Triton Group
Triton Group is a residential mortgage lending team operating under Legacy Mutual Mortgage (a Prosperity Bank subsidiary), originating home purchase and refinance loans for individual consumers across multiple U.S. states via direct-to-consumer channels including online, phone, and in-person applications.
- Company typePrivate
- Founded2014
- HeadquartersSchertz, United States
- Headcount1–10
- GTM typeB2C
- OfferingServices
What Triton Group does
Triton Group is a direct-to-consumer residential mortgage lending team operating under Legacy Mutual Mortgage, which is itself a subsidiary of Prosperity Bank. The legal operating entity is Gardner Financial Services, Ltd., doing business as Legacy Mutual Mortgage (NMLS #278675), with the team operating as a branded retail lending unit headquartered in Schertz, Texas. The team originates home purchase loans and refinances across multiple U.S. states, including an explicit Arizona license (BK-2001467), and serves individual consumers and families navigating home financing.
The team delivers mortgage products through a documented four-step process: Pre-Approval (credit analysis, documentation, and issuance of pre-approval letters), Disclosure (appraisal, loan-specific disclosures, and timeline setting), Processing (underwriting submission and approval), and Closing (settlement statement coordination, signing, and funding). Customer acquisition channels include a company website with content marketing and educational resources, a third-party self-serve application portal (Floify), phone origination, in-person appointments at the Schertz office, video storytelling/testimonials, and a Linktree-aggregated social presence. Bilingual Spanish/English service ("Hablamos Espanol") broadens addressable demographics in Texas and the Southwest.
Triton Group earns revenue on a transaction basis through mortgage origination fees, appraisal fees passed through to borrowers, and other closing costs associated with each closed loan. Pricing is personalized per borrower based on credit profile, loan amount, and prevailing rates, with no public rate sheet. No proprietary technology platform, AI/ML capabilities, funding rounds, or disclosed financial metrics are present in the source data; the team is led by Mario Galdos (Team Leader / Senior Loan Officer, NMLS: 220759) and operates entirely within the Prosperity Bank / Legacy Mutual Mortgage corporate umbrella.
Triton Group firmographics
Firmographics- Name
- Triton Group
- Legal name
- Gardner Financial Services, Ltd.
- Website
- https://tritongrouphomeloans.com
- Company type
- Private
- Founded year
- 2014
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- Triton Group is a residential mortgage lending team operating under Legacy Mutual Mortgage (a Prosperity Bank subsidiary), originating home purchase and refinance loans for individual consumers across multiple U.S. states via direct-to-consumer channels including online, phone, and in-person applications.
- Ownership category
- akta.pro rank
Triton Group industry classification
Industry- Product category
- Residential Mortgage Lending
- NAICS
- Mortgage and Nonmortgage Loan Brokers (522310)
- SIC
- Mortgage Bankers & Loan Correspondents (6162)
- akta.pro primary industry
- Call Center / Tele-Sales Mortgage Origination (FSALAAAC)
Keywords
Where Triton Group is headquartered
LocationHeadquarters
- HQ city
- Schertz
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
Triton Group business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D
Revenue model
- Mortgage Origination Fees: Triton Group generates revenue through loan origination fees charged to borrowers for processing mortgage loans. As a mortgage lender operating under Legacy Mutual Mortgage (NMLS #278675), the company earns fees on each loan closed, including origination fees, appraisal fees collected from borrowers, and other closing costs associated with mortgage transactions.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Transaction based/ take rate | Pay-as-you-go | Personalized mortgage loan pricing based on individual borrower profiles |
Go-to-market motion1 record
Distribution channels3 records
Marketing channels5 records
Triton Group product offering
Product offeringCore offering
Triton Group is a mortgage lending team operating under Legacy Mutual Mortgage (NMLS #278675), a subsidiary of Prosperity Bank. The company originates residential home loans for individual home buyers across multiple U.S. states via a streamlined four-step process: Pre-Approval, Disclosure, Processing, and Closing. Services include home purchase loans, refinancing, quick pre-approval (under 10 minutes), credit analysis, and specialized Hero Benefits for eligible professionals, supported by online (Floify), phone, and in-person application channels.
Product overview
Triton Group at Legacy Mutual Mortgage operates as a mortgage lending business offering home loan products and related services. The core offering consists of home purchase loans and refinancing, supported by a streamlined 4-step process: Pre-Approval, Disclosure, Processing, and Closing. Additional services include a Pre-Approval Process that takes under 10 minutes with immediate credit analysis, an online Loan Calculator tool, and a Hero Benefits program for eligible professionals. The company operates under NMLS #278675 and lends across multiple states.
Differentiator
Problem solved
Functional benefit
Products and services
- Home Loans
Companies that use Triton Group
Customer profileSegments1 record
Ideal customer profiles1 record
Triton Group technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Triton Group partnerships and signals
Strategic signalPartnerships
Two partnerships are on record, tiered core.
- Gardner Financial Services, Ltd. (dba Legacy Mutual Mortgage)coreTriton Group operates as a branded team under Gardner Financial Services, Ltd., which does business as Legacy Mutual Mortgage. This is the parent company and licensing entity under which Triton Group originates mortgages using NMLS #278675.
- Prosperity BankcoreLegacy Mutual Mortgage is a subsidiary of Prosperity Bank (18402 U.S. Highway 281 N, Ste. 258, San Antonio, TX 78259). This provides institutional backing and regulatory oversight for Triton Group's mortgage operations.
Scale indicators2 records
Recent moves5 records
Expansion highlights4 records
Triton Group competitors and assessment
Company assessmentDirect peers
- Caliber Home Loans: Caliber Home Loans is a top-10 U.S. retail mortgage lender with a multi-state consumer-direct origination platform including purchase, refinance, and specialty programs. Competes with Triton for the same home-buyer customer base across shared regional markets.
- Guild Mortgage: Guild Mortgage is a mid-size retail-focused mortgage lender with strong presence in the U.S. Sun Belt (including Texas) and a relationship-driven, loan-officer-led model. Same consumer-direct GTM motion and geographic overlap with Triton.
- NewRez LLC: NewRez is a top-15 U.S. mortgage lender operating retail, wholesale, and consumer-direct channels across multiple states with both purchase and refinance product sets. Its omnichannel retail model and geographic coverage closely parallel Triton Group's operating profile.
- PrimeLending (PlainsCapital Bank subsidiary): PrimeLending is a multi-state retail mortgage lender operating as a subsidiary of PlainsCapital Bank — a corporate-structure analog to Triton (a branded team under Legacy Mutual Mortgage, a subsidiary of Prosperity Bank). Both are bank-channel retail mortgage origination teams with multi-state consumer-direct focus.
- Guaranteed Rate: Guaranteed Rate is a digitally enabled retail mortgage lender with a strong loan-officer-led, consumer-direct origination model, omnichannel applications (web, phone, in-person), and multi-state lending. Closely comparable to Triton in GTM motion and target borrower.
Broad incumbents
- Rocket Mortgage: Rocket Mortgage is the largest U.S. direct-to-consumer mortgage originator and the dominant scaled competitor in the same retail/consumer-direct channel Triton operates in. Both compete for residential purchase and refinance loans with digital-first application flows, phone-based loan officers, and aggressive consumer marketing.
- loanDepot: loanDepot is a large multichannel mortgage lender (retail, wholesale, and consumer direct via 'mello') serving purchase and refinance borrowers. It operates in the same consumer-direct origination space and targets similar home-buyer segments as Triton.
- United Wholesale Mortgage (UWM): UWM is the largest U.S. wholesale mortgage lender and a major force across the broker/banker channel. While primarily wholesale, it competes with retail-focused lenders like Triton for the same loan officers, Realtor referral networks, and borrower flow.
Emerging players
- Mutual of Omaha Mortgage: Mutual of Omaha Mortgage is a retail-focused mortgage lender with strong affinity-segment programs (including for veterans and first responders). Highly comparable to Triton's 'Hero Benefits' positioning and similar consumer-direct, loan-officer-led service model.
- Better.com: Better.com is a fintech mortgage originator competing via a fully digital, self-serve application flow in the same consumer-direct purchase and refinance market as Triton. It represents the tech-enabled end of the consumer-direct channel against which Triton's loan-officer-driven hybrid model competes.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat3 records
Key risks5 records
Key highlights5 records
Customer concentration
Triton Group social profiles
Digital presenceTriton Group financial estimates
Financial estimateRevenue estimate
Valuation estimate
Triton Group leadership team
Management profileNumber of profiles
Profiles1 record
Triton Group funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Triton Group M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Triton Group
What does Triton Group do?
Triton Group is a mortgage lending team operating under Legacy Mutual Mortgage (NMLS #278675), a subsidiary of Prosperity Bank. The company originates residential home loans for individual home buyers across multiple U.S. states via a streamlined four-step process: Pre-Approval, Disclosure, Processing, and Closing. Services include home purchase loans, refinancing, quick pre-approval (under 10 minutes), credit analysis, and specialized Hero Benefits for eligible professionals, supported by online (Floify), phone, and in-person application channels.
Is Triton Group a public or private company?
Triton Group is a private company. It is classified as corporate owned and is currently operating.
When was Triton Group founded?
Triton Group was founded in 2014. It employs 1 to 10 people.
Where is Triton Group based?
Triton Group is headquartered in Schertz, United States, in the North America region.
How does Triton Group make money?
One revenue line is on record: mortgage Origination Fees.
Who are Triton Group's main competitors?
Direct peers on record are Caliber Home Loans, Guild Mortgage, NewRez LLC, PrimeLending (PlainsCapital Bank subsidiary) and Guaranteed Rate. Broad incumbents are Rocket Mortgage, loanDepot and United Wholesale Mortgage (UWM). Emerging players are Mutual of Omaha Mortgage and Better.com.
Does Triton Group have an API?
No public API is recorded for Triton Group.
What industry is Triton Group in?
Triton Group's product category is Residential Mortgage Lending. Its primary akta.pro industry code is FSALAAAC, Call Center / Tele-Sales Mortgage Origination. Its NAICS code is 522310 and its SIC code is 6162.