EzPay

What EzPay does

EzPay is a privately held Brazilian enterprise software company headquartered in Vinhedo, São Paulo, that operates a transactional infrastructure platform connecting billing systems, financial document generation, multichannel communication, payment processing, and end-to-end traceability into a single integrated workflow. The platform is composed of nine core modules — transactional data processing, financial document generation, multichannel communication, API integration gateway, collection management, payments and collection, end-to-end traceability, executive dashboards and analytics, and digital storage and custody — and is built on a 100% MultiCloud architecture with open APIs supporting PDF, XML, JSON, and HTML5 formats and ISO 27001 certified security. The platform processes 100+ million transactional documents per month and serves 30+ enterprise clients across verticals including utilities (water, energy, gas, sanitation), debt collection companies, banks and financial institutions, fintechs and digital wallets, insurance companies, telecommunications, large document issuers, and recurring billing businesses, with native integration into Brazilian payment rails such as Pix, QR Code, boleto, payment links, and digital wallets. EzPay monetizes through transaction processing fees scaled to client document and payment volume, combined with recurring API/platform access fees; pricing is not publicly disclosed, and the company sells through a consultative, direct enterprise field sales motion complemented by an API-first distribution model that enables integration into existing ERPs and legacy systems without platform replacement. Geographic footprint is currently domestic Brazil, with operational scale and API-first architecture representing latent capacity for geographic or vertical expansion.

Name

EzPay

Legal name

EzPay

Website

https://ezpay.com.br

Company type

Private

Founded year

2009

Operating status

Operating

Headcount range

101–250 employees

Short description

EzPay is a Brazilian enterprise transactional infrastructure platform that connects billing, financial document generation, multichannel communication, and payments into an integrated, API-first workflow for 30+ enterprise clients across utilities, banking, insurance, telecom, fintech, and large document issuers.

Ownership category

akta.pro rank

Product category

Transactional Infrastructure Software

NAICS

Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320), Computing Infrastructure Providers, Data Processing, Web Hosting, and Related Services (51821)

SIC

Services-Computer Programming, Data Processing, Etc. (7370), Services-Computer Programming Services (7371)

akta.pro primary industry

Bill Pay, Invoicing & Payables Platforms (BPAMAFAF)

akta.pro secondary industries

Payment Processing & Acquiring Infrastructure (FSAGABAC), Alternative Payment Methods (APM) Enablement (Wallets, A2A, Local Rails) (FSAGABAJ)

Keywords

• Transactional infrastructure
• Billing document generation
• Payment integration gateway
• Multichannel communication
• Financial document processing

Headquarters

HQ city

Barueri

HQ country

Brazil

HQ region

Latin America

Offices1 record

Markets served

GTM type

B2B

Offering type

Software

Cost components

Personnel, Technology or R&D, Operations, Infrastructure, Marketing or Sales

Revenue model

1. Transaction Processing Fees: Fees likely charged per transaction processed, including data ingestion, document generation, communication delivery, and payment processing. Volume scales with client transaction volume.
2. API Access and Platform Services: Access to APIs and platform infrastructure for integration and ongoing usage of transactional services. Likely subscription or volume-based.

Go-to-market motion2 records

Distribution channels2 records

Marketing channels3 records

Core offering

EzPay operates an enterprise transactional infrastructure platform that processes large-scale billing, financial documents, multichannel communications, and payment integrations on a single integrated MultiCloud architecture. The platform ingests and validates transactional data, generates customized bills, invoices, and statements, distributes critical communications via email, SMS, WhatsApp, push notifications, and physical mail, and integrates payments through Pix, QR Code, boleto, payment links, and digital wallets. Open APIs and end-to-end traceability connect enterprise clients' billing systems, banks, and consumers across the full transaction journey.

Product overview

EzPay is an enterprise transactional infrastructure platform that connects billing, financial documents, digital channels, banks, digital wallets, and consumers in a secure, traceable, and integrated journey. The platform operates as a unified infrastructure comprising nine core modules: Processamento de Dados Transacionais (transacional data processing), Geração de Documentos Financeiros (financial document generation), Comunicação Multicanal (multichannel communication), Gateway/API de Integração (integration gateway), Gestão de Cobrança (collection management), Pagamentos e Arrecadação (payments and collection), Rastreabilidade Ponta a Ponta (end-to-end traceability), Dashboards e Analytics (dashboards and analytics), and Armazenamento e Custódia Digital (digital storage and custody). These modules work together as an integrated platform for companies that issue, communicate, and collect at scale.

Differentiator

Problem solved

Functional benefit

Products and services

• Transactional Data Processing (Processamento de Dados Transacionais)

Quantifiable outcome

• 100+ million transactional documents processed per month
• +2 more outcomes

Segments8 records

Ideal customer profiles8 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Feature8 records

Scale indicators5 records

Recent moves5 records

Expansion highlights4 records

Emerging players

• Cobre (Cobre for Banks): Colombian/LatAm B2B payments platform expanding across the region with enterprise payment infrastructure. Comparable as a regional peer pursuing high-volume payment-enablement for corporates, though focused on different primary geographies than EzPay.
• Take Blip: Brazilian conversational commerce and communication platform with WhatsApp Business API focus and growing payments integration. Comparable to the multichannel communication + payment collection part of EzPay's offering, serving similar enterprise verticals.

Broad incumbents

• Twilio: Global cloud communications platform with messaging, voice, and emerging payments/identity APIs. Comparable as an incumbent in the omnichannel communication and API-first infrastructure layer that EzPay leverages for critical-billing communications, though broader and not Brazil-specific.
• Sinch: Global CPaaS incumbent with significant Brazilian presence offering SMS, WhatsApp, voice, and integrated payment/verification APIs. Comparable to EzPay's multichannel communication and messaging layer for enterprise billing notifications, though broader and less specialized in Brazilian payment collection.

Direct peers

• Pagar.me: Brazilian payment processor (now part of Stone) offering payment gateway, Pix, boleto, and wallet APIs to large-volume merchants and digital businesses. Comparable in the payments-orchestration layer of EzPay's integrated platform, particularly for digital-wallet and fintech clients.
• Pismo: Brazilian-born cloud-native banking and payments platform (acquired by Visa) providing APIs for issuing, processing, and account management. Comparable as a Brazil-headquartered fintech infrastructure competitor targeting enterprise financial institutions with API-first architecture.
• Celcoin: Brazilian fintech API platform providing payment processing, Pix, boleto, and collection infrastructure to financial institutions and large enterprises. Highly comparable offering and target market to EzPay's billing and payment integration modules.
• Zenvia: Brazilian (and LatAm) CPaaS / omnichannel communication platform that has expanded into payments and billing integrations. Highly comparable to EzPay because it combines multichannel communication (SMS, WhatsApp) with payment-collection workflows targeted at the same enterprise verticals.
• Dock: Major Brazilian fintech infrastructure provider offering payments, banking-as-a-service, and processing APIs to banks, fintechs, and large issuers. Directly comparable as a competitor in the same Brazil-centric, enterprise-targeted fintech infrastructure category.
• Sinqia (formerly Totvs Techfin): Brazilian fintech infrastructure provider serving banks, fintechs, and large corporates with payment, collection, and financial-processing APIs. Directly overlaps with EzPay's enterprise billing-and-collection infrastructure offering in the same domestic market.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks5 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/ezpaysolucoesdepagamento
• Facebookfacebook.com/ezpay.bot.7

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about EzPay