Bushinger, Bucciero & Smith Agency
Bushinger, Bucciero & Smith Agency is an independent insurance agency in Sauquoit and Sherrill, NY, distributing personal, commercial, and life insurance from 40+ carriers to individuals, families, and small businesses across Central New York.
- Company typePrivate
- Founded2005
- HeadquartersSauquoit, United States
- Headcount11–50
- GTM typeB2B and B2C
- OfferingServices
What Bushinger, Bucciero & Smith Agency does
Bushinger, Bucciero & Smith Agency (BBSA) is an independent insurance agency founded in 2005 and headquartered in Sauquoit, New York, with a secondary office in Sherrill, NY. The firm distributes personal, commercial, and life insurance products on behalf of 40+ carrier partners—including national carriers such as Liberty Mutual, Nationwide, Progressive, The Hartford, and Chubb, alongside regional mutuals like Dryden Mutual, Leatherstocking Cooperative, and the NY State Insurance Fund. Its product portfolio spans roughly 50+ line items, from standard auto and homeowners insurance through specialty personal lines (collector car, boat, ATV, pet, high-net-worth) and a deep commercial book covering BOP, workers' compensation, cyber liability, professional liability, farm/agribusiness, and hospitality verticals, plus term/whole/universal life insurance.
BBSA serves two primary customer segments on an equal basis: individuals and families in the personal-lines market, and small-to-medium businesses across Central New York. The agency operates a hybrid go-to-market combining face-to-face agent consultations (including off-hours and weekend appointments) with digital channels—website quote requests, an online client center, and a content marketing blog. Underlying technology is limited to a standard agency website and client portal; the firm has no proprietary technology platform, no AI/ML capabilities, and no disclosed software integrations.
Revenue is generated exclusively through commissions paid by insurance carriers on placed and serviced policies, with pricing determined per-customer via free comparative quotes. The firm is privately held by its founders and principal agents (President Edward Bucciero, Vice-President Brett Bushinger, Director of HR William (Andy) Smith, plus four account executives), with no external private equity or venture capital backing and no publicly disclosed financial figures.
Bushinger, Bucciero & Smith Agency firmographics
Firmographics- Name
- Bushinger, Bucciero & Smith Agency
- Legal name
- Bushinger Bucciero & Smith Agency, Inc.
- Website
- https://bbsa-ins.com
- Company type
- Private
- Founded year
- 2005
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Bushinger, Bucciero & Smith Agency is an independent insurance agency in Sauquoit and Sherrill, NY, distributing personal, commercial, and life insurance from 40+ carriers to individuals, families, and small businesses across Central New York.
- Ownership category
- akta.pro rank
Where Bushinger, Bucciero & Smith Agency is headquartered
LocationHeadquarters
- HQ city
- Sauquoit
- HQ country
- United States
- HQ region
- North America
Offices2 records
Markets served
Bushinger, Bucciero & Smith Agency business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure
Revenue model
- Insurance Commissions: The agency earns commissions from insurance carriers for policies sold and serviced. As an independent agency, they represent multiple insurance companies and receive commission based on the policies placed with each carrier.
Go-to-market motion2 records
Distribution channels2 records
Marketing channels5 records
Bushinger, Bucciero & Smith Agency product offering
Product offeringCore offering
Bushinger, Bucciero & Smith Agency is an independent insurance brokerage that sells and services personal, commercial, and life insurance policies on behalf of more than 40 insurance carriers. The agency compares coverage and pricing across its carrier partners to place clients with the best-fit policy, supported by face-to-face consultations, claims assistance, annual policy reviews, and an online client center for billing and policy changes.
Product overview
Bushinger, Bucciero & Smith Agency operates as an independent insurance agency offering a comprehensive portfolio of insurance products across three main categories: Personal Insurance (including auto, homeowners, renters, motorcycle, boat & marine, ATV, collector car, condominium, earthquake, flood, high net worth, mobile home, motor home/RV, personal umbrella, personal watercraft, pet, rental property, snowmobile, and valuable items insurance), Business Insurance (including BOP, commercial auto, commercial property, general liability, workers' compensation, business interruption, cyber liability, and many specialized coverages), and Life Insurance (term, universal, and whole life). The agency acts as an intermediary offering comparative quotes from multiple insurance carriers to find the best coverage at competitive rates for customers in Sauquoit and Central New York.
Differentiator
Problem solved
Functional benefit
Products and services
- Auto Insurance Personal auto insurance providing liability protection and additional coverage options for vehicle owners, with comparative quotes from multiple carriers.
- Homeowners Insurance Insurance policy protecting homeowners against property damage, liability, and loss of personal possessions with coverage for various unexpected events.
- Renters Insurance Coverage protecting renters against loss or damage to personal possessions, liability claims, and costs associated with temporary displacement from rental properties.
- Motorcycle Insurance Insurance coverage for motorcycles including protection against property damage, collision, comprehensive damage, medical bills, and uninsured/underinsured motorist coverage.
- Boat & Marine Insurance Coverage for watercraft including speed boats, jet skis, yachts, and sailboats with options such as Agreed Hull Value and Actual Cash
Quantifiable outcome
- Access to over 40 insurance carriers
- +1 more outcomes
Companies that use Bushinger, Bucciero & Smith Agency
Customer profileNamed customers1 record
Segments2 records
Ideal customer profiles2 records
Bushinger, Bucciero & Smith Agency technology and API
TechnologyAPI detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Bushinger, Bucciero & Smith Agency partnerships and signals
Strategic signalPartnerships
40 partnerships are on record, tiered core.
- ACentralcoreInsurance carrier partner offering products through BBSA. Located in Edmeston, NY.
- AmTrust InsurancecoreInsurance carrier partner offering products through BBSA. Located in New York, NY.
- American Collectors InsurancecoreInsurance carrier partner offering collector car insurance through BBSA. Located in Cherry Hill, NJ.
- American Modern InsurancecoreInsurance carrier partner offering products through BBSA. Located in Cincinnati, OH.
- American Reliable InsurancecoreInsurance carrier partner offering products through BBSA. Located in Scottsdale, AZ.
- Aon Edge-Private Flood InsurancecoreInsurance carrier partner offering private flood insurance through BBSA. Located in Kalispell, MT.
- Assurant Flood SolutioncoreInsurance carrier partner offering flood insurance through BBSA. Located in Scottsdale, AZ.
- CNA SuretycoreInsurance carrier partner offering surety bonds through BBSA. Located in Sioux Falls, SD.
- Central Co-Operative InsurancecoreRegional insurance carrier partner offering products through BBSA. Located in Baldwinsville, NY.
- Chubb GroupcoreInsurance carrier partner offering high-net-worth and commercial insurance through BBSA. Located in Philadelphia, PA.
- Dryden Mutual Insurance CompanycoreRegional insurance carrier partner offering products through BBSA. Located in Dryden, NY.
- EncompasscoreInsurance carrier partner offering products through BBSA. Located in Chicago, IL.
- Finger Lakes Fire & CasualtycoreRegional insurance carrier partner offering products through BBSA. Located in Trumansburg, NY.
- Foremost InsurancecoreInsurance carrier partner offering specialty insurance through BBSA. Located in Carol Stream, IL.
- Fulmont Mutual InsurancecoreRegional insurance carrier partner offering products through BBSA. Located in Johnstown, NY.
- Hagerty InsurancecoreInsurance carrier partner offering collector car and specialty vehicle insurance through BBSA. Located in Traverse City, MI.
- Harleysville InsurancecoreInsurance carrier partner offering products through BBSA. Located in Harleysville, PA.
- KempercoreInsurance carrier partner offering products through BBSA. Located in Clinton, IA.
- Leatherstocking Cooperative Insurance CocoreRegional cooperative insurance carrier partner. Located in Cooperstown, NY.
- Liberty Mutual InsurancecoreMajor insurance carrier partner offering products through BBSA. Located in Boston, MA.
- Main Street AmericacoreInsurance carrier partner offering products through BBSA. Located in Keene, NH.
- Mapfre InsurancecoreInsurance carrier partner offering products through BBSA. Located in Webster, MA.
- MarkelcoreInsurance carrier partner offering specialty insurance through BBSA. Located in Glen Allen, VA.
- Merchants Insurance GroupcoreRegional insurance carrier partner. Located in Buffalo, NY.
- Mercury InsurancecoreInsurance carrier partner offering auto and home insurance through BBSA. Located in Santa Ana, CA.
- MetLife Home and AutocoreMajor insurance carrier partner offering home and auto insurance through BBSA. Located in New York, NY.
- NY State Insurance FundcoreState insurance fund partner offering workers compensation insurance through BBSA. Located in Albany, NY.
- National General Insurance CompanycoreInsurance carrier partner offering products through BBSA. Located in Winston-Salem, NC.
- Nationwide InsurancecoreMajor national insurance carrier partner offering products through BBSA. Located in Columbus, OH.
- New York Central MutualcoreRegional insurance carrier partner. Located in Edmeston, NY.
- Philadelphia Indemnity Insurance CompanycoreInsurance carrier partner offering products through BBSA. Located in Bala Cynwyd, PA.
- Plymouth Rock AssurancecoreInsurance carrier partner offering auto insurance through BBSA. Located in Boston, MA.
- Preferred Mutual InsurancecoreRegional insurance carrier partner. Located in New Berlin, NY.
- The Progressive CorporationcoreMajor national insurance carrier offering auto and other insurance through BBSA. Located in Mayfield Village, OH.
- RLIcoreInsurance carrier partner offering specialty insurance through BBSA. Located in Peoria, IL.
- Security Mutual GroupcoreRegional insurance carrier partner. Located in Ithaca, NY.
- Selective InsurancecoreInsurance carrier partner offering commercial and personal insurance through BBSA. Located in Branchville, NJ.
- ShelterPointcoreInsurance carrier partner offering life and health insurance through BBSA. Located in Great Neck, NY.
- Sterling InsurancecoreRegional insurance carrier partner. Located in Boston, MA.
- The Hartford Insurance Group, Inc.coreMajor national insurance carrier partner offering business and personal insurance through BBSA. Located in Hartford, CT.
Scale indicators1 record
Recent moves1 record
Expansion highlights3 records
Bushinger, Bucciero & Smith Agency competitors and assessment
Company assessmentBroad incumbents
- Hub International: Large North American insurance brokerage built largely through acquisitions of independent agencies; directly comparable distribution model and another likely roll-up acquirer for BBSA.
- Acrisure: PE-backed global insurance brokerage that has aggressively rolled up independent agencies across the U.S.; comparable business model and a likely acquirer of agencies like BBSA.
- Brown & Brown, Inc. Large national insurance brokerage with a network of independent agency locations; comparable in product breadth and agency-distribution model, but operates at materially greater scale.
- Marsh McLennan: Global insurance brokerage and risk management firm; broadly comparable as a competitor for SMB commercial insurance placement, though it operates at vastly greater scale and primarily through larger brokerage teams.
Direct peers
- Erie Insurance Group: Regional insurance carrier that distributes exclusively through independent agents in the Northeast and Mid-Atlantic; comparable through its agency-distribution model serving personal and commercial customers in similar geographies.
- The Hilb Group: Independent insurance brokerage platform aggregating multiple regional agencies; directly comparable as an aggregator of small independent agencies offering personal and commercial lines through multiple carriers.
- The Hanover Insurance Group: Regional insurance carrier selling personal and commercial lines primarily through independent agents; comparable through independent-agency distribution model targeting small businesses and households in the Northeast.
- Tompkins Insurance Agencies: Upstate New York-based independent insurance agency offering personal, commercial, and life insurance through multiple carriers, with a similar regional brokerage model and overlapping carrier relationships.
Regional players
- Frankenmuth Insurance: Regional mutual insurance carrier serving the Northeast and Midwest through independent agents; comparable agency-distribution strategy in overlapping rural/small-town geographies.
- The Cincinnati Insurance Companies: Regional insurance carrier that distributes through a select group of independent agents; comparable agency-channel model with overlapping personal and commercial product lines.
Market position
Strengths4 records
Weaknesses5 records
Competitive moat3 records
Key risks6 records
Key highlights6 records
Customer concentration
Bushinger, Bucciero & Smith Agency social profiles
Digital presenceBushinger, Bucciero & Smith Agency financial estimates
Financial estimateRevenue estimate
Valuation estimate
Bushinger, Bucciero & Smith Agency leadership team
Management profileNumber of profiles
Profiles6 records
Bushinger, Bucciero & Smith Agency funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Bushinger, Bucciero & Smith Agency M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Bushinger, Bucciero & Smith Agency
What does Bushinger, Bucciero & Smith Agency do?
Bushinger, Bucciero & Smith Agency is an independent insurance brokerage that sells and services personal, commercial, and life insurance policies on behalf of more than 40 insurance carriers. The agency compares coverage and pricing across its carrier partners to place clients with the best-fit policy, supported by face-to-face consultations, claims assistance, annual policy reviews, and an online client center for billing and policy changes.
Is Bushinger, Bucciero & Smith Agency a public or private company?
Bushinger, Bucciero & Smith Agency is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was Bushinger, Bucciero & Smith Agency founded?
Bushinger, Bucciero & Smith Agency was founded in 2005. It employs 11 to 50 people.
Where is Bushinger, Bucciero & Smith Agency based?
Bushinger, Bucciero & Smith Agency is headquartered in Sauquoit, United States, in the North America region.
How does Bushinger, Bucciero & Smith Agency make money?
One revenue line is on record: insurance Commissions.
Who are Bushinger, Bucciero & Smith Agency's main competitors?
Broad incumbents on record are Hub International, Acrisure, Brown & Brown, Inc. and Marsh McLennan. Direct peers are Erie Insurance Group, The Hilb Group, The Hanover Insurance Group and Tompkins Insurance Agencies. Regional players are Frankenmuth Insurance and The Cincinnati Insurance Companies.
Does Bushinger, Bucciero & Smith Agency have an API?
No public API is recorded for Bushinger, Bucciero & Smith Agency.