Crawford Yingling Insurance

What Crawford Yingling Insurance does

Crawford Yingling Insurance is a privately held, family-owned independent insurance agency headquartered at 58 West Main Street, Westminster, Maryland. Founded in 1919 by Carroll Crawford as Westminster Realty and Insurance and passing to the Yingling family in 1952, the firm operates today under third-generation Yingling leadership, with John B. Yingling as Chair of the Board and Benjamin Yingling as President. The agency is licensed to place business in Maryland, Virginia, Pennsylvania, Delaware, South Carolina, and the District of Columbia (NPN # 2013000) and is a Trusted Choice-affiliated independent agency representing an unspecified but described as "dozens" of carriers including Travelers, The Hartford, Progressive, Liberty Mutual, RT Specialty, Hagerty, Selective, and others.

The agency distributes personal and small-commercial insurance products on a commission basis. Personal lines include auto, home, seasonal home, rental, umbrella, life, motorcycle, boat, ATV, and jewelry insurance. Business lines include business auto, property, liability, cyber, workers compensation, technology errors and omissions, and salon insurance. Customer engagement runs through a sales-led motion via phone, email, in-person consultation, and online quote forms, supplemented by a website-mounted quote funnel, a Fifty for Friends referral program, a YouTube educational channel, and a content blog. Customer self-service is enabled through the GloveBox mobile app (Agency ID 3976) and a Canopy-powered online import/quote tool.

Crawford Yingling generates revenue from commissions paid by its carrier network on placed premiums, with billing typically monthly, semi-annual, or annual. Pricing is quote-based on individual risk profiles and is not publicly disclosed. The firm reports 1-10 employees and has no disclosed external funding, parent company, or institutional investors. Over its operating history it has accumulated multi-generational retail and SMB clients in the Mid-Atlantic region, supported by a 5-star Google rating across 113 reviews as of input.

Name

Crawford Yingling Insurance

Legal name

Crawford Yingling Insurance Agency

Website

https://crawfordyinglinginsurance.com

Company type

Private

Founded year

1919

Operating status

Operating

Headcount range

1–10 employees

Short description

Crawford Yingling Insurance is a family-owned independent insurance agency in Westminster, MD, distributing personal and small-business insurance products (auto, home, life, commercial, cyber) on a commission basis across MD, VA, PA, DE, SC, and DC.

Ownership category

akta.pro rank

Product category

Independent Insurance Brokerage

NAICS

Agencies, Brokerages, and Other Insurance Related Activities (5242), Insurance Agencies and Brokerages (524210)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Retail (Personal Lines) Insurance Brokerage (FSAEADAA)

akta.pro secondary industries

Specialty Insurance Brokerage (Marine, Aviation, Cyber, Professional Lines) (FSAEADAJ), Simplified Issue Whole Life / UL Insurance (FSAIABAH)

Keywords

• Independent insurance agency
• Personal insurance brokerage
• Commercial insurance brokerage
• Auto home life insurance
• Business insurance services

Headquarters

HQ city

Westminster

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Others

Revenue model

1. Insurance Commissions: As an independent insurance agency, Crawford Yingling generates revenue through commissions paid by insurance carriers. These commissions are typically a percentage of the premium paid by customers for insurance policies placed with their carrier network. The company discloses it may receive commissions or other compensation from insurance carriers with which they place business.

Pricing tiers

Go-to-market motion1 record

Distribution channels4 records

Marketing channels6 records

Core offering

Crawford Yingling Insurance is an independent insurance agency that brokers personal and business insurance policies on behalf of multiple carriers. It places coverage such as auto, home, life, jewelry, umbrella, and specialty personal lines alongside commercial auto, property, liability, cyber, workers compensation, and technology E&O for small and mid-sized businesses. The agency earns commissions from carriers and provides advisory, quoting, bundling, and claims assistance to clients across the Mid-Atlantic region.

Product overview

Crawford Yingling Insurance operates as an independent insurance agency offering a comprehensive portfolio of personal and business insurance products. As a Trusted Choice® independent agency, they represent multiple insurance carriers to provide customized coverage. Personal insurance products include ATV, auto, boat, home, seasonal home, jewelry, life, motorcycle, rental, and umbrella insurance. Business insurance offerings encompass salon, business auto, property, liability, cyber, workers compensation, and technology errors & omissions insurance. The agency leverages relationships with dozens of carriers to create competitive, customized insurance packages for clients across Maryland, Virginia, Pennsylvania, Delaware, and South Carolina.

Differentiator

Problem solved

Functional benefit

Products and services

• ATV Insurance All-terrain vehicle insurance covering side-by-side vehicles, gators, four-wheelers, dirt bikes, and three-wheelers with protection against accidents, ATV damage, legal expenses, bodily injury, medical costs, and property damage. Aimed at personal-use ATV owners.
• Auto Insurance Comprehensive auto insurance covering damage to vehicles, medical costs, third-party injuries or damages, theft, and vandalism, including coverage for uninsured, teen, or guest drivers. Targeted at individual drivers and families.
• Boat Insurance Boat and personal watercraft insurance covering bodily injury, property damage, passenger liability, medical payments, and theft protection. Aimed at Chesapeake Bay region boaters and recreational watercraft owners.
• Home Insurance Homeowners insurance protecting against fire, vandalism, natural disasters, and other risks. Includes dwelling, personal property, other structures, replacement cost coverage, additional living expense, personal liability, and water backup coverage for homeowners.
• Seasonal Home Insurance Second home and vacation residence insurance covering theft, fire, and water damage for properties that may be rented or left unoccupied. Aimed at owners of seasonal and secondary residences.
• Jewelry Insurance Specialized insurance for valuable jewelry covering loss, damage, missing stones, and travel, with blanket coverage up to $10,000 or scheduled personal property coverage for high-value items. For owners of valuable jewelry such as engagement rings and heirlooms.
• Life Insurance Life insurance including term (level term, decreasing term) and whole life/permanent insurance (traditional, universal, variable universal) for income replacement, mortgage protection, college funding, tax planning, and wealth transfer. For individuals and families.
• Motorcycle Insurance Motorcycle insurance protecting against legal problems, medical costs, and property damage for professional or leisure riders, covering custom, modified, cruiser, sport, or standard bikes.
• Rental Insurance Renters insurance covering personal belongings against theft or fire, including natural disaster, liability, loss of use, and inflation coverage, typically under $12/month. For tenants.
• Umbrella Insurance Personal umbrella insurance providing gap coverage and additional liability protection for individuals, typically a couple hundred dollars per year for $1,000,000+ liability limits.
• Salon Insurance Insurance for beauty professionals covering property (stock, fixtures, shears, plumbing, chairs), microblading, microneedling, esthetician services, spa business, liability, workers compensation, and chair rental. Targeted at salons and beauty businesses.
• Business Auto Insurance Commercial auto insurance covering collision, property damage, bodily injury, medical costs, theft or vandalism, and legal costs for businesses with vehicles or fleets.
• Property Insurance Business property coverage including builders risk, inland marine, crime insurance, business owner policies (BOPs), directors and officers liability (D&O), employment practices liability (EPLI), and professional liability insurance. For small and mid-sized businesses.
• Liability Insurance General business liability insurance covering premise, advertising injury, products, personal injury, operations, and completed operations exposures for businesses.
• Cyber Insurance Cyber risk insurance covering security and privacy liability, media content, regulatory acts, breach response costs, legal and forensic expenses, cyber extortion, crisis fund, and enterprise cyber risk management. Aimed at small and mid-sized businesses.
• Workers Compensation Workers compensation insurance covering lost wages, retraining costs, related legal fees, and temporary worker wages when employees suffer job-related injuries or illness. For employers.
• Technology Errors & Omissions Technology E&O insurance covering business operations and risks related to technology and negligence, including code errors, part failure, missed deadlines, software-caused profit loss, and technology incompatibility. Aimed at technology companies and IT service providers.

Quantifiable outcome

• Customers can save money through bundling - one customer reported saving $400/year while getting better coverage
• +1 more outcomes

Named customers4 records

Segments2 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

20 partnerships are on record, tiered core and minor.

• RT SpecialitycoreChannel Partner/ Reseller/ DistributorInsurance carrier represented by Crawford Yingling. Customers can contact RT Speciality at (800) 366-5810 for claims and policy services.
• The HartfordcoreChannel Partner/ Reseller/ DistributorMajor national insurance carrier represented by Crawford Yingling for various insurance products.
• TravelerscoreChannel Partner/ Reseller/ DistributorNational insurance carrier in Crawford Yingling's network offering various commercial and personal insurance products.
• ProgressivecoreChannel Partner/ Reseller/ DistributorMajor insurance carrier represented by the agency for auto and other personal insurance products.
• Liberty MutualcoreChannel Partner/ Reseller/ DistributorNational insurance carrier in Crawford Yingling's carrier network for various insurance products.
• Hagerty InsuranceminorChannel Partner/ Reseller/ DistributorSpecialty insurance carrier represented for classic car and collector vehicle insurance.
• Agency Insurance CompanycoreChannel Partner/ Reseller/ DistributorRegional insurance carrier represented by Crawford Yingling.
• Chesapeake Employers GroupminorChannel Partner/ Reseller/ DistributorWorkers compensation focused carrier for Maryland employers.
• Farmers of SalemminorChannel Partner/ Reseller/ DistributorRegional insurance carrier in the network.
• Hull & CompanyminorChannel Partner/ Reseller/ DistributorInsurance carrier partner for various commercial products.
• SelectiveminorChannel Partner/ Reseller/ DistributorInsurance carrier in the network for commercial lines coverage.
• State Auto Insurance CompaniesminorChannel Partner/ Reseller/ DistributorRegional insurance carrier network.
• Burns & WilcoxminorChannel Partner/ Reseller/ DistributorManaging general agent for specialty insurance products.
• Great AmericanminorChannel Partner/ Reseller/ DistributorInsurance carrier in network for various commercial coverages.
• Carroll County Chamber of CommerceminorStrategic or Co-development PartnerLocal business organization supporting Carroll County businesses. Benjamin Yingling served as Past Chairman of the Board.
• Maryland Chamber of CommerceminorStrategic or Co-development PartnerState business organization. Benjamin Yingling served as Past Board Member.
• Pennsylvania Manufacturers' AssociationminorStrategic or Co-development PartnerIndustry association supporting manufacturing businesses in Pennsylvania.
• The National Alliance for Insurance Education & ResearchminorStrategic or Co-development PartnerProfessional insurance education and research organization.
• Independent Insurance Agents of Maryland, Inc.minorStrategic or Co-development PartnerState association for independent insurance agents. John B. Yingling served on the board.
• GloveBox (Mobile App)coreTechnology or IntegrationTechnology partner providing mobile app platform for customers to access policies, documents, and manage insurance accounts. Agency ID: 3976.

Scale indicators4 records

Recent moves6 records

Expansion highlights4 records

Direct peers

• Brightway Insurance: Franchise-based independent insurance agency specializing in home, auto, and commercial lines. Similar multi-carrier independent model with comparable SMB/consumer customer base, though distributed via franchise retail stores.
• Leavitt Group: Network of independent insurance agencies across the Western U.S. offering personal, commercial, and benefits coverage. Closest structural analog to Crawford Yingling's independent agency model with multi-state carrier representation.
• Goosehead Insurance: Independent personal lines insurance agency representing multiple carriers with a franchised advisor model. Comparable to Crawford Yingling's independent agency structure, though scaled nationally via franchisees rather than a single family-owned office.
• Allen Insurance Associates: Family-owned independent insurance agency in the Mid-Atlantic offering personal and commercial coverage. Closest direct comp on family ownership, regional focus, and multi-line independent agency structure.

Broad incumbents

• USI Insurance Services: Top-10 U.S. insurance brokerage serving middle-market commercial and personal clients. Comparable in product breadth (commercial, cyber, personal) but vastly larger scale; representative of the consolidation target for mid-sized independents.
• HUB International: North American insurance brokerage serving personal and commercial clients through regional offices. Built largely through roll-ups of independent agencies; relevant as a comparable acquisition pathway for Crawford Yingling.
• Brown & Brown Insurance: Large publicly traded insurance brokerage with national reach across personal, commercial, and specialty lines. Provides a scaled incumbent benchmark for the independent agency channel and a likely roll-up acquirer of small agencies like Crawford Yingling.
• Marsh McLennan: Global professional services firm offering insurance brokerage and risk advisory. Sets the broad incumbent benchmark for the insurance brokerage industry; its Oliver Wyman/agency-services ecosystem shapes the competitive landscape for independents.
• Arthur J. Gallagher: Global insurance brokerage and risk management firm with strong mid-market commercial and personal lines presence. Represents the upper-tier incumbent that has actively acquired regional independents; positions Crawford Yingling as a potential tuck-in.
• Erie Insurance Group: Mid-Atlantic-focused P&C carrier with strong captive/exclusive agent distribution. Operates the same Mid-Atlantic footprint as Crawford Yingling and represents a competing distribution channel for the same customers.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks5 records

Key highlights6 records

Customer concentration

• YouTubeyoutube.com/user/CrawfordYingling/featured
• Instagraminstagram.com/jinxtheinsurancedoggo

Revenue estimate

Valuation estimate

Number of profiles

Profiles3 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Crawford Yingling Insurance