Patriotic Insurance Group

What Patriotic Insurance Group does

Patriotic Insurance Group is a veteran-owned independent insurance agency founded by US Navy veteran Rob Bowen and headquartered in Inlet, New York, with remote offices serving Hudson Valley, NY and Pennsylvania. The agency provides personal and commercial insurance solutions to individuals, families, and small to medium businesses, and is licensed across six US states (CO, CT, NJ, NY, PA, VA). On the personal side, the offering includes home, auto, umbrella, life, motorcycle, and specialty coverages such as condo, flood, renters, and classic car; on the commercial side, it spans business owners policies, general liability, commercial property, business auto, workers' compensation, cyber liability, and 50+ industry-specific programs for real estate investors, retail, trucking, restaurants, and developers. The agency has served more than 700 clients and handled over 1,250 cases across its 7+ years in operation, supported by a core team of approximately 8 members.

The agency operates as an independent intermediary representing multiple carriers including The Hartford, Kemper, MetLife, NYCM Insurance, Plymouth Rock, Progressive, and Leatherstocking Insurance Company. Its technology stack is built on third-party agency infrastructure rather than proprietary systems: Clickable Coverage interactive educational graphics (a registered trademark licensed from FMG Suite/Agency Revolution), the Canopy Connect document-retrieval integration, the Glovebox mobile application for client self-service, and a Service Center portal for bill payment, claim reporting, and certificate requests. The go-to-market is sales-led and relationship-based, relying on licensed agents providing personalized consultation by phone, email, and in-person meetings, supplemented by a referral program and community-driven lead generation through partnerships with Suits for Soldiers, Boxes for Soldiers, and Kiwanis of Chester, NY.

Revenue is generated through insurance carrier commissions on policies sold and serviced, with the agency earning a percentage of customer premiums on a recurring basis as policies renew. Pricing is quote-based and varies by risk profile, coverage needs, and carrier underwriting criteria, with no public pricing disclosed. In April 2026, the agency joined Stable Rock Solutions as part of a strategic partnership, while continuing to operate under the Patriotic Insurance Group brand alongside its wholly-owned Burkhard-Evans, Inc. division.

Name

Patriotic Insurance Group

Legal name

Patriotic Insurance Group

Website

https://patrioticinsurancegroup.com

Company type

Private

Operating status

Acquired

Headcount range

51–100 employees

Short description

Patriotic Insurance Group is a veteran-owned independent insurance agency serving individuals, families, and small to medium businesses across six US states. It represents multiple carriers and offers personal, commercial, and industry-specific insurance products, generating revenue through carrier commissions.

Ownership category

akta.pro rank

Product category

Independent Insurance Agency (Property & Casualty and Life Brokerage)

NAICS

Insurance Agencies and Brokerages (52421), Agencies, Brokerages, and Other Insurance Related Activities (5242)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Mid-Market Commercial Package (Package Policies) (FSAJAFAB)

akta.pro secondary industries

Personal Umbrella Insurance (FSAJANAA), Standalone Umbrella Liability (FSAJANAE), Whole Life / UL Policy Riders & Add-ons (e.g., Waiver of Premium, Accidental Death, Child Term, LTC/Chronic Illness) (FSAIABAK)

Keywords

• Independent insurance agency
• Personal insurance brokerage
• Commercial insurance brokerage
• Industry-specific insurance programs
• Multi-carrier insurance agent

Headquarters

HQ city

New York

HQ country

United States

HQ region

North America

Offices3 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Insurance Commissions: The agency earns commissions from insurance carriers for policies sold and serviced. As an independent agency, they represent multiple insurance companies and receive a percentage of premiums paid by customers.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels5 records

Core offering

Patriotic Insurance Group is a veteran-owned independent insurance agency that brokers personal, business, and industry-specific insurance coverage on behalf of multiple carriers. It earns commissions from carriers such as The Hartford, Kemper, MetLife, NYCM, Plymouth Rock, and Progressive for policies placed and serviced for individuals, families, and small-to-medium businesses. Service is delivered by licensed agents through in-person, phone, email, and online channels, supported by an online service center and mobile app for policy management.

Product overview

Patriotic Insurance Group is a veteran-owned independent insurance agency offering a comprehensive portfolio of insurance products organized into three core categories: Personal Insurance, Business Insurance, and Insurance by Industry. Their personal insurance offerings include Home Insurance, Auto Insurance, Umbrella Insurance, Individual Life Insurance, Motorcycle Insurance, and specialty products like Condo, Flood, High Net Worth, Renters, Watercraft, Wedding, Classic Car, Mobile Home, RV, Snowmobile, and Yacht insurance. Their business insurance suite comprises Business Owners Insurance, General Liability Insurance, Business Auto Insurance, Commercial Umbrella Insurance, Commercial Property Insurance, and specialized coverage including Cyber Liability, Environmental Insurance, Natural Disaster Insurance, Ocean Marine Insurance, Workers' Compensation, Builders Risk, Business Interruption, Commercial Bonds, Directors and Officers Liability, Employment Practice Liability, Errors and Omissions, and Fleet Insurance. They provide industry-specific programs for Real Estate Investors, Retail Businesses, Trucking, Restaurants, Real Estate Developers, and numerous other sectors. The agency differentiates through technology features including Clickable Coverage interactive graphics, an online Service Center for policy management, and quick quote tools. They are now part of Stable Rock Solutions and include the Burkhard-Evans division.

Differentiator

Problem solved

Functional benefit

Products and services

• Personal Insurance Personal insurance solutions for individuals and families covering home, auto, umbrella, life, motorcycle, condo, flood, renters, wedding, classic car, and other personal lines to protect against property damage, liability, and life events.
• Business Insurance Business insurance suite including business owners policy, general liability, business auto, commercial umbrella, commercial property, workers compensation, cyber liability, and other operational coverage for small to medium businesses.
• Insurance by Industry Specialized insurance programs tailored to specific industries including real estate investors, retailers, trucking companies, restaurants, and real estate developers.
• Home Insurance Homeowners insurance covering property damage, personal liability, personal property, and additional living expenses to protect homes and families.
• Auto Insurance Auto insurance providing coverage for bodily injury liability, property damage, medical payments, and physical damage to personal vehicles.
• Umbrella Insurance Excess liability insurance providing additional coverage limits above auto and home insurance policies for property damage and bodily injury claims.
• Individual Life Insurance Life insurance products including term, whole, and universal life policies to provide financial security for families.
• Motorcycle Insurance Motorcycle insurance covering liability, collision, comprehensive, theft, and custom parts for motorcycle riders.
• Business Owners Insurance Business Owners Policy (BOP) combining property and liability coverage into one policy for small to medium businesses.
• General Liability Insurance General liability insurance covering bodily injury, property damage, advertising injury, and medical payments for businesses.
• Business Auto Insurance Commercial vehicle insurance covering business-owned cars and trucks for liability, collision, and physical damage.
• Commercial Umbrella Insurance Commercial umbrella insurance providing excess liability coverage when primary policy limits are exceeded.
• Commercial Property Insurance Commercial property insurance covering buildings, equipment, fixtures, and contents against damage, loss, and theft.
• Real Estate Investor Insurance Insurance coverage for real estate investors including property coverage, liability, business income, and vacant property protection.
• Retail Business Insurance Retail business insurance covering business auto, income, commercial property, crime, cyber liability, and general liability.
• Trucking Insurance Commercial trucking insurance covering commercial trucking, garagekeepers, on-hook, bobtail, non-trucking liability, trailer interchange, cargo, and physical damage.
• Restaurant Insurance Restaurant insurance covering liquor liability, valet parking, business income, EPLI, food contamination, spoilage, and commercial auto.
• Real Estate Developer Insurance Real estate developer insurance including professional liability, builders risk, vacant building, and owner-controlled insurance programs.

Quantifiable outcome

• Over 700 satisfied clients served
• +1 more outcomes

Named customers3 records

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature3 records

Partnerships

Nine partnerships are on record, tiered core, major and minor.

• The HartfordcoreChannel Partner/ Reseller/ DistributorNational insurance carrier providing various commercial and personal insurance products. Patriotic Insurance Group represents Hartford as one of their insurance company partners.
• KempercoreChannel Partner/ Reseller/ DistributorInsurance carrier specializing in personal and commercial insurance products. Partnership for distributing insurance coverage through Patriotic Insurance Group.
• Leatherstocking Insurance CompanycoreChannel Partner/ Reseller/ DistributorRegional insurance carrier, part of the uninsurer network, providing property and casualty insurance products.
• MetLifecoreChannel Partner/ Reseller/ DistributorGlobal insurance and benefits provider offering personal, dental, vision, and accident insurance products.
• NYCM InsurancecoreChannel Partner/ Reseller/ DistributorNew York-based insurance carrier providing personal and business insurance products primarily in New York state.
• Plymouth RockcoreChannel Partner/ Reseller/ DistributorRegional insurance carrier offering auto, home, and business insurance in the Northeast.
• ProgressivecoreChannel Partner/ Reseller/ DistributorMajor insurance carrier known for auto insurance, providing various personal and commercial insurance products.
• Stable Rock SolutionsmajorStrategic or Co-development PartnerPatriotic Insurance Group has joined Stable Rock Solutions, a parent company or acquisition, announced April 9, 2026.
• Burkhard-Evans, Inc.minorStrategic or Co-development PartnerBurkhard-Evans, Inc. is a division of Patriotic Insurance Group, representing a business acquisition or subsidiary.

Scale indicators4 records

Recent moves6 records

Expansion highlights3 records

Broad incumbents

• Brown & Brown: Large national insurance brokerage with personal and commercial lines across multiple carriers. Broad incumbent operating in the same independent agency space at significantly greater scale.
• Acrisure: Large insurance brokerage platform with personal, commercial, and specialty lines distributed through partner agencies. Broad incumbent peer; relevant comparator for the Stable Rock Solutions roll-up thesis.
• Hub International: Large North American insurance brokerage offering personal and commercial lines through independent agency-style distribution. Broad incumbent peer in the same category.
• Arthur J. Gallagher: Global insurance brokerage and risk management firm with extensive retail and wholesale distribution. Broad incumbent peer offering personal and commercial lines through independent agency networks.

Direct peers

• Goosehead Insurance: Independent insurance agency franchise distributing personal and commercial lines through multiple carriers. Direct peer to Patriotic's independent agency model, though Goosehead operates a much larger franchise network.
• Higginbotham: Independent insurance brokerage offering personal, commercial, and employee benefits across multiple states. Comparable independent multi-carrier model serving individuals and SMBs.
• IMA Financial Group: Independent insurance brokerage offering commercial, personal, and benefits solutions. Compares as a direct independent agency peer operating in a similar multi-carrier, multi-state distribution model.
• OneDigital: Independent insurance and financial services firm distributing personal, commercial, and benefits across carriers. Peer to Patriotic in the independent multi-carrier distribution model.
• The Liberty Company Insurance Brokers: Independent insurance brokerage distributing across multiple carriers with a focus on commercial and personal lines. Direct peer to Patriotic in the independent agency model.

Regional players

• Turchette Agency / Regional Independent Agencies: Mid-Atlantic independent insurance agency distributing personal and commercial lines through multiple carriers. Closest scale and geographic comparable to Patriotic's NY/PA Northeast focus.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat3 records

Key risks6 records

Key highlights6 records

Customer concentration

• Xtwitter.com/bowenagency845
• YouTubeyoutube.com/channel/UCfH_c5usC4WrH1tme0OyJIg
• Facebookfacebook.com/patrioticinsurancegroup
• LinkedInlinkedin.com/company/rob-bowen-farmers-insurance/?viewAsMember=true
• Instagraminstagram.com/patrioticinsurancegroup

Revenue estimate

Valuation estimate

Number of profiles

Profiles8 records

Subsidiaries1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Patriotic Insurance Group