1 Answer Network
1 Answer Network is a privately held UK insurance broker network, founded in 2005, that provides independent general insurance brokers with exclusive access to the CDL Classic back-office system, insurer panels, compliance support, premium finance, and ancillary products.
- Company typePrivate
- Founded2005
- HeadquartersPolegate, United Kingdom
- Headcount1–10
- GTM typeB2B
- OfferingServices
What 1 Answer Network does
1 Answer Network Limited is a privately held UK insurance broker network founded in 2005 and headquartered in Polegate, East Sussex. The company serves independent general insurance brokers across the United Kingdom by providing them access to a back-office technology platform, insurer panels, compliance support, premium finance, and ancillary insurance products, thereby enabling members to compete with larger broker networks while retaining full independence and underwriting commission.
The core of the offering is the CDL Classic back-office administration system, provided exclusively to members at preferential rates through a partnership with Cheshire Data Systems (CDL). The platform covers quotation, policy administration, document management, DVLA and postcode lookup, premium finance integration, real-time pricing, online quote-and-buy facilities, and aggregator integration. The product portfolio is extended through All Broker Services (motor, home, landlord, and miscellaneous ancillary products), Insurance Compliance Services (compliance hub, templates, and helpdesk), Close Brothers and Winn (insurer schemes), and PremFina and PremiumCredit (premium funding). Claims management is delivered through a partnership with a market-leading supplier offering 24-hour FNOL and a live claims portal.
The business operates with a 1-10 employee headcount and a four-person senior management team with over 120 years of combined broking experience. Revenue is generated from monthly subscriptions for CDL Classic access, referral commissions on premium finance placements, and commissions on ancillary product distribution. Go-to-market is direct outreach to independent brokers via the company website, phone, email, LinkedIn, and word-of-mouth referrals. The company is privately held, founder/management-led, and has no disclosed external institutional investors, funding rounds, or M&A activity.
1 Answer Network firmographics
Firmographics- Name
- 1 Answer Network
- Legal name
- 1 Answer Network Limited
- Website
- https://1answernetwork.com
- Company type
- Private
- Founded year
- 2005
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- 1 Answer Network is a privately held UK insurance broker network, founded in 2005, that provides independent general insurance brokers with exclusive access to the CDL Classic back-office system, insurer panels, compliance support, premium finance, and ancillary products.
- Ownership category
- akta.pro rank
1 Answer Network industry classification
Industry- Product category
- Insurance Broker Network Services
- NAICS
- Direct Insurance (except Life, Health, and Medical) Carriers (52412)
- SIC
- Insurance Agents, Brokers & Service (6411)
- akta.pro primary industry
- Medicare Plan Distribution & Brokerage (Captive, Independent, FMOs) (FSAIAGAH)
Keywords
Where 1 Answer Network is headquartered
LocationHeadquarters
- HQ city
- Polegate
- HQ country
- United Kingdom
- HQ region
- Europe
Offices1 record
Markets served
1 Answer Network business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Technology or R&D, Operations, Marketing or Sales, Others
Revenue model
- Membership Subscriptions: Monthly subscription fees for CDL Classic back-office system access. Minimum term applies. Members pay for system access as part of network membership.
- Broker Commission: Members retain all commission from insurance policies they write through the network. 1 Answer Network facilitates access to insurers and products, but brokers negotiate their own deals with underwriters.
- Premium Finance Referrals: Revenue from premium funding providers through negotiated preferential rates. The network earns from referring members and their customers to premium finance providers.
- Ancillary Products Distribution: Commission from distribution of ancillary insurance products (motor, home, landlord, gadget, bicycle cover, etc.) through All Broker Services partnership.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Monthly | CDL Classic System - Monthly subscription with minimum term |
Go-to-market motion1 record
Distribution channels1 record
Marketing channels5 records
1 Answer Network product offering
Product offeringCore offering
1 Answer Network operates an independent, general insurance broker network providing UK insurance brokers with exclusive member access to the CDL Classic back-office administration system at preferential rates. The network also provides members with access to insurance schemes (motor, commercial, property, travel, household), ancillary products, premium funding, claims management, and compliance support services, while allowing members to retain full independence and commission.
Product overview
1 Answer Network is an independent, general insurance broker network established in 2005, serving independent insurance brokers across the UK. The company's core offering is the CDL Classic back-office administration system, which is provided exclusively to members at preferential rates. This platform is complemented by access to insurance schemes covering standard and non-standard motor, commercial vehicles, taxi, motorcycle, fleets, courier, property owners, household, travel, and commercial insurance products. The product portfolio is extended through ancillary products (Motor Products, Home Products, Landlord and Let Products, and Other Products) offered via partnership with All Broker Services, premium funding solutions, claims management services, and compliance services delivered through Insurance Compliance Services Ltd (ICS). Members retain full independence to negotiate their own deals with underwriters while benefiting from the network's established panel of insurers and preferential arrangements with specialist providers.
Differentiator
Problem solved
Functional benefit
Products and services
- CDL Classic
- Insurance Schemes Access to insurance schemes covering standard and non-standard motor, commercial vehicles, taxi, motorcycle, fleets, courier, property owners, standard and non-standard household, mid and high net worth, travel insurance, and commercial insurances, made available to member brokers through the network's panel of insurers.
- Ancillary Products Competitive and extensive range of optional extra insurance products provided through partnership with All Broker Services. Encompasses motor add-ons (breakdown, pothole cover, excess protect, motor legal, GAP, key protection), home products (home emergency, family legal, key cover, boiler breakdown), landlord and let products (legal expenses, rent guarantee, tenant liability), and other covers (gadget, identity theft, cyber, bicycle, commercial legal).
- Premium Funding Preferential rates negotiated with leading premium finance providers offering competitive finance solutions for both businesses and individuals, with simple monthly payments on both recourse and non-recourse options. Solutions are integrated into the CDL Classic system.
- Claims Management Partnership-based claims management service providing a fully managed post-accident experience with 24-hour first notification of loss reporting, instant notification to brokers and insurers, a national recovery network, immediate recovery with engineers instructed on day one, and a live claims portal for tracking progress.
- Compliance Services Online compliance services provided through partnership with Insurance Compliance Services Ltd (ICS), including telephone and email helpdesk access, a compliance hub with a full manual and over 100 templates, regulatory change notifications, and industry news updates. Additional support available at discounted rates.
Quantifiable outcome
- 21+ years of successful operation with established and loyal membership
- +2 more outcomes
Companies that use 1 Answer Network
Customer profileNamed customers6 records
Segments1 record
Ideal customer profiles1 record
1 Answer Network technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration1 record
Feature5 records
1 Answer Network partnerships and signals
Strategic signalPartnerships
Six partnerships are on record, tiered core and primary.
- CDL (Cheshire Data Systems)coreExclusive partnership providing CDL Classic back-office administration system to network members. CDL system includes quotation, documentation, DVLA lookup, premium finance integration, and online quote/buy facilities. This is the primary technology platform for member brokers.
- All Broker Services (ABS)coreMain partnership for ancillary products including motor, home, landlord, gadget, bicycle, and commercial insurance add-ons. ABS provides competitive pricing and direct underwriter access to ensure best-in-market cover and claims service for network members.
- Close BrothersprimaryInsurer partner providing insurance schemes to network members. Close Brothers offers motor and other insurance products through the network.
- ICS (Insurance Compliance Services)coreCompliance partner providing online compliance services including telephone and email helpdesk, compliance hub with full manual and over 100 templates. ICS has provided practical and innovative compliance solutions to insurance brokers for over 25 years.
- WinnprimaryInsurance provider partner offering insurance products through the network to member brokers.
- Market Leading Claims Management SuppliercoreUnique partnership for claims management including fully managed post-accident service with 24-hour FNOL reporting, national recovery network, and live claims portal for brokers to track claim progress.
Scale indicators3 records
Recent moves6 records
Expansion highlights4 records
1 Answer Network competitors and assessment
Company assessmentDirect peers
- Brokerbility (acquired by JMG): UK broker network that was acquired by JMG Group, offering independent brokers access to back-office systems, insurer panels, and compliance support. Closely comparable network model and member value proposition.
- SSP (Software Strategic Partners): Insurance software provider for brokers, insurers, and intermediaries. Comparable as a technology platform that powers UK broker operations, competing for the same back-office and distribution stack that 1 Answer Network wraps around CDL.
- Open GI: UK insurance software provider offering a broker management platform similar to CDL Classic, serving networks and individual brokers with policy administration, rating, and back-office tools. Direct competitor in the broker back-office technology space that 1 Answer Network distributes.
- One Broker (Ambridge Group): UK insurance broker network offering independent brokers access to insurer panels, technology, and compliance support. Direct competitor in the UK broker network/distributor space.
- Acturis Group: UK-based insurance software platform serving brokers, networks, and MGAs with policy administration, document management, and workflow tools. Comparable as a technology backbone provider to the UK broker network market.
- JMG Group: UK insurance broker network and consolidator that recruits independent brokers into a group structure, providing technology, compliance, and insurer access. Operates a structurally similar network/distributor model to 1 Answer Network.
- Cheshire Data Systems (CDL): UK insurance broker software vendor providing the CDL Classic back-office system that forms 1 Answer Network's core technology. Partner and adjacent peer in the broker technology stack.
- Compass Insurance Brokers: UK broker network providing independent brokers with back-office systems, scheme access, and ancillary products. Comparable in scale and member value proposition to 1 Answer Network.
Emerging players
- All Broker Services (ABS): UK provider of ancillary insurance products (motor, home, landlord, gadget) and back-office solutions to brokers. Direct partner of 1 Answer Network; comparable as a UK broker support services provider in an adjacent product category.
Others
- Insurance Compliance Services (ICS): UK insurance compliance services provider offering templates, helpdesk support, and regulatory updates to brokers. Direct partner of 1 Answer Network and adjacent ecosystem participant serving the same broker segment.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat5 records
Key risks5 records
Key highlights6 records
Customer concentration
1 Answer Network social profiles
Digital presence1 Answer Network financial estimates
Financial estimateRevenue estimate
Valuation estimate
1 Answer Network leadership team
Management profileNumber of profiles
Profiles4 records
1 Answer Network funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
1 Answer Network M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about 1 Answer Network
What does 1 Answer Network do?
1 Answer Network operates an independent, general insurance broker network providing UK insurance brokers with exclusive member access to the CDL Classic back-office administration system at preferential rates. The network also provides members with access to insurance schemes (motor, commercial, property, travel, household), ancillary products, premium funding, claims management, and compliance support services, while allowing members to retain full independence and commission.
Is 1 Answer Network a public or private company?
1 Answer Network is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was 1 Answer Network founded?
1 Answer Network was founded in 2005. It employs 1 to 10 people.
Where is 1 Answer Network based?
1 Answer Network is headquartered in Polegate, United Kingdom, in the Europe region.
How does 1 Answer Network make money?
Four revenue lines are on record. Membership Subscriptions are the primary driver. The others are broker Commission, premium Finance Referrals and ancillary Products Distribution.
Who are 1 Answer Network's main competitors?
Direct peers on record are Brokerbility (acquired by JMG), SSP (Software Strategic Partners), Open GI, One Broker (Ambridge Group), Acturis Group, JMG Group, Cheshire Data Systems (CDL) and Compass Insurance Brokers. All Broker Services (ABS) is listed as an emerging player. Insurance Compliance Services (ICS) is listed as an others.
Does 1 Answer Network have an API?
No public API is recorded for 1 Answer Network.
What industry is 1 Answer Network in?
1 Answer Network's product category is Insurance Broker Network Services. Its primary akta.pro industry code is FSAIAGAH, Medicare Plan Distribution & Brokerage (Captive, Independent, FMOs). Its NAICS code is 52412 and its SIC code is 6411.