ARESS

What ARESS does

ARESS Corredores de Seguros S.A. is a Colombian insurance brokerage firm (corredor de seguros) founded in 1967 and headquartered in Medellín. The company operates as an independent intermediary between clients and a network of 21 insurance carriers — including Allianz, CHUBB, Liberty Seguros, Sura, Axa Colpatria, HDI, Zurich, Mapfre, and MetLife — placing policies and earning commissions. It serves two primary customer segments: individuals and families (personal lines such as auto, home, life, health, funeral, education, pet liability, international travel assistance, and voluntary pension) and corporate clients (commercial lines covering property, liability, financial lines including cyber, engineering, transportation, fleet auto, group life, and specialty risks such as aviation, marine, agricultural, and credit).

The business model is commission-based, with no proprietary technology platform disclosed. Distribution is led by qualified insurance advisors who provide personalized advisory both in-office and via the home-visit service ('Asesoría en su casa') supported by phone, WhatsApp, email, and online portals. The company employs 74 direct people across offices in Medellín, Bogotá, and Cali, holds ISO 9001:2015 and IQNet certifications, and is regulated by the Superintendencia Financiera de Colombia. Revenue, financial statements, and ownership structure are not publicly disclosed; filings are made privately to the Cámara de Comercio de Medellín and the Superintendencia Financiera.

Name

ARESS

Legal name

ARESS Corredores de Seguros S.A.

Website

https://aress.com.co

Company type

Private

Founded year

1967

Operating status

Operating

Headcount range

51–100 employees

Short description

ARESS Corredores de Seguros S.A. is a Colombian independent insurance brokerage founded in 1967, intermediating personal and commercial insurance products across 21 carrier partners for individuals, families, and corporate clients in Medellín, Bogotá, and Cali.

Ownership category

akta.pro rank

Product category

Insurance Brokerage Services

NAICS

Insurance Agencies and Brokerages (524210)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro industry

PRIMARYFSAEADAK

Insurance Program Administration & MGA/MGU Services

Financial & Insurance/Financial Advisory, Brokerage & Intermediation/Insurance Brokerage & Risk Advisory

Keywords

• Insurance brokerage services
• Risk management advisory
• Commercial insurance intermediation
• Personal insurance advisory
• Insurance portfolio management

Headquarters

HQ city

Medellín

HQ country

Colombia

HQ region

Latin America

Offices3 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D

Revenue model

1. Insurance Intermediation Commissions: ARESS operates as an independent insurance broker (corredor de seguros) earning commissions from insurance companies for placing policies. They work with multiple insurers (Allianz, CHUBB, Liberty, Sura, Axa Colpatria, HDI, Zurich, Mapfre, and others) offering their products to clients. This is a commission-based revenue model typical of insurance brokers in Colombia.

Pricing tiers

Go-to-market motion3 records

Distribution channels4 records

Marketing channels9 records

Core offering

ARESS is an insurance brokerage firm (Corredor de Seguros) that intermediates between clients and a network of 21 insurance companies in Colombia. The company provides personalized advisory, risk management, and claims accompaniment across 18+ insurance product lines covering personal lines (auto, home, life, health, funeral, education, pet liability, travel assistance, voluntary pension) and corporate lines (property, liability, financial lines, engineering, transportation, fleet auto, group life, specialty, and ARL intermediation).

Product overview

ARESS Corredores de Seguros S.A. is an insurance brokerage firm (corredor de seguros) offering a comprehensive portfolio of insurance products and risk management services across 18+ product lines. The company operates as an intermediary between insurance companies and clients, providing personalized advisory services for both individual/personal lines (Autos, Hogar, Vida, Salud, Exequias, Educativo, Mascotas, Asistencia Internacional, Pensión Voluntaria) and commercial/corporate lines (Propiedad, Patrimoniales, Líneas Financieras, Ingeniería, Transporte, Autos Corporativos, Vida Grupal, Especiales, ARL). The portfolio includes property and casualty insurance, life and health coverage, financial lines, and specialty products. The company positions itself as offering solutions through risk administration and transfer, with a network of allied insurance carriers.

Differentiator

Problem solved

Functional benefit

Products and services

• Seguros de Autos Vehicle insurance for individuals covering damage, theft, civil liability, and road assistance for cars and motorcycles, including mandatory SOAT coverage.
• Seguros de Hogar Home insurance for individuals covering property damage, theft, natural disasters, and civil liability, with emergency assistance services including locksmith, plumbing, and electrical support.
• Seguros de Vida y Accidentes Personales Life insurance for individuals providing financial protection for beneficiaries in case of death, disability, or critical illness, with flexible coverage options.
• Seguros de Salud Health insurance for individuals offering access to medical services, specialist consultations, hospitalization, and preventive care through a network of healthcare providers.
• Seguros Exequiales Funeral insurance providing immediate financial assistance and services for end-of-life arrangements for policyholders and their families.
• Seguros Educativos Education insurance designed to secure funding for higher education, allowing children to be covered from birth until six years before university enrollment.
• Responsabilidad Civil Mascotas Pet liability insurance covering damages caused by pets, including veterinary assistance, 24-hour medical care, and funeral assistance.
• Asistencia Internacional International travel assistance covering medical emergencies, lost luggage, flight cancellations, document replacement, and 24/7 support during international travel.
• Pensión Voluntaria Voluntary pension plan providing flexible retirement income options with tax benefits and beneficiary protection.
• Ramo de Propiedad Property insurance for businesses covering all-risk material damage, condominiums, and home coverage.
• Ramos Patrimoniales Commercial property insurance covering extracontractual civil liability, professional liability, D&O liability, and environmental liability.
• Líneas Financieras Financial lines insurance including global management, infidelity and financial risks, and cyber insurance for digital protection.
• Ramo de Ingeniería Engineering insurance covering construction all-risk, machinery and equipment, and performance bond/guarantee coverage.
• Ramo de Transporte Transportation insurance covering goods transit (automatic and specific) and cash/valuables transport.
• Ramo de Autos Corporativos Corporate auto insurance for vehicle fleets including collective auto policies with road assistance and legal defense.
• Ramo de Vida Grupal Group life insurance for employers providing death and total/permanent disability coverage as employee benefits.
• Ramos Especiales Specialty insurance including marine/hull, aviation, agricultural crops, and credit insurance for businesses.
• Intermediación ARL ARL (Labor Risk Insurance) intermediation services for workplace safety implementation and occupational risk management.
• Asesoría en su Casa Personalized in-home insurance advisory service where qualified advisors visit clients at their homes to provide tailored insurance solutions, available via WhatsApp contact.

Named customers1 record

Segments3 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

21 partnerships are on record, tiered core, major and supporting.

• AllianzcoreOthersMajor international insurance company partner providing personal and commercial insurance products to ARESS clients.
• CHUBBcoreOthersGlobal insurance company partner offering property, casualty, and specialty insurance solutions.
• Liberty SeguroscoreOthersInsurance company providing auto, home, business and life insurance products through ARESS.
• SuracoreOthersMajor Latin American insurance group offering health, life, auto, and corporate insurance.
• Axa ColpatriacoreOthersInternational insurance company with strong presence in Colombia offering multiple insurance lines.
• HDIcoreOthersInsurance company specializing in auto, home and commercial insurance products.
• ZurichcoreOthersGlobal insurance provider offering property, casualty and specialty insurance solutions.
• MapfrecoreOthersSpanish insurance company with significant Latin American presence offering diverse insurance products.
• Seguros BolívarmajorOthersColombian insurance company offering personal and commercial insurance products.
• Colmena SegurosmajorOthersColombian insurance company offering life and general insurance products.
• Seguros ConfianzamajorOthersColombian insurance company providing personal and business coverage.
• MetLifemajorOthersGlobal life insurance company providing life and dental insurance solutions.
• Seguros del EstadomajorOthersColombian insurance company offering various insurance products.
• Aseguradora Solidaria de ColombiamajorOthersSolidarity-based insurer offering insurance coverage in Colombia.
• BerkleysupportingOthersInsurance company providing specialty insurance products.
• Positiva Compañía de SegurossupportingOthersColombian insurance company offering various coverage options.
• Global SegurossupportingOthersInsurance company providing coverage options.
• Seguros MundialsupportingOthersColombian insurance company offering various insurance products.
• PrevisorasupportingOthersInsurance company providing insurance coverage.
• Pan-American Life de ColombiasupportingOthersLife insurance company operating in Colombia.
• SBSsupportingOthersInsurance company partner in ARESS network.

Scale indicators7 records

Recent moves4 records

Expansion highlights4 records

Broad incumbents

• Arthur J. Gallagher (AJG): Gallagher is a global insurance brokerage and risk management firm with Latin American reach, offering retail and wholesale brokerage plus claims management. While not Colombia-focused, its growing LatAm footprint makes it a relevant broader incumbent competing for multinational and large corporate accounts that ARESS also targets.
• Brown & Brown: Brown & Brown is a US-headquartered insurance brokerage expanding internationally, with Latin American capabilities. Its diversified retail and wholesale brokerage model and focus on commercial and personal lines are comparable to ARESS's intermediary business.
• Lockton: Lockton is a major privately held global insurance brokerage with operations across Latin America, providing commercial and specialty insurance placement plus risk consulting. Its product breadth and corporate-client focus make it a comparable broader incumbent in the regional brokerage space.

Emerging players

• Hub International: Hub International is a North American insurance brokerage with selective international and Latin American reach, providing retail property/casualty, life, and employee benefits brokerage. Its acquisitive growth model and SME-to-mid-market focus make it a relevant emerging peer for ARESS's corporate and personal lines.
• Acrisure: Acrisure is a rapidly scaling global insurance brokerage built via acquisition, with growing Latin American presence. Its tech-enabled, partnership-driven model and corporate-and-commercial focus make it an emerging direct competitor relevant to ARESS's mid-market and corporate ambitions.
• Howden: Howden is a fast-growing global insurance and reinsurance broker that has been actively expanding in Latin America. Its independent, employee-owned model and broad product portfolio across personal, commercial, and specialty lines position it as an emerging competitive threat to traditional corredores like ARESS.

Direct peers

• Aon Colombia: Aon operates a global commercial insurance brokerage and risk advisory practice with a dedicated Colombia presence, providing multi-line intermediation and risk consulting to corporate and individual clients in the same categories ARESS serves (property, casualty, life, health, specialty). It is the most direct global competitor in the Colombian corredor de seguros market.
• Willis Towers Watson (WTW) Colombia: WTW operates in Colombia as an insurance brokerage and advisory firm serving large and mid-market clients with risk management, commercial insurance placement, and employee benefits. Its multi-line intermediation model and emphasis on independent advisory directly parallel ARESS's corredor de seguros positioning.
• Marsh Colombia: Marsh Colombia is the local office of Marsh McLennan, offering commercial insurance brokerage, risk management, and claims advocacy to Colombian corporates. The business model, intermediary role, and product breadth (property, casualty, financial lines, employee benefits) closely match ARESS's corporate brokerage offering.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks5 records

Key highlights6 records

Customer concentration

• YouTubeyoutube.com/channel/UCfm89BmGYswcphUL3lhE-5Q
• Facebookfacebook.com/profile.php?id=61583287275434
• LinkedInlinkedin.com/company/30713792
• Instagraminstagram.com/aress.seguros
• TikToktiktok.com/@segurosaress
• Xx.com/aress_sa

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about ARESS