Summa & Partners
Summa & Partners is a Dutch insurance advisory firm (founded 2023) that operates a network of independent partner-advisors across the Netherlands, offering personal, SMB, and large-enterprise insurance brokerage under the Summa Adviesgroep umbrella.
- Company typePrivate
- Founded2023
- Headquarters's-Hertogenbosch, Netherlands
- Headcount1–10
- GTM typeB2B and B2C
- OfferingServices
What Summa & Partners does
Summa & Partners is a Dutch private insurance advisory firm founded in 2023 as an initiative of Summa Adviesgroep, operating from its headquarters in 's-Hertogenbosch (Pettelaarpark 110). The firm runs a partnership model in which experienced insurance advisors establish their own legal entities (e.g., Summa & Vos b.v., Summa & Ten Brake b.v., Summa & Dupont b.v., Summa & Jacobi b.v., Summa & Sterrenburg B.V.) and serve clients across multiple Dutch regions, supported by a back-office team of more than 75 insurance specialists. Its customer base spans retail consumers (Particulieren), small and medium-sized businesses (MKB & Zakelijke ondernemers — the primary segment), and large enterprises (Grootzakelijke ondernemingen) with complex co-assurance risks.
The company delivers three core product lines: a bundled private insurance package (Particuliere pakketpolis) covering liability, home contents, motor, travel, health, legal expenses, accident, cyber and event insurance; a modular business insurance package (Zakelijke pakketpolis) covering illness/absence, liability, cyber, inventory, environmental damage, real estate, traffic/transport, legal expenses, business continuity and business travel; and large-enterprise co-assurance placements (Beursverzekeringen) facilitated via intra-group partner Acura Assuradeuren B.V. and the VNAB exchange. Supporting digital infrastructure includes the Mijn Polismap 24/7 policy management portal (uw-polismap.nl) and an online damage-reporting form (Schadeformulier); the website is certified to WCAG 2.1 AA and the European Accessibility Act (EAA) as of 2025, and the firm states GDPR (AVG) compliance.
Commercially, Summa & Partners is a commission-based insurance broker: revenue is generated from commissions on insurance products placed with a broad panel of partner insurers including Allianz, a.s.r., Chubb, DAS, Hiscox, Lloyd's, Markel, Nationale-Nederlanden, Avero Achmea, Arag, Bovemij, MS Amlin and others. Pricing is quote-based and hybrid, with package discounts of up to 10% for bundled policies and an annual billing cadence. Go-to-market is sales-led and relationship-driven: advisors operate entrepreneurially under the Summa & Partners brand, leveraging Summa Adviesgroep's network, brand and back-office support, and rely on personal referrals, regional presence and the Summa Groep ecosystem rather than paid digital acquisition.
Summa & Partners firmographics
Firmographics- Name
- Summa & Partners
- Legal name
- Summa & Partners
- Website
- https://partners.summa.nl
- Company type
- Private
- Founded year
- 2023
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- Summa & Partners is a Dutch insurance advisory firm (founded 2023) that operates a network of independent partner-advisors across the Netherlands, offering personal, SMB, and large-enterprise insurance brokerage under the Summa Adviesgroep umbrella.
- Ownership category
- akta.pro rank
Where Summa & Partners is headquartered
LocationHeadquarters
- HQ city
- 's-Hertogenbosch
- HQ country
- Netherlands
- HQ region
- Europe
Offices7 records
Markets served
Summa & Partners business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Marketing or Sales, Operations, Technology or R&D, Infrastructure
Revenue model
- Insurance Advisory and Commission Revenue: Summa & Partners generates revenue through commissions from insurance products placed with partner insurers. The company operates as an independent insurance broker/advisor, offering products from multiple insurers and earning commission on policies sold and renewed.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Hybrid | Annual | Package insurance with bundled discounts |
Go-to-market motion1 record
Distribution channels3 records
Marketing channels3 records
Summa & Partners product offering
Product offeringCore offering
Summa & Partners is an independent insurance advisory firm that compares and places insurance products from multiple insurers for individuals, small and medium-sized businesses, and large enterprises. Advisors operate as partner-entrepreneurs under the Summa & Partners brand, supported by a back-office team of over 75 insurance specialists from Summa Adviesgroep. Services include personal package insurance, modular business insurance, and complex co-assurance-based commercial insurance distributed via the Acura Assuradeuren exchange.
Product overview
Summa & Partners is an insurance advisory firm offering three core insurance product lines: (1) Particuliere verzekeringen — a bundled package policy for private individuals covering liability, home contents, motor vehicles, travel, health, legal expenses, accident, cyber, and event insurance; (2) Zakelijke verzekeringen — a modular business insurance package for entrepreneurs covering illness/absence, liability, cyber, inventory, environmental damage, real estate, transport, legal expenses, business continuity, and travel; and (3) Grootzakelijke verzekeringen (Beursverzekeringen) — co-assurance-based complex commercial insurance facilitated through the Acura Assuradeuren exchange. The firm supplements its core advisory services with digital tools including Mijn Polismap (a 24/7 digital policy management portal) and a digital damage reporting form. Services are delivered through independent partner-advisors supported by a back-office team of over 75 insurance specialists, with package discounts of up to 10% for bundled coverage.
Differentiator
Problem solved
Functional benefit
Quantifiable outcome
- Discounts up to 10% when combining multiple insurance modules
Companies that use Summa & Partners
Customer profileNamed customers2 records
Segments3 records
Ideal customer profiles3 records
Summa & Partners technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Summa & Partners partnerships and signals
Strategic signalPartnerships
44 partnerships are on record, tiered minor and core.
- HiscoxminorInsurance partner offering commercial and specialty insurance products through Summa & Partners advisors
- Guardian GroupminorInsurance partner providing coverage options for clients
- ChubbminorGlobal insurance company partner offering commercial and specialty lines
- AllianzminorMajor insurance partner offering business and commercial insurance products
- Nationale-NederlandenminorDutch insurance provider partner offering various insurance solutions
- a.s.r.minorDutch insurance company partner providing personal and business insurance
- Lloyd'sminorGlobal insurance market providing complex and specialty insurance coverage
- MarkelminorSpecialty insurance provider partner for complex risks
- Acura Assuradeuren B.V.coreWithin the Summa Group, Acura Assuradeuren B.V. handles the exchange (beurs) activities and complex commercial risks for co-insurance arrangements
- Summa AdviesgroepcoreParent organization and initiative provider; Summa & Partners is an initiative of Summa Adviesgroep, providing network, support infrastructure, and brand credibility
- Vereniging Nederlandse Assurantie Beurs (VNAB)minorDutch Insurance Exchange Association membership ensuring access to latest developments and knowledge in the co-insurance market
- NBOV VerzekeringenminorNetwork of specialized insurance offices with fixed and recognizable contact points, offering collective solutions
- Financiële Dienstverleners GelderlandminorRegional industry association where Joris Vos serves as chairman
- Federatie van AssurantieclubsminorNational federation of insurance clubs where Joris Vos serves as board member, contributing to industry professionalization
- Hommeles Expertise B.V.minorEmergency expertise partner providing 24/7 assistance for damage situations not requiring fire department or police
- AutotaalglasminorGlass repair partner for vehicle glass damage; direct contact number 0800 08 28
- Van Mossel Autoschade GroepminorAuto damage repair partner for glass and bodywork; direct contact number 088 087 01 50
- DASminorLegal expenses insurance partner
- Avero AchmeaminorInsurance partner under Achmea group
- AragminorLegal insurance partner
- ArbonedminorInsurance partner for disability and income protection
- MS AmlinminorInsurance partner offering commercial coverage
- BovemijminorInsurance partner for mobility and transport sector
- DolmansminorInsurance partner
- EMSminorInsurance partner
- De ZeeuwseminorInsurance partner
- Maas LloydminorInsurance partner
- MidglasminorGlass insurance partner
- UnigarantminorInsurance partner
- UninuminorGlass insurance partner
- BelforminorDamage recovery partner for fire, water and storm damage
- Moving IntelligenceminorTracking and intelligence partner for vehicles
- MooymanminorInsurance partner
- TritionminorInsurance partner
- PersonatominorInsurance partner
- Re-campminorInsurance partner for recreational vehicles
- JV ImpulsminorInsurance partner
- Bugs BusinessminorInsurance partner
- Werk VitaalminorInsurance partner for employment and vitality
- Omnia Caravan en Camper SchadeherstelminorDamage repair partner for caravans and campers
- Service GlasherstelminorGlass repair partner
- SmartphortminorInsurance partner
- AnsvarminorInsurance partner offering various coverage options
- Allianz Global AssistanceminorAssistance and travel insurance partner
Scale indicators2 records
Recent moves7 records
Expansion highlights5 records
Summa & Partners competitors and assessment
Company assessmentBroad incumbents
- Marsh Nederland: Dutch operations of global insurance broker Marsh. Comparable in independent multi-carrier commercial brokerage and access to complex/specialty risks via Lloyd's and international markets, though with significantly larger scale and enterprise orientation.
- Aon Nederland: Dutch arm of global insurance and reinsurance broker Aon. Overlaps with Summa & Partners across commercial brokerage, multi-carrier placement, and risk advisory; differentiated by global scale, enterprise focus, and proprietary analytics.
- Vanbreda Risk & Benefits: Large Benelux-domiciled independent insurance broker and risk consultant operating across personal, SMB, and corporate segments. Comparable as a multi-line independent broker with cross-border Benelux reach and access to large/complex risks via co-insurance and international carrier relationships.
- Willis Towers Watson Netherlands: Global advisory, broking, and solutions firm with a Dutch presence providing commercial insurance brokerage and risk advisory. Comparable in multi-carrier placement and enterprise risk capabilities, distinguished by global scale and broader consulting portfolio.
- Rabobank Verzekeren: Bank-affiliated insurance distribution arm of Rabobank, the largest Dutch retail bank. Overlaps with Summa & Partners in retail and small-business insurance distribution, but benefits from integrated bank-customer access and significant scale advantages.
Direct peers
- MeesRisicobeheer: Dutch independent insurance broker focused on risk advisory for SMB and mid-market clients. Comparable in independent intermediary model, advisor-led service, and emphasis on tailored coverage rather than commoditized price competition.
- Veldsink Advies: Dutch independent insurance and financial advisory network with a comparable partner-advisor / branch-ondernemer model and strong SMB focus across the Netherlands. Highly comparable in GTM motion, advisor structure, and customer segment, and a former employer of one of Summa & Partners' senior advisors.
- Klap Verzekeringsmakelaar: Independent Dutch insurance broker offering multi-line retail and commercial insurance with personal advisor service. Comparable to Summa & Partners in independent intermediary positioning, multi-carrier access, and SMB/retail customer base.
- Tielen Assurantiën: Dutch independent insurance broker with multi-line personal and commercial offerings. Comparable in independent intermediary model, regional Dutch coverage, and SMB/retail orientation.
- NVS Assurantiën: Dutch independent insurance broker specializing in personal and small-business insurance. Comparable in independent broker positioning, advisor-led distribution, and multi-carrier access for SMB clients.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat4 records
Key risks6 records
Key highlights6 records
Customer concentration
Summa & Partners social profiles
Digital presenceSumma & Partners compliance and trust
Trust signalCompliance3 records
Summa & Partners financial estimates
Financial estimateRevenue estimate
Valuation estimate
Summa & Partners leadership team
Management profileNumber of profiles
Profiles8 records
Summa & Partners subsidiaries and ownership
Company hierarchySubsidiaries5 records
Summa & Partners funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Summa & Partners M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Summa & Partners
What does Summa & Partners do?
Summa & Partners is an independent insurance advisory firm that compares and places insurance products from multiple insurers for individuals, small and medium-sized businesses, and large enterprises. Advisors operate as partner-entrepreneurs under the Summa & Partners brand, supported by a back-office team of over 75 insurance specialists from Summa Adviesgroep. Services include personal package insurance, modular business insurance, and complex co-assurance-based commercial insurance distributed via the Acura Assuradeuren exchange.
Is Summa & Partners a public or private company?
Summa & Partners is a private company. It is classified as corporate owned and is currently operating.
When was Summa & Partners founded?
Summa & Partners was founded in 2023. It employs 1 to 10 people.
Where is Summa & Partners based?
Summa & Partners is headquartered in 's-Hertogenbosch, Netherlands, in the Europe region.
How does Summa & Partners make money?
One revenue line is on record: insurance Advisory and Commission Revenue.
Who are Summa & Partners's main competitors?
Broad incumbents on record are Marsh Nederland, Aon Nederland, Vanbreda Risk & Benefits, Willis Towers Watson Netherlands and Rabobank Verzekeren. Direct peers are MeesRisicobeheer, Veldsink Advies, Klap Verzekeringsmakelaar, Tielen Assurantiën and NVS Assurantiën.
Does Summa & Partners have an API?
No public API is recorded for Summa & Partners.