Burns Insurance Agency

What Burns Insurance Agency does

Burns Insurance Agency, Inc. is an independent insurance agency incorporated in Wyoming in 1971 and currently licensed in 15 western states including Montana and Nevada. The agency writes, sells, and services multiple lines of insurance across three core categories: personal insurance (home, auto, umbrella, condo, motorcycle, plus specialty coverage such as flood, earthquake, pet, RV, and classic car), commercial/business insurance (commercial property, business owners, business auto, commercial umbrella, excess liability), and agricultural insurance (farm, crop, livestock mortality, rangeland). It also offers Medicare, life/health, dental, and annuities. Distribution is advisor-led through 16 physical office locations primarily across Wyoming and Montana, supplemented by online quote requests via an EzLynx integration and a Service Center portal for existing policyholders. The business model is commission-based: the agency earns commissions from insurance carriers for policies placed and serviced, leveraging access to over 100 carrier partners including The Hartford, Chubb, Travelers, Progressive, Nationwide, Allstate, Liberty Mutual, MetLife, and Blue Cross Blue Shield.

The GTM is sales-led and consultative, driven by licensed insurance professionals providing personalized coverage guidance across personal, commercial, and agricultural lines. Marketing channels include a referral program, informational website with interactive coverage content, client reviews and testimonials, and direct office contact. The customer base is distributed across individual homeowners and auto owners, small to mid-sized businesses, and farm/ranch operations in western states — with no large enterprise anchors. The technology stack is non-proprietary: there is no disclosed custom platform, no public API, and no AI/ML capabilities; the agency relies on industry-standard agency management tooling and partner integrations. The company is privately held with Mark W. Anderson as the owner since 1982, has grown from $400,000 to over $48,000,000 in written premium, and has no external investors, parent company, or subsidiaries identified.

Name

Burns Insurance Agency

Legal name

Burns Insurance Agency, Inc.

Website

https://burnsia.com

Company type

Private

Founded year

1971

Operating status

Operating

Headcount range

11–50 employees

Short description

Burns Insurance Agency is an independent insurance agency licensed in 15 western states, writing personal, commercial, and agricultural insurance through 16 physical offices across Wyoming and Montana and a network of over 100 carrier partners.

Ownership category

akta.pro rank

Product category

Insurance Agency Services

NAICS

Insurance Agencies and Brokerages (524210)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Standalone Umbrella Liability (FSAJANAE)

akta.pro secondary industries

Management Liability (D&O/EPL/Fiduciary) (FSAJAGAD), Professional Liability (Errors & Omissions) (FSAJADAB), Universal Life (UL) Insurance (FSAIABAB)

Keywords

• Independent insurance agency
• Personal insurance brokerage
• Commercial insurance solutions
• Farm and ranch insurance
• Multi-carrier insurance agency

Headquarters

HQ city

Sheridan

HQ country

United States

HQ region

North America

Offices16 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Marketing or Sales, Operations, Technology or R&D, Infrastructure

Revenue model

1. Insurance Agency Commissions: Burns Insurance operates as an independent insurance agency earning commissions from insurance carriers for policies sold and serviced. The agency writes, sells, and services multiple lines of insurance including commercial, business, life/health, homeowners, auto, umbrella/excess, and agricultural insurance products.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels4 records

Core offering

Burns Insurance Agency is an independent insurance agency that writes, sells, and services multiple lines of insurance including personal (home, auto, umbrella, condo, motorcycle), business (commercial property, business owners, business auto), and agricultural (farm, crop, livestock mortality, rangeland) coverage. Operating through 16 physical offices across Wyoming and Montana, the agency represents over 100 insurance carriers and earns commissions by matching customers to carrier policies through licensed insurance advisors.

Product overview

Burns Insurance Agency operates as an independent insurance agency offering a comprehensive portfolio of insurance products organized into three main categories: Personal Insurance (home, auto, umbrella, condo, motorcycle, and specialty coverage), Business Insurance (commercial property, business owners, business auto, and umbrella coverage), and Crop/LRP/Farm/Ranch Insurance (farm, crop, and livestock coverage). The agency represents over 100 insurance companies, enabling them to provide customized coverage solutions. Additional services include Medicare options, life/health insurance, and a Service Center portal for policy management. The company was founded in 1971 in Wyoming and has grown to over $48 million in written premium with 16 locations across Wyoming and Montana.

Differentiator

Problem solved

Functional benefit

Products and services

• Personal Insurance Comprehensive personal insurance coverage including home, auto, umbrella, condo, motorcycle, and specialty lines protecting individuals and families. Bundled personal-lines offering for individual consumers.
• Home Insurance Coverage protecting homeowners against property damage, personal property loss, additional living expenses, and liability claims, including replacement cost coverage options.
• Auto Insurance Vehicle coverage protecting against accidents, liability, and property damage for personal automobiles.
• Umbrella Insurance Excess liability coverage providing additional protection above auto, boat, or homeowners policies for financial security against lawsuits.
• Specialty Personal Insurance Specialty personal lines including condo, motorcycle, watercraft, classic car, earthquake, flood, mobile home, off-road/snowmobile, pet, RV, SR-22, vacant home, valuable possessions, renters, and landlord/rental property coverage.
• Business Insurance Commercial insurance solutions including commercial property, business owners policies, business auto, commercial umbrella, and excess liability coverage to safeguard small-to-mid-sized business operations.
• Commercial Property Insurance Coverage protecting commercial buildings and business property against damage or loss.
• Business Owners Insurance Combined coverage designed specifically for small to medium business owners protecting their operations.
• Business Auto Insurance Coverage for company vehicles and commercial transportation needs.
• Crop/LRP/Farm/Ranch Insurance Agricultural insurance products including farm, crop, and livestock mortality coverage tailored for farming and ranching operations in western states.
• Farm Insurance Coverage protecting farm operations, buildings, equipment, and livestock against various risks.
• Crop Insurance Protection for crops against yield or revenue losses due to weather, disease, or other covered perils.
• Livestock Mortality Insurance Coverage for premature death of covered animals due to non-natural causes including accident, injury, illness, disease, disability, or extreme weather; helps cover replacement costs and lost revenue.
• Life and Health Insurance Life and health coverage including individual/child life insurance, annuities, Medicare solutions, and dental insurance for individuals and families.
• Service Center Portal Online self-service portal for policyholders to report claims, pay bills, request auto ID cards, request certificates, request policy reviews, and request policy changes.

Named customers4 records

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration1 record

Partnerships

24 partnerships are on record, tiered core and minor.

• DairylandcoreChannel Partner/ Reseller/ DistributorDairyland is one of the insurance carriers represented by Burns Insurance as an independent agency, providing coverage options to clients.
• The HartfordcoreChannel Partner/ Reseller/ DistributorThe Hartford is prominently featured as a key carrier partner of Burns Insurance, offering commercial and personal insurance products.
• ABA Insurance ServicesminorChannel Partner/ Reseller/ DistributorProperty and casualty carrier represented by Burns Insurance agency.
• AllstateminorChannel Partner/ Reseller/ DistributorMajor property and casualty carrier represented by Burns Insurance agency.
• American ModernminorChannel Partner/ Reseller/ DistributorProperty and casualty carrier represented by Burns Insurance agency.
• Berkley AspireminorChannel Partner/ Reseller/ DistributorProperty and casualty carrier represented by Burns Insurance agency.
• Berkshire Hathaway HomestateminorChannel Partner/ Reseller/ DistributorProperty and casualty carrier represented by Burns Insurance agency.
• ChubbminorChannel Partner/ Reseller/ DistributorMajor property and casualty carrier represented by Burns Insurance agency.
• CNAminorChannel Partner/ Reseller/ DistributorProperty and casualty carrier represented by Burns Insurance agency.
• NationwideminorChannel Partner/ Reseller/ DistributorProperty and casualty carrier represented by Burns Insurance agency.
• ProgressiveminorChannel Partner/ Reseller/ DistributorProperty and casualty carrier represented by Burns Insurance agency.
• TravelersminorChannel Partner/ Reseller/ DistributorProperty and casualty carrier represented by Burns Insurance agency.
• ZurichminorChannel Partner/ Reseller/ DistributorProperty and casualty carrier represented by Burns Insurance agency.
• Liberty MutualminorChannel Partner/ Reseller/ DistributorProperty and casualty carrier represented by Burns Insurance agency.
• MetLifeminorChannel Partner/ Reseller/ DistributorProperty and casualty carrier represented by Burns Insurance agency.
• ArmtechminorChannel Partner/ Reseller/ DistributorCrop and LRP carrier represented by Burns Insurance agency for agricultural customers.
• Farmers Mutual HailminorChannel Partner/ Reseller/ DistributorCrop insurance carrier represented by Burns Insurance agency for agricultural customers.
• Rain and HailminorChannel Partner/ Reseller/ DistributorCrop insurance carrier represented by Burns Insurance agency for agricultural customers.
• Blue Cross Blue ShieldminorChannel Partner/ Reseller/ DistributorLife and health insurance carrier represented by Burns Insurance agency.
• AssurantminorChannel Partner/ Reseller/ DistributorLife and health insurance carrier represented by Burns Insurance agency.
• Delta DentalminorChannel Partner/ Reseller/ DistributorDental insurance carrier represented by Burns Insurance agency.
• SymetraminorChannel Partner/ Reseller/ DistributorLife and health insurance carrier represented by Burns Insurance agency.
• SafecominorChannel Partner/ Reseller/ DistributorPartner insurance carrier visible on agency materials.
• Trusted ChoiceminorChannel Partner/ Reseller/ DistributorIndependent Insurance Agents alliance partnership providing brand and marketing support.

Scale indicators5 records

Recent moves7 records

Expansion highlights5 records

Broad incumbents

• Arthur J. Gallagher: Global insurance brokerage and risk management firm with substantial US retail brokerage operations. Comparable as a strategic acquirer and broader-market comp, though significantly larger and more diversified than Burns Insurance.
• Marsh McLennan: Global professional services firm anchored by Marsh, the world's largest insurance broker. Overlaps in product categories and target customers but operates at a fundamentally different scale and segment (large enterprise, not rural SMB).

Direct peers

• Country Financial: Regional insurance and financial services provider with deep agricultural and rural customer roots. Comparable in product mix (farm, crop, auto, home, life) and in serving rural Western and Midwestern markets similar to Burns Insurance.
• Heffernan Insurance Brokers: Independent insurance brokerage serving mid-market and small commercial clients across the Western US. Closely comparable to Burns Insurance in target customer, multi-line product mix, and relationship-driven distribution.
• AssuredPartners: Large US independent insurance brokerage built primarily through multi-state roll-ups of independent agencies. Operates a similar multi-line, multi-carrier agency model and is a natural consolidation comp and acquirer profile for Burns Insurance.
• Brown & Brown: National insurance brokerage competing across personal, commercial, and specialty lines. Comparable as a publicly-traded comp for independent agency economics and a likely strategic acquirer of mid-sized regional agencies.
• Hub International: Major North American insurance brokerage offering personal, commercial, and specialty lines through a distributed office model. Mirrors Burns Insurance's producer-led, multi-carrier agency structure at a much larger scale.
• Acrisure: Tech-enabled insurance brokerage that has rapidly consolidated independent agencies while layering proprietary technology onto the producer model. Relevant comparable for both business model and the strategic exit path for owner-led agencies.
• Leavitt Group: Independent insurance agency network with deep Western US presence and a similar multi-line personal, commercial, and agricultural product strategy. Highly comparable in service model, geographic footprint, and carrier-aggregation approach.

Others

• NAU Country Insurance Company: Specialty crop insurance carrier that works closely with independent agents to deliver agricultural coverage. Comparable as an ecosystem partner that Burns Insurance's agricultural book depends on and a counterpart in the same crop insurance value chain.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/burns-insurance-agency-wy

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Burns Insurance Agency