Digital Access to Finance

What Digital Access to Finance does

Digital Access to Finance (DAF) is a privately held Egyptian software company founded in 2020, headquartered in Cairo with a secondary office in Zahraa El Maadi. The company operates a digital ecosystem spanning FinTech, HealthTech, and InsurTech, focused on automating medical and pharmaceutical processes in the Egyptian market. Its product portfolio includes BelShifa (a consumer-facing healthcare mobile application for pharmacy ordering, lab/radiology booking, and doctor appointments), PharmaCastle (a cloud-based mini-ERP and POS system for pharmacies), Disti-Pharma (a fleet management platform for pharmaceutical manufacturers, distributors, and pharmacies), DAFPay (a payment settlement and reconciliation system), and an EMS mobile application paired with a Learning Management System developed for the Egyptian Medical Syndicate.

DAF's technical foundation is a set of cloud-based platforms built around mobile applications, ERP systems, fleet/logistics tooling, payment facilitation, and learning management. The architecture is integrated so that pharmacies, distributors, healthcare providers, and end-users can transact across a common stack rather than using disjointed point solutions. DAF also offers custom development and engineering services, including warehouse management systems and material handling solutions, which it markets to e-commerce and logistics operators.

Commercially, DAF monetizes through a mix of SaaS-style software subscriptions for pharmacy ERP/POS, transaction-based fees on its payment and distribution platforms, and professional/custom development services for enterprise clients. Distribution is dual-mode: direct enterprise sales for larger deployments (notably to the Egyptian Medical Syndicate and pharmaceutical distributors) combined with self-service/PLG channels such as Google Play and product-specific websites (belshifa.org, dist.pharmacastle.org) for smaller pharmacy customers and end-users. Geographic reach is currently limited to Egypt, and the company is bootstrapped with no disclosed external funding.

Name

Digital Access to Finance

Legal name

Digital Access to Finance

Website

https://dafholding.com

Company type

Private

Founded year

2020

Operating status

Operating

Headcount range

51–100 employees

Short description

Digital Access to Finance (DAF) is an Egypt-based software company that builds a FinTech, HealthTech, and InsurTech ecosystem for the Egyptian healthcare and pharmaceutical value chain, including BelShifa, PharmaCastle, Disti-Pharma, DAFPay, and EMS/LMS solutions.

Ownership category

akta.pro rank

Product category

Healthcare and Pharmacy Software

NAICS

Software Publishers (51321), Custom Computer Programming Services (541511)

SIC

Services-Prepackaged Software (7372)

akta.pro primary industry

Healthcare Provider ERP (Hospital Operations, Supply Chain, Finance) (HDAEAEAH)

akta.pro secondary industries

Virtual Pharmacy & Medication Management Integration Platforms (HLALABAL), Health & Pharmacy Omnichannel (CRAFAEAK), PBM Technology Platforms (ePA/eRx/Real-Time Benefit Tools) (HLAEAKAL)

Keywords

• Pharmacy management software
• Healthcare digital solutions
• Fintech payment processing
• Pharmaceutical supply chain
• Learning management systems

Headquarters

HQ city

Cairo

HQ country

Egypt

HQ region

Africa

Offices2 records

Markets served

GTM type

B2B

Offering type

Software

Cost components

Personnel, Technology or R&D, Operations, Marketing or Sales, Infrastructure

Revenue model

1. Software Licensing/Subscription (Belshifa): Belshifa mobile application provides healthcare services including pharmacy ordering, lab appointments, and doctor bookings. Revenue likely derived from transaction fees, subscription models for pharmacy partners, or commission-based arrangements.
2. Software Licensing/Subscription (PharmaCastle): PharmaCastle mini-ERP and POS system for pharmacies likely operates on a SaaS subscription model with tiered pricing based on features and pharmacy size.
3. Platform Fees (Disti-Pharma): Fleet management platform for pharmaceutical supply chain likely charges transaction or subscription fees based on fleet size or transaction volume.
4. Payment Processing (DAFPay): Settlement and reconciliation facilitation services generating revenue through transaction processing fees.
5. Professional Services and Custom Development: Custom software development and engineering services including business services, development services, and implementation support for enterprise clients.
6. Enterprise Software Solutions: Customized enterprise software solutions for healthcare, learning, material handling, and e-commerce industries delivered through professional services engagements.

Go-to-market motion2 records

Distribution channels3 records

Marketing channels4 records

Core offering

DAF develops and sells a digital ecosystem combining Fintech, Healthtech, and Insurtech capabilities tailored to the Egyptian healthcare and pharmaceutical value chain. Its core offerings include BelShifa (healthcare mobile application for pharmacy ordering and appointment booking), PharmaCastle (cloud-based pharmacy mini-ERP and POS), Disti-Pharma (fleet management for pharmaceutical Manufacturers, Distributors, and Pharmacies), DAFPay (payment settlement and reconciliation), and an EMS Mobile Application plus Learning Management System for the Egyptian Medical Syndicate.

Product overview

DAF operates as a digital ecosystem combining Fintech, Healthtech, and Insurtech. The company's product portfolio consists of Belshifa (medical healthcare mobile app for pharmacy ordering), PharmaCastle (cloud-based mini-ERP and POS for pharmacies), Disti-Pharma (fleet management platform for Manufacturers, Distributors, and Pharmacies), DAFPay (settlement and reconciliation solution), and EMS/LMS (Learning Management System and Mobile Application for the Egyptian Medical Syndicate). These products are interconnected within DAF's ecosystem that automates medical processes from pharmaceutical, insurance, medical, and end-user perspectives.

Differentiator

Problem solved

Functional benefit

Brands

• Belshifa: A complete medical healthcare mobile application for ordering all types of products from a pharmacy and much more.
• PharmaCastle
• Disti-Pharma
• DAFPay
• EMS (Egyptian Medical Syndicate)
• LMS (Learning Management System)

Products and services

• BelShifa A complete medical healthcare mobile application for ordering all types of products from a pharmacy and accessing medical services including medicine delivery, lab test appointments, radiology center bookings, and specialized doctor appointments; aimed at Egyptian patients and pharmacy customers.
• PharmaCastle A cloud-based mini-ERP system and Point of Sale designed for pharmacies, providing inventory management, sales tracking, and business intelligence modules for independent pharmacies and pharmacy chains.
• Disti-Pharma A platform that automizes fleet management for pharmaceutical Manufacturers, Distributors, and Pharmacies (MDP), enabling supply chain optimization and visibility across the pharmaceutical value chain.
• DAFPay A payment solution that facilitates settlement and reconciliation processes for financial transactions within DAF's ecosystem, used by pharmacies, distributors, and other ecosystem participants.
• EMS Mobile Application Mobile application developed for the Egyptian Medical Syndicate (EMS) supporting member services and digital engagement for medical professionals; successfully launched in June 2021.
• Learning Management System (LMS) A web-based Learning Management System developed for the Egyptian Medical Syndicate to support professional development and continuing medical education for medical professionals; successfully launched in June 2021.
• Custom Development Services Cutting-edge custom software solutions enabling enterprises to drive digital transformation across tech and business domains, leveraging low-risk approaches and accelerators for clients in healthcare, learning, material handling, and e-commerce.
• Engineering Services Engineering services delivering intelligent, automated solutions for manufacturing, warehouse, and material handling including Warehouse Management Systems designed to maximize ROI, minimize TCO, and improve facility operations end to end, with material handling and tracking systems.

Quantifiable outcome

• Successful deployment and launch of Egyptian Medical Syndicate LMS and Mobile App in June 2021

Named customers3 records

Segments4 records

Ideal customer profiles4 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature7 records

Partnerships

One partnership is on record.

• Egyptian Banking School (EBS)minorStrategic or Co-development PartnerEgyptian Banking School is listed as a partner on DAF's website. EBS may represent a strategic partnership for fintech development, financial technology training, or banking sector collaboration.

Scale indicators1 record

Recent moves6 records

Expansion highlights5 records

Direct peers

• Fawry: Egypt's largest electronic payments network serving consumers, merchants and billers. Closely comparable to DAF's DAFPay settlement/reconciliation rails and to DAF's broader fintech play for Egyptian consumers and merchants.
• Vezeeta: Egypt- and MENA-based digital healthcare platform that connects patients with doctors, pharmacies and labs via a mobile app. Directly comparable to DAF for the consumer-facing healthcare access layer (BelShifa) in the same Egyptian market.

Others

• Surescripts: U.S. health information network providing e-prescribing, benefits and clinical interoperability infrastructure. Related as a peer for the e-prescribing, medication routing and payer-pharmacy connectivity that underpins platforms like DAF's BelShifa/PharmaCastle and DAFPay.

Broad incumbents

• Practo: India-origin digital health platform with consumer booking, consultations and clinic/pharmacy software, including MENA expansion. Comparable to DAF as a broader multi-product digital health ecosystem spanning patient access, providers and pharmacy software.
• Doctolib: European leader in online doctor booking and practice management SaaS. Comparable to DAF at the platform-layer for digital healthcare access and SaaS tooling for pharmacies/clinics, though it operates in a more mature regulatory environment.
• CompuGroup Medical: Global healthcare IT vendor with strong pharmacy software (including CGM Lauer, PHARMACY+, e-prescribing). Most direct large-scale analog to DAF's PharmaCastle mini-ERP/POS for pharmacies and the e-prescribing/medication management domain.
• CoverMyMeds (McKesson): U.S. ePA, electronic prior authorization and pharmacy benefit tech leader owned by McKesson. Comparable to the PBM-tech/medication-management and benefit-tooling angle of DAFPay and the insurance/fintech integration layer of DAF's platform.

Emerging players

• Altibbi: MENA-wide telehealth and digital health platform operating in Arabic-speaking markets. Comparable to DAF for the consumer-facing digital healthcare/medication access layer, especially BelShifa and broader health ecosystem ambitions.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights6 records

Customer concentration

• Facebookfacebook.com/DigitalAccessToFinance
• LinkedInlinkedin.com/company/digital-access-to-finance

Revenue estimate

Valuation estimate

Number of profiles

Profiles4 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Digital Access to Finance