Mccluskey Enterprises Inc.

What Mccluskey Enterprises Inc. does

McCluskey Enterprises Inc., doing business as McCluskey Insurance Services LLC, is an independent insurance agency headquartered at 9162 Union Cemetery in Cincinnati, Ohio. Founded in 2015, the firm holds insurance producer licensure across 23 U.S. states and operates as a multi-carrier broker rather than a captive agent. It distributes 14+ insurance product lines — including personal auto, home, life, motorcycle, RV, boat/watercraft, umbrella, and flood coverage, as well as commercial lines (commercial property, business liability, and employee benefits) — through partnerships with 24 carrier providers such as AAA, Progressive, Geico, Liberty Mutual, Chubb, Travelers, and Hagerty.

The agency's technology stack is limited and largely outsourced. The company explicitly discloses no proprietary core technology, with EZLynx providing the website infrastructure, comparative quoting form, online policy-import tool, and client center portal that allow customers to view policies, print ID cards, add drivers, make payments, and file claims. The platform enables customers to compare quotes from multiple carriers via a single online form, import existing coverage using carrier logon credentials, and manage in-force policies through a self-service portal — a workflow advantage relative to captive agents but standard within the independent agency channel.

Commercially, McCluskey runs a sales-led go-to-market centered on licensed insurance agents available by phone (513-999-5411), text (513-547-3672), and email ([email protected]), supplemented by digital touchpoints including an educational blog, Facebook, and LinkedIn. Revenue is generated through standard carrier commissions on policies sold (affiliate/referral model), with pricing individualized by underwriting criteria rather than published. Customer segments are horizontal: individual consumers are the primary audience, with small-to-medium businesses as a secondary segment served through commercial and employee benefits offerings. The agency also links to McCluskey Chevrolet, suggesting an affiliated auto dealership that may serve as a customer acquisition channel for vehicle insurance.

Name

Mccluskey Enterprises Inc.

Legal name

McCluskey Insurance Services LLC

Website

https://mymccluskeyinsurance.com

Company type

Private

Founded year

2015

Operating status

Operating

Headcount range

1–10 employees

Short description

McCluskey Enterprises Inc. (DBA McCluskey Insurance Services LLC) is an independent, Cincinnati-based insurance agency founded in 2015 that distributes 14+ personal and commercial insurance lines through 24 carrier partners across 23 U.S. states, serving individual consumers and small-to-medium businesses via licensed agents and an EZLynx-powered comparative quoting platform.

Ownership category

akta.pro rank

Product category

Insurance Brokerage Services

NAICS

Agencies, Brokerages, and Other Insurance Related Activities (5242), Insurance Agencies and Brokerages (52421)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Retail (Personal Lines) Insurance Brokerage (FSAEADAA)

akta.pro secondary industry

Specialty Insurance Brokerage (Marine, Aviation, Cyber, Professional Lines) (FSAEADAJ)

Keywords

• Independent insurance agency
• Multi-carrier insurance broker
• Personal insurance coverage
• Commercial insurance services
• Comparative insurance quoting

Headquarters

HQ city

Cincinnati

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Others

Revenue model

1. Insurance Commissions: The agency earns commissions from insurance carrier partners (AAA, Progressive, Geico, Liberty Mutual, and 19 other insurers) for policies sold. This is a standard independent insurance agency revenue model.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels4 records

Core offering

McCluskey Insurance Services LLC is an independent insurance agency that brokers personal and commercial insurance policies by comparing quotes from 24 carrier partners (including AAA, Progressive, Geico, Liberty Mutual, Chubb, Travelers, and Hagerty). It sells 14 product lines spanning auto, home, life, motorcycle, RV, boat, classic car, condo, renters, flood, motor home, umbrella, commercial, and employee benefits coverage. Customers can request quotes online, by phone, text, or in person at its Cincinnati, OH office.

Product overview

McCluskey Insurance Services LLC is an independent insurance agency offering a comprehensive portfolio of insurance products. The core offering consists of multiple insurance product lines (Auto, Home, Commercial, Classic Car, Condo, Boat/Watercraft, Employee Benefits, Flood, Life, Motor Home, Renters, RV, Motorcycle, and Umbrella Insurance) supported by an online comparative quoting platform and client portal. The agency operates as a digital-first insurance broker, allowing customers to quote, compare, import existing coverage details, and manage policies online while accessing a network of partner insurance carriers.

Differentiator

Problem solved

Functional benefit

Segments2 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration1 record

Partnerships

24 partnerships are on record, tiered core and minor.

• AAAcoreOthersMajor insurance carrier partner providing auto, home, and life insurance products through McCluskey Insurance's comparative quoting platform.
• ProgressivecoreOthersMajor insurance carrier partner providing auto, home, and specialty insurance products through the agency's quoting platform.
• GeicocoreOthersMajor insurance carrier partner providing auto insurance products through the agency's comparative quoting system.
• Liberty MutualcoreOthersInsurance carrier partner offering auto, home, and life insurance products through the agency's platform.
• ChubbcoreOthersPremium insurance carrier partner specializing in high-value home, auto, and specialty insurance coverage.
• TravelerscoreOthersMajor insurance carrier partner providing personal and commercial insurance products through the agency.
• HagertycoreOthersSpecialty insurance carrier partner providing classic car insurance products for collector vehicles.
• Assurance AmericaminorOthersInsurance carrier partner providing auto insurance products through the agency's quoting platform.
• BranchminorOthersInsurance carrier partner providing auto insurance coverage options.
• Bristol WestminorOthersInsurance carrier partner providing auto insurance products.
• ForemostminorOthersInsurance carrier partner providing specialty insurance products including manufactured housing and motorhome coverage.
• GainscominorOthersInsurance carrier partner providing auto insurance coverage.
• GrangeminorOthersRegional insurance carrier partner providing auto, home, and life insurance products in the Ohio market.
• John HancockminorOthersInsurance carrier partner providing life insurance and annuity products.
• LincolnminorOthersInsurance carrier partner (Lincoln Financial Group) providing life insurance and retirement products.
• National GeneralminorOthersInsurance carrier partner providing auto, home, and recreational vehicle insurance.
• OpenlyminorOthersInsurance carrier partner providing homeowners insurance products.
• Pacific LifeminorOthersInsurance carrier partner providing life insurance and annuity products.
• ProtectiveminorOthersInsurance carrier partner providing life insurance products.
• PrudentialminorOthersInsurance carrier partner providing life insurance and financial products.
• TransamericaminorOthersInsurance carrier partner providing life insurance, annuities, and retirement solutions.
• TrexisminorOthersInsurance carrier partner providing auto insurance products.
• The GeneralminorOthersInsurance carrier partner providing affordable auto insurance coverage.
• EZLynxcoreTechnology or IntegrationWebsite development and agency management platform provider. EZLynx provides the agency's website infrastructure and workflow automation tools for insurance operations.

Scale indicators3 records

Recent moves5 records

Expansion highlights5 records

Direct peers

• SelectQuote: SelectQuote operates an online comparison platform for life, auto, and home insurance, working with multiple carrier partners and licensed agents. It competes with McCluskey in the same personal lines comparison-shopping category, particularly for term life and senior health products.
• SmartFinancial Insurance: SmartFinancial is an online-focused personal insurance agency that compares quotes across multiple carriers via a digital platform. Its comparative quoting model and multi-carrier partnerships directly mirror McCluskey's distribution approach, though SmartFinancial leans more heavily digital.
• Goosehead Insurance: Goosehead Insurance is a publicly traded independent insurance agency operating on a similar multi-carrier comparative quoting model, licensed across a broad multi-state footprint. It is the most directly comparable scaled competitor to McCluskey's independent-agency business model.
• The General Insurance: The General is a non-standard auto insurer that sells direct-to-consumer online. It is also a carrier partner of McCluskey, illustrating both the overlap in target customer (high-risk drivers) and the competitive threat from direct-writing carrier channels.
• Integrity Marketing Group: Integrity Marketing is a leading independent insurance distribution platform that owns and partners with independent insurance agencies and brokerage operations. Its business model of aggregating independent agencies and carrier relationships is highly comparable to McCluskey's structural model, though at much greater scale.

Regional players

• Erie Insurance: Erie Insurance is a regional insurance carrier that primarily operates in the Midwest and Mid-Atlantic through a captive agency model. It competes with McCluskey in Ohio for personal and small commercial lines, with stronger brand recognition in the Cincinnati market but a more limited geographic and product footprint.

Broad incumbents

• Brown & Brown: Brown & Brown is a major publicly traded insurance brokerage distributing personal and commercial products through multiple carrier relationships. It represents the broader incumbent brokerage model that competes with independent agencies in mid-market and personal lines segments.
• HUB International: HUB International is a large global insurance brokerage representing multiple carriers across personal and commercial lines. It serves as a broad incumbent that competes with independent agencies like McCluskey in commercial and specialty personal lines, though it operates at much larger scale and with deeper institutional relationships.

Emerging players

• The Zebra: The Zebra is an online insurance comparison marketplace for auto and home policies, similar to a Kayak for insurance. It competes with McCluskey's comparative quoting capability in the digital channel and reflects the broader shift toward agentless comparison shopping.
• EverQuote: EverQuote operates an online insurance marketplace that connects consumers with carriers and local agents. While McCluskey serves as the agent, EverQuote is a demand-side technology player that competes for the same consumer shopping moments and could either partner or disintermediate agencies like McCluskey.

Market position

Strengths5 records

Weaknesses4 records

Competitive moat3 records

Key risks5 records

Key highlights6 records

Customer concentration

• Facebookfacebook.com/mccluskeyinsurance
• LinkedInlinkedin.com/company/mccluskey-insurance-services-llc

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Mccluskey Enterprises Inc.