Oracle Insurance Group
Oracle Insurance Group is an independent insurance agency in Tampa, Florida, placing personal and commercial policies with 35+ carrier partners for individuals, families, and small businesses throughout the state since 2008.
- Company typePrivate
- Founded2008
- HeadquartersTampa, United States
- Headcount1–10
- GTM typeB2B and B2C
- OfferingServices
What Oracle Insurance Group does
Oracle Insurance Group is an independent insurance agency founded in 2008 and headquartered at 2605 S MacDill Ave, Tampa, Florida, serving consumers, families, and small-to-medium business owners across the state of Florida with primary concentration in the Tampa Bay area (Hillsborough, Pinellas, Pasco, Polk, Manatee, and Sarasota counties). The agency operates as a licensed intermediary that does not underwrite risk itself; instead it places policies with a network of 35+ carrier partners spanning national carriers (Progressive, Nationwide, Travelers, Geico, The Hartford) and Florida-specialist carriers (Citizens Property Insurance Corporation, Universal P&C, Tower Hill, Heritage, Florida Peninsula, American Integrity, Edison, Olympus, and others).
Its product portfolio is organized into two segments. Personal lines include auto, homeowner, flood, renter, umbrella, dwelling fire, vacant property, jewelry, boat, jet ski, RV/motor home, and golf cart coverage. Commercial lines include commercial auto, fleet, independent contractor/gig, general liability, workers compensation, commercial property, and builder's risk. Pricing is quote-based and personalized to each customer's risk profile, with billing typically on a monthly cadence.
The company is led by founder Marc Ostroff and operates with a headcount of 1-10 employees. Revenue is generated exclusively through carrier commissions on policies placed, with no disclosed subscription, fee-for-service, or technology-licensing streams. Distribution is direct-to-consumer via phone (813-259-9600), the oracleinsgroup.com website, and in-person consultation at the Tampa office, supplemented by community partnerships with the City of Tampa (featured local insurance agency), the South Tampa Chamber of Commerce, and referral relationships in real estate and automotive dealership channels. The technology stack is conventional agency tooling; no proprietary platform, AI/ML capability, or API integration is disclosed in the source data.
Oracle Insurance Group firmographics
Firmographics- Name
- Oracle Insurance Group
- Legal name
- Oracle Insurance Group, LLC.
- Website
- https://oracleinsgroup.com
- Company type
- Private
- Founded year
- 2008
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- Oracle Insurance Group is an independent insurance agency in Tampa, Florida, placing personal and commercial policies with 35+ carrier partners for individuals, families, and small businesses throughout the state since 2008.
- Ownership category
- akta.pro rank
Where Oracle Insurance Group is headquartered
LocationHeadquarters
- HQ city
- Tampa
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
Oracle Insurance Group business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Infrastructure, Technology or R&D
Revenue model
- Insurance Agency Commissions: Oracle Insurance Group generates revenue through commissions paid by insurance carriers for policies sold. As an independent insurance agency, they represent multiple insurance companies and earn commissions on each policy placed with their carrier partners.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Other | Monthly | Quote-based personalized insurance coverage |
Go-to-market motion1 record
Distribution channels1 record
Marketing channels6 records
Oracle Insurance Group product offering
Product offeringCore offering
Oracle Insurance Group is an independent insurance agency that places personal and commercial insurance policies on behalf of customers with 35+ carrier partners. It sells personal lines (auto, homeowner, flood, renter, umbrella, dwelling fire, vacant property, jewelry, boat, jet ski, RV, golf cart) and commercial lines (commercial auto, fleet, independent contractor, liability, workers compensation, commercial property, builder's risk) throughout Florida, with primary focus on the Tampa Bay area. The agency earns commissions from carriers and provides personalized consultation, claims assistance, and Florida-specific risk expertise.
Product overview
Oracle Insurance Group is a local insurance agency in Tampa, Florida offering a comprehensive portfolio of insurance products across personal and commercial lines. The personal insurance offerings include Auto Insurance, Homeowner Insurance, Flood Insurance, Renter Insurance, Umbrella Insurance, Dwelling Fire Insurance, Vacant Property Insurance, Jewelry Insurance, Boat Insurance, Jet Ski Insurance, Motor Home/RV Insurance, and Golf Cart Insurance. For commercial clients, they provide Commercial Auto Insurance, Fleet Insurance, Independent Contractor Insurance, Liability Insurance, Workers Compensation Insurance, Commercial Property Insurance, and Builder's Risk Insurance. The company serves as an insurance agency offering products from multiple carrier partners including American Integrity, Citizens Insurance, Edison, Foremost, Geico, Hagerty, Nationwide, Progressive, Travelers, and others, providing personalized insurance solutions throughout Florida.
Differentiator
Problem solved
Functional benefit
Products and services
- Personal Auto Insurance Coverage for personal cars, trucks, and motorcycles protecting against liability, collision, comprehensive damage, and uninsured motorists, placed through the agency's carrier partners for Florida individuals and families.
- Homeowner Insurance Protection for homes covering fire, lightning, windstorms, hail, vandalism, theft, sudden water damage, and falling objects, sourced from Florida-focused homeowner carriers.
- Flood Insurance Coverage for flood damage protection, including sudden water damage from heavy rain, bursting pipes, and overflow situations, addressing Florida's elevated flood risk.
- Renter Insurance Coverage for renters protecting personal belongings and liability within rental properties.
- Umbrella Insurance Additional liability coverage providing extra protection beyond standard auto and homeowner policy limits.
- Dwelling Fire Insurance Coverage specifically designed for residential dwellings against fire and related perils.
- Vacant Property Insurance Insurance coverage for unoccupied homes and properties not currently in use.
- Jewelry Insurance Coverage for valuable jewelry and precious items, often requiring separate riders or floaters.
- Boat Insurance Coverage for boats and watercraft protecting against damage, liability, and marine-specific risks.
- Jet Ski Insurance Insurance coverage specifically for personal watercraft including jet skis and similar water vehicles.
- Motor Home RV Insurance Coverage for motor homes, travel trailers, and recreational vehicles.
- Golf Cart Insurance Insurance coverage for golf carts used both on and off the course.
- Commercial Auto Insurance Business vehicle coverage for company cars, trucks, and commercial fleets, placed with carrier partners including those used for dealership referrals.
- Fleet Insurance Coverage for multiple vehicles owned by businesses under a single policy.
- Independent Contractor Insurance Insurance solutions designed for gig workers and independent contractors.
- Liability Insurance Business liability coverage protecting against third-party claims for injuries, property damage, and negligence.
- Workers Compensation Insurance Coverage for employee workplace injuries and related medical costs as required by Florida law.
- Commercial Property Insurance Protection for commercial buildings, inventory, and business assets against covered perils.
- Builder's Risk Insurance Coverage for buildings under construction against damage from fire, weather, theft, and vandalism.
Quantifiable outcome
- Serving the community since 2008 with local Tampa roots
Companies that use Oracle Insurance Group
Customer profileNamed customers3 records
Segments2 records
Ideal customer profiles2 records
Oracle Insurance Group technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Oracle Insurance Group partnerships and signals
Strategic signalPartnerships
36 partnerships are on record, tiered minor and core.
- American IntegrityminorInsurance carrier partner offering insurance products through Oracle Insurance Group's agency.
- ATIC (American Traditions Insurance Company)minorInsurance carrier partner providing coverage options through Oracle's distribution network.
- Citizens Property Insurance CorporationminorFlorida's state-chartered insurance company providing property insurance coverage options.
- Edison Insurance CompanyminorInsurance carrier partner offering coverage through Oracle's agency network.
- Florida Peninsula InsuranceminorRegional insurance carrier serving Florida homeowners through Oracle's agency.
- Foremost Insurance GroupminorInsurance carrier partner offering specialty insurance products through Oracle's distribution.
- GeicominorMajor auto insurance carrier partner available through Oracle Insurance Group.
- The GeneralminorAuto insurance carrier partner offering coverage through Oracle's agency.
- GeoVeraminorInsurance carrier partner providing coverage through Oracle Insurance Group.
- HagertyminorClassic car and boat insurance specialist partner available through Oracle.
- Heritage Property & Casualty InsuranceminorProperty insurance carrier partner serving Florida homeowners.
- Homeowners Choice Property & Casualty InsuranceminorFlorida-focused property insurance carrier partner.
- Hudson Insurance GroupminorInsurance carrier partner available through Oracle's distribution network.
- Jewelers MutualminorSpecialty jewelry insurance carrier partner offering coverage through Oracle.
- KemperminorInsurance carrier partner offering auto and specialty coverage through Oracle.
- Manatee InsuranceminorRegional Florida insurance carrier partner.
- Mercury InsuranceminorInsurance carrier partner offering auto and home coverage.
- Monarch National InsuranceminorInsurance carrier partner available through Oracle's network.
- NationwideminorMajor national insurance carrier partner offering comprehensive coverage options.
- Olympus InsuranceminorRegional insurance carrier partner serving Florida markets.
- Ovation Home InsuranceminorHome insurance carrier partner available through Oracle.
- Patriot SelectminorInsurance carrier partner providing coverage options.
- ProgressiveminorMajor auto insurance carrier partner offering coverage through Oracle.
- RLI InsuranceminorSpecialty insurance carrier partner available through Oracle's distribution.
- Security First InsuranceminorFlorida-focused insurance carrier partner.
- Slide InsuranceminorInsurance carrier partner available through Oracle's network.
- Southern Oak InsuranceminorRegional Florida insurance carrier partner.
- The HartfordminorMajor insurance carrier partner offering business and personal coverage.
- Tower Hill InsuranceminorInsurance carrier partner serving Florida property insurance needs.
- TravelersminorMajor national insurance carrier partner offering comprehensive coverage.
- TypTap InsuranceminorInsurance carrier partner available through Oracle's distribution.
- Universal Insurance HoldingsminorInsurance carrier partner offering coverage through Oracle.
- Universal Property & Casualty InsuranceminorProperty insurance carrier partner serving Florida markets.
- Vyrd InsuranceminorInsurance carrier partner available through Oracle's network.
- South Tampa Chamber of CommerceminorLocal business organization membership providing networking and community presence for Oracle Insurance Group.
- City of TampacoreOracle Insurance Group is proud to be the featured local insurance agency by the City of Tampa, providing official recognition and credibility as a trusted local insurance provider.
Scale indicators2 records
Recent moves5 records
Expansion highlights4 records
Oracle Insurance Group competitors and assessment
Company assessmentBroad incumbents
- HUB International: HUB International is one of the largest global insurance brokerages, with significant operations in Florida across personal and commercial lines. Comparable to Oracle in distribution model (multi-carrier intermediary) and product categories, but competes at a vastly larger scale and broader geographic footprint.
- Brown & Brown: Brown & Brown is a major publicly traded insurance brokerage headquartered in Florida with nationwide operations across personal, commercial, and specialty lines. Comparable in product breadth and Florida roots, but at substantially larger scale and with deeper carrier relationships and capital.
- Hilb Group: Hilb Group is a mid-sized insurance brokerage with a meaningful Florida presence, offering personal, commercial, and employee benefits lines. Comparable to Oracle in independent agency distribution and product breadth, but operates nationally with significantly more scale and resources.
- Insurance Office of America: Insurance Office of America is a larger Florida-headquartered insurance brokerage offering personal, commercial, and employee benefits lines through carrier partnerships. Overlaps significantly with Oracle's product and geographic footprint but operates at much greater scale and with broader service capabilities.
Direct peers
- Brightway Insurance: Brightway Insurance is a Florida-headquartered independent insurance agency franchise with multiple carrier relationships and a similar personal/commercial lines focus. Operates in the same Florida market and serves comparable personal and small-commercial customer segments, though at significantly greater scale via its franchise model.
- Wallace Welch & Willingham: Wallace Welch & Willingham is a long-established independent insurance agency based in Florida offering personal and commercial lines through multiple carrier partnerships. Closely comparable to Oracle in geographic focus (Florida), product breadth, and independent agency distribution model.
- Foundation Insurance: Foundation Insurance is a Florida-based independent insurance agency providing personal and commercial coverage with multi-carrier representation. Comparable to Oracle in the same state, same independent agency model, and same multi-line personal/commercial product mix.
- BKS Partners: BKS Partners is an independent insurance agency offering personal and commercial lines with multiple carrier relationships. Comparable to Oracle in the independent agency model, multi-line product offering, and small-to-mid business customer focus, though at larger scale.
Regional players
- AssurePro Insurance: AssurePro Insurance is a multi-state independent insurance agency offering personal and commercial lines with carrier partnerships. Comparable in independent agency model and product mix, but operates primarily outside of Florida in adjacent southeastern states, representing more of a regional peer than a direct Florida competitor.
- The Mahoney Group: The Mahoney Group is a regional independent insurance agency offering personal and commercial lines through multiple carrier relationships. Comparable in independent distribution model and product breadth, but is primarily a Western U.S. operator and does not directly compete in Florida.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat3 records
Key risks5 records
Key highlights6 records
Customer concentration
Oracle Insurance Group social profiles
Digital presenceOracle Insurance Group financial estimates
Financial estimateRevenue estimate
Valuation estimate
Oracle Insurance Group leadership team
Management profileNumber of profiles
Profiles1 record
Oracle Insurance Group funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Oracle Insurance Group M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Oracle Insurance Group
What does Oracle Insurance Group do?
Oracle Insurance Group is an independent insurance agency that places personal and commercial insurance policies on behalf of customers with 35+ carrier partners. It sells personal lines (auto, homeowner, flood, renter, umbrella, dwelling fire, vacant property, jewelry, boat, jet ski, RV, golf cart) and commercial lines (commercial auto, fleet, independent contractor, liability, workers compensation, commercial property, builder's risk) throughout Florida, with primary focus on the Tampa Bay area. The agency earns commissions from carriers and provides personalized consultation, claims assistance, and Florida-specific risk expertise.
Is Oracle Insurance Group a public or private company?
Oracle Insurance Group is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was Oracle Insurance Group founded?
Oracle Insurance Group was founded in 2008. It employs 1 to 10 people.
Where is Oracle Insurance Group based?
Oracle Insurance Group is headquartered in Tampa, United States, in the North America region.
How does Oracle Insurance Group make money?
One revenue line is on record: insurance Agency Commissions.
Who are Oracle Insurance Group's main competitors?
Broad incumbents on record are HUB International, Brown & Brown, Hilb Group and Insurance Office of America. Direct peers are Brightway Insurance, Wallace Welch & Willingham, Foundation Insurance and BKS Partners. Regional players are AssurePro Insurance and The Mahoney Group.
Does Oracle Insurance Group have an API?
No public API is recorded for Oracle Insurance Group.