Divel Insurance Agency
- Company typePrivate
- Founded2009
- HeadquartersSan Clemente, United States
- Headcount1–10
- GTM typeB2B and B2C
- OfferingServices
Divel Insurance Agency firmographics
Firmographics- Name
- Divel Insurance Agency
- Legal name
- Divel Insurance Agency
- Website
- https://divelinsurance.com
- Company type
- Private
- Founded year
- 2009
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Ownership category
- akta.pro rank
Divel Insurance Agency industry classification
Industry- Product category
- Insurance Brokerage
- NAICS
- Insurance Agencies and Brokerages (524210), Agencies, Brokerages, and Other Insurance Related Activities (5242)
- SIC
- Insurance Agents, Brokers & Service (6411), Accident & Health Insurance (6321), Fire, Marine & Casualty Insurance (6331)
- akta.pro primary industry
- Trade Credit Insurance Brokerage (FSAEADAL)
- akta.pro secondary industries
- Ancillary & Supplemental Health Products (Accident/Critical Illness/Hospital Indemnity) (HLAEABAJ), Group/Employer-Sponsored Critical Illness & Hospital Indemnity (FSAIAKAD)
Keywords
Where Divel Insurance Agency is headquartered
LocationHeadquarters
- HQ city
- San Clemente
- HQ country
- United States
- HQ region
- North America
Markets served
Divel Insurance Agency business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D
Revenue model
- Insurance Commission Revenue: Divel Insurance Agency generates revenue through commissions paid by insurance carriers for policies sold. As an independent agency, they represent multiple insurance companies and earn commissions on each policy issued.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Other | Monthly | Quote-based pricing across 50+ carriers |
Go-to-market motion2 records
Distribution channels2 records
Marketing channels3 records
Divel Insurance Agency product offering
Product offeringCore offering
Divel Insurance Agency is an independent insurance brokerage that sells personal and commercial insurance products on behalf of more than 50 insurance carriers. The agency places coverage across homeowners, auto, health (including ACA/Covered California), Medicare supplements, annuities, workers compensation, business owners policies, and specialty lines (umbrella, marine, event, professional liability), comparing carrier options to match customers with appropriate coverage at competitive rates.
Product overview
Divel Insurance Agency is an independent insurance brokerage offering a comprehensive portfolio of insurance products across multiple categories. The core offerings include Homeowners Insurance, Auto Insurance, Health Insurance, Workers Comp Insurance, Business Insurance, Medicare, Event Insurance, and Annuities. The agency operates as a traditional insurance broker with access to over 50 insurance carriers. Business Insurance is delivered through a bundled Business Owners Policy (BOP) combining property, liability, and business interruption coverage, with supplementary products including workers comp, commercial property, inland/ocean marine, equipment breakdown, crime, malpractice, fidelity bonds, and professional liability. Auto insurance encompasses cars, trucks, motorcycles, RVs, boats, personal watercraft, Mexican auto coverage, and classic/specialty vehicles. Health insurance includes Affordable Care Act plans, personal health, small/large group coverage, Medicare supplements, disability income, and long-term care. The agency holds licenses in California, Utah, and Nevada.
Differentiator
Problem solved
Functional benefit
Products and services
- Auto Insurance Brokered vehicle insurance providing bodily injury and property damage liability, medical payments, uninsured motorist protection, collision, and comprehensive physical damage coverage for personal-use vehicles.
- Homeowners Insurance Property insurance covering damage to physical structures, personal property loss, liability claims, medical costs for injuries on the property, and additional living expenses during repairs, for individual homeowners.
- Health Insurance Health coverage brokerage for individuals, families, and businesses including Affordable Care Act plans, personal health, small group (1-50 employees), and large group (51+ employees) coverage.
- Business Insurance Commercial insurance package for businesses combining property, liability, business interruption, and supplementary commercial coverages such as inland/ocean marine, equipment breakdown, crime, errors and omissions, builder's risk, malpractice, and fidelity bonds.
- Workers Comp Insurance Workers compensation insurance providing no-fault benefits for on-the-job injuries, offering prompt delivery of statutory benefits in exchange for exclusive remedy protection for employers.
- Medicare Supplements Medicare supplement insurance covering gaps in Medicare coverage for eligible beneficiaries.
- Annuities Financial product providing periodic income payments, typically used for retirement planning purposes.
- Special Event Insurance Special event liability coverage for events, protecting against claims and lawsuits arising from event operations.
- Umbrella Insurance Excess liability coverage providing additional protection beyond primary personal or commercial insurance policies.
- Affordable Care Act (Obamacare) Plans Health insurance plans available through Covered California marketplace under the Affordable Care Act, with potential subsidies and tax benefits for eligible individuals and small businesses.
- Surplus Lines Insurance Coverage through surplus lines insurers for non-standard or high-risk insurance needs.
- Disability Income Insurance Coverage providing income replacement if the insured becomes disabled and unable to work.
- Long Term Care Insurance Coverage for extended care services including nursing home, assisted living, and in-home care.
Companies that use Divel Insurance Agency
Customer profileSegments3 records
Ideal customer profiles3 records
Divel Insurance Agency technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Divel Insurance Agency partnerships and signals
Strategic signalPartnerships
27 partnerships are on record, tiered core.
- INGcoreInsurance carrier partner represented by Divel Insurance Agency for product offerings
- MetLifecoreInsurance carrier partner represented by Divel Insurance Agency for product offerings
- ProgressivecoreInsurance carrier partner represented by Divel Insurance Agency for auto and other insurance products
- Principal FinancialcoreInsurance carrier partner represented by Divel Insurance Agency for financial and insurance products
- PrudentialcoreInsurance carrier partner represented by Divel Insurance Agency for life insurance and financial products
- GenworthcoreInsurance carrier partner represented by Divel Insurance Agency for long term care insurance
- GuardiancoreInsurance carrier partner represented by Divel Insurance Agency for life and dental insurance
- PacificLifecoreInsurance carrier partner represented by Divel Insurance Agency for life insurance and annuities
- New York LifecoreInsurance carrier partner represented by Divel Insurance Agency for life insurance products
- TransamericacoreInsurance carrier partner represented by Divel Insurance Agency for life insurance and retirement products
- NationwidecoreInsurance carrier partner represented by Divel Insurance Agency for auto, home, and business insurance
- Mutual of OmahacoreInsurance carrier partner represented by Divel Insurance Agency for health and life insurance
- AllianzcoreInsurance carrier partner represented by Divel Insurance Agency for life and travel insurance
- John HancockcoreInsurance carrier partner represented by Divel Insurance Agency for life insurance
- Anthem BlueCrosscoreHealth insurance carrier partner represented by Divel Insurance Agency for individual and group health coverage
- The HartfordcoreInsurance carrier partner represented by Divel Insurance Agency for small business and auto insurance
- SafecocoreInsurance carrier partner represented by Divel Insurance Agency for auto and home insurance
- ZurichcoreInsurance carrier partner represented by Divel Insurance Agency for commercial insurance
- KempercoreInsurance carrier partner represented by Divel Insurance Agency for specialty insurance products
- TravelerscoreInsurance carrier partner represented by Divel Insurance Agency for commercial and personal insurance
- Kaiser PermanentecoreHealth insurance carrier partner represented by Divel Insurance Agency for California health coverage
- Blue ShieldcoreHealth insurance carrier partner represented by Divel Insurance Agency for California health coverage
- UnitedHealthcarecoreHealth insurance carrier partner represented by Divel Insurance Agency for health coverage
- CignacoreHealth insurance carrier partner represented by Divel Insurance Agency for health coverage
- AetnacoreHealth insurance carrier partner represented by Divel Insurance Agency for health coverage
- HealthNetcoreHealth insurance carrier partner represented by Divel Insurance Agency for California health coverage
- Covered CaliforniacoreCalifornia state health insurance marketplace partner. Divel Insurance Agency helps individuals and small businesses access Covered California plans with potential subsidies and tax benefits through the Affordable Care Act marketplace.
Scale indicators2 records
Recent moves5 records
Expansion highlights4 records
Divel Insurance Agency competitors and assessment
Company assessmentBroad incumbents
- Arthur J. Gallagher & Co. Global insurance brokerage and risk advisory firm with significant personal lines, commercial, and employee benefits practices. Comparable as a multi-line brokerage serving overlapping customer segments, but at public-company scale.
- Brown & Brown: Diversified insurance brokerage with national footprint across personal, commercial, and specialty lines. Comparable brokerage model and product breadth, though larger and publicly traded.
- HUB International: Large North American insurance brokerage serving commercial and personal lines across many states. Comparable in brokerage model and multi-line offering, but at vastly greater scale and with proprietary servicing infrastructure.
Direct peers
- Goosehead Insurance: Independent personal-lines insurance agency operating through franchise and corporate agent models with multi-carrier placement. Highly comparable multi-line brokerage structure serving individuals and small businesses.
- eHealth: Online health insurance marketplace distributing individual, family, Medicare, and small-group health plans from multiple carriers. Directly comparable on the individual/family and Medicare health distribution side of Divel's book.
- SelectQuote: Direct-to-consumer insurance distribution platform specializing in life and senior market products (life, Medicare, supplemental). Comparable in the life/Medicare distribution focus and multi-carrier model.
- SmartFinancial: Digital-first insurance marketplace distributing auto, home, and commercial coverage through a network of carrier partners. Comparable to Divel as a multi-carrier distribution intermediary.
- HealthMarkets: National independent insurance agency focused on individual health, Medicare, and supplemental coverage sold through a network of captive agents. Directly comparable to Divel's individual/Medicare and ACA distribution model.
Emerging players
- CoverWallet (an Aon company): Digital-first commercial insurance brokerage distributing small-business coverage across multiple carriers via a tech-enabled platform. Comparable on the small-commercial side of Divel's book, but with proprietary technology as a differentiator.
Regional players
- Insurance Office of America: Privately held, mid-sized independent insurance agency with multi-state footprint offering personal, commercial, and benefits coverage. Comparable independent agency profile and product mix, with similar scale but more Eastern US concentration.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat3 records
Key risks6 records
Key highlights6 records
Customer concentration
Divel Insurance Agency social profiles
Digital presenceDivel Insurance Agency financial estimates
Financial estimateRevenue estimate
Valuation estimate
Divel Insurance Agency leadership team
Management profileNumber of profiles
Divel Insurance Agency funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Divel Insurance Agency M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Divel Insurance Agency
What does Divel Insurance Agency do?
Divel Insurance Agency is an independent insurance brokerage that sells personal and commercial insurance products on behalf of more than 50 insurance carriers. The agency places coverage across homeowners, auto, health (including ACA/Covered California), Medicare supplements, annuities, workers compensation, business owners policies, and specialty lines (umbrella, marine, event, professional liability), comparing carrier options to match customers with appropriate coverage at competitive rates.
Is Divel Insurance Agency a public or private company?
Divel Insurance Agency is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was Divel Insurance Agency founded?
Divel Insurance Agency was founded in 2009. It employs 1 to 10 people.
Where is Divel Insurance Agency based?
Divel Insurance Agency is headquartered in San Clemente, United States, in the North America region.
How does Divel Insurance Agency make money?
One revenue line is on record: insurance Commission Revenue.
Who are Divel Insurance Agency's main competitors?
Broad incumbents on record are Arthur J. Gallagher & Co., Brown & Brown and HUB International. Direct peers are Goosehead Insurance, eHealth, SelectQuote, SmartFinancial and HealthMarkets. CoverWallet (an Aon company) is listed as an emerging player. Insurance Office of America is listed as a regional player.
Does Divel Insurance Agency have an API?
No public API is recorded for Divel Insurance Agency.
What industry is Divel Insurance Agency in?
Divel Insurance Agency's product category is Insurance Brokerage. Its primary akta.pro industry code is FSAEADAL, Trade Credit Insurance Brokerage, with a secondary code of HLAEABAJ, Ancillary & Supplemental Health Products (Accident/Critical Illness/Hospital Indemnity). Its NAICS code is 524210 and its SIC code is 6411.