What JeRésilieMonContrat.com does

JeRésilieMonContrat.com (operating as JRMC, legally CLIC'ISSIMO SAS) is a French SaaS platform that enables insurance professionals to generate, send, and track legally registered electronic mail (Lettre Recommandée Électronique, LRE) for terminating insurance contracts. Founded in 2013 (concept) and commercially launched in 2015 in Grenoble, France, the company targets French insurance intermediaries — agents, brokers, wholesale brokers, mutuals, management delegates, and insurance carriers — who need to terminate clients' legacy contracts when switching coverage. The platform operates through an ANSSI-qualified trust service provider under the European eIDAS regulation, giving its electronic registered letters the same legal value as paper registered mail under Article L100 of the French Postal and Electronic Communications Code. Supporting functionality includes automatic deadline calculation for regulatory termination motifs (Loi Hamon, RIA, Loi Chatel), a pre-built directory of 900+ insurance recipient addresses, electronic signature for client mandates, real-time tracking dashboards, and a public API for software integrators.

The product portfolio spans three core services: insurance contract terminations (excluding borrower insurance), borrower insurance substitution under the Loi Lemoine regime (effective June 1, 2022), and general paper-mail correspondence. Pricing is purely transactional on a pay-per-letter basis — LRE without acknowledgement at €2.59 HT (€3.11 TTC), LRE with acknowledgement at €3.29 HT (€3.95 TTC), LRE with acknowledgement to banks at €4.74 HT (€5.69 TTC), paper mail from €1.70 TTC, and electronic signatures at €1.25 HT (€1.50 TTC). There are no subscription fees, no registration fees, and prepaid credits do not expire, with 20% French VAT applied. Distribution is entirely self-serve via web and API, supported by an educational blog covering French insurance law, Google reviews (4.7/5), and a LinkedIn presence — no field sales or paid acquisition channels are evident.

The company serves 13,000+ insurance professionals across metropolitan France and DROM-COM territories, has sent 7.5M+ registered electronic letters cumulatively, and lists 50+ insurance-sector partners (Mutuelle Just, Kiassure, Filiassur, Sycra, UTWIN among them). It operates with a lean team of 13 employees, holds €90,000 in share capital, and shows no disclosed external funding, parent company, or institutional investor involvement — it appears to be founder-/owner-operated. Compliance scope includes GDPR (with a designated DPO), eIDAS qualification, and alignment with Fédération Française de l'Assurance recommendations.

Name

JeRésilieMonContrat.com

Legal name

CLIC'ISSIMO

Website

https://jeresiliemoncontrat.com

Company type

Private

Founded year

2015

Operating status

Operating

Headcount range

11–50 employees

Short description

JeRésilieMonContrat.com is a French SaaS platform that enables insurance professionals to generate, send, and track legally valid electronic registered mail (LRE) for terminating insurance contracts, serving 13,000+ brokers, agents, mutuals, and insurers via a pay-per-letter self-serve web and API platform.

Ownership category

akta.pro rank

Headquarters

HQ city

Meylan

HQ country

France

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B

Offering type

Software

Cost components

Technology or R&D, Personnel, Infrastructure, Operations, Marketing or Sales

Revenue model

1. Per-Letter Transaction Fees (LRE): Users purchase prepaid credit to send electronic registered letters. Each letter type has a fixed price per send. No subscription or monthly fee. Credit can be used at any time with no expiry.
2. Paper Mail Services: Physical postal letters sent via a French printing/-mailing partner. Pricing varies by delivery type (ecopli, green letter, tracked, registered with/without AR) and number of pages. Color printing, recto/verso.
3. Electronic Signature for Mandates: 1.25 EUR HT (1.50 EUR TTC) per electronic signature applied to a client termination mandate.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels4 records

Core offering

JeRésilieMonContrat.com is a web-based SaaS platform that enables French insurance professionals to generate, send, track, and ensure receipt of legally valid electronic registered mail (Lettre Recommandée Électronique / LRE) for terminating all types of insurance contracts and for handling borrower insurance substitution under the Loi Lemoine. The service is delivered through a self-serve web interface and an API, operating on a pay-per-letter basis with no subscription fees.

Product overview

JeRésilieMonContrat.com is a web-based digital solution for insurance professionals to manage contract cancellations. The platform operates through three core services: (1) Résiliations de contrats d'assurance for terminating all types of insurance contracts via electronic registered mail (LRE), (2) Changement d'assurance emprunteur for managing borrower insurance substitution with banks under the Lemoine law, and (3) Tous vos autres courriers for general paper mail services. All services are accessible via a web interface or API, with pricing starting at €2.59 HT. The platform provides an annuary of over 900 insurance professional references, real-time tracking, and 24/7 availability.

Differentiator

Problem solved

Functional benefit

Products and services

• Insurance Contract Termination (Résiliations de contrats d'assurance) Core service enabling insurance professionals to generate, send, track, and ensure receipt of electronic registered mail (LRE) for terminating all types of insurance contracts (except borrower insurance). Provides deposit receipts and return receipts for registered mail with acknowledgment of receipt.
• Borrower Insurance Substitution (Changement d'assurance emprunteur) Specialized service for generating and sending borrower insurance substitution letters to banking institutions, in compliance with the Lemoine law (effective June 1, 2022). Also enables sending termination letters to previous insurers upon request. Includes access to 120+ banking institution addresses.
• Other Mail Services (Tous vos autres courriers) Service for sending any type of correspondence to any recipient of choice via paper mail. Supports multiple delivery options including Ecopli, green letter, tracked letter, and registered mail with or without acknowledgment of receipt. Pricing starts at 1.70€ TTC.
• Electronic Signature (Signature électronique) Electronic signature service for remote signing of termination mandates by policyholders. Enables rapid, secure, and traceable signature of authorization documents without physical travel. Priced at 1.25€ HT (1.50€ TTC) per signature.
• JeResilieMonContrat API Public API for developers and integrators to connect their applications with the platform, enabling integration of letter generation, sending, and tracking capabilities for insurance contract cancellation into third-party systems. API access is available by contacting the team.

Quantifiable outcome

• No physical post office trips required — termination letters sent entirely online 24/7
• +3 more outcomes

Named customers4 records

Segments4 records

Ideal customer profiles2 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Integration1 record

Feature6 records

Partnerships

Seven partnerships are on record, tiered core and minor.

• ANSSI (Agence Nationale de la Sécurité des Systèmes d'Information)coreTechnology or Integration · 1 January 2015ANSSI qualifies JRMC's electronic registered mail operator under the European eIDAS regulation. This qualification gives JRMC's electronic registered letters the same legal value as paper registered mail (Article L100 of the French Postal Code), which is the fundamental regulatory foundation of the entire service.
• Fédération Française de l'Assurance (FFA)coreTechnology or IntegrationJRMC operates in compliance with the recommendations of the French Insurance Federation (FFA). Users sign a mandate authorising JRMC to send letters on their behalf in qualified registered electronic form, aligned with FFA standards for the insurance industry.
• Mutuelle JustminorGTM or Marketing PartnerOne of 50+ insurance sector partners shown on JRMC's homepage, indicating mutual customers or referral relationships within the insurance ecosystem.
• KiassureminorGTM or Marketing PartnerOne of 50+ insurance sector partners shown on JRMC's homepage, indicating mutual customers or referral relationships within the insurance ecosystem.
• FiliassurminorGTM or Marketing PartnerOne of 50+ insurance sector partners shown on JRMC's homepage, indicating mutual customers or referral relationships within the insurance ecosystem.
• SycraminorGTM or Marketing PartnerOne of 50+ insurance sector partners shown on JRMC's homepage, indicating mutual customers or referral relationships within the insurance ecosystem.
• UTWINminorGTM or Marketing PartnerOne of 50+ insurance sector partners shown on JRMC's homepage, indicating mutual customers or referral relationships within the insurance ecosystem.

Scale indicators6 records

Recent moves6 records

Expansion highlights5 records

Emerging players

• Alan: French/European health insurtech operating a digital-first health insurer. Alan is an emerging player adjacent to JRMC's insurance customer base, illustrating the broader shift toward digital-first insurance workflows JRMC monetizes.
• Luko: European insurtech providing home insurance and embedded protection products. Luko is an emerging player in the broader French/EU insurance distribution space and represents the kind of digital-native intermediary JRMC could increasingly serve or partner with.

Direct peers

• Maileva (Docaposte): Docaposte/La Poste subsidiary offering electronic and hybrid mail services to businesses, including eIDAS-qualified LRE. Maileva competes directly with JRMC on LRE infrastructure, leveraging La Poste's postal-network advantages.
• Tessi: French provider of document management, mail processing, and customer communication management services. Tessi overlaps with JRMC on the mail/marketing-services axis and is a credible alternative for enterprises evaluating managed correspondence workflows.
• AR24: French electronic registered mail (LRE) provider qualified under eIDAS. AR24 is the most direct substitute for JRMC's LRE infrastructure and competes head-to-head for the same French B2B and prosumer customer base.
• Hub One: France-based digital services and managed communications provider serving enterprises with mail, mobility, and digital trust offerings. Hub One competes with JRMC on the enterprise mail and registered-electronic-mail axis in the French market.

Broad incumbents

• Docaposte: La Poste's digital services arm offering a broad portfolio spanning LRE, e-signature, digital archiving, and API-based document services. Docaposte is a broad incumbent whose portfolio overlaps with JRMC's LRE/API capabilities but is not specialized in insurance terminations.
• DocuSign: Global leader in electronic signature and agreement cloud, with eIDAS-qualified e-signature capabilities in Europe. DocuSign overlaps with JRMC's electronic-signature add-on and is a credible incumbent adjacent to its termination-mandate workflow.
• Cegedim Insurance Solutions: Long-standing French vendor of insurance software (broker management, policy administration, claims). Cegedim is a broad incumbent in the same insurance-professional ecosystem JRMC serves and could embed or replace JRMC's termination workflow inside its suite.

Others

• Solly Azar: French insurance broker and managing general agent serving individuals and professionals. Solly Azar is thematically connected as a member of the insurance intermediary ecosystem JRMC serves and could be a customer, partner, or distribution touchpoint.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/jeresiliemoncontrat-com
• Xx.com/jeresilie
• Facebookfacebook.com/JeResilieMonContrat

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles3 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about JeRésilieMonContrat.com