Seguros Ideal Insurance Services

What Seguros Ideal Insurance Services does

Seguros Ideal Insurance Services, operating commercially as SeguroViagem.Com, is a Brazilian travel insurance comparison and distribution platform run by the underlying legal entity ClickTrip (CNPJ 13.197.933/0001-62). The company is headquartered at Av. Miguel Estefano, 1262, Vila da Saúde, São Paulo, and operates as a privately held authorized tourism agency. Its core product is an online price-comparison platform at seguroviagem.com that aggregates travel insurance plans from more than 15 partner brands — including GTA, Coris, Affinity, Hero, AssistCard, SulAmérica, Power Assist, Europ Assistance, Intermac, My Travel Assist, ITA, Vital Card, Safety Card, and Assist — enabling consumers to compare coverage and pricing for international and domestic trips. The platform is supplemented by WhatsApp sales, phone-based televendas, and email support channels.

The business operates as an insurance aggregator/distributor rather than an underwriter, generating revenue via commissions on travel insurance premiums transacted through the platform (transaction-fee revenue model). Customers are individual and SMB travelers, segmented into international travelers (including destinations with mandatory coverage such as Schengen countries requiring €30,000 minimum and Cuba requiring CUC 10,000), domestic Brazilian travelers, exchange students studying abroad, and business travelers. Pricing to consumers includes plans with up to 23% discount, up to 12 interest-free installments on credit card, and a 3% additional discount for PIX or boleto payments.

The company's go-to-market relies on SEO-driven destination content, multi-channel sales support, and regulatory credibility anchored by CADASTUR registration with Brazil's Ministry of Tourism, SINDETUR-SP union membership, and LGPD compliance. The platform surfaces content on Schengen visa requirements, US medical cost exposure, and regional coverage norms to capture intent-driven organic traffic from Brazilian outbound travelers. There is no disclosed mobile app, public API, headcount, or external funding — ClickTrip appears to be an independently owned, bootstrapped operation with a transactional, commission-based economic model entirely dependent on Brazilian outbound and inbound travel insurance demand.

Name

Seguros Ideal Insurance Services

Legal name

ClickTrip

Website

https://seguroviagem.com

Company type

Private

Operating status

Operating

Short description

SeguroViagem.Com (operated by ClickTrip) is a São Paulo-based online travel insurance comparison platform that aggregates and distributes plans from 15+ partner brands to Brazilian consumers purchasing international and domestic travel coverage via web, WhatsApp, and phone channels.

Ownership category

akta.pro rank

Product category

Travel Insurance Comparison & Brokerage

NAICS

Insurance Agencies and Brokerages (524210), Agencies, Brokerages, and Other Insurance Related Activities (5242)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Underwriting, Pricing & Policy Administration (PAS) for Travel Insurance (THALALAK)

akta.pro secondary industries

Travel & Accident (Non-Life) Insurance (FSAJAMAN), Travel Medical Insurance (Individual) (FSAIAEAI)

Keywords

• Travel insurance comparison
• Insurance aggregator platform
• Travel insurance brokerage
• Online insurance marketplace
• Travel assistance products

Headquarters

HQ city

São Paulo

HQ country

Brazil

HQ region

Latin America

Offices1 record

Markets served

GTM type

B2C

Offering type

Digital Commerce or Content

Cost components

Personnel, Marketing or Sales, Technology or R&D, Operations, Others

Revenue model

1. Insurance commission: The company generates revenue by earning commissions on travel insurance products sold through its comparison platform. As an authorized agency, they distribute products from over 15 insurance brands and receive a share of the premiums paid by customers.

Pricing tiers

Go-to-market motion1 record

Distribution channels4 records

Marketing channels5 records

Core offering

Seguros Ideal Insurance Services operates SeguroViagem.com, an online price-comparison and aggregator platform for travel insurance. As an authorized Brazilian agency (legal entity ClickTrip), it distributes travel insurance plans from over 15 partner brands including GTA, Coris, Affinity, Hero, AssistCard, SulAmérica, Europ Assistance, Intermac, My Travel Assist, ITA, Vital Card, Safety Card, Power Assist, and Assist, enabling individual consumers to compare coverage options for international and domestic trips and purchase policies online, by phone (Televendas), or via WhatsApp.

Product overview

SeguroViagem.Com is an online travel insurance comparison and sales platform operated by ClickTrip. The platform aggregates and distributes travel insurance products from 15+ partner brands including GTA, Coris, Affinity, Hero, AssistCard, SulAmérica, Europ Assistance, Intermac, My Travel Assist, ITA, Vital Card, Safety Card, Power Assist, and Assist. The core platform serves as an aggregator/comparator enabling consumers to quote, compare, and purchase travel insurance for domestic (Brazil) and international destinations including Europe, Americas, Asia, Africa, and Oceania. Plans are available with up to 23% discount and payment options up to 12 installments without interest on credit cards, plus PIX and boleto payment with additional 3% discount.

Differentiator

Problem solved

Functional benefit

Products and services

• SeguroViagem.com Online Comparison & Purchase Platform Core online platform where consumers select a destination, input travel dates and number of travelers, receive quotes from multiple insurance brands, compare coverage options and prices, and complete purchase 100% online with policy delivered by email. Supports quotes for Europe (all countries), USA, Canada, Mexico, exchange-student destinations, South America, Central America, Caribbean, Asia, Africa, Oceania, Brazil, Middle East, and cruises.
• GTA - Global Travel Assistance Plans Travel insurance plans from GTA (Global Travel Assistance), distributed via the platform for international and domestic travel coverage including medical assistance, trip cancellation, and baggage protection.
• Coris Seguro Viagem Plans Travel insurance plans from Coris, offering international claims management support with one of the largest worldwide assistance networks.
• Affinity Seguro Viagem Plans Travel insurance plans from Affinity, backed by American Assist and Sompo Seguros underwriters, distributed via the platform for international and domestic travel.
• Hero Seguro Viagem Plans Digital-native insurtech plans from Hero, operating as a Managing General Agent underwritten by Generali, with added benefits including Telemedicina Albert Einstein and VIP lounge access.
• AssistCard Seguro Viagem Plans Travel insurance plans from AssistCard, a global travel assistance provider founded in 1972 in Geneva, offering multilingual 24/7 support across 110+ countries with 70,000+ service providers.
• SulAmérica Seguro Viagem Plans Travel insurance plans from SulAmérica, one of Brazil's largest insurance companies, segmented for worldwide, Latin America, Europe, Brazil, and student destinations.
• Power Assist Seguro Viagem Plans Travel insurance plans from Power Assist, providing medical assistance, trip cancellation, and baggage loss coverage with flexible plans and competitive pricing.
• Europ Assistance Plans Travel insurance plans from Europ Assistance, a global 24-hour assistance leader founded in 1963 in France, with operations in 200+ countries and 50,000 service providers.
• Intermac Assistance Plans Travel insurance plans from Intermac Assistance, a São Paulo–founded provider with 25 years of experience, over 1 million policies sold, and 24/7 service through a global protection network.
• My Travel Assist Plans Digital-first insurtech travel insurance plans from My Travel Assist, guaranteed by Too Seguros (BTG Pactual group), offering 30 global coverages with 24/7 Portuguese-language support.
• ITA (International Travel Assistance) Plans International travel assistance plans from ITA for leisure, business, and exchange trips, backed by Invest Seguradora and World Assist for global 24/7 multilingual medical coordination.
• Vital Card Plans Travel assistance card plans from Vital Card, part of the Schultz Turismo group, providing comprehensive emergency support and coverage for trip cancellation and baggage loss.
• Safety Card Plans Travel insurance plans from Safety Card, offering travel assistance for leisure and business travelers with domestic and international coverage.
• Assist Seguro Viagem Plans Travel insurance plans from Assist (formerly Assist-med), offering SUSEP-compliant coverage including medical, dental, pharmaceutical benefits plus baggage and cancellation protection.

Quantifiable outcome

• Up to 23% discount on insurance plans
• +2 more outcomes

Segments4 records

Ideal customer profiles4 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

14 partnerships are on record, tiered core.

• GTA (Global Travel Assistance)coreChannel Partner/ Reseller/ DistributorGTA is one of the insurance providers featured on SeguroViagem.com, offering 53 travel insurance plans. GTA has over 25 years of experience in travel assistance with 40 operational centers, 300 service points, and 3,000 trained employees.
• Coris Seguro ViagemcoreChannel Partner/ Reseller/ DistributorCoris has been commercialized for over 30 years in Brazil and Latin America, considered one of the largest worldwide assistance companies with one of the largest international claims management networks.
• Affinity Seguro ViagemcoreChannel Partner/ Reseller/ DistributorAffinity offers 58 travel insurance plans, formed by professionals with over 30 years of experience in the travel insurance market, in partnership with American Assist and Sompo Seguros (128+ years of tradition).
• Hero Seguro ViagemcoreChannel Partner/ Reseller/ DistributorHero offers 14 plans, an insurtech founded by a multidisciplinary team with over 20 years of experience. Operates as MGA underwritten by Generali, includes Telemedicina Albert Einstein benefit and VIP lounge access.
• AssistCardcoreChannel Partner/ Reseller/ DistributorAssistCard offers 41 travel insurance plans. Founded in 1972 in Geneva, it has over 70,000 service providers, operates in 110+ countries with regional offices worldwide.
• SulAmérica Seguro ViagemcoreChannel Partner/ Reseller/ DistributorSulAmérica offers 18 travel insurance plans. One of Brazil's largest insurance companies, offering plans for Mundo (worldwide), América Latina, Europa, Brasil, and Student segments.
• Power AssistcoreChannel Partner/ Reseller/ DistributorPower Assist offers 15 travel insurance plans. Provides coverage including medical assistance, trip cancellation, and baggage loss with attractive pricing and flexible plans.
• Europ AssistancecoreChannel Partner/ Reseller/ DistributorEurop Assistance, founded in 1963 in France, is a global leader in 24-hour assistance services. Present in 200+ countries and territories with 50,000 service providers and 39 assistance centers.
• Intermac AssistancecoreChannel Partner/ Reseller/ DistributorFounded July 4, 1999 in São Paulo, with 25 years of experience. One of the largest travel insurance companies with over 1 million policies sold, offering 24/7 service through global protection network.
• My Travel AssistcoreChannel Partner/ Reseller/ DistributorAn insurtech specializing in digital insurance products, founded by a team with 25+ years of combined insurance and digital market expertise. Products guaranteed by Too Seguros (BTG Pactual group), offering 30 global coverages with 24/7 support.
• ITA (International Travel Assistance)coreChannel Partner/ Reseller/ DistributorITA offers travel solutions for leisure, business, and exchange trips. Has partnerships with Invest Seguradora (30+ years in insurance market) and World Assist for 24/7 multilingual medical coordination worldwide.
• Vital CardcoreChannel Partner/ Reseller/ DistributorVital Card has been in the market since 2000, part of the Schultz Turismo group with 30+ years in tourism. Offers comprehensive assistance cards for emergencies during travel.
• Safety CardcoreChannel Partner/ Reseller/ DistributorSafety Card was created in 2008, offering travel assistance options for leisure and business travelers, providing maximum benefits for domestic and international travel.
• Assist Seguro ViagemcoreChannel Partner/ Reseller/ DistributorFormerly Assist-med, now Assist Seguro Viagem. Member of international organization present in South America (Argentina, Chile, Uruguay, Spain) since 2013 in Brazil. Offers SUSEP-compliant plans with medical, dental, and luggage coverage.

Scale indicators2 records

Recent moves1 record

Expansion highlights5 records

Direct peers

• Squaremouth: US-focused travel insurance comparison platform that aggregates multiple carriers and earns commission on policy sales. Directly comparable as a pure-play online travel insurance aggregator serving travelers purchasing international/domestic coverage.
• InsureMyTrip: US-based travel insurance comparison marketplace aggregating dozens of carriers. Highly comparable to SeguroViagem.com's value proposition: side-by-side plan comparison, online purchase, and commission-based revenue from partner underwriters.
• TravelInsurance.com: Online travel insurance comparison site aggregating plans from multiple carriers. Comparable to SeguroViagem.com as a digital aggregator focused on comparing and distributing third-party travel insurance products to consumers.
• WorldNomads: Global travel insurance comparison and distribution platform serving independent and adventure travelers, with established Brazilian market presence. Comparable because it aggregates multiple underwriters and sells travel insurance online to international travelers, mirroring SeguroViagem.com's aggregator model.

Broad incumbents

• Europ Assistance: Global 24-hour assistance leader founded in 1963, present in 200+ countries. Comparable as an incumbent provider that operates its own direct distribution while also using aggregators like SeguroViagem.com to reach Brazilian consumers.
• SulAmérica: One of Brazil's largest insurance companies offering travel coverage for multiple destinations. Comparable as a large incumbent that both partners with SeguroViagem.com and sells travel insurance direct, making it a partial competitor.
• AssistCard: Global travel assistance company founded 1972, operating in 110+ countries with 70,000+ service providers. Comparable as a larger incumbent that both sells direct and is distributed via aggregators like SeguroViagem.com, creating overlap on the same consumer demand.
• Porto Seguro: Major Brazilian insurance carrier offering a wide product portfolio including travel insurance. Comparable as a Brazilian incumbent that competes with SeguroViagem.com's offering via its own direct channels and brand recognition.

Emerging players

• HeyMundo: Digital-native travel insurance platform focused on Latin American travelers. Comparable as an emerging digital player targeting similar Spanish-speaking outbound travel segments with a tech-led distribution model.
• Hero Seguro Viagem: Brazilian digital-native travel insurance MGA underwritten by Generali, offering 14 plans with telemedicine and lounge benefits. Comparable as an emerging insurtech that partners with aggregators like SeguroViagem.com but also builds direct digital brand.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks5 records

Key highlights5 records

Customer concentration

Compliance3 records

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Seguros Ideal Insurance Services