Trinity Factors
Trinity Factors is a Scottish property management firm, founded 1976 and headquartered in Edinburgh, that provides factoring, lettings, and insurance services to owners' associations, landlords, and individual property owners across more than 10,000 properties.
- Company typePrivate
- Founded1976
- HeadquartersEdinburgh, United Kingdom
- Headcount11–50
- GTM typeB2B
- OfferingServices
What Trinity Factors does
Trinity Factoring Services Ltd, trading as Trinity Factors, is a Scottish residential property management company founded in 1976 and headquartered in Edinburgh. The firm provides property factoring services to owners' associations and residential property owners, lettings and full management services for landlords, FCA-authorized insurance brokerage, and a smaller holiday cottage rental line. With approximately 50 staff and offices in Edinburgh and Aberdeen, Trinity manages more than 10,000 properties across Scotland.
The operating platform is built on SME Professional property management software, with client-facing portals for owners and tenants handling service requests, statements, and documentation, and SagePay integrated for payment processing. Service delivery combines digital self-service for routine interactions with on-the-ground staff for inspections, maintenance coordination, and accounting across blocks.
Trinity earns revenue primarily through recurring fees: periodic factoring charges for shared building maintenance, accounting, and administration; lettings and management fees on rental portfolios; insurance commissions on brokered cover; and a minor contribution from holiday cottage rental. The customer base spans thousands of individual property owners, owners' associations, and landlords, with McCarthy & Stone cited as a retirement-housing client. Regulatory standing includes registration under the Property Factors (Scotland) Act 2011, Letting Agent Registration Scotland, and FCA authorization for insurance mediation. The company is privately held by its founding family, has never raised external capital, and was awarded Property Manager of the Year in 2022.
Trinity Factors firmographics
Firmographics- Name
- Trinity Factors
- Legal name
- Trinity Factoring Services Ltd
- Website
- https://trinityfactors.co.uk
- Company type
- Private
- Founded year
- 1976
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Trinity Factors is a Scottish property management firm, founded 1976 and headquartered in Edinburgh, that provides factoring, lettings, and insurance services to owners' associations, landlords, and individual property owners across more than 10,000 properties.
- Ownership category
- akta.pro rank
Trinity Factors industry classification
Industry- Product category
- Property Management Services
- NAICS
- Residential Property Managers (531311)
- SIC
- Real Estate Agents & Managers (For Others) (6531)
- akta.pro primary industry
- Townhome & PUD Association Management (BPAJAHAE)
- akta.pro secondary industry
- Residential Investment Property Brokerage (SFR/Small Multifamily) (BPAJAAAE)
Keywords
Where Trinity Factors is headquartered
LocationHeadquarters
- HQ city
- Edinburgh
- HQ country
- United Kingdom
- HQ region
- Europe
Offices2 records
Markets served
Trinity Factors business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure
Revenue model
- Factoring Services: Ongoing property factoring fees charged to owners/owners' associations for management of common parts in flatted developments. Fees cover maintenance planning, financial management, insurance arrangement, and compliance services.
- Letting & Management Services: Property letting and management fees charged to landlords, ranging from let-only to full management services. Revenue includes ongoing management fees and potentially setup fees.
- Insurance Services: Commission earned from arranging insurance policies (blocks of flats, rental properties, directors & officers) through UK insurers. Commission disclosed at renewal as required by FCA regulations.
Go-to-market motion1 record
Distribution channels3 records
Marketing channels4 records
Trinity Factors product offering
Product offeringCore offering
Trinity Factors delivers professional property factoring for residential developments (from small tenement buildings to large new-build blocks of flats), residential and commercial letting and full property management services for landlords, and property insurance mediation covering blocks of flats, rental properties, and directors & officers liability. Services are supported by SME Professional property management software, dedicated client portals, and an in-house 24/7 emergency response centre.
Product overview
Trinity Factors operates as a property management and letting firm offering three interconnected core services: property factoring (managing common parts of residential developments), residential and commercial lettings, and insurance services. The company also manages a holiday cottage on North Uist. Clients access services through online portals for factoring and property searches, all supported by property management technology from SME Professional.
Differentiator
Problem solved
Functional benefit
Products and services
- Factoring Services
Companies that use Trinity Factors
Customer profileNamed customers4 records
Segments4 records
Ideal customer profiles2 records
Trinity Factors technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration2 records
Trinity Factors partnerships and signals
Strategic signalPartnerships
Five partnerships are on record, tiered core and minor.
- Safe Deposits ScotlandcoreTrinity Factors is required by law to protect tenant deposits with a Scottish Government approved deposit scheme. They use Safe Deposits Scotland, a not-for-profit organisation, to hold deposits for the duration of tenancies.
- LettingWebminorLettingWeb is a property listing portal where Trinity Factors advertises available rental properties, extending reach to tenants searching for properties across Scotland.
- UK InsurerscoreTrinity Factors works with leading UK insurers and insurance brokers to provide a full range of household, business, and personal insurance policies. They arrange blocks of flats insurance, rental property insurance, and directors & officers coverage.
- Scottish WaterminorReferenced as an emergency contact for tenants experiencing loss of water supply. Scottish Water phone: 0345 601 8855.
- Gas Emergency ServiceminorEmergency contact provided to tenants for gas leaks. Phone: 0800 111 999.
Scale indicators3 records
Recent moves6 records
Expansion highlights5 records
Trinity Factors competitors and assessment
Company assessmentBroad incumbents
- Countrywide (Connells Group): One of the UK's largest property services groups, offering estate agency, lettings, and property management with significant Scottish presence. Broader incumbent offering overlapping services at scale.
- Galbraith: Larger Scottish rural and residential property consultancy offering estate management, letting, and property services across Scotland. Comparable in geographic focus but broader portfolio including sales and rural estates.
Direct peers
- DJ Alexander: One of Scotland's largest letting and property management agencies. Direct competitor in residential lettings and full management services, particularly active in Edinburgh and Aberdeen markets.
- Aberdein Considine: Scottish property services firm with factoring, letting, and estate agency operations across Scotland. Comparable multi-service property model with overlapping geographic coverage and customer base.
- Ross & Liddell: Scottish residential property management and factoring firm with offices across central Scotland. Comparable in providing factoring, letting, and block management services to homeowners and landlords in the same Scottish market.
- Charles White Limited: Edinburgh-based property factor and management firm specialising in residential block factoring and estate management across Scotland. Direct competitor in the Edinburgh factoring market with similar core services.
- Cullen Property Management: Scottish property factoring and management firm focused on residential blocks and estates. Comparable specialist factoring business serving similar owners' association clients.
- Hacking & Paterson: Long-established Scottish property factor and manager based in Glasgow, offering factoring and residential block management services across Scotland. Directly comparable to Trinity in core service offering, regulatory positioning, and Scottish geographic focus.
- Dears Factoring: Edinburgh-based factoring specialist serving residential developments and owners' associations in Scotland. Direct competitor in the same factoring niche with similar regulatory positioning.
Regional players
- Rettie & Co. Edinburgh-based residential estate agency and letting specialist with property management services in Scotland. Comparable Scottish focus with overlap in residential letting and management offerings.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat5 records
Key risks5 records
Key highlights6 records
Customer concentration
Trinity Factors social profiles
Digital presenceTrinity Factors compliance and trust
Trust signalCompliance3 records
Trinity Factors financial estimates
Financial estimateRevenue estimate
Valuation estimate
Trinity Factors leadership team
Management profileNumber of profiles
Profiles1 record
Trinity Factors funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Trinity Factors M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Trinity Factors
What does Trinity Factors do?
Trinity Factors delivers professional property factoring for residential developments (from small tenement buildings to large new-build blocks of flats), residential and commercial letting and full property management services for landlords, and property insurance mediation covering blocks of flats, rental properties, and directors & officers liability. Services are supported by SME Professional property management software, dedicated client portals, and an in-house 24/7 emergency response centre.
Is Trinity Factors a public or private company?
Trinity Factors is a private company. It is classified as family owned and is currently operating.
When was Trinity Factors founded?
Trinity Factors was founded in 1976. It employs 11 to 50 people.
Where is Trinity Factors based?
Trinity Factors is headquartered in Edinburgh, United Kingdom, in the Europe region.
How does Trinity Factors make money?
Three revenue lines are on record. Factoring Services are the primary driver. The others are letting & Management Services and insurance Services.
Who are Trinity Factors's main competitors?
Broad incumbents on record are Countrywide (Connells Group) and Galbraith. Direct peers are DJ Alexander, Aberdein Considine, Ross & Liddell, Charles White Limited, Cullen Property Management, Hacking & Paterson and Dears Factoring. Rettie & Co. is listed as a regional player.
Does Trinity Factors have an API?
No public API is recorded for Trinity Factors.
What industry is Trinity Factors in?
Trinity Factors's product category is Property Management Services. Its primary akta.pro industry code is BPAJAHAE, Townhome & PUD Association Management, with a secondary code of BPAJAAAE, Residential Investment Property Brokerage (SFR/Small Multifamily). Its NAICS code is 531311 and its SIC code is 6531.