KESKIN SİGORTA ARACILIK HİZMETLERİ LTD ŞTİ

What KESKIN SİGORTA ARACILIK HİZMETLERİ LTD ŞTİ does

Keskin Sigorta Aracılık Hizmetleri Ltd. Şti. is a privately-held Turkish insurance brokerage (yetkili acente) headquartered in Bafra/Samsun, operating as an intermediary that compares and sells policies on behalf of 25+ Turkish insurance carriers. The company distributes a portfolio of 10 core insurance products spanning mandatory motor (Trafik) and earthquake (DASK) coverage, voluntary Kasko and home, supplementary and foreign health, travel, personal accident, cargo/transit, and a packaged business offering. There is no proprietary technology stack disclosed beyond a digital quote-request platform and a 7/24 phone support line; the core comparison workflow is consultant-mediated, with customers submitting online forms and receiving callback quotes from expert advisors.

The business model is commission-based: as an authorized agency, Keskin Sigorta earns intermediary commissions from carriers for policies placed, with pricing determined by personalized comparison across the carrier network rather than a published rate card. The customer base is long-tail retail — individual vehicle owners, homeowners, renters, health-insurance seekers, and a smaller SMB segment — with 90,000+ lifetime customers served since founding. The go-to-market is a hybrid model: a 16-branch physical network across seven provinces (Samsun, Sinop, Amasya, Çorum, Karabük, Uşak, Diyarbakır) combined with a digital quote platform that extends reach to all 81 Turkish provinces. Brand awareness is supported by local sports sponsorships (Samsunspor, 1930 Bafraspor, Bafra Badminton).

Revenue is undisclosed, no external funding has been raised, and the company appears to be founder/family-owned with no parent entity or institutional investors identified. Recent strategic activity has focused on operational scaling: a new coordination center opened in Samsun Atakum in 2025, and a digital transformation initiative was launched in 2026 to support faster, multi-province service delivery. The company has no app, no API, no AI capabilities, and no disclosed certifications or patents.

Name

KESKIN SİGORTA ARACILIK HİZMETLERİ LTD ŞTİ

Legal name

Keskin Sigorta Aracılık Hizmetleri Ltd. Şti.

Website

https://keskinsigorta.net

Company type

Private

Founded year

2006

Operating status

Operating

Headcount range

1–10 employees

Short description

Keskin Sigorta is a Turkish insurance brokerage that compares and distributes policies from 25+ carriers across 10 product lines, serving individual consumers and SMBs through 16 branches and a digital platform.

Ownership category

akta.pro rank

Product category

Insurance Brokerage Services

NAICS

Insurance Agencies and Brokerages (524210), Agencies, Brokerages, and Other Insurance Related Activities (5242)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Insurtech-Enabled Brokerage (Digital Brokers & Aggregators) (FSAEADAN)

akta.pro secondary industry

Specialty Insurance Brokerage (Marine, Aviation, Cyber, Professional Lines) (FSAEADAJ)

Keywords

• Insurance brokerage services
• Multi-carrier insurance comparison
• Motor and health insurance
• Property and DASK insurance
• Commercial insurance packages

Headquarters

HQ city

Samsun

HQ country

Türkiye

HQ region

Europe

Offices16 records

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Infrastructure, Others

Revenue model

1. Insurance Agency Commissions: Keskin Sigorta operates as an insurance broker/agency, earning commissions from multiple insurance company partners for policies sold. The company compares offers from 25+ insurance companies and earns revenue through intermediary commissions from these partnerships.

Pricing tiers

Go-to-market motion2 records

Distribution channels4 records

Marketing channels3 records

Core offering

Keskin Sigorta operates as an authorized insurance brokerage (yetkili acente) that compares and distributes insurance products from 25+ partner insurance companies to consumers and small businesses across Turkey. The company offers ten core insurance lines — mandatory traffic, comprehensive auto (kasko), DASK earthquake, home/property, supplementary health, foreign health, travel, personal accident, cargo/transit, and business package — sourced from carriers including Allianz, Axa, Sompo, Zurich, and Türkiye Sigorta. Customers submit online quote requests, expert consultants compare partner offerings, and personalized policies are delivered via callback or in-branch consultation across 16 physical locations.

Product overview

Keskin Sigorta is an insurance brokerage firm offering a portfolio of 10 core insurance products across vehicle, property, health, travel, and business categories. The company acts as an intermediary, comparing offerings from 25+ insurance company partners (including Acıbadem Sigorta, Allianz, Anadolu Sigorta, Türkiye Sigorta, Zurich, and others) to provide customers with optimal pricing and coverage options. Products range from mandatory insurance (Trafik Sigortası, DASK) to voluntary coverage (Kasko, Konut, Sağlık, Seyahat, Ferdi Kaza, Nakliyat, İş Yeri). The service model involves customer consultation via online forms and phone, with personalized policy recommendations from multiple providers.

Differentiator

Problem solved

Functional benefit

Products and services

• Trafik Sigortası (Traffic Insurance)

Quantifiable outcome

• 90,000+ happy customers served
• +2 more outcomes

Segments4 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

27 partnerships are on record, tiered core and minor.

• Acıbadem SigortacoreChannel Partner/ Reseller/ DistributorAuthorized agency partnership for distributing Acıbadem health insurance products through Keskin Sigorta's comparison and sales network
• Ak SigortacoreChannel Partner/ Reseller/ DistributorAuthorized agency partnership for distributing Ak Sigorta products through Keskin Sigorta's comparison and sales network
• AllianzcoreChannel Partner/ Reseller/ DistributorAuthorized agency partnership for distributing Allianz insurance and pension products through Keskin Sigorta's comparison and sales network
• Anadolu SigortacoreChannel Partner/ Reseller/ DistributorAuthorized agency partnership for distributing Anadolu Sigorta products through Keskin Sigorta's comparison and sales network
• Ankara SigortacoreChannel Partner/ Reseller/ DistributorAuthorized agency partnership for distributing Ankara Sigorta products through Keskin Sigorta's comparison and sales network
• Axa SigortacoreChannel Partner/ Reseller/ DistributorAuthorized agency partnership for distributing Axa insurance and pension products through Keskin Sigorta's comparison and sales network
• Corpus SigortacoreChannel Partner/ Reseller/ DistributorAuthorized agency partnership for distributing Corpus Sigorta products through Keskin Sigorta's comparison and sales network
• Doğa SigortacoreChannel Partner/ Reseller/ DistributorAuthorized agency partnership for distributing Doğa Sigorta products through Keskin Sigorta's comparison and sales network
• Ethica SigortacoreChannel Partner/ Reseller/ DistributorAuthorized agency partnership for distributing Ethica Sigorta products through Keskin Sigorta's comparison and sales network
• GIG SigortacoreChannel Partner/ Reseller/ DistributorAuthorized agency partnership for distributing GIG Sigorta products through Keskin Sigorta's comparison and sales network
• HDI SigortacoreChannel Partner/ Reseller/ DistributorAuthorized agency partnership for distributing HDI Sigorta products through Keskin Sigorta's comparison and sales network
• Magdeburger SigortacoreChannel Partner/ Reseller/ DistributorAuthorized agency partnership for distributing Magdeburger Sigorta products through Keskin Sigorta's comparison and sales network
• Neova SigortacoreChannel Partner/ Reseller/ DistributorAuthorized agency partnership for distributing Neova Sigorta products through Keskin Sigorta's comparison and sales network
• Quick SigortacoreChannel Partner/ Reseller/ DistributorAuthorized agency partnership for distributing Quick Sigorta products through Keskin Sigorta's comparison and sales network
• Ray SigortacoreChannel Partner/ Reseller/ DistributorAuthorized agency partnership for distributing Ray Sigorta products through Keskin Sigorta's comparison and sales network
• Referans SigortacoreChannel Partner/ Reseller/ DistributorAuthorized agency partnership for distributing Referans Sigorta products through Keskin Sigorta's comparison and sales network
• Sompo SigortacoreChannel Partner/ Reseller/ DistributorAuthorized agency partnership for distributing Sompo Sigorta products through Keskin Sigorta's comparison and sales network
• Şeker SigortacoreChannel Partner/ Reseller/ DistributorAuthorized agency partnership for distributing Şeker Sigorta products through Keskin Sigorta's comparison and sales network
• Türk Nippon SigortacoreChannel Partner/ Reseller/ DistributorAuthorized agency partnership for distributing Türk Nippon Sigorta products through Keskin Sigorta's comparison and sales network
• Türkiye SigortacoreChannel Partner/ Reseller/ DistributorAuthorized agency partnership for distributing Türkiye Sigorta products through Keskin Sigorta's comparison and sales network
• Türkiye Hayat EmeklilikcoreChannel Partner/ Reseller/ DistributorAuthorized agency partnership for distributing Türkiye Hayat Emeklilik pension and life insurance products through Keskin Sigorta's comparison and sales network
• Unico SigortacoreChannel Partner/ Reseller/ DistributorAuthorized agency partnership for distributing Unico Sigorta products through Keskin Sigorta's comparison and sales network
• Viennalife Emeklilik ve HayatcoreChannel Partner/ Reseller/ DistributorAuthorized agency partnership for distributing Viennalife pension and life insurance products through Keskin Sigorta's comparison and sales network
• Zurich SigortacoreChannel Partner/ Reseller/ DistributorAuthorized agency partnership for distributing Zurich Sigorta products through Keskin Sigorta's comparison and sales network
• SamsunsporminorOthersLocal sports sponsorship for regional brand awareness and community engagement
• 1930 BafrasporminorOthersLocal sports sponsorship for regional brand awareness and community engagement
• Bafra BadmintonminorOthersLocal sports sponsorship for regional brand awareness and community engagement

Scale indicators4 records

Recent moves8 records

Expansion highlights10 records

Direct peers

• Sigortam.net: Turkey's largest digital insurance comparison platform, allowing customers to compare and purchase policies from multiple carriers online. Directly comparable to Keskin Sigorta's multi-carrier comparison and distribution model, but operates at much larger national scale and with a digital-first GTM.
• Koalay: Turkish insurtech broker offering online comparison and purchase of motor, home, health, and other personal insurance lines. Comparable to Keskin Sigorta across product breadth and multi-carrier distribution but competing via a fully digital user experience.

Broad incumbents

• Sompo Sigorta: Turkish P&C insurer offering personal and commercial lines through independent agencies including Keskin Sigorta. Comparable product breadth and channel overlap; competes for the same end-customer while also being a key supply-side partner.
• Axa Sigorta: Large Turkish P&C insurer and Keskin Sigorta partner, distributing through both captive and independent agency channels. Comparable multi-line product portfolio but with carrier-side economics and direct distribution capability.
• Marsh Türkiye: Global insurance broker with a Turkish presence focused on commercial and corporate risks. Comparable brokerage/intermediary business model but targeting larger commercial clients rather than the SMB/individual segments that anchor Keskin Sigorta.
• Anadolu Sigorta: Major Turkish P&C insurer distributing through direct and broker channels. Comparable multi-line coverage and long-standing market presence but with captive underwriting and broader geographic scale than Keskin Sigorta.
• Aon Türkiye: Global insurance and reinsurance broker operating in Turkey with corporate and specialty expertise. Comparable intermediation model and risk advisory positioning, though focused on enterprise clients rather than the personal lines core of Keskin Sigorta.
• Allianz Türkiye: One of Keskin Sigorta's carrier partners and a major Turkish P&C insurer with captive agency and direct channels. Comparable as a multi-line insurance distributor in the Turkish market but operates as a carrier-underwriter rather than a pure intermediary.
• Zurich Sigorta: International-affiliated Turkish insurer with personal and commercial lines distributed via brokers and direct channels. Comparable multi-carrier distribution role and product portfolio as both a Keskin partner and an indirect competitor for end customers.
• Türkiye Sigorta: State-affiliated Turkish insurance carrier offering motor, home, health and commercial lines through its own agency and broker network. Comparable broad product portfolio and a key carrier partner of Keskin Sigorta; represents both a partnership and competitive overlap.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat5 records

Key risks6 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/keskin-si%CC%87gorta-aracilik-hi%CC%87zmetleri%CC%87-ltd-%C5%9Fti%CC%87

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about KESKIN SİGORTA ARACILIK HİZMETLERİ LTD ŞTİ