BI integrates with Lemonsoft ERP) and an indirect competitor offering overlapping reporting and analytics functionality bundled into its own ERP suite.
- Procountor: Finnish cloud accounting software for SMB and accountants with growing financial reporting/dashboarding capabilities. Certified Accuna BI integration partner while also competing for the financial reporting and budgeting use cases at the Finnish SMB layer — a coopetitive peer relationship.
Broad incumbents
- Visma (Visma Solutions Oy / Visma Software Oy): Nordic-headquartered accounting, ERP, and HR software giant with deep Finnish footprint. Pre-built integration partner with Accuna BI but also a broad incumbent whose accounting platforms (Visma Business, Visma.net, Netvisor, Procountor) include native reporting capabilities that overlap with Talgraf's value proposition. Represents the single most consequential coexistence partner/competitor for Talgraf.
- Anaplan: Global enterprise FP&A and connected planning platform used by large multinational finance teams for budgeting, forecasting, and scenario modeling. Larger and broader scope than Talgraf but addresses the same FP&A core use cases and is increasingly pushing down-market into Nordic enterprises.
- CGI Suomi: Nordic IT and business consulting powerhouse with BI, financial management, and public-sector financial systems (e.g., CGI Rondo, CGI Pro Economica, CGI Status) overlapping Talgraf's municipal financial management offerings. A broader incumbent competing for public-sector and large-enterprise BI mandates in Finland.
- Tietoevry: Nordic IT services and financial software vendor offering industry-specific financial management solutions including ERP, reporting, and analytics. Large incumbent operating across the Nordics with overlapping public-sector financial management capabilities vs. Talgraf.
- Microsoft Power BI: Global market-leading BI and analytics platform with deep Excel lineage for finance users. Increasingly bundled into Microsoft 365 enterprise agreements, posing a generic competitive threat to domain-specific Finnish FP&A tools like Accuna BI from the budget-constrained end of the market.
Regional players
- Accountor Group: Finnish/Nordic accounting services and software company serving SMBs across Finland with technology-enabled bookkeeping, payroll, and BI services. Currently a Talgraf channel partner that recommends Accuna BI to clients, but also develops/uses competing reporting and consolidation tooling for its own customer base — a partner-then-competitor dynamic.
Emerging players
- Heeros (part of Accountor): Finnish cloud accounting software for SMBs, now part of Accountor. Pre-built Accuna BI integration partner; offers competing real-time financial reporting and basic BI capabilities inside its own accounting platform, making it a partially-overlapping niche peer for Finnish SMB FP&A.
- Vena Solutions: Cloud-native FP&A platform purpose-built for budgeting, forecasting, and reporting — Talgraf's direct functional analog at the international SMB/mid-market tier. Not yet a meaningful presence in Finland, but represents the category of modern competitor Talgraf must defend against as enterprise finance teams move to cloud-native solutions.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat6 records
Key risks6 records
Key highlights7 records
Customer concentration
Talgraf social profiles
Digital presenceTalgraf compliance and trust
Trust signalCompliance1 record
Talgraf financial estimates
Financial estimateRevenue estimate
Valuation estimate
Talgraf leadership team
Management profileNumber of profiles
Profiles7 records
Talgraf funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Talgraf M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Talgraf
What does Talgraf do?
Talgraf develops and sells Accuna BI, a modular business intelligence and financial management SaaS platform that automates budgeting, reporting, cash flow forecasting, and consolidated group reporting for Finnish organizations, accounting firms, and municipalities. The platform is delivered as a single monthly organization-level subscription covering software, updates, training, data storage, and customer support, complemented by a €50/month training license add-on and a separate StatBun all-in-one business management platform.
Is Talgraf a public or private company?
Talgraf is a private company. It is classified as family owned and is currently operating.
When was Talgraf founded?
Talgraf was founded in 1992. It employs 11 to 50 people.
Where is Talgraf based?
Talgraf is headquartered in Oulu, Finland, in the Europe region.
How does Talgraf make money?
Four revenue lines are on record. Accuna BI Software Subscription is the primary driver. The others are koulutuslisenssi (Training License), professional Services (Implementation & Training) and talgraf Plus.
Who are Talgraf's main competitors?
Direct peers on record are Lemonsoft and Procountor. Broad incumbents are Visma (Visma Solutions Oy / Visma Software Oy), Anaplan, CGI Suomi, Tietoevry and Microsoft Power BI. Accountor Group is listed as a regional player. Emerging players are Heeros (part of Accountor) and Vena Solutions.
Does Talgraf have an API?
No public API is recorded for Talgraf.
What industry is Talgraf in?
Talgraf's product category is Business Intelligence Software. Its primary akta.pro industry code is HDAEAMAG, Financial Planning & Analysis (FP&A) & BI, with a secondary code of HDAEAMAF, Dashboarding & KPI/Performance Management. Its NAICS code is 5132 and its SIC code is 8742.