McFadden Insurance Services

What McFadden Insurance Services does

McFadden Insurance Services is a privately-held, owner-operated independent insurance agency headquartered at 3903 Northdale Blvd, Suite 100E in the Tampa / Lutz area of Florida. The firm was founded in 2009 (the company firmographics list 2006) and operates with a headcount of 1-10 employees, serving individuals, families, and small-to-medium businesses across the Tampa Bay region and, by stated service area, throughout the state of Florida. Named principals Cindy McFadden and David (Dave) McFadden are referenced in long-tenured customer testimonials spanning 5-15 year relationships.

The agency sells a catalog of more than 20 personal and commercial insurance products — including auto, homeowners, motorcycle, boat and PWC, flood, condo, mobile home, renters, life, and on the commercial side business insurance, workers' compensation, general liability, commercial auto, commercial property, contractor, builders risk, lessors risk, business owners policy, business interruption, commercial truck, and liability. Underlying technology is explicitly described as a traditional agency stack: a public-facing website (mcfaddenins.net) with multiple online quote forms, a single voice number (813-920-0000), SMS-driven customer outreach, and visible Google reviews. No proprietary platform, API, SDK, mobile app, patents, or AI capabilities are disclosed.

Revenue is generated by carrier commissions: McFadden Insurance Services represents 15+ insurance carriers — Progressive, Geico, and Travelers are designated core partners, with American General, ATIC, Edison Insurance, Florida Peninsula, Foremost, Heritage, Modern USA, Mount Beacon, Safe Point, Security First, Star Casualty, and St James as supporting partners — earning commission on policies placed. Go-to-market is sales-led and direct: customers arrive via Google Search SEO, paid Google Ads, social media, referrals, and direct phone outreach, and are then matched to carrier coverage. Pricing is quote-based and not publicly disclosed; commission payments recur on the policy lifecycle. No external investment, parent company, M&A, funding rounds, or regulatory actions are recorded in the input data.

Name

McFadden Insurance Services

Legal name

McFadden Insurance Services

Website

https://mcfaddenins.net

Company type

Private

Founded year

2009

Operating status

Operating

Headcount range

1–10 employees

Short description

McFadden Insurance Services is a privately-held independent insurance agency in Tampa, Florida (1-10 employees), placing personal and commercial policies through 15+ carrier partners including Progressive, Geico, and Travelers, serving individuals, families, and small businesses across the Tampa Bay region and throughout Florida.

Ownership category

akta.pro rank

Headquarters

HQ city

Lutz

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Marketing or Sales, Operations, Technology or R&D, Infrastructure

Revenue model

1. Insurance Agency Commissions: As an independent insurance agency, McFadden Insurance Services earns commissions from insurance carriers for policies sold. They represent multiple insurance companies including American General, ATIC, Edison Insurance, Florida Peninsula, Foremost, Geico, Heritage, Modern USA, Mount Beacon, Progressive, Safe Point, Security First, Star Casualty, St James, and Travelers. Revenue is generated through policy premiums placed with these carrier partners.

Pricing tiers

Go-to-market motion1 record

Distribution channels1 record

Marketing channels5 records

Core offering

McFadden Insurance Services is an independent insurance agency that sells personal and commercial insurance policies on behalf of multiple carrier partners. The agency earns commissions from insurers (including Geico, Progressive, Travelers, American General, Florida Peninsula, and others) for policies placed through its licensed agents, with coverage spanning auto, home, flood, life, motorcycle, watercraft, and a full suite of commercial lines. Distribution runs through direct phone sales and online quote forms, with personalized agent-led policy shopping.

Product overview

McFadden Insurance Services is an independent insurance agency headquartered in Tampa, FL, offering a broad portfolio of personal and commercial insurance products through partnerships with multiple national and regional carriers including American General, ATIC, Edison Insurance, Florida Peninsula, Foremost, Geico, Heritage, Modern USA, Mount Beacon, Progressive, Safe Point, Security First, Star Casualty, St James, and Travelers. The agency provides personal insurance lines (Auto, Homeowners, Motorcycle, Boat & Watercraft, Flood, Life) and commercial insurance products (Business Insurance, General Liability, Commercial Auto, Commercial Property, Contractor, Builders Risk, Lessors Risk, Workers' Compensation, Business Owners Policy, Business Interruption, Commercial Truck, and Liability).

Differentiator

Problem solved

Functional benefit

Products and services

• Auto Insurance Personal vehicle coverage protecting against accidents, collision damage, liability, theft, vandalism, uninsured motorist exposure, and weather-related incidents for individual automobile owners. Coverage limits customizable from 25/50 to 500/500 liability, $10,000-$100,000 property damage, and $1,000-$100,000 medical payments.
• Homeowners Insurance Coverage protecting homes and personal belongings against fire, theft, natural disasters, and personal liability claims for individual homeowners. Bundling discounts available.
• Life Insurance Financial protection for families including term life and whole life policies covering income replacement, mortgage protection, and final expenses.
• Motorcycle Insurance Specialized coverage for motorcycles including collision, liability, theft, vandalism, and weather damage protection.
• Boat & Watercraft Insurance Coverage for boats, PWCs, and watercraft protecting against physical damage, liability, medical payments, and personal belongings.
• Flood Insurance Separate flood coverage protecting homes and personal property from flood damage not covered by standard homeowners policies. Offers up to $250,000 building and $100,000 contents coverage.
• Condo Insurance HO-6 policy covering condo unit interiors, personal belongings, and liability for condo owners.
• Mobile Home Insurance Tailored coverage for mobile homes protecting against natural disasters, fire, theft, and liability.
• Renters Insurance Coverage protecting personal belongings and providing liability protection for tenants renting their residence.
• Business Insurance Comprehensive commercial coverage protecting businesses against property damage, liability claims, and operational risks. Entry product for the commercial insurance book.
• Workers' Compensation Insurance Coverage providing medical expenses, wage replacement, and employer liability protection for workplace injuries to employees.
• General Liability Insurance Protection against third-party bodily injury, property damage, and advertising injury claims for businesses.
• Commercial Auto Insurance Coverage for business vehicles including accidents, property damage, liability, and uninsured motorist protection.
• Commercial Property Insurance Protection for business buildings, equipment, and inventory against fire, theft, storms, and vandalism.
• Contractor Insurance Comprehensive coverage for contractors bundling general liability, workers' compensation, and commercial property.
• Builders Risk Insurance Coverage protecting construction projects from weather damage, theft, vandalism, and fire during build-out.
• Lessors Risk Insurance Landlord coverage protecting commercial property owners from liability claims and property damage to leased premises.
• Business Owners Policy (BOP) Combined policy package bundling general liability, commercial property, and business interruption coverage for SMB customers.
• Business Interruption Insurance Coverage replacing lost income and ongoing operating expenses during temporary business closures caused by covered events.
• Commercial Truck Insurance Specialized coverage for trucking businesses including bobtail, fleet, and owner-operator insurance.
• Liability Insurance Financial protection against lawsuits, medical bills, and repair costs arising from accidents or negligence.

Named customers7 records

Segments2 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

15 partnerships are on record, tiered minor and core.

• American GeneralminorChannel Partner/ Reseller/ DistributorInsurance carrier partner offering various personal and commercial insurance products through the independent agency channel.
• ATICminorChannel Partner/ Reseller/ DistributorInsurance carrier partner providing coverage options to agency customers.
• Edison InsuranceminorChannel Partner/ Reseller/ DistributorInsurance carrier partner offering products through the independent agency.
• Florida PeninsulaminorChannel Partner/ Reseller/ DistributorRegional insurance carrier focused on Florida homeowners and property insurance.
• ForemostminorChannel Partner/ Reseller/ DistributorInsurance carrier partner offering specialty products including mobile home and flood insurance.
• GeicocoreChannel Partner/ Reseller/ DistributorMajor national insurance carrier providing auto, home, and other insurance products through independent agents.
• HeritageminorChannel Partner/ Reseller/ DistributorInsurance carrier partner offering products through independent agency distribution.
• Modern USAminorChannel Partner/ Reseller/ DistributorInsurance carrier partner providing coverage options to agency customers.
• Mount BeaconminorChannel Partner/ Reseller/ DistributorInsurance carrier partner in the agency network.
• ProgressivecoreChannel Partner/ Reseller/ DistributorMajor national insurance carrier offering auto, home, and commercial insurance through independent agents.
• Safe PointminorChannel Partner/ Reseller/ DistributorInsurance carrier partner offering coverage through independent agents.
• Security FirstminorChannel Partner/ Reseller/ DistributorInsurance carrier partner providing products through agency distribution.
• Star CasualtyminorChannel Partner/ Reseller/ DistributorInsurance carrier partner in the independent agency network.
• St JamesminorChannel Partner/ Reseller/ DistributorInsurance carrier partner offering products through independent agents.
• TravelerscoreChannel Partner/ Reseller/ DistributorMajor national insurance carrier providing comprehensive personal and commercial insurance products through independent agents.

Scale indicators2 records

Recent moves5 records

Expansion highlights5 records

Broad incumbents

• Hub International: Large North American insurance brokerage with multi-carrier distribution and personal/commercial lines capability. Comparable on business model but operates at substantially greater scale and geographic reach than McFadden.
• Hilb Group: Private equity-backed acquirer of mid-market independent insurance agencies across the U.S. Represents both a comparable independent-agency operator and the most likely roll-up buyer for an agency of McFadden's size.
• Brown & Brown, Inc. NYSE-listed, Florida-headquartered insurance brokerage with a national footprint across personal, commercial, and specialty lines. Offers the same independent-broker value proposition as McFadden but at vastly greater scale and product breadth.

Emerging players

• Lemonade: Digital-first, direct-to-consumer insurance carrier targeting the same personal lines customers (renters, homeowners) that form McFadden's core book. Comparable on product category but uses a fully online model that bypasses independent agencies entirely.

Direct peers

• Goosehead Insurance: Independent insurance agency franchise (NASDAQ: GSHD) operating the same multi-carrier, commission-based brokerage model McFadden does, including personal and small-commercial lines. Demonstrates the public-market template for scaling McFadden's profile.
• Insurance Office of America (IOA): Independent Florida-based insurance brokerage offering personal, commercial, and benefits lines through multiple carrier partners. Directly comparable independent agency model anchored in Florida with broader scale than McFadden.
• Tribute Insurance Agency: Independent insurance agency roll-up acquiring personal and small-commercial books across multiple states. Highly comparable business model and a likely acquirer profile for a small Florida independent agency like McFadden.
• Foundation Insurance: Florida-focused independent insurance agency placing personal and commercial lines through a multi-carrier panel. Directly comparable regional independent agency to McFadden in the same state.
• Brightway Insurance: Florida-headquartered independent insurance agency franchise model selling personal and commercial lines through multiple carrier partners. Operates the same independent-broker value proposition as McFadden in the same core Florida geography, with a larger franchise footprint.

Others

• Progressive: One of McFadden's three core carrier partners, providing auto, home, and commercial placement. Functions simultaneously as a key distribution counterparty and a direct-to-consumer competitor that can disintermediate the agency channel.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat3 records

Key risks6 records

Key highlights6 records

Customer concentration

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about McFadden Insurance Services