Matias Group
Matias Group is an Australian commercial finance broker that uses its proprietary LOGIC platform to connect SMEs with a network of approximately 300 lenders across vehicle, equipment, working capital, invoice, property, and cryptocurrency-backed lending.
- Company typePrivate
- Founded2017
- HeadquartersBrighton, Australia
- Headcount1–10
- GTM typeB2B
- OfferingServices
What Matias Group does
Matias Group is an Australian commercial finance broker founded in 2017 and headquartered in Brighton, Victoria. The company operates as an intermediary connecting Australian small and medium enterprises with a curated network of approximately 300 private and institutional lenders across eight pillars of finance: vehicle finance, asset and equipment finance, working capital, debtor and invoice finance, trade and supplier finance, secured property finance, blockchain and crypto lending, and related advisory services. Its primary customers are Australian SMEs that have been declined by traditional banks or require faster or more flexible structures than mainstream lenders offer, including a distinct sub-segment of crypto-asset-rich entrepreneurs and property developers using Bitcoin and Ethereum as collateral.
The company's core technology is its proprietary LOGIC platform, which ingests real-time banking, accounting, and invoicing data and matches clients with optimal lending options from the lender panel. LOGIC underpins differentiated offerings including a crypto loan calculator, an embedded vendor finance calculator for equipment suppliers, and the Associate Program broker portal. Matias Group is also a SigniFlow platinum partner, reselling digital signature solutions into Australian banking and financial services clients. The firm markets a concierge-style direct sales motion alongside two scalable channel motions: the MATIAS Associate Program for accountants and brokers (with referral fees of up to 25% of brokerage) and the MATIAS Vendor program for equipment suppliers integrating finance calculators into their websites.
Matias Group earns revenue primarily through transaction-based brokerage commissions on successfully placed loans, supplemented by affiliate referral economics and reseller margins on SigniFlow digital signatures. Additional services include facilitation of renewable energy investment connections and a vehicle trade-in assessment tool. The company is privately held by founder and Director Luke Matias with a small team of 1–10 employees and no disclosed external institutional funding.
Matias Group firmographics
Firmographics- Name
- Matias Group
- Legal name
- Matias Group
- Website
- https://matiasgroup.com.au
- Company type
- Private
- Founded year
- 2017
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- Matias Group is an Australian commercial finance broker that uses its proprietary LOGIC platform to connect SMEs with a network of approximately 300 lenders across vehicle, equipment, working capital, invoice, property, and cryptocurrency-backed lending.
- Ownership category
- akta.pro rank
Matias Group industry classification
Industry- Product category
- Commercial Finance Brokerage
- NAICS
- Miscellaneous Financial Investment Activities (523999)
- SIC
- Miscellaneous Business Credit Institution (6159)
- akta.pro primary industry
- Credit Marketplaces, Aggregators & Loan Routing (FSADAFAJ)
Keywords
Where Matias Group is headquartered
LocationHeadquarters
- HQ city
- Brighton
- HQ country
- Australia
- HQ region
- Oceania
Offices1 record
Markets served
Matias Group business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D, Others
Revenue model
- Commercial Finance Brokerage: Matias Group earns brokerage/commission fees by matching clients with lenders across their network of ~300 lending options. The company acts as an intermediary connecting borrowers seeking commercial finance with appropriate lenders.
- Affiliate/Referral Fees: The company pays referral fees to affiliate partners (accountants, brokers, equipment suppliers) who introduce clients. Affiliates can receive up to 25% of the brokerage payable on finalised finance solutions.
- SigniFlow Platinum Partnership: As a SigniFlow platinum partner in banking and financial services, Matias Group earns revenue by reselling digital signature solutions to their commercial finance client base.
- Renewable Energy Investment Facilitation: While not licensed to facilitate investments directly, Matias Group connects renewable energy project developers with global investors through their network, providing facilitation and advisory services.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Usage-based | Pay-as-you-go | Working Capital Finance: $10K to $1M+ |
| Unit Pricing | Monthly | Chattel Mortgage |
| Subscription | Monthly | Operating Lease |
Go-to-market motion3 records
Distribution channels5 records
Marketing channels7 records
Matias Group product offering
Product offeringCore offering
Matias Group is an Australian commercial finance brokerage that uses its proprietary LOGIC technology to match Australian SMEs with optimal lending solutions from a network of approximately 300 lenders. The company brokers a range of commercial finance products including vehicle finance, asset and equipment finance, working capital, debtor and invoice finance, trade finance, secured property finance, and cryptocurrency-backed lending.
Product overview
Matias Group is an Australian commercial finance company offering 'All Finance for All Business' through a portfolio of finance solutions powered by proprietary LOGIC technology. The core offering includes Vehicle Finance, Asset & Equipment Finance, Working Capital Finance, Debtor & Invoice Finance, Trade & Supplier Finance, Secured Property Finance, and Blockchain & Crypto Lending. The company operates as a platform with integrated tools including the MATIAS Vendor calculator for equipment suppliers, the MATIAS Associate Program for brokers/advisors, and SigniFlow digital signatures. LOGIC technology serves as the AI-powered matching engine that connects clients to nearly 300 lenders. Additional services include Trade-In Assessment tools and Renewable Energy Investment connections.
Differentiator
Problem solved
Functional benefit
Brands
- LOGIC Technology: Proprietary AI technology that digitally analyses business situations to match clients with optimal lending solutions from their network of nearly 300 lenders.
Products and services
- LOGIC Technology Proprietary AI-powered technology that digitally analyses business situations and matches clients with optimal lending solutions from the company's network of nearly 300 lenders.
- Vehicle Finance Financing solutions for cars, trucks, trailers, and heavy vehicles for commercial purposes, designed for Australian SMEs.
- Asset & Equipment Finance Financing for purchasing or upgrading business equipment, machinery, and hard assets while protecting cashflow, including Chattel Mortgage and Operating Lease options.
- Working Capital Finance Cash flow solutions including secured and unsecured business loans, overdrafts, and lines of credit from $10K to $1M+ for operational expenses.
- Debtor & Invoice Finance Access to funds tied up in unpaid invoices with flexibility to finance single invoices or entire ledgers, with both disclosed and undisclosed options, using real-time banking and accounting data analysis.
- Trade & Supplier Finance Trade facilities that allow businesses to pay suppliers upfront and on time, increasing buying power and enabling access to bulk purchase discounts.
- Secured Property Finance Fast 1st and 2nd mortgage products leveraging the private lending network for residential and commercial property developments.
- Blockchain & Crypto Lending Cryptocurrency-backed lending using Bitcoin and Ethereum as security, enabling clients to unlock equity without selling crypto assets or incurring Capital Gains Tax. Includes crypto loan calculator for entrepreneurs and property developers with 24-hour approvals.
- Renewable Energy Investment Facilitation Connection service linking investors to renewable energy projects in wind and solar, including offshore wind, solar farms, and biogas projects. Matias Group provides facilitation and advisory services to connect developers with global investors.
- SigniFlow Digital Signatures Advanced digital signature platform providing secure, legally compliant digital document signing with tamper-proofing, multi-factor authentication, and audit trails, resold to banking and financial services clients as a SigniFlow platinum partner.
Quantifiable outcome
- 75+ accountants, advisers and equipment providers trust Matias Group as their Commercial Finance partner
- +3 more outcomes
Companies that use Matias Group
Customer profileNamed customers1 record
Segments5 records
Ideal customer profiles5 records
Matias Group technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration5 records
AI capability3 records
Feature5 records
Matias Group partnerships and signals
Strategic signalPartnerships
Nine partnerships are on record, tiered core and minor.
- SigniFlowcoreSigniFlow is a comprehensive digital signature platform providing secure, legally compliant digital document signing. Matias Group is a platinum partner in the banking and financial services industries in Australia, delivering competitive and specially negotiated rates for digital signature requirements.
- Digital Transformation Agency (DTA)minorSigniFlow is a preferred supplier to the Digital Transformation Agency serving the entire Australian Government. Through the SigniFlow partnership, Matias Group indirectly serves government clients requiring digital signature solutions.
- SystimacoreIT solutions provider that has partnered with Matias Group as an internal finance partner for over 3 years, allowing clients to purchase IT solutions without compromising cashflow.
- TMG Test EquipmentminorTelecommunication, RF, and General-Purpose Test Equipment, Locator and Safety Solutions Specialists. Affiliate partner in the Matias Group network.
- Aspire NowminorBookkeeping, Business Coaching, Business Advisory, Financial Services, Strategic & Business Planning. Affiliate partner in the Matias Group network.
- YnanceminorResidential, Commercial & Investment Property Finance, SMSF Lending, Refinance, & Property Coaching. Affiliate partner providing financial services connections.
- Float Accounting & AdvisoryminorTax & Accounting, Advisory & Consulting, Asset Protection, Bookkeeping & Payroll. Affiliate partner in the Matias Group network.
- KK Partners GroupminorAccounting, Taxation, Business & Management, SMSF, Financial Advice. Affiliate partner connecting clients to Matias Group commercial finance solutions.
- SMC Financial GroupminorWealth Management, Accounting & Advisory, Finance Solutions, Insurance. Affiliate partner in the Matias Group network.
Scale indicators4 records
Recent moves6 records
Expansion highlights5 records
Matias Group competitors and assessment
Company assessmentDirect peers
- Loan Market Group: Large Australian mortgage and commercial finance broker network with an aggregator model and partner/referral economics. Highly comparable to Matias Group's Associate Program and broker-affiliate model, serving similar SME borrowers through a distributed broker channel.
- Resolve Finance: Australian commercial finance broker offering equipment finance, vehicle finance, working capital, and property finance to SMEs. Directly comparable to Matias Group in product mix, customer segment, and broker-led delivery model in Australia.
- AFG (Australian Finance Group): Australia's largest mortgage and asset finance aggregator. Highly comparable to Matias Group as both operate broker/aggregator models connecting SMEs and consumers to a panel of lenders, monetising via commission. AFG operates at much larger scale, providing a scaled benchmark for Matias Group's broker model.
- Mortgage Choice: Australian mortgage and business loan broker with a franchisee/aggregator model and referral partnerships with accountants. Comparable to Matias Group's broker network approach, though Mortgage Choice focuses more heavily on residential mortgages than commercial finance.
- Capital Finance: Australian commercial finance broker offering asset finance, equipment finance, and working capital solutions to SMEs. Directly comparable to Matias Group's core finance brokerage offering and SME customer base in Australia.
Broad incumbents
- Prospa: Leading Australian online lender to small businesses, offering working capital, lines of credit, and unsecured business loans. Prospa is both a competitor and a potential lending partner in Matias Group's ~300-lender panel; comparable because it targets the same Australian SME working-capital customer with similar ticket sizes ($10K–$1M+).
- Judo Capital: Australian challenger bank focused on SME and commercial lending, including business loans, equipment finance, and commercial property. Judo's direct-lending model overlaps with the lender-side of Matias Group's network and competes for the same Australian SME customers.
Emerging players
- Nexo: Global crypto-backed lending platform allowing clients to borrow against Bitcoin, Ethereum, and other digital assets. Comparable to Matias Group's blockchain and crypto lending product in functionality, though Nexo operates at global digital scale rather than as an Australian broker intermediary.
- Ledn: Crypto-backed lending and savings platform focused on Bitcoin-collateralised loans. Comparable to Matias Group's crypto-backed lending offering in product type and target client (crypto holders seeking liquidity without selling), though Ledn operates as a direct global fintech.
Regional players
- Heritage Bank (Commercial Lending): Australian mutual bank with commercial and SME lending products. Represents the type of regulated lender that sits on the other side of Matias Group's broker panel, illustrating the competitive direct-lending alternative that brokers route around or compete with.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat4 records
Key risks6 records
Key highlights6 records
Customer concentration
Matias Group social profiles
Digital presenceMatias Group financial estimates
Financial estimateRevenue estimate
Valuation estimate
Matias Group leadership team
Management profileNumber of profiles
Profiles4 records
Matias Group funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Matias Group M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Matias Group
What does Matias Group do?
Matias Group is an Australian commercial finance brokerage that uses its proprietary LOGIC technology to match Australian SMEs with optimal lending solutions from a network of approximately 300 lenders. The company brokers a range of commercial finance products including vehicle finance, asset and equipment finance, working capital, debtor and invoice finance, trade finance, secured property finance, and cryptocurrency-backed lending.
Is Matias Group a public or private company?
Matias Group is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was Matias Group founded?
Matias Group was founded in 2017. It employs 1 to 10 people.
Where is Matias Group based?
Matias Group is headquartered in Brighton, Australia, in the Oceania region.
How does Matias Group make money?
Four revenue lines are on record. Commercial Finance Brokerage is the primary driver. The others are affiliate/Referral Fees, signiFlow Platinum Partnership and renewable Energy Investment Facilitation.
Who are Matias Group's main competitors?
Direct peers on record are Loan Market Group, Resolve Finance, AFG (Australian Finance Group), Mortgage Choice and Capital Finance. Broad incumbents are Prospa and Judo Capital. Emerging players are Nexo and Ledn. Heritage Bank (Commercial Lending) is listed as a regional player.
Does Matias Group have an API?
No public API is recorded for Matias Group.
What industry is Matias Group in?
Matias Group's product category is Commercial Finance Brokerage. Its primary akta.pro industry code is FSADAFAJ, Credit Marketplaces, Aggregators & Loan Routing. Its NAICS code is 523999 and its SIC code is 6159.